Take Back Your Retirement
And Live The Adventure Of A Lifetime
On A Social Security Check

Dear Live and Invest Overseas Reader,

I retired when I was 49…thirteen years before I’d planned.

And it wasn’t because I’d struck it rich; quite the opposite. I had an average income and moderate savings…less than most of my coworkers who stayed behind to continue working.

I was able to retire at that age for two reasons: I retired abroad, and I chose my country wisely. Financially, there’s no way I could have pulled it off otherwise.

If you think the retirement that you’ve always dreamed of is slipping away, I can guarantee you that there’s a solution.

In the end, I was shocked at how financially easy it was. Let me explain.

For most of my adult life, I thought that retiring overseas was for the very wealthy…not for an average person like me.

I first got the idea to retire abroad when I was browsing in a bookstore in Scottsdale, Arizona. I found a book written by a guy who had retired early and was living comfortably abroad for about US$650 per month. He was an honest writer…and a regular guy like me.

His book changed my thinking entirely.

Instead of working until I’d earned a pension large enough to live well in the US, I realized that I could retire years earlier … and still have plenty of money to live well abroad.

Instead of working until 62 as planned, I found I’d have enough to live overseas comfortably prior to age 50.

Instead of hoping for good health in my old age, I could retire when I was relatively young, fit, and able to enjoy the good life.

But it was critical that I choose the right country.

Very few countries offered a cost of living low enough to meet my needs. And of those that did, most were places I didn’t want to live…places that were cheap enough, but didn’t offer the comfortable, convenient, and exciting lifestyle that I was hoping for.

But one country fit the bill…with room to spare.

Lee Harrison
Latin America Editor

It was Ecuador.

In fact, it exceeded my expectations in every way.
I had hoped to find a decent house at a reasonable price. But instead, the proceeds from my small A-frame in Quarryville, Pennsylvania, bought me a beautiful home of over 5,100 square feet…in the best neighborhood of Ecuador’s most beautiful city.

I expected low property taxes on that home...but was amazed to find that they were less than US$200 per year.

I wanted to save on utilities…but was taken aback by the huge savings that come with a climate that doesn’t require heat or air conditioning.

I had hoped for a country with abundant natural beauty and diversity. And again, Ecuador exceeded my expectations, with staggering Andean peaks … magnificent colonial cities … hundreds of miles of Pacific coastline … the Amazon rainforest … the Galapagos Islands...

And most critically of all, I needed a low cost of living. I had a small nest egg and a small pension that needed to stretch more than 30 years.

Here again, Ecuador exceeded my expectations. I had allowed for what seemed like a small budget…but ended up spending even less. In fact, I even managed to add to my savings, which was the biggest surprise of all.

Discover how to live well on a Social Security Check

In Ecuador, I found that there’s a rich lifestyle available for every income level.

A couple settling in a small town in this country can live on around US$700 per month. In a rural setting, two of my close friends are living on less than US$600 per month.

If you’d be happier in Ecuador’s most beautiful colonial city—with its theater, orchestra, art shows, restaurants, and cafes—you can do that starting at US$1,100 per month.

To put this in perspective, over 36 million retired Americans over 65 are receiving Social Security. Their average payment is US$1,233 per month.

So who can live in Ecuador on a Social Security check? Almost everyone.

And what’s amazing is that you’ll do more than just live. You’ll live well…a wealthy and enriching lifestyle that just wouldn’t be possible back home.

But best of all, you’ll have the experience and adventure of a lifetime.

You can do it … and I’ll show you how to do it the easy way

When I retired to Ecuador, things were different…it was a lot of work back then.

I covered the country from top to bottom in a rental car—with very limited Spanish—exploring unknown regions via poorly marked roads.

Working with the Ecuadorian officials, I had to figure out how to get a residency visa from scratch.

I wanