How To Retire Overseas

Nine Reasons Not To Move Overseas

Nov. 30, 2011, Panama City, Panama: Here are nine reasons not to retire overseas and why they don’t matter.

Dear Live and Invest Overseas Reader,

Reason Not To Retire Overseas #1: "I can't afford it."

Your nest egg has been marginalized in recent years, and you're thinking there's no way at this point that you can afford to entertain these notions of living or retiring in a new country.

Here's the truth: You can't afford not to. I mean this both literally and figuratively.

You could take my advice and launch a more comfortable, more interesting, safe, pleasant, even adventure-filled life in a number of places around the world that I introduce to you in these dispatches on a budget of as little as US$1,200 per month or less.


Retire to Rio Hato, Panama

The Cheapest Place To Retire In Panama?

Nov. 29, 2011, Rio Hato, Panama: A couple could retire comfortably on a budget of US$1,200 a month or less in Rio Hato, Panama, one of the cheapest places to retire in Panama.

Dear Live and Invest Overseas Reader,

Panama City is no longer a cheap place to live. Life in Panama's capital city can be affordable (depending on your interpretation of that idea), but it's no great bargain. Rents are down from the 2008-2009 highs, but, realistically, you're still looking at US$1,000 a month for a comfortable place in a good location. Other costs, from groceries to household help and from restaurants to movie tickets, have risen steadily during the three-and-a-half years we've been living here to the point that, again, today, cheap is no longer a word I'd use to describe them.

However, as I point out often, Panama City isn't Panama, and Panama beyond its capital can still be a super-bargain destination.


Medical Tourism In Thailand

Medical Costs In Dallas Versus Medical Costs In Thailand—A Side-By-Side Comparison

Nov. 28, 2011, Bangkok, Thailand: Medical tourism in Thailand saves you money, time, and aggravation when seeking medical care overseas.

Dear Live and Invest Overseas Reader,

"My husband Billy and I have been proponents of medical tourism for decades," writes retire early expert Akaisha Kaderli ( "The value and convenience of medical treatment in other countries has made a considerable impression on us over the years.

"Recently, a friend who lives in Dallas gave us a side-by-side comparison of seeking medical care for a skin condition both in Dallas and then in Bangkok, Thailand. His side-by-side comparison of the two experiences really hit the point home.


How To Retire Overseas

Not Always Easy But Never Dull

Nov. 27, 2011, Baltimore, Maryland: When retiring overseas, the first move is the hardest. Overcome your fears and take the first step, and every subsequent retire overseas step is easier.

Also This Week: Expat Thanksgivings...Rising Damp--Or, Remembrances Of Starting A New Life In Ireland...Yuan Action--Or, Why You Might Want To Open A Chinese Bank Account...Why Singapore Is A (Nearly) Perfect Retirement Choice...

Dear Overseas Opportunity Letter Reader,

"I remember sitting in your kitchen with you one night, boxes all around, all the cabinets emptied out on to the counters, and you looking at me and asking, "Ceci, what am I doing?'

"I have to admit, I was wondering the same thing. What were you doing? You were getting married and moving to Ireland? What?!"

Lief and I, in Baltimore this long holiday weekend, had dinner last night with my college roommate, Ceci, who was recalling the inauspicious beginnings of Lief and my co-adventures overseas all those years ago.


Foreign Property Financing

Three Options For Financing The Plan For Your Retirement Overseas

Nov. 25, 2011, Baltimore, Maryland:  It’s not possible to borrow locally for the purchase of real estate in Central America beyond Panama. Here, though, are three opportunities to arrange seller financing in three of the world’s top overseas and retirement havens.

Dear Live and Invest Overseas Reader,

Financing the purchase of real estate in Latin America is difficult if not outright impossible for foreign non-resident buyers. The exception is Panama, where financing is available on reasonable terms, and it's possible, even as a foreign buyer, to arrange a mortgage through a local bank. It's not quite the same as in the States (it's not possible to borrow with a fixed rate of interest, for example), but it's straightforward and common.

Beyond Panama, you have to rely on seller or developer financing.


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Kathleen Peddicord

Kathleen Peddicord is the founder of the Live and Invest Overseas publishing group. With more than 25 years experience covering this beat, Kathleen reports daily on current opportunities for living, retiring, and investing overseas in her free e-letter.

Her book, How To Retire Overseas—Everything You Need To Know To Live Well Abroad For Less, was recently released by Penguin Books.

Read more here.


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