This month, Contributing Writer Siri Lise Doub takes you on an unforgettable journey into the heart of Argentina's wine country--a region that offers a most enviable lifestyle...on a very affordable budget. And, you don't need to be a wine aficionado to fit in down Mendoza way. As Siri Lise explains, there's a lot more to "the next Napa" than its grapes.

Meanwhile, Paul Terhorst discusses why shrewd retirees should consider switching from income-based to asset-based thinking (and spending). See page 3 of your issue for details on how this approach has worked for Paul, Warren Buffet, and the Argentine nation...to name a few.

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Plan For Your Retirement With A 12% Annual Yield In The "Next Napa"

This long-term yield play is worth your attention right now. It's the kind of back-to-basics play you want to be making in the current investment climate. And a lot of fun, too...

Learn More About This Dream Opportunity To Own Your Personal Vineyard Here

Price: $69.00

In this month's issue, Contributing Writer Siri Lise Doub gives life to Hangzhou, a land of lakes, water gardens, and elegant pagodas, where many expats have already found an earthly paradise. There's a lot to learn about life in this delightfully affordable part of the world, from property ownership to running a business. 

Also, Paul Terhorst puts forward a new model for financial planning that couldn't be more timely.

Price: $13.95

In this month's issue, contributing writer Roseanna Keats vividly describes her tour of the beautiful--and highly affordable--Istrian coast of Croatia, Europe's Sleeping Beauty, as Roseanna calls it, where every bend in the road brings another amazing view and you've a wonderful selection of Old World properties to choose from. It's the best of Italy...only cheaper...not to mention the world's truffle capital.

Also this month, Paul Terhorst is back with words of wisdom on how to navigate the current recession and smart answers to the questions every retired investor must surely be asking.

Price: $13.95

Discover Europe's Secret Riviera
Unspoiled, uncrowded, and with no over-building. If you're in the market for a vacation home, or a full-time relocation move, Croatia has much to tempt you with. Even in the global downturn, you won't find prices like this in Tuscany or along Europe's more famous Rivieras.

Come…Discover the Best of This Magical Land.

Price: $59.00

Our focus this month is on a much more affordable option: Cuenca in Ecuador--the country that Publisher Kathleen Peddicord named the cheapest country in the world for 2009. Our reporter, Christian MacDonald, concurs: "In my opinion, the country of Ecuador is the best deal out there when it comes to an overseas retirement destination...and Cuenca is the best that Ecuador has to offer."

Expats here can take advantage of "a cost of living that's among the lowest in Latin America...real estate prices that are unheard-of in a city with such a rich quality of life...an unbeatable retiree benefit package...and a thriving expat community surrounded by a warm and welcoming people who make you feel like you really belong."

Price: $13.95

In this month's issue, Contributing Writer Lucy Culpepper takes you on a journey through the medieval villages of the Languedoc region of France...the "other" South of France...where Lucy talks to expats about their experiences living their dream in French wine country, their new-found quality of life, and the rich history of one of this country’s least-appreciated regions.

Also, Paul Terhorst explains how to spot a Ponzi scheme and what to do if you still think you’re smarter than the other guy.

Price: $13.95

We kicked off 2009 in Antigua, Guatemala, an overlooked colonial city in the heart of Central America, with plenty to offer the would-be retiree. Correspondent Michael Paladin recently set up home here and reports that real estate is affordable, the people are friendly, the climate is perfect with little to no humidity, overseas income is free of local tax, and you can live a very good lifestyle for less than US$1,400 a month, including regular entertainment, eating out, and a furnished rental at US$800 monthly.

In fact, though, you could live in Antigua on much less. For, as Michael explains, you could rent small and basic in this town for as little as US$250 a month. That'd make your total monthly budget but US$850. Own your own place, and you can do away with rent altogether...meaning you could enjoy life in this beautiful colonial city for as little as US$600 a month...

