Articles Related to Expats in ecuador



"Rule #4: Acknowledge your bad Spanish.

"I've found that this gets you a lot of points. Unless your Spanish is legitimately fluent, begin any conversation with, 'Excuse me, my Spanish is not very good, but...' First, this makes the Spanish-speaker more attentive to what you're saying, but it does something else, too. It lets the person on the other end of the conversation know that you're not a cocky American who's going to barge in and belligerently demand what he wants. It signals instead that you're asking for help. That really puts someone in a different state of mind.

"Rule #5: Pedestrians do not have the right of way, ever.

"Lots of people get run over. One trick when crossing a street with a stop sign is to cross behind the lead car. Locals don't ever cross in front because that car is watching the traffic. When there is an opening to go, they will go whether there is someone in front of the car or not. The pedestrians are just expected to scatter. It takes some getting used to, but you can't expect crosswalks to be honored or for pedestrians ever to have the right of way.

"Rule #6: You've got to drive aggressively.

"If you're a yield-to-the-right-of-way person, you're going to be sitting at the first intersection you come up to until doomsday. Ecuadoreans are very aggressive behind the wheel. They don't let people in and they don't show courtesy, neither to pedestrians nor to other drivers. If you can't drive like them, you're better off not driving. I found it fun, so much more fun than driving in the States, when I got used to it.

"Rule #7: Forget your ideas about personal space.

"We tend to treasure a little space around us and don't touch or rub up against each other in public. Once in this country I was taking the bus and sitting next to a 12-year-old girl on her way home from school. As we were riding along, she fell asleep on my shoulder. When we got to her stop, she woke up and got off. That's a kind of closeness we're not prepared for.

"Rule #8: Don't get in a taxi without agreeing the fare in advance.

"I just read that Cuenca now has metered taxi. Guess what? Cuenca had metered taxis in 2002 when I was living in that city. They became law, but the taxistas refused to use them. They still do. They get away with it because customers don't complain. The taxista just puts a rag over the meter so you can't see it. So you want to get an idea of what the fare should be before getting in.

"About a year ago, I arrived at the Cuenca airport and asked a driver, 'How much to downtown?' He said, 'Six dollars.' I said, 'I don't think so. I live here!' He said, 'Two dollars.'

"Rule #9: Don't wait to be seated and other restaurant etiquette.

"In the United States we wait to be seated, but here you seat yourself. Also, in our culture, a waiter is designated to certain tables, and you only ask your waiter for more water, etc. That doesn't happen here. All the waiters are happy to help. If you need something, don't worry about who took your order, just grab the next guy you see.

"Also, you need to ask for the check. I can't tell you how many times I've seen folks angrily waiting for their checks while the restaurant has wanted to close 20 minutes ago. All the waiters stand shoulder-to-shoulder by the kitchen wishing the people would just ask for the check so they can go home. It's a standoff that happens all the time. It would be rude for a waiter to bring the check before you ask for it. By asking for it, they know you're done. You can say, 'La cuenta, por favor.'

"Restaurant bills here include a 10% tip. If you want to leave something extra, that is fine but not expected. If I know the restaurant owner doesn't distribute tips to the wait staff, I leave cash on the table.

"Rule #10: Bring patience with you.

"Know that nothing will be as efficient as where you're from. Be patient. You're gonna' love it here if you learn to appreciate the differences."

Kathleen Peddicord

P.S. Lee Harrison was master of ceremonies for last week's event in Ecuador. His presentation on Ecuador etiquette was recorded, along with every other presentation. These audio recordings are being edited now to create our all-new Live and Invest in Ecuador Home Conference Kit, which will be available for fulfillment two weeks from today.

Meantime, you can purchase your copy pre-release and save more than 50%. Do that here now.

Climate In Croatia Versus Climate In Portugal

"Dear Team Live and Invest Overseas, I thought this might interest you...

"According to my Weather Pro App (widely used by Irish farmers) we can see that our trip to Dubrovnik next week will be somewhat of a disappointment weather-wise compared with Portugal. I never expected that. Just goes to show your weather reports in your recent Retire Overseas Index report were spot on."

--Bea D., Ireland

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"Right now it's fall in Nebraska. While fall is a beautiful time of year, it's also a sad time because it signifies the end of the growing season. We don't have that here. The growing season is continual. As a kid, I knew what a poinsettia was. It came in a pot, and you bought it at Christmas time. Here poinsettias are trees. Impatiens, which were annuals back in Nebraska, grow to be bushes here.

"I have a house with a yard and a gardener to take care of it, but I'm a Nebraskan. My parents taught me to mow the lawn. My neighbors all think I'm a gringita loca because I like to mow my lawn. They don't know what to make of it. The gardeners here pick something and stick it in the ground and, wow, it grows! There's joy in that.

My second F-word for Ecuador is: Fantastic.

"We tend to throw around the word 'fantastic' to the point where it ceases to have meaning. Fair enough. We should use it only when it really applies. 'Fantastic' means extraordinary.

"I travel with some frequency to Ecuador's three major cities to try to stay on top of my businesses. On any given flight you can have a fantastic experience just looking out the plane window. The Andes...the volcanoes...these are fantastic sights.

