Mexico – BUDGET

Mexico – BUDGET

Bahia De Navidad

After the Spanish were ejected from Mexico in 1821, Barra de Navidad evolved into a sleepy fishing and farming village until it was discovered in the mid-20th century by Mexican vacationers and, more recently, by Canadian snowbirds.

The Bahia de Navidad (Christmas Bay) is a beautiful, sweeping, crescent-shaped bay and beach located on the Costa Alegre (Happy Coast) on Mexico’s Pacific seaboard. Barra de Navidad, at the southeast end of the bay, shares the beach with its neighbor, Melaque, on the northwest end. These two towns, separated by just a short walk across the beach, are very different. Barra de Navidad is chic, charming and upscale compared to rustic, laid-back Melaque.

Cost Of Living In Bahia De Navidad

Cost of living for everyday consumables in Bahia de Navidad is about half of what it would be in the United States. Except for summertime electricity, utilities are inexpensive because warm winter weather means the houses don’t need heat. Prudent use of electricity in the summer can make a big difference. A couple can live and retire for as little as 21,966 Mexican pesos per month.

Monthly Budget For A Couple Living In Bahia de Navidad, Mexico

Click here for currency conversion at today’s exchange rate.

Rent MXN 6,483
Gas MXN 298 Used for hot water and cooking.
Electricity MXN 2,593 Winter electricity MXN 460 per month without air conditioning. Summer electricity MXN 4,000 per month with prudent air conditioning.
Water N/A Included with electricity.
Telephone MXN 778 Includes DSL Internet, and cost varies according to Internet speed and long-distance calling plans.
Internet N/A Included with telephone.
Cable TV MXN 220
Groceries MXN 5,835
Entertainment MXN 3,241
Total MXN 19,448

Infrastructure In Bahia De Navidad

Bahia de Navidad is easily accessible on a modern road system and is about 25 minutes by car, on highway 200 from Manzanillo airport. There are frequent daily flights to Los Angeles (Aerocalifornia), Phoenix (America West Airlines and US Airways), Mexico City (Aeromexico), Houston (United and Continental), and from just about anywhere else through Mexico City.

Bahia de Navidad has good intercity first-class bus service (Primera Plus) to nearby and major cities Manzanillo, Colima, Puerto Vallarta, Mexico City, and Guadalajara. Most of these first-class buses are equal or superior in comfort to first-class airline seating. All roads are paved and in good condition and have two lanes except through larger cities where they have four.

Climate In Bahia de Navidad

If you’re a fan of warm weather, you’ll love this place. The daytime temperatures in Bahia de Navidad average 85 to 91 degrees Fahrenheit year around, with March being the coolest month and August the hottest. Higher humidity during the summer rainy season makes the temperatures feel several degrees hotter, especially if you’re out in the sun, but constant offshore breezes moderate the perceived heat. Nighttime average temperatures are pleasant, ranging from 67 degrees in March to 77 degrees in August.

The summer rainy season runs from June to October, averaging 9 to 15 rainy days per month, with September having the most rainy days. The high perceived temperature (temperature plus humidity) of the summer months is such that many residents stay just five or six months here—November through April is typical.

The crescent-shaped Bahía de Navidad has two sheltered areas: one at the far northwest end, where the cliffs and rocks curl around to protect a small section of the bay (there are often a few sailboats taking shelter there); and the other at the southern end of the bay known as La Laguna de Barra de Navidad, which is a much larger and better protected area, situated inside a sturdy sandbar with a small opening to the ocean.

This sandbar and lagoon provided several advantages to the south end of the bay, resulting in a vastly different class of town. The lagoon that provided shelter for the Spanish navy 450 years ago still protects the fishing and tourist boats and the upscale houses of modern Barra de Navidad on one side, and the enormous resort-hotel complex, Grand Bay Hotel, on the Isla Navidad side.

Guanajuato

Guanajuato is unique in Mexico, perhaps unique in the world. Where else could you find such an eclectic mix as mummies, colonial architecture, thousands of energetic college students, excellent museums and churches, old silver mines and tunnels, world-class performance arts festivals, and an impressive schedule of cultural activities throughout the year?
Many visitors here compare Guanajuato with the small, medieval towns of Tuscany and Provence, but it's more animated, more interesting, and less expensive.


