Live and Invest Overseas
All Your International Health Insurance
Questions Answered
Dear Live and Invest Overseas Subscriber,

"What happens to my health insurance policy when I go overseas?"

"What standard of health care can I expect in Latin America?"

"How much will health insurance cost in another country?"

"Am I too old to qualify for a new international insurance policy?"

"If there's a public health system, would I qualify for its benefits?"

The answers in each case vary depending on two things: the country (or countries) in which you're planning to spend time...and your own personal circumstances.

The good news is, you could buy all the health coverage you need overseas for as little as US$100 a month...maybe as little as US$50 a month...or you could forego the expense of insurance altogether by opting to "pay as you go" in a country where medical costs are so low (and standards so high) that taking out a health policy simply wouldn't make sense.

Again, it comes down to who you are...and where you're going.

The challenge for you, as a future overseas retiree, is to find the right policy for you--a plan you're comfortable with, bearing in mind your current state of health, your age, your future needs, and, of course, your budget.

Having gone through three international moves--from the U.S. to Ireland to France to Panama--I can tell you that overseas health care is one of the most hard-to-research topics you'll address as you prepare for any international relocation of your own. One that's difficult to understand without knowledge of the global health insurance industry...not forgetting on-the-ground intelligence for the countries you have a special interest in.

Fortunately, in all these years of globetrotting, I've made reliable contacts in the health insurance industry...and my network of international friends and correspondents continues to grow. So, when I have an overseas health-related question, I know who to call.

Answers to all the international health insurance questions
you didn't even know to ask...

Now you have a chance to tap into this special network of international health intelligence.

To help you sort out your overseas health coverage needs with minimum stress, our editors have created, after many months of research, a series of two special reports: Top Health Insurance Options for the Retiree Abroad and Health and Medical Care in the World's Top 18 Overseas Retirement Havens.

You'd be hard-pressed to research this information online or on your own. In preparing these two important reports, we made a list of every question we could think of related to international health coverage, then put the questions to an expert with more than 30 years' experience in the global health insurance industry. In this collection of two special reports, you'll learn:
  • The differences between public and private health care systems...
     
  • Your six options for medical insurance abroad (and the pluses and minuses of each)...
     
  • How to choose a policy that suits your specific needs...
     
  • Why you should never buy your insurance online...
     
  • Critical questions to ask your insurance provider...
     
  • What your health policy should cover...
     
  • Costs associated with sample insurance plans...
     
  • What to do if you're over age 63 (the cut-off age for starting a plan in many countries)...
     
  • The best international health and travel insurance policies on the market today...
You can read all of these details at your convenience. But here's one general point, stated in the report, that I'd like to pass on now:

If you know your plan is to live or retire to another country at some point in the future, you would be wise to organize health care that will cover you in that country as soon as possible. Pre-existing conditions, yes, play a role in how insurable you are. But, when it comes to obtaining a policy as a foreign resident, more important than pre-existing conditions is your age. The longer you wait to apply, the more difficult it will be to qualify for coverage.


In other words, reading this report today could save you a considerable amount of money...and hassle...down the line. In fact, it could mean the difference between being able to qualify for international coverage...and being told that, unfortunately, you've missed your window of opportunity to do that.

Your guide to local health care in 18 of the world's
top retirement havens

Of course, your options for arranging health insurance in your new country of residence--as detailed in Top Health Insurance Options for the Retiree Abroad--is just one side of the story. What about the in-country facilities in the place where you'll be spending time?

That important question is the reason we've created a second special report called Health and Medical Care in the World's Top 18 Overseas Retirement Havens.

Frankly, this became a much bigger project than we expected it would be. Our goal in setting out to prepare this special companion report was to make it as straightforward as possible for you to compare your best options one country to another. We discovered, though, that, even with our in-country resources and contacts, this is not easily accomplished. It's no simple thing to compile consistent data.

Some countries offer a dozen or more local insurance options. Some offer a handful. The information available on the Internet in nearly every case is incomplete or out-of-date. This confusion is compounded by the fact that these are "local" operations, meaning the staff for any in-country insurance agency you might try to contact for more information in advance of your retirement move speaks only the local language and doesn't see your long-distance inquiry as a priority.

In other words, attempt this on your own, and you must prepare yourself for a challenging, frustrating, and lengthy experience.

The good news is that there's no reason for you to put yourself through all that. We've done all the hard work and have identified for you the best options country by country.

For each of the 18 featured countries, this hot-off-the-virtual-presses report covers:
  • The standard of local medical care and availability of hospitals, clinics, etc. (This may affect which country you eventually choose...and even where you settle down within that country.)...
     
  • Private versus public system (if one exists)...
     
  • Top local health insurance policy options, based on recommendations from in-country correspondents...
     
  • Policy details, including what's covered at what cost, and recommended contacts...
     
  • What to do if you have pre-existing conditions...
     
  • What to do if you're older than the cut-off age for new policy-holders...
     
  • Medicare and TRICARE options and benefits overseas...
Together, these two reports are the most useful and valuable guide available anywhere to your top options for health care in the world's top retirement havens.

You have a limited-time opportunity right now to purchase this important resource at the new-release price of only US$44.99. The two-report collection will normally sell for US$69. During this new-release window, you can buy for nearly 35% off.

If you're considering a new life overseas, health insurance is one of the most important issues you must address. These are the tools you need to do that.

Available now--and for not much longer--for the special new-release price of only US$44.99.

Act now.

Sincerely,

Kathleen Peddicord
Publisher, Live and Invest Overseas

P.S. Maybe you don't need to invest in health insurance at all when you move overseas. This is a very personal decision. But you want to make it after considering all your options. These two reports help you do that. When you purchase them today, you take advantage of the new-release discounted price and save nearly 35%. We'll send you this collection of special reports, including the just-published Health and Medical Care in the World's Top 18 Overseas Retirement Havens, hot off the virtual press.

Order Now!





© 2009 Live and Invest Overseas. All Rights Reserved. Protected by copyright laws of the United States and international treaties. This newsletter may be used only pursuant to the subscription agreement and any reproduction, copying, or redistribution (electronic or otherwise, including on the World Wide Web), in whole or in part, is strictly prohibited without the express written permission of the publisher, Live and Invest Overseas, Ocean Business Plaza, Suite 906, Marbella, Panama, Republic of Panama.

Any investments recommended in this letter should be made only after consulting with your investment advisor and only after reviewing the prospectus or financial statements of the company.