August 1, 2013

"I receive a pension of US$1,071 a month, and I'm thinking of retiring to the Philippines. How comfortable of a life would I have on this budget? Or do you have any suggestions as to where I could retire comfortably with this small pension?"

--Donald E., United States

Asia Correspondent Wendy Justice responds:

"Yes, you could live comfortably in the Philippines for US$1,071 a month. I'd recommend taking a look around Cebu and Dumaguete where you could live a middle-class lifestyle without having to worry about money. It's very inexpensive there, and you could enjoy a fine quality of life for US$1,000 or less a month.

"Other areas to consider would be around Chiang Mai, Chiang Rai, and Pai in Thailand and Nha Trang, Hoi An, and Danang in Vietnam. All of these places have a much lower cost of living than in the West. There are also some parts of Malaysia, such as Kuching, where you could live a comfortable, middle-class lifestyle for US$1,000 or less per month."


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Kathleen Peddicord

Kathleen Peddicord is the founder of the Live and Invest Overseas publishing group. With more than 25 years experience covering this beat, Kathleen reports daily on current opportunities for living, retiring, and investing overseas in her free e-letter.

Her book, How To Retire Overseas—Everything You Need To Know To Live Well Abroad For Less, was recently released by Penguin Books.

Read more here.


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