Cost Of Living In Guanajuato

Guanajuato is the crown jewel of Mexico’s colonial highland cities, an ideal and affordable retirement choice. Overall, groceries, restaurants, and entertainment expenses run 20% to 30% cheaper than in the United States. A retired couple could live here very comfortably on a budget of about 17,240 Mexican pesos per month.


Monthly Budget For A Couple Living In Guanajuato, Mexico

Click here for currency conversion at today’s exchange rate.

Rent MXN 6,000
Gas MXN 670 Used for hot water and cooking.
Electricity MXN 600
Water N/A Included with electricity.
Telephone MXN 700 Includes DSL Internet, and cost varies according to Internet speed and long-distance calling plans.
Internet N/A Included with telephone.
Cable TV MXN 270
Groceries MXN 6,000
Entertainment MXN 3,000
Total MXN 17,240

Infrastructure In Guanajuato

Guanajuato is easily accessible on a modern road system and from a nearby airport. Though it is well-connected to major highways to the west, south, and east, Guanajuato is fortunate to be located away from the major highways, substantially reducing the amount of traffic, with its associated noise and pollution.

The international airport is just 40 minutes away on the road between Silao and León. There are frequent daily flights to Houston and Dallas (2 hours, 15 minutes flying time), Los Angeles (3 hours, 30 minutes), and Mexico City (1 hour). Guanajuato has good intercity first-class bus services to nearby cities: Mexico City (5 hours, 30 minutes), Guadalajara (4 hours), and the U.S. border (14 hours, overnight.) Most of these first-class buses are superior in comfort to first-class airline seating.

The historic town center that runs along the valley of several canyons is relatively flat, but most of the houses are on steep pedestrian-only alleyways. Few houses in the center have parking, and street parking is scarce. Guanajuato is a walking city. If you can't imagine living without a car, you have a walking impediment, or your vision of retirement is living as a couch-potato, you'll have a hard time adapting to life in Guanajuato.
Climate In Guanajuato

Guanajuato enjoys moderate weather throughout the year. The combination of a southern latitude with a high altitude (2,008 meters, or 6,583 feet, above sea level) gives Guanajuato moderate weather throughout the year.
Guanajuato has two pronounced seasons. Mid-May through mid-October is the rainy season, with average monthly rainfall of 9.5 centimeters (3.75 inches). The rains cool the temperatures throughout the summer, making June through September very pleasant. Mid-October through mid-May is the dry season, and May is the hottest month (about 87 degrees Fahrenheit, on average).


Expats In Guanajuato

Guanajuato's expat community is small, estimated to be about 250 to 350 people—retired, semiretired, and second-home expats. Most own their houses, probably half in the town center and half on the town periphery, or in the Marfil and Valenciana suburbs. Some have side businesses, but most live from their back-home investments and pensions. This group of expats tends to be segregated by two location types: the center-city group that doesn't use automobiles and the suburb group in Marfil.

Puerto Vallarta

The city that hugs the shores of one of the world’s largest and most beautiful bays—the Bay of Banderas—is the legendary resort town of Puerto Vallarta. Romantic, Puerto Vallarta certainly is; it’s a favorite spot for weddings and honeymoons.

Today, Puerto Vallarta is one of the most sophisticated resort towns (and the second biggest tourist destination) in Mexico, with more cachet than Mazatlan and more chic than Cancun. Though it's a major cruise ship destination, with ship arrivals almost daily, the massive influx of tourists (over 2 million visit each year) hasn't lessened Vallarta's appeal for those thinking about staying on longer term.

Cost Of Living In Puerto Vallarta

As a retirement destination, Puerto Vallarta offers top-notch shopping, fine dining, a wealth of activities, convenient communications with the United States, plenty of English speakers for socializing, and a beautiful location on the Pacific.

The cost of living for a couple in Puerto Vallarta comes to as little as 27,970 Mexican pesos per month.

Monthly Budget For A Couple Living In Puerto Vallarta, Mexico

Click here for currency conversion at today’s exchange rate.

