Your Next Step--
How To Realize Your Dreams Of
A New Life Overseas
Live Better For Less (Even Tax-Free) Enjoying Special Perks, Privileges, And Peace Of Mind...
 
Dear Live and Invest Overseas Reader,

It starts with a dream, a vision of freedom. A dream as individual as you...
  • A strip of white sand and an aquamarine sea right outside your front door. Sunshine, blue sky, green palm fronds swaying in the breeze. Swimming in a crystal-clear sea, or fishing, sailing, and diving at the coral reef just offshore. Afterward, lying in a hammock on your terrace, enjoying a warm breeze and maybe the local rum or a cold cerveza...freedom...
  • Rugged mountains covered in more shades of green than you knew existed. Sweeping views, all the way to the sea. Cool, pleasant days in a garden lush with banana and mango trees, scarlet hibiscus and rosy ginger flowers. Relaxing on your terrace while enjoying a gardenia-scented breeze, a flock of parrots cawing overhead on its way to roost, watching sunset turning the clouds gold, then orange...freedom...
  • Waking up to tropical sunshine, walking the city's sparkling new paseo skirting the bay to the fish and produce markets vibrant with life, to buy your day's supplies. Maybe a half-pound of baby lobster tails for lunch -- US$2.50 -- a pineapple (50 cents), golden mangoes (3 for a quarter), watercress, eggplant, tomatoes...all for couple of dollars. Then it's home to sit on your balcony...or maybe off for a day of shopping...or working in your garden...or perhaps working in your own business from your own home in Paradise...whatever you choose...freedom...
What is your dream? Whatever it is, there's a place in the world where you can find it...and afford it...right now...

If you're reading this letter, you've already taken the first step.

But dreaming will take you only so far. If you want that life you daydream about to become your reality, you have to take the next step. You have to address the nuts and bolts of transforming your dream into your new life.

Here's how you do that. Here's your road map to creating your new life in Paradise, our most complete guide ever to realizing your dream retirement overseas, our Next Step Guide to Living Your Dream: The Perks, Privileges, and Peace of Mind of Residency in the World's Top 18 Overseas Havens.
 
 
Dream #1: Tropical Island Life
"I moved to Belize as a QRP retiree, but I wasn't seeking 'retirement' in any conventional sense. My goal was and is to remain active and to participate fully in life..."

-- Correspondent Ann Kuffner, four years resident on the Caribbean isle known as Ambergris Caye
An English-speaking country with a long coast along the Caribbean Sea, Belize boasts beautiful islands, white-sand beaches, tropical sunshine, balmy breezes, and sparkling turquoise waters. For many would-be retirees overseas, it's a dream come true...

It's also one of the easiest places in the world to become a full-fledged, legal foreign resident.

You don't even have to live in the country full-time. One month per year is all it takes to qualify.

You don't have to be of "retirement" age either. Belize rolls out the red carpet if you're 45 or older.

Neither do you have to make any large, lump-sum capital investment. You don't have to buy your way into Belize.

As a full-fledged Belize resident, there's something else you may not have to do...ever again--that is, pay taxes. Neither to the Belize taxman, nor, if you're an American, to Uncle Sam back home.
Sound like a place you could live your dream? Everything you need to know to realize this new life is detailed in a special report I'd like to send you free...
In fact, I'd like to send you three free special reports.

In addition to this fully detailed guide to making the good (and potentially tax-free) life in Belize your retirement reality, I'd like to send you step-by-step guides to realizing residency in two other of the world's most user-friendly overseas havens, as well.

Together, these are the three best options in the world today for launching your new life as a foreign resident:
    • Retire At 45 In Tropical, Tax-Free Belize...
       
    • Panama: The World's Top Retirement Residency Haven-- Even If You're Not A Retiree...
       
    • Malaysia My Second Home...
And, again, I'd like to send you all three of these detailed guides with our compliments...when you take a look at our comprehensive new Next Step Guide to Living Your Dream: The Perks, Privileges, and Peace of Mind of Residency in the World's Top 18 Overseas Havens, the most current, complete, and useful guide published anywhere to obtaining that holy grail of the would-be retiree overseas, legal foreign residency status, in the 18 countries worldwide that offer the best options right now for expat living on this planet.

 
Full Foreign Residency Status Has Its Privileges

You don't have to formalize or legalize your overseas retirement. I know many who don't. You could live part-time anywhere in the world and avoid the residency question altogether.

The trouble is, this means you also avoid the benefits of full-fledged foreign residency. An American residing abroad can pay no tax in the United States. As an American residing abroad, you pay no tax in the States, because you owe no tax in the States. Depending where you're residing overseas, you may owe no tax in that country either.