"One time in Baños, a little town with hot springs, our guide told us to go across the river and up the mountain and wait. At around 4:30 to 5 p.m., our guide told us, the clouds will part. So we went, and we waited, and, just as the guide had promised, the clouds parted...and there was the volcano. Not only that, but we could feel it rumble. I thought, 'Wow, this is definitely not Nebraska.'

My next F-word is: Frustrating.

"Now we get to the reality of living in a place that is not your home. After living here for nearly 15 years, I still have to remind myself not to become the person who thinks everything in the United States is turn-key, perfect, and efficient and then is unhappy because that's not how things are here in Ecuador.

"Banco Pichincha is one of the largest banks in this country, and nearly everyone has an account there. On the 15th and the 30th of each month, there is a line like you would find at Disney World for their most popular ride that just snakes around and around outside the door of every Banco Pichincha branch. That's because everyone just got paid and is waiting in line to cash their paychecks. For me as a business owner, this can create huge frustrations. I can have to wait in line hours to make a simple deposit. But what are you going to do? Nothing. You just have to roll with it.

"I applied for my citizenship here months ago. My lawyer and I compiled all the required paperwork and went to the immigration office. They told us, 'You're missing this paper.'

"We got that paper and went back to immigration...where they told us that 'this document that you got two weeks ago was only valid for 10 days...'

"After a few visits, even my Ecuadorian lawyer was frustrated. I finally said to him, 'I know what I have to do. Let me see what I can do on my own...'

"I finally went by myself, said a prayer outside the building, and they took my application.

"As I said, you've just gotta roll with it...all of it.

Next F-word: Flexible.

"This has to do with expectations and attitudes going into a new experience. If you expect that living in another country will be like a U.S. experience only in a different place, you'll struggle. But if you go into it with the attitude 'I'm gonna roll with whatever challenges come' and keep your mind flexible with a capital F, you'll be more likely to enjoy your experience.

My final F-word for Ecuador is: Focus.

"One thing that has really helped me make the most of my life here in Ecuador has been shifting my focus so that it's not on me and what I want but on other folks. For me this has led to becoming involved in the local community as a volunteer. Several years ago, in the English language church where I attend, they were asking for volunteers for the women's prison ministry. I raised my hand, and it's been life-changing..."

Kathleen Peddicord

P.S. Thank you to Conference Director Lauren Williamson and Master of Ceremonies Lee Harrison who have co-hosted this week's event in Ecuador for us...and who have provided me with from-the-scenes reports to make it possible for me to share some of the goings-on in Quito with you. More to follow next week...

Meantime, as always, we're recording every presentation of this week's event, including Theresa's introduction to the F-words of Ecuador. We'll bundle this collection of audio-recordings and other materials to create our all-new Live and Invest in Ecuador Home Conference Kit, which will be available for fulfillment two weeks after the event has finished.

You can purchase your copy pre-release and save more than 50%. Do that here now.

Best White-Sand Beaches In Panama

"Kathleen, I'm signed up for your Nicaraguan conference. Do I need a visa to visit Nicaragua?"

--Gary M., United States

You don't need a visa to arrive in Nicaragua, but you will pay a US$10-per-person entry fee upon arrival so make sure that you have some cash on you.

***

"Kathleen, are there any white- or tan-sand beaches without the black sand mix on the Pacific coast of Panama? I'm looking for a beach for my two active teenage sons with all the water activities, restaurants, etc., available within a half-hour drive.

"Every beach around Coronado and Chame seems to have the black sand mix.

"Does such an area with whiter sand exist?"

--Greg C., United States

Right, most of the beaches on Panama's Pacific coast are darker brown sand with black sand mixed in. The Caribbean side of this country, though, has white-sand beaches. Best known on the Caribbean is Bocas del Toro. More accessible from Panama City are the Portobello and Isla Grande areas, which you can drive to on a nice new highway now. It's less than an hour-and-a-half trip to Portobello.
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June 10, 2014

"Kathleen, having just spent 12 days in Ecuador, I can definitely state that the U.S. dollar is used there. The only difference is that they don't really care for dollar bills and instead prefer the US$1 coin! Another peculiarity is that the ATMs give you bills of all denominations—US$5, US$10, and US$20, unlike most U.S. ATMs."

--Steve P., United States

***

"Kathleen, I always enjoy and benefit from your letters.

"I would like to suggest to both you and to Lief that you check out and begin writing about Puerto Rico. As I expect you are aware, many affluent Americans are relocating there because of recent changes to Puerto Rico's tax code, which makes PR one of the most tax-friendly places in the world for U.S. citizens to both live and operate certain types of businesses.

"Many are now writing about this."

--Mitch M., United States

In fact, we reported on this in our Simon Letter service about a year ago.

And Lief has this week penned an update on the situation for readers of his Offshore Living Letter service.

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Kathleen Peddicord

Kathleen Peddicord is the founder of the Live and Invest Overseas publishing group. With more than 25 years experience covering this beat, Kathleen reports daily on current opportunities for living, retiring, and investing overseas in her free e-letter.

Her book, How To Retire Overseas—Everything You Need To Know To Live Well Abroad For Less, was recently released by Penguin Books.

Read more here.

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