How To Choose Where To Retire Overseas

"Kathleen, Here's What I'm Looking For..."

Sept. 2, 2014, Baltimore, Maryland: Live and Invest Overseas’ Retire Overseas Conference in Nashville, Tennessee, helped hundreds of would-be retirees figure out where to reinvent their lives overseas.

Dear Live and Invest Overseas Reader,

I spent a lot of time in Nashville last week trying to help the 400+ in attendance figure out where, exactly, they might best think about reinventing their lives overseas...

"Kathleen, I'm thinking about Ecuador and Nicaragua...Cuenca and Granada. Here's what I want...

"Well, first, here's what I don't want. I don't want hot, hot or humid. I want a cool climate, and I want a city. I'll be making this move on my own, and I want easy access to things to do...museums and art galleries. Things like that. What do you think of my choices?"

Take Nicaragua off your list. Its climate isn't what you're looking for. Cuenca could be a good choice—cool and comfortable year-round plus an established community of expats to tap into. That would help to make the transition for a woman on her own much easier...


"Kathleen, I'm afraid I've made a big mistake. I've put down a deposit on a house on the beach in Belize..."

Why do you think that might have been a mistake?

"Well, I've ever been to Belize..."


"But I know that Belize is what I want."

OK, let's start there. Why do you believe Belize is the place for you?

"I want the beach. I want to be right on the beach, right on the sand. And I want low-key. I don't like resorts or tourists, or people, really. I'm kind of kidding but not. I like quiet and solitude. And I don't want to learn a new language..."

Great. Yes, based on all that, Belize is a great choice for you. Still, you should go see it. A place can seem ideal on paper but just not feel right once you've put your feet on the ground. When that happens, you want to follow your gut...go with your instinct. So, while, based on your checklist of criteria, Belize seems like the place, before you commit in full, you need to get on a plane.


Closing On The Sale Of Property In Argentina

Stuff The Cash In Your Bra? How To Sell Real Estate Overseas

Sept. 1, 2014
Nashville, Tennessee

Editor’s Note: Kathleen is on her way from Nashville to Baltimore today...traveling from the just-finished and enormously successful Retire Overseas Conference in Music City to meetings in Charm City. She'll be back online tomorrow with a report on last week's biggest retire-overseas event of the year. Meantime, following is an essay from Kathleen from the archives...

Dear Live and Invest Overseas Reader,

Around the enormous table sat five adult siblings, three with spouses, two with attorneys, one with a grown son, plus the real estate agent for the seller, his two representatives, our real estate agent, our agent's boss, and my husband and me.

It was the summer of 2003 in Buenos Aires. Over the preceding 12 months, Lief and I had bought three apartments in this city in the wake of Argentina's 2001 currency debacle and subsequent property crash. We arranged our schedules to be able to participate in the closing of the third apartment personally. We were purchasing from the five children of the elderly owner who had not too long before died in the apartment in question.

Argentines traditionally (with good reason) don't trust banks. Following the 2001 collapse, they really didn't trust banks. Real estate closings, therefore, were all-cash transactions that took place in the offices of currency houses, like the one where Lief and I sat that sunny summer morning. Papers went back and forth among siblings and attorneys, attorneys and agents, attorneys and attorneys. Then the agent for the currency house appeared. She had the cash. Lief and I had wired down our funds a couple of days beforehand so that the required cash bundles could be prepared. It was a US$220,000 transaction.

The cash wasn't simply going from buyer (us) to seller. There were multiple sellers, each due a different percentage of the purchase amount. Into the room next, therefore, came the bill counter, the kind of machine drug dealers and casinos might employ. Sister A got US$22,000. Sister B got US$35,000. Big brother who had been living in the house with his mother until she died got more than US$100,000. The agent doing the counting passed him a plastic-wrapped brick of US$100 bills and some "change" in the form of smaller individual packages.


The Retire Overseas Process

A Reduced Cost Of Living Is Only A Place To Begin This Conversation...

Aug. 31, 2014
Panama City, Panama

Dear Live and Invest Overseas Reader,

"We made you two promises when we extended the invitation for you to join us here in Music City for this year's Retire Overseas Conference," I explained to all those assembled in the meeting room of Nashville's Loews Vanderbilt Hotel on the opening morning of this week's event.