You could live 100% tax-free.

You could also enjoy discounts on medical care and prescription drugs...

You could be exempted from import duty on your personal belongings and household goods...your car...perhaps even a new car every several years...

You could save money on everything from the purchase of your dream retirement home on the water to dinner out and in-country airfares...

You could even acquire a second passport.

This is all completely legal and safe. More than that, it's smart.
 
 
Dream #2: Your Mountain Retirement Retreat

Maybe you see yourself living in a quiet mountainside villa where you're surrounded by lush gardens and fall asleep each night to the sound of the river gurgling just beyond your veranda. Where the air is fresh, the temperatures always spring-like. Where even a modest plot of land yields basketsful of bananas, mangos, papayas, and much more, without your even lifting a finger. A gardener tends to everything for you...

Or perhaps you'd prefer life in a quaint mountain village, an unassuming Eden where every home is surrounded by flowers and where you can stock up at the outdoor produce market each morning before meeting up with other expats for a cup of coffee made from fresh beans grown in the surrounding hills and roasted right in town...

This could be your life -- a richer, fuller, more abundant life than you're living right now. Panama is our top pick, where mountains, beach, and city life are all within an hour or two of each other by car.
Complete details for how to realize this dream retirement lifestyle are included in Panama: The World's Top Retirement Residency Haven-- Even If You're Not A Retiree. This special report walks you through the most appealing visa options in the world's most user-friendly offshore haven, including the world's best pensionado program and a program that allows you to qualify as a full foreign resident by making a very smart hard asset investment.
As I said, I'm standing by to send you this special report free, along with Retire At 45 In Tropical, Tax-Free Belize...

 
The Trouble With Some Paradises...

Is that they make it difficult for foreign residents to enjoy what they have to offer. The simple truth is, not every country welcomes foreign retirees or expats.

However, some make it easier than others. And some roll out the welcome mat, offering benefits, discounts, and other perks for foreign residents. Some countries, in fact, right now, are working hard to woo you. They're competing to get your attention!

Perhaps the best advice I can offer you on this subject is this:
Before you make your leap to your new life abroad, consider all your options. Start with the life you want to create for yourself, then look at all the countries where it might be possible. Compare the legal requirements and, very important, the advantages and the benefits of foreign resident status in each one.

Then choose the country where you can live the life you want -- for as long as you want, enjoying the many benefits and privileges of being a foreign resident. That's freedom!


Dream #3: Luxury in the Big City

Not everybody loves peace and quiet, all the time. Many of us need social stimulation. Culture. Shopping. Restaurants. Companionship. A life of excitement, friends, fun -- even luxury. And the leisure to enjoy it all.

Envision your luxury apartment overlooking the city lights, the mountains, or the sea. Shopping in colorful, bustling markets filled with exotic fruits and vegetables, fresh-caught fish and seafood. You take your purchases home and turn them over to your housekeeper, who cooks them up for dinner, according to your tastes.

Meanwhile, you retire to the balcony with a book...or head out for a high-end shopping experience, indulging in little luxuries you could never afford back home. Get a manicure and a pedicure for a few dollars. Or meet some friends for lunch on an outdoor terrace at a gourmet restaurant. Yes, this really could be your life!

If a life of fun and luxury in the big city is your dream, find out what you need to know to make it your reality in our new Next Step Guide to Living Your Dream: The Perks, Privileges, and Peace of Mind of Residency in the World's Top 18 Overseas Havens.

The world's full of big cities offering the luxe life. But, the truth is, in many of them, the cost of living is more than the average retiree's budget can withstand. And not all of them are eager for you to become a resident.

But we know one place where the best this life has to offer is served up with an exotic flair and at a cost even a modest retirement budget can support.

I'm talking about Kuala Lampur, Malaysia. This is a sophisticated, modern city in an exotic, tropical country that boasts real-world infrastructure and all the trappings of a luxury life, available for a relative pittance.
"Malaysia is a tropical paradise," writes Correspondent Wendy Justice. "Beautiful islands and beaches, cool mountain retreats, great food, a diverse and multi-ethnic culture, excellent shopping, and a low cost of living...Malaysia has it all...

"Plus, the infrastructure and health care are modern and efficient. English is widely spoken. Entertainment ranges from street celebrations to casino gambling, from amusement parks to mountain climbing, from jungle trekking to championship level golf, and from Formula 1 racing to world music festivals and philharmonic orchestra productions. World-renowned diving and snorkeling destinations are never more than a few hours away."
And perhaps the best part is that Malaysia, unlike many countries in Asia, has thrown its doors wide open to foreign retirees and residents.