Rent MXN 10,795
Gas MXN 128 Used for hot water and cooking.
Electricity MXN 1,270
Water N/A Included with electricity.
Telephone MXN 635
Internet MXN 890
Cable TV MXN 381
Groceries MXN 6,348
Entertainment MXN 3,810
Total MXN 24,257

Real Estate In Puerto Vallarta

Despite Puerto Vallarta’s international appeal and glamorous cachet, it remains surprisingly affordable, including the cost of its real estate. Puerto Vallarta offers the best choice for a fully appointed Pacific coast retirement that is also affordable.
In Puerto Vallarta, you aren't buying for someday. In Puerto Vallarta, you have the opportunity to buy a world-class lifestyle in a region with world-class beaches and ocean views that is supported, right now, by world-class golf courses, marinas, restaurants, and shopping.

Infrastructure In Puerto Vallarta

This stretch of Mexico's Pacific coastline has already been developed to a high level. Life here can be not only comfortable but also fully appointed.
The Pacific coast in and around Puerto Vallarta has been invested in, over decades, not only by developers and speculators, but also, importantly, by the Mexican government. The government has supported private investment in this region over time, and now it has refocused its attention here, specifically on the stretch of coast running for about 100 miles north from Nuevo Vallarta.
Climate In Puerto Vallarta

Puerto Vallarta has a hot, sunny climate. Winters are dry and sunny, with temperatures around 85 degrees Fahrenheit, making this a pleasant destination for snowbirds. Summer temperatures can reach the 95 degrees and are somewhat humid, and this is also the rainy season (June to September). Fortunately, there are usually sea breezes, and evening temperatures generally drop to around 75 degrees, even when the day has been hot.

San Miguel De Allende

San Miguel de Allende has the small-town friendliness and hominess that most expats crave, set in a remarkably beautiful and sociable colonial town. It has been a retirement favorite for foreigners as far back as the late 1960s.

San Miguel is centrally located in Mexico, a good base for exploration of the country in all four directions. The colonial cities of Guanajuato and Queretaro are just 90 minutes away. Mexico City is about four hours away to the south, Morelia about three-and-a-half hours southwest, and Guadalajara about four-and-a-half hours west.

Cost Of Living In San Miguel De Allende

San Miguel is not one of the low-cost standouts of expat living. Years of serving both a large resident expat community and hordes of foreign visitors has caused the price of real estate to surge to prices often equal to North American prices. Consequently, prices in the restaurants and shops in town are comparable to prices found in the less expensive areas of the United States. Depending on where your “back home” is, you will find the cost of living in San Miguel to be roughly the same or a bit cheaper. A couple can live and retire here for less than 25,408 Mexican pesos per month.

Monthly Budget For A Couple Living In San Miguel de Allende, Mexico

Click here for currency conversion at today’s exchange rate.

Rent MXN 10,117
Gas MXN 1,740 Used for hot water and cooking.
Electricity N/A Included with gas.
Water N/A Included with gas.
Telephone MXN 405
Internet N/A Included with telephone.
Cable TV MXN 823
Groceries MXN 3,966
Entertainment MXN 6,353
Total MXN 23,404

Infrastructure In San Miguel De Allende

San Miguel is steadily, if slowly, improving its road network, especially around the town periphery. New overpasses, traffic circles, bypasses, signage, and even a couple of traffic lights make it possible to get in-and-out of town, bypassing the congested traffic in the center. Popularity has brought traffic congestion and parking scarcity to the center.

Nestled among low hills, the semidesert valley is mostly flat in the historic center, great for walking, and chock full of delights for visitors and residents. The quantity of first-class restaurants and fine shopping per block is likely unmatched anywhere else in Mexico.

The large hacienda-style houses have been divided into patio restaurants, coffee houses, upscale cantinas, and niche shops that the expats never seem to tire of visiting. Most of these establishments are owned and managed by Mexicans native to San Miguel. Their famous friendliness and graciousness is soothing and charming for the harried visitors from Toronto or Chicago.

Climate in San Miguel De Allende

Seeing as San Miguel de Allende is in central Mexico, prepare for sunny weather (320 days of sunshine per year). The weather can be very hot during the day, but much, much cooler at night. Temperature swings of 25 to 40 degrees Fahrenheit are not uncommon.