"First, we promised to introduce you to the world's 21 best places to think about living or retiring overseas right now. In fact, we're going to introduce you to 22.

"Second, we promised to show you how to engineer a move to whichever of these places gets your attention.

"This retire-overseas thing can be pretty cut-and-dried. You choose a destination, you buy a plane ticket, and you show up. It really is that simple...on one hand.

"On the other hand, it's nothing like that simple. You need a step-by-step plan. That's what we aim to deliver over the coming three days, with the help of the more than 50 correspondents, expats, and experts from around the world we've convened here with us this week.


Day 1 Of Live And Invest Overseas’ Retire Overseas Conference...

Day 1 In Nashville—Time To Get Off Your Derriere

Aug. 29, 2014, Nashville, Tennessee: Day 1 of Live and Invest Overseas’ Retire Overseas Conference looks at the 22 best retirement options in Europe, Asia, and the Americas.

Dear Live and Invest Overseas Reader,

Overheard from the more than 400 attendees at this week's events in Nashville, Tennessee…

"I've been reading you for years. I'm here because I'm hoping something that you'll say over the coming three days will inspire me to get off my derriere and finally do something. It's time for me to stop reading and take action. I came here for you to give me a push…"

We're doing our best.


"Our situation is a little different than most people here, probably. We aren't here to consider options for where to retire overseas someday. We need a place to move right now. Our house sold more quickly than we expected. Now we're renting a small apartment. We have sold everything. We have no ties. We're ready to go!..."


"We're thinking about Panama. Our plan is to go down there, rent a home for six months, and see what we think. If we like it, we'll stay longer. If not, we'll look for someplace else…"


2014 Retire Overseas Expo In Nashville

Live From The Retire Overseas Expo

Aug. 28, 2014, Nashville, Tennessee: Today in Nashville, Tennessee, at the Loews Vanderbilt Hotel, Live and Invest Overseas is sponsoring the 2014 Retire Overseas Expo.

Dear Live and Invest Overseas Reader,

"This all sounds great," the Nashville radio host suggested when she interviewed me on the air yesterday, "but it's also a little scary, isn't it? Moving to another country? It was hard enough for me when I made the move from Los Angeles here to Nashville."

"I understand," I replied. "While there are lots of benefits and upsides to reinventing your life in a new country, it's not easy and it's not for everyone..."

That reality is the motivation behind the goings-on at the Loews Vanderbilt Hotel in Nashville, Tennessee, today. From noon until 6 this afternoon, our first-ever Retire Overseas Expo will be taking place in the meeting rooms just beyond the lobby.

What's the Retire Overseas Expo?

Dozens of expats and experts from the world's most appealing overseas havens mixing and mingling and happy to share their stories and answer questions...

The secret to making a success of a new life overseas is taking the adventure one little step at a time. Our Retire Overseas Expo in Nashville today is a chance for a first step, an opportunity to dip a toe in the retire-overseas waters without making any long-term commitment or even buying a plane ticket.

What would it really be like to live in Panama or Ecuador...France or Italy...Thailand or Malaysia...


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Readers Say

"The level of experience, knowledge, and competence is top-shelf. Primarily, I appreciated the sincere and honest approach of the organizers and all the presenters, as well as the obvious desire to give participants complete, accurate, timely, and appropriate information and to answer questions thoroughly."

Andrew F., United States


"I particularly appreciated your information today about the joys (?) of international rental property. What I admire is your honest, tell-it-like-it-is approach. A lot of people have been hurt by nothing but glowing reports about offshore living from various sources. Your honest, direct approach is a real service."

— Arlean K., United States

Kathleen Peddicord

Kathleen Peddicord is the founder of the Live and Invest Overseas publishing group. With more than 25 years experience covering this beat, Kathleen reports daily on current opportunities for living, retiring, and investing overseas in her free e-letter.

Her book, How To Retire Overseas—Everything You Need To Know To Live Well Abroad For Less, was recently released by Penguin Books.

Read more here.


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