Other cities offer cosmopolitan advantages as well--Panama City, Panama...Buenos Aires, Argentina...Montevideo, Uruguay... All could be home base for your new life of sophistication and leisure, on a budget that would barely keep you in the middle class in North America or Europe.

So how do you take the next step and move beyond dreaming to make your new life your new reality?

Once you decide on a dream...and narrow down your choice of countries where you could make it come true...the next step is to learn what legal hoops you have to jump through to live there.

For, while almost any country in the world will welcome you as a tourist, just try telling some of them that you want to settle in to live your dream life!

Don't get me wrong -- it's not always difficult. All the expats I write to tell you about every day have done it. But the process varies, depending on where you want to live.

Some countries make it easy. And some make it as financially advantageous as they can to attract foreigners who have income from abroad.
"The Malaysian government makes it surprisingly easy to live long-term in this hard-to-resist Shangri-la," Correspondent Wendy Justice explains.

"Unlike other countries in Southeast Asia," Wendy continues, "Malaysia actively encourages foreign residents to relocate here. Excellent incentives are available if you qualify for the Malaysia My Second Home (MM2H) Programme."
Learn how you can qualify for Malaysia's MM2H program -- and the advantages to you, whether or not you're ready for retirement -- in our new report, Malaysia My Second Home.

This is the third of the three free reports I'd like to send you when you take a look at our complete Next Step Guide to Living Your Dream: The Perks, Privileges, and Peace of Mind of Residency in the World's Top 18 Overseas Havens.

In-depth reports on the advantages and benefits of being a full foreign resident in the world's three most user-friendly overseas havens, Malaysia...Panama...Belize...plus your comprehensive compare-and-contrast Next Step Guide to Living Your Dream: The Perks, Privileges, and Peace of Mind of Residency in the World's Top 18 Overseas Havens. It's your complete Next Step Kit.

This is everything you need to know about what it will take to realize your dream...to reap the financial rewards, the tax advantages, and the other perks and benefits of full foreign residency...all the while living the life you dream about in the overseas haven of your choice for as long as you want!

 
Dream On...

White-sand Caribbean hideaway...idyllic mountainside retreat...or a life of luxury in the big city...

Or perhaps you'd prefer...
  • A new life among the vines... Reinvent yourself in a romantic wine country home, surrounded by mountains, lakes, valleys, and breathtaking canyons, where a 2,500-square-foot home with three bedrooms, two bathrooms, a swimming pool, and 5 acres of vineyard, can be had for less than US$100,000. Buy a vineyard of your own or buy into one already established and let someone else handle the work...
  • A slice of traditional Europe...at a price to suit almost any budget... A country with over 3,000 miles of coastline and 1,185 islands, where Europeans flock to play in the warm, Mediterranean waters, picturesque harbors are dotted with yachts, and medieval hill towns boast ancient Venetian architecture. This is the best of the Mediterranean without the Mediterranean prices...
  • Resort-style living on the seacoast, where life is both safe and charming... In this South American country, with only US$500 a month in income, you can obtain a full residency visa. The cost of living is among the lowest in the world, and the long coastline attracts international tourists. In one seaside town with a high-end, Bohemian feel, you could dine at waterfront seafood restaurants or choose Italian, sushi, or even high tea. The galleries and boutiques will satisfy the shopper in you. And you can settle in to enjoy all this style and ambiance in a home of your own for as little as US$50,000...
Dream on...all the best options are covered in detail in our new and comprehensive Next Step Guide to Living Your Dream: The Perks, Privileges, and Peace of Mind of Residency in the World's Top 18 Overseas Havens.

 
What's So Special About Foreign Residency?

Just three things: Freedom...Security...Benefits...

If you've ever known anyone living abroad without foreign residency, you may know of some of the hassles involved. Running for the border every three months, when your tourist visa runs out. Or paying fines if you overstay that visa. Delays at the airport when you want to leave. And time-consuming trips to immigration to extend your visa or pay your fine.

Plus there's the uncertainty of knowing that you're not really settled -- permanently -- in your new home...free to stay as long as you want to.

Really, there's no reason to go through all that just to make your dreams of a new life overseas come true. Why live a life of hassle...when you could be enjoying the perks, the  privileges, and the peace of mind of the full foreign resident...maybe even living tax-free.

When you begin to consider your options, especially for the first time, you can become confused, even intimidated. You need help understanding...
  • The application process...
     