It is generally dry and dusty in springtime. The hottest month is May, when daytime temperatures can go as high as 90 degrees Fahrenheit. Rainy season is June to October. Rain usually arrives in short spurts, and continuous days of consistent clouds are almost unheard of.

Expats In San Miguel De Allende

The town is blessed with great weather and is full of high-energy foreigners who were entranced by the Mexican sense of style and colors. Over the years, the foreigners came to include more and more retirees and eccentrics that found their feet stuck to the sidewalks and plazas.

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Mexico – BUDGET

Bahia De Navidad

After the Spanish were ejected from Mexico in 1821, Barra de Navidad evolved into a sleepy fishing and farming village until it was discovered in the mid-20th century by Mexican vacationers and, more recently, by Canadian snowbirds.

The Bahia de Navidad (Christmas Bay) is a beautiful, sweeping, crescent-shaped bay and beach located on the Costa Alegre (Happy Coast) on Mexico’s Pacific seaboard. Barra de Navidad, at the southeast end of the bay, shares the beach with its neighbor, Melaque, on the northwest end. These two towns, separated by just a short walk across the beach, are very different. Barra de Navidad is chic, charming and upscale compared to rustic, laid-back Melaque.

Cost Of Living In Bahia De Navidad

Cost of living for everyday consumables in Bahia de Navidad is about half of what it would be in the United States. Except for summertime electricity, utilities are inexpensive because warm winter weather means the houses don’t need heat. Prudent use of electricity in the summer can make a big difference. A couple can live and retire for as little as 21,966 Mexican pesos per month.

Monthly Budget For A Couple Living In Bahia de Navidad, Mexico

Click here for currency conversion at today’s exchange rate.

Rent MXN 6,483
Gas MXN 298 Used for hot water and cooking.
Electricity MXN 2,593 Winter electricity MXN 460 per month without air conditioning. Summer electricity MXN 4,000 per month with prudent air conditioning.
Water N/A Included with electricity.
Telephone MXN 778 Includes DSL Internet, and cost varies according to Internet speed and long-distance calling plans.
Internet N/A Included with telephone.
Cable TV MXN 220
Groceries MXN 5,835
Entertainment MXN 3,241
Total MXN 19,448

Infrastructure In Bahia De Navidad

Bahia de Navidad is easily accessible on a modern road system and is about 25 minutes by car, on highway 200 from Manzanillo airport. There are frequent daily flights to Los Angeles (Aerocalifornia), Phoenix (America West Airlines and US Airways), Mexico City (Aeromexico), Houston (United and Continental), and from just about anywhere else through Mexico City.

Bahia de Navidad has good intercity first-class bus service (Primera Plus) to nearby and major cities Manzanillo, Colima, Puerto Vallarta, Mexico City, and Guadalajara. Most of these first-class buses are equal or superior in comfort to first-class airline seating. All roads are paved and in good condition and have two lanes except through larger cities where they have four.

Climate In Bahia de Navidad

If you’re a fan of warm weather, you’ll love this place. The daytime temperatures in Bahia de Navidad average 85 to 91 degrees Fahrenheit year around, with March being the coolest month and August the hottest. Higher humidity during the summer rainy season makes the temperatures feel several degrees hotter, especially if you’re out in the sun, but constant offshore breezes moderate the perceived heat. Nighttime average temperatures are pleasant, ranging from 67 degrees in March to 77 degrees in August.

The summer rainy season runs from June to October, averaging 9 to 15 rainy days per month, with September having the most rainy days. The high perceived temperature (temperature plus humidity) of the summer months is such that many residents stay just five or six months here—November through April is typical.

The crescent-shaped Bahía de Navidad has two sheltered areas: one at the far northwest end, where the cliffs and rocks curl around to protect a small section of the bay (there are often a few sailboats taking shelter there); and the other at the southern end of the bay known as La Laguna de Barra de Navidad, which is a much larger and better protected area, situated inside a sturdy sandbar with a small opening to the ocean.

This sandbar and lagoon provided several advantages to the south end of the bay, resulting in a vastly different class of town. The lagoon that provided shelter for the Spanish navy 450 years ago still protects the fishing and tourist boats and the upscale houses of modern Barra de Navidad on one side, and the enormous resort-hotel complex, Grand Bay Hotel, on the Isla Navidad side.