This Is How You Begin
Oct. 28, 2008
Panama City, Panama
- Take Out A Piece Of Paper And A Pen...
- Letter From Goa...
- "We're Ready To Take Christian Up On His La Barra Find!"...
- Oil In Brazil...More Flights To Punta Cana...
- "I Doubt This Will Run As They Seem To Delete Anything That
Is Remotely Probing For Truth"...
Are Your Investments Shrinking As U.S. And Global Economies Wither?
Discover a World of Current Opportunities Offering Annual Returns
of 22%, 64%, and More
Join Us in Sunny Panama Feb. 28 through March 3, 2009. We'll
Reveal 12 of the Most Promising, Easy, Entry-level Opportunities in
International Property Investment Right Now. You'll Have Everything
You Need to:
- Gain up to 30% in one year with your investment
underwritten by the developer...
- Earn annual yields of up to 15% and more -- above and
beyond the annualized increase in your investment...
- Realize gains of as much as 100% and more with the long-term
investments we'll bring to the table
This is the answer to how to save your retirement portfolio.
Dear Overseas Opportunity Letter Reader,
Take out a piece of paper and a pen and write down everything
that's important to you in the context of an overseas retirement
haven. Consider all aspects of your life, big and small:
- The cost of living. How much money do you
have to live on monthly?...
- The weather. What do you like? Year-round
sunshine? Four seasons? Low humidity? Minimal rainfall?...
- The infrastructure...are reliable Internet
and cable TV important to you?...
- English-speaking doctors...
- First World hospital within
a half-hour's drive...
- International-standard schools...high schools
that prepare students for the International Baccalaureate (IB)...
- Educated and English-speaking labor pool...
- International banks...ATM's
on the corner...
- Aunt Jemima, Betty Crocker,
and other name brands you know on the grocery store shelves...and
at what cost...
- The view from your bedroom window...the
sounds outside at night...
- Fellow English-speakers (maybe you want to be
among them...maybe you don't)...
- Local distractions...restaurants, theater,
first-run movies, shopping malls, bridge clubs, tennis teams...
- Access...how far to the nearest international
- Restrictions on foreign-ownership of property...
- Taxes--sales tax, property tax, transfer tax,
income tax, rental income tax, capital gains tax, import tax for
your personal and household goods...where does your income come
from and what taxes, therefore, would you be liable for?...
- Public transportation and how you get
around...do you need a car? Can you walk to the newsstand each
- Crime (we consider all the places we
recommend to you to be safe)...
- Stability of the government (we're
a-political as a rule but recognize that, sometimes, hard as we
try to co-exist peacefully alongside whoever happens to sit in the
power chair, politics affects us as we move around and can't be
- Rate of exchange between the local currency
and your own...
- Rate of local inflation...
- Cost of an airplane ticket back home...
- How quick you could get back home if you needed to...
- Availability and cost of household help,
nannies, caretakers, drivers...
- Ease of forming a company...opening a
- Requirements for gaining foreign residency...visa
hurdles...opportunities for eventually obtaining second
That's how you begin.
You make a list.
6 Best Value Overseas Retirement Picks For 2009!
Retire In Style on as little as $694 a month. Live better in
retirement than you do now...and Never Worry About Outliving
Your Retirement Nest Egg!
Discover six top-value destinations...places where you can:
- Live well -- including a maid, a gardener, a driver -- even on
a Social Security budget...
- Enjoy free medical care or health insurance for $200 a month
- Own your own home in the sun for as little as $99,000... and
wake up each morning to the sound of the waves on the sand...or
the freshness of clean, mountain air...
Where to Go Overseas in 2009 -- Best Values
Special Report Free,
Brazil has found big new oil reserves
off its coast, enough that the country could be transformed into a
Delta is expanding service to one
of our favorite Caribbean outposts. Starting in December, they'll be
second daily flight to Punta Cana, in the
Ever-roving Correspondent Paul Terhorst, still on
the road in India, checks in this morning:
"I'm at the Hotel Lucky Star on Colva Beach in South Goa.
photos taken from my balcony and on the beach. There are
squatter's shacks also on the beach, here and there, on some of the
world's most beautiful real estate. The last is a picture of my
hotel, taken from the beach."
FROM THE MAILBAG:
"In your opinion, where is the least-humid climate?
Where is it temperate year-round?"
-- Jill F., United States
Ecuador in the mountains. Salta
province in Argentina (it's a desert, after all). Mendoza
province in Argentina, as well. And Boquete in the
interior of Panama.
The Uruguay coast has humidity but a generally
temperate climate year-round--not too hot in summer, not too cold in
winter; though it definitely has four seasons.
"I am a subscriber to your
Overseas Retirement Letter and really enjoyed the
"We are looking to retire soon, and, after reading Christian
MacDonald's article and looking at several websites, we are ready to
take him up on his La Barra find. We are planning
to move in March '09. Two of us and a cat!"
-- Bruce K., United States
Buena suerte, dear reader. Please stay in touch to let
us know about your new life in Uruguay.
Meantime, subscribers to the
Overseas Retirement Letter, watch your e-mailbox.
Christian has filed a follow-up report on the La Barra rentals
market, which we'll get out to you asap.
"I'm not quite sure why Kathleen Pedicord (sic),
mere weeks after touting La Vida Buena Wine Estates
as the next Napa Valley and exhorting investment in
Argentina, has done a 360 and has an article about
bad news from the land of Malbec, tango, and financial crisis.
She now touts the benefits of Nicaragua with its
socialist/communist Daniel Ortega-led government.
"I doubt this will run as they seem to delete anything that is
remotely probing for truth."
-- Cliff S., United States
Never fear, dear reader. I'm still touting
La Vida Buena Wine Estates (great opportunity in a
beautiful country that enjoys drama in everything, especially its
politics)...and the country of Argentina itself
(with its pension-poaching Cristina-led government)...and, no
question, Nicaragua (with its never-say-die
Sandinista Ortega-led government)...and Venezuela
(with its ever-on-his-soapbox Chavez-led government)...and
Ecuador (with its Quechua-speaking Correa-led
government)...and Uruguay (with its physician
Vázquez-led government)...and France (with its
mistress-marrying Sarkozy-led government)...and Thailand
(with its "I will not resign" Sundharavej-led government)...and
Panama (with its "We will build this new road before the
end of my term or else" Torrijos-led government)...