Price: $13.95

In this Country Retirement Report, read Siri Lise Doub's report of Morelia, a hilltown southwest of the Sierra Madre Occidental mountain range, that is largely off the radar of Americans. In this fairytale town (its buildings even have a natural pink hue), you'll find well-preserved town squares and parks; historic buildings alongside modern shopping facilities; a vibrant culture; friendly people who move at a slower, easier pace; a wealth of dining options; affordable property in and around the city (options start below US$100,000); good health care facilities, and a superior standard of living at an affordable price.

Price: $13.95

Realize your dreams of Living and Investing in Nicaragua now. Find out:

• Why now is absolutely, positively the best time ever to live and invest in this country.
• Where to look for the hottest property deals.
• How to get an exclusive Investor’s Visa...and why you’d want one in the first place.
• Where to grab timeless architectural treasures for less than US$20,000.
• Continue Reading >>

Price: $59.00

Panama is 2009's Land of Opportunity. It is the #1 choice right now for living, retiring, investing, and doing business anywhere in the world.

You should be looking closely right now at what Panama has to offer.

Our new Live & Invest In Panama In 2009 Kit is the best resource available to do just that.

We've added another component to the Live & Invest In Panama In 2009 Kit, a new special report called Panama 101--101 Things You'll Wish Someone Had Told You About Panama.

Price: $79.00

Panama 101--101 Things You'll Wish Somebody Had Told You About Panama is your Panama Primer, everything you need to know before planning a visit, an investment, or a new life in the Hub of the Americas...but might not think to ask.

• How much a taxi ride across Panama City should cost you...
   
• How to get a free cell phone...
   
• The secret to getting the best deal on a car rental...
   
• Where you should not drink the tap water...
   
• Where not to rent (if you ever want to get a good night's sleep)...
   
• What never to wear in Panama City...
   
• The best place to shop for good wine...
   
• How to get your international mail delivered...(how to get your local mail delivered, come to think of it)...
   
• The best place in Panama City for a Sunday morning bike ride...
   
• Where to set your FM dial for English-language radio...
   
• The best place to go for a workout...
   
• What number to dial in case of emergency...
   
• Panama City's best English-language bookstore...
   
• Budget hotel recommendations for Panama City...and beyond...
   
• How much you should pay for household help...and how to find a reliable maid you can trust...
   
• The quickest way to make expat friends...

Price: $9.99

If you've been following Kathleen Peddicord's writings in the daily Overseas Opportunity Letter, you're already acquainted with Panama. You know about the country's general attractions: arguably the world's best pensionado program, a stable economy, modern infrastructure, privacy and tax advantages, an affordable cost of living, affordable real estate, and world-class health care...to name a few...

El Valle is conveniently located 30 to 45 minutes from some of the Pacific coast's best beaches...and about two hours from Panama City (so you can regularly enjoy the best of the city, without its heat and humidity). Lucy Culpepper shares all her insider information on living, getting around, buying property, staying healthy, and making the best of your time in El Valle. 

Price: $13.95

This Country Retirement Report focuses on the town of Almuñécar on Spain's Costa Tropical. Whether you choose to live here on a part- or full-time basis, Correspondent Lucy Culpepper promises "the charm of a typical Spanish town with the best of northern European influences and services." Not forgetting the local beaches, markets, restaurants, attractions, and fiestas. As the mayor of Almuñécar puts it, "How could you live anywhere else?"

Price: $13.95

In this issue our resident Retirement Planning Expert, Paul Terhorst, retired overseas for more than 20 years, since the ripe age of 35, begins a conversation that could be one of the most important of your life.

Paul has survived no fewer than 12 "financial meltdowns"  in various corners of the world. Starting here now and continuing over the coming months, Paul will tell you what you need (and don't need) to make the leap to retirement overseas. He'll share his tried-and-tested methods for setting yourself up in retirement in a foreign country. Paul's beat is your financial life and how to organize it to allow yourself to realize your dreams of a new life overseas.

Meantime, Correspondent Christian MacDonald this month reports from Uruguay, where he has discovered one of the world's best options for sophisticated seaside living in the little coastal town of La Barra. La Barra, as Christian explains, is also a place where you could generate good rental income if you were to invest now for a retirement home in the future.

Price: $13.95