  • The timing...do you start the process at home or after you've arrived in your new country (getting this wrong can have big and negative consequences)...
     
  • What documents you'll need...
     
  • How and where to have your documents certified...
     
  • The application fees...
     
  • The approvals process...how long will it take...
     
  • How often you'll have to have your visa renewed...and how and where you accomplish that...
     
  • Whether or not you're eligible for dual citizenship and a second passport...
     
  • The financial benefits...the discounts...the tax advantages...and what you need to do to take advantage of them all...
The advantages of foreign residency can be great...as can the hassles of avoiding the question. This doesn't have to be complicated or confusing. Get all the help you need and more in our Next Step Kit--including the Next Step Guide to Living Your Dream: The Perks, Privileges, and Peace of Mind of Residency in the World's Top 18 Overseas Havens, plus the three special reports on the world's most user-friendly foreign residency havens:
    • Retire At 45 In Tropical, Tax-Free Belize...
       
    • Panama: The World's Best Residency Option -- Even If You're Not A Retiree...
       
    • Malaysia My Second Home..
The life of your dreams isn't built in the clouds. It needs a solid foundation that will support you, financially and legally, for years to come. Before deciding where to build your new life, you need to know the country's rules for retiring, investing, and doing business:
  • What are the age requirements to qualify as a retiree?...
  • How much income do you need to prove you qualify for the benefits?...
     
  • What income sources qualify?...
     
  • If you don't have a pension, can you get residency based on investment?...
     
  • How much do you have to invest and for how long will your money be tied up?...
     
  • Must your investment be in a bank deposit or can you invest in hard assets with a higher return?...
Everything you need to pursue your dream...to enrich your life...to explore the world...to create your future on your own terms. Whether you're ready to retire in the next 12 months...or just starting your research...even if you're not thinking of retirement at all, but making plans to pursue your dream of a new life overseas, even starting your own business...

Whether you're moving for a better life...a lower cost of living...or a chance to keep more of what you earn and pay less in taxes...

This is the solid, reliable support you need to make your dreams come true.

It takes courage to turn your dream of a new life overseas into reality. It takes a little venturesomeness to live...
  • The life you dream of living...
  • In the place you dream of living it...
  • At a price you can afford...
  • Doing what you want to do...
  • Maybe even making more money...and paying less in taxes...than you do now...
But, believe me, it's possible...and it can be easier than you think to set your dreams in motion. That's what our new Next Step Kit is all about.

It includes the three in-depth, dream-specific reports on countries that I believe offer the best options in the world today for launching a new life as a foreign resident:
    • Retire At 45 In Tropical, Tax-Free Belize...
       
    • Panama: The World's Best Residency Option -- Even If You're Not A Retiree...
       
    • Malaysia My Second Home...
PLUS: Next Step Guide to Living Your Dream: The Perks, Privileges, and Peace of Mind of Residency in the World's Top 18 Overseas Havens, our complete and comprehensive guide to foreign resident status,the legal blessingthat lets you live the life of your dreams, for as long as you like, in the world's top 18 overseas havens right now...the countries that I believe offer the best expat living anywhere.

With this Next Step Kit, you're one very important step closer to living your dream.

Reliable and complete information on this important issue is hard to come by. Our editors have spent months researching, clarifying, compiling, and verifying. Now I want to make it as easy as possible for you have access to the report they've created.

The entire Next Step Kit, including all four special reports, will sell for US$149. However, as part of this special just-launched offer, and, again, to make sure cost isn't an obstacle to your having access to this critical intelligence, you can purchase the complete Kit now for only US$97. That's a savings of nearly 35%.

You could spend thousands of dollars and many, many hours of your time meeting with immigration and residency attorneys in each of the countries featured in our Next Step Kit. Thousands of dollars and hours of your time multiplied by 18 countries. That's what this Kit is worth to you.

But you can access all this information right now for just US$97.

I urge you to take advantage of this very limited-time invitation.

Sincerely,

Kathleen Peddicord
Publisher, Live and Invest Overseas

P.S. Foreign residency has its privileges--tax advantages and exemptions, medical care and prescription discounts, travel savings... Find out how you can realize them all in our new Next Step Kit, including three dream-specific guides to enjoying the perks, privileges, and peace of mind of residency in three of the world's most user-friendly overseas havens. I'll send you these three new special reports free when you take a look at our Next Step Guide to Living Your Dream: The Perks, Privileges, and Peace of Mind of Residency in the World's Top 18 Overseas Havens.

As part of this special just-launched offer, you can purchase our new Next Step Kit right now for only US$97. That's a savings of nearly 35%.
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