"You encouraged me, and so I went back to Panama. This time I explored more around El Valle, Santa Fe, Pedasi, Altos de Maria, Santiago, Volcan, Boquete, and everywhere in between that time allowed.

"As a retiree with just a state pension and Social Security, I knew my choices were limited because of my income.

"But, with help from you, your newsletters, and now your book, I am permanently moving to Boquete on June 2. I have learned so much just meeting expats and Panamanians, who could not have been more friendly or helpful.

"Thank you, thank you!"

"If you ever want more in-depth reports on how a 62-year-old single man got to this point, I would be glad to share them. From attorneys to bankers and insurance agents and much more, I did it. I wish I could have afforded to join your Panama Circle, but I'm writing to assure folks that it can be done even on your own. I did it.

"Sometimes funny, always interesting, and many times trying...but I did it!

"One more time, thank you."

-- Michael H., Soon To Be A Former New Mexico Resident

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• Nicaragua Real Estate