Live and Invest Overseas By Kathleen Peddicord

A Lot Of Charm For Just US$37,000

Sept. 10, 2014, Granada, Nicaragua: Granada, Nicaragua, is the premier Spanish-colonial city and perhaps the best place in the world to shop right now for a Spanish-colonial home of your own

Dear Live and Invest Overseas Reader,

A Spanish-colonial city can be a great choice for retirement, and Granada, Nicaragua, is perhaps the queen among all Spanish-colonial city options. At the heart of this city, radiating from the central square, is a great variety of classic and charming Spanish-colonial homes with high ceilings, painted tiles, and private center courtyards.

And the best part is that you can own one for as little as US$37,000.

Founded in 1524, Granada claims to be the first European city founded in mainland America, so it's a truly old colonial city rather than a semi-modern lookalike. It's named after the ancient city of Granada, Spain, and shares some of that city's Moorish architectural influence.

Granada sits at the north end of Lake Nicaragua, with beaches near town and a group of small private islands just offshore, and just south of Lake Apoyo, Nicaragua's largest volcanic crater lake.

The international airport at Managua is a little less than an hour to the north, and the Pacific Ocean lies a little more than an hour to the west. The weather is warm to hot all year, with average high temperatures running seasonally between 86°F and 93°F (30°C to 34°C). Rainfall is moderate at 47 inches, and most of it comes between May and October in the form of afternoon showers.

It's obvious as soon as you arrive: Granada is one of most finely restored and preserved colonial cities in the Americas. It sees a good number of international travelers and has a sizeable expat community. These two things combine to account for the city's wealth of upscale hotels, fine restaurants, and well-kept buildings.


Last Chance To Get In On My Favorite Agro-Investment Pre-Price Hike

Sept. 26, 2014, Panama City, Panama: Invest in my favorite agro-opportunity in Panama before the price increases.

Dear Live and Invest Overseas Reader,

For some time now I have been writing about a mango plantation here in Panama that projects a 16.52% annualized return over 15 years (the returns go beyond 15 years, but it's difficult to project returns any further out than that with any confidence).

The 16.52% annualized is a conservative estimate. By year five, when the mango trees reach maturity, a 30% annual yield could be achieved. Furthermore, while returns have been projected over a 15-year time span, mango trees have a 60- to 80-year productive lifespan, meaning your investment could continue to generate cash flow for generations, making it a legacy investment you could hand down to your children or grandchildren.

Since I first mentioned this opportunity in February, the developer has been busy. Some 200 hectares of land have been cleared, 40 hectares have been planted with mango trees, and the developer continues to push ahead to clear and plant the remainder of his current 750-hectare plantation.

Now that this group is well into implementation of the project, it's time for a price increase. The current price of US$33,500 per hectare will be raised to US$36,500. While the projected annualized returns will remain excellent at the new price, they won't be as good as the current 16.52%.

You may never have considered mangos as an investment, but they are one of the best agro-opportunities available. Mangos are the second most consumed fruit in the world, in high and growing demand. In Latin America, they are part of the daily diet. The fruit can be consumed fresh, dehydrated, or as juice. The seeds are used to produce mango butter and a range of pharmaceutical and cosmetic products. Even the skin has value, for dietary extract and animal feed.

Panama's climate is perfect for growing mangos. The variety of mango being planted at the plantation I've identified is unlike any other—meatier and sweeter and with a skin thick enough to prevent insects from eating their way inside. Thanks to this, the developer is able to forego the use of chemical pesticides, keeping the project 100% organic. This has allowed him to apply for organic labelling, which in turn means these mangos will fetch a better price on the global market.


Make Your Own Reality

Dec. 29, 2010, Baltimore, Maryland: Beyond the media view of the world is another one, where every turn brings not worry and fear but discovery and adventure, and this other world is way more fun.

Dear Live and Invest Overseas Reader,

Standing in line in Target last weekend, our cart overflowing with super-discounted stuff we'd decided we couldn't live without and had to buy to carry back to Panama with us, Lief asked me the question that we can't help but return to from time to time:

"Why do we choose to continue living overseas? Wouldn't it be easier and maybe even cheaper to move back to the United States?" he wondered.


One More Expat Living The Dream In Ecuador

Dec. 27, 2012, Salinas, Ecuador: Ecuador offers the opportunity to live a simple, unspoiled life in beautiful surroundings and on a very modest budget.

Dear Live and Invest Overseas Reader,

Expat Mike Sager is a former stockbroker and financial consultant who followed a launch a new life overseas. Today, Mike makes his home on the Ecuadorian coast, where he lives an enviable life on an enviable eight-mile stretch of Pacific beach.

Here's how Mike describes it:

"I get up in the morning, make a big mug of coffee, and head out to my deck overlooking Pacific Ocean. I call it my 'office.' I answer a few e-mails and then plan the day. Do I go boogie boarding...or for a ride on my motorcycle? Maybe I should call one of my fellow musicians to jam...or just sit there awhile, taking in the view and the sound of the waves below and breathing in that fresh ocean air...


How To Retire Overseas, Part 2

Dec. 30, 2013, Baltimore, Maryland: The key to finding the right place for you to retire overseas is connecting the dots between your personal preferences and priorities and the world’s most appealing places to live or retire.

Dear Live and Invest Overseas Reader,

You've got your list. (If you missed yesterday's issue, catch up here.)

Now you need another, shorter list, one that includes the destinations that might support the lifestyle you seek. 

How do you choose your ideal retire overseas haven from among the 200+ countries in the world? To help focus your thinking, here are our picks for the world's top 20 overseas retirement havens as we move toward New Year 2014:


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Kathleen Peddicord

Kathleen Peddicord is the founder of the Live and Invest Overseas publishing group. With more than 25 years experience covering this beat, Kathleen reports daily on current opportunities for living, retiring, and investing overseas in her free e-letter.

Her book, How To Retire Overseas—Everything You Need To Know To Live Well Abroad For Less, was recently released by Penguin Books.

Read more here.


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