Progress With Mango Plantation In Panama

Implementation Is The Key To Realizing Agricultural Investment Profits

Nov. 21, 2014, Panama City, Panama: This mango plantation investment in Panama is implementing well and projecting an IRR of 17.5% per year.

Dear Live and Invest Overseas Reader,

Lots of investment deals look great on paper. But sizing up potential profits on paper and realizing those returns are two different things.

What's the key to projections playing out? Implementation. And implementing is what the developers behind the mango plantation I've been recommending since the start of this year have been doing in an impressive way.

I visited the plantation recently to check on progress since my previous visit over the summer. On that visit about four months ago, the team on the ground was moving a lot of dirt and surveying the property with a drone to make sure they get the drainage right. This visit I saw that they've completed the clearing and earthwork for several hundred hectares of the plantation and have planted mango trees on more than 150 hectares. The planting teams move in right behind the clearing team and get the trees in the ground as soon as the land has been prepared.

Each tree is planted with a fertilizer mix to help it establish itself in the ground more quickly. You can see the benefit of the fertilization in the difference just a couple months in the ground makes. When each mango tree goes into the ground, it's little more than a stick. However, already, the first trees planted look like trees.

The fertilizer is a proprietary blend of organic materials mixed on the property. The head of the farming side of the operation tried to explain the biology behind each aspect of the fertilizer mix to me, but, frankly, my eyes began to gloss over. More important to me, I could see the results for myself.


Global Property Buying

Accidental Global Property Profits

Nov. 20, 2014, Baltimore, Maryland: Investing in real estate overseas is a strategy for profits and diversification, but it’s also a lifestyle.

Dear Live and Invest Overseas Reader,

I didn't set out to become an overseas property investor. It happened by accident and organically.

In 1998, I was moving, with my then brand-new husband Lief Simon, my 8-year-old daughter, and my business, from the East Coast of the United States to Waterford, Ireland. Arriving in Ireland, we needed a place to live. We could have rented (and we did, at first, for about a year), but I wanted a place of our own and, more than that, I was drawn to the idea of owning an Irish Georgian-style country house made of stone. My new husband didn't object, and, so, we set out to find one the way any couple of Americans would set out to buy a house. We dropped by a real estate agent's office in the center of Waterford City.

We sat down with Mr. O'Shea and gave him the rundown on the kind of house we were looking for. Georgian. Stone. At least three bedrooms and three baths. With a bit of land for a garden. Mr. O'Shea seemed to take our criteria under advisement and suggested a time later in the week when one of his agents could take us out to view available properties. That first day out, we saw not one house that matched the description we'd given to Mr. O'Shea in his office. Instead, his agent took us to see four new-built "bungalows" in "estates," as the Irish refer to suburban housing subdivisions, just outside the city. I refused to get out of the car to walk through the fourth place. It looked just like the three we'd already seen and that I'd already explained weren't at all what we were interested in.

This was our introduction to shopping for property in a real estate market without a Multiple Listing Service. No MLS means that agents can't show you everything available that fits your parameters, because they don't have access to everything available. They have access only to their proprietary listings. If they don't have what you ask for, they show you something else. Anything else. Whatever they have.


Crisis Property Investing Opportunities In Madrid, Spain

A Building Lot In Spain For US$207

Nov. 19, 2014, Madrid, Spain: Offers an interesting crisis property investing opportunity.

Dear Live and Invest Overseas Reader,

What sets Madrid apart from other cities in Spain, indeed from other cities in Europe and even the world, is its unceasing, unrivaled energy. This is a city with a pulse. Walk its streets, sit in its cafes, or even gaze through a window at its eclectic mix of new and old buildings, and you can feel the life force of this unique place. It's infectious. And the driving concept, the fuel that pushes the inhabitants of this great city forward is this:

Madrid's people don't want to exist. They want to live...and to live well.

I've been watching Spain's real estate markets closely for some time, and my conclusion is that the Iberian nation represents an extremely interesting property-buying opportunity right now...including in Madrid.

After a deep, dark downturn that kicked off in 2008, light is emerging at the end of the tunnel. Property prices are down by a third from their peak, and I agree with those on the ground who say this market has hit bottom—at least in some parts and for some kinds of purchases.

So let's drill down. Unlike resort destinations such as the Balearics (and other coastal and island locations), Spain's big cities have diverse economies that are not reliant solely on tourism. Madrid's property market, for example, is driven by tourists but also by expats and locals.

Overall, residential property sales in Spain have increased noticeably this year over 2013, but that's not the whole picture. Much of this growth is down to the gathering pace of the recovery in countries outside Spain. Coastal tourist hotspots are being boosted by big tourist figures and by British, German, and other buyers jumping into that sector of the market to snap up bargains.


Global Property Summit In Panama City March 18-20, 2015

What Every Overseas Property Buyer Should Know

Nov. 18, 2014, Panama City, Panama: The Global Property Summit taking place in Panama City, Panama, March 18-20, 2015, is the best place to start your overseas property buying adventures.

Dear Live and Invest Overseas Reader,

I bought my first overseas property almost 14 years ago. Since then, properties have financed a good portion of my retirement. They also make up more than half of my income.

Perhaps more importantly, I've also been able to live in some fascinating and enjoyable places along the way.

I've developed and honed my property-buying skills over the past 14 years while spending literally tens of thousands of dollars on travel costs.

I've worked with some great real estate well as some crooks and scammers. Most didn't speak English.

Eventually, it worked. I'm good at this now.

While my means of getting there is not for the faint of heart, it's definitely one approach you can take.

But let me to give you some sound advice. There's a better way to go about this.

And it deserves very serious consideration from anyone who's considering buying a property abroad or who wants to see what their options are, quickly and efficiently.

Specifically, I recommend that you:

Join me at the Global Property Summit, March 18–20, 2015, in Panama City.

Let me spare you the sales pitch and get to the point.

We've put together a three-day event—the only event of its kind planned for 2015—that brings property experts from around the world together in one place at the same time.


Live Better By Arbitraging Your Cost Of Living Around The World

Arbitrage Your Life To Enjoy All The World's Bests

Nov.17, 2014, Paris, France: You can afford a much better quality of life when you manage your lifestyle depending on where you’re living.

Dear Live and Invest Overseas Reader,

Earlier this year Vicki and I ended a long stay in Thailand. Then we spent two months on the west coast of the United States (Los Angeles, Portland, and Seattle), and just over a month in Paris.

We concluded that at street level Paris costs roughly double the west coast of the United States. The United States in turn costs roughly double Bangkok or Chiang Mai in Thailand.

For example, a small, plain cheese pizza for one person costs 12 euro in Paris, 6 euro in Seattle (US$8.50), and 3 euro in Thailand. A small espresso in a Paris bar costs US$4, about double that of Starbucks in Portland. A monthly bus pass costs US$100 in Paris, US$50 in Los Angeles. A hamburger in a bar costs US$20 in Paris, US$10 in Portland, and US$5 in Bangkok. A light bulb cost 4 euro in Paris, 2 in Los Angeles, 1 in Bangkok.

So given that Paris costs double Los Angeles and Los Angeles costs double Bangkok, other things being equal, you'd choose Bangkok, right?

Not exactly. First of all, other things are never equal. Bangkok has a tropical climate, Los Angeles a desert climate, and Paris the inevitable Northern European rain and cold. Bangkok has a king, Los Angeles a middle-of-the-road democracy, and Paris a leftist world view. The three countries differ in language, culture, and other specifics. You may have many friends in Bangkok and none in Paris, or the other way around.


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Kathleen Peddicord

Kathleen Peddicord is the founder of the Live and Invest Overseas publishing group. With more than 25 years experience covering this beat, Kathleen reports daily on current opportunities for living, retiring, and investing overseas in her free e-letter.

Her book, How To Retire Overseas—Everything You Need To Know To Live Well Abroad For Less, was recently released by Penguin Books.

Read more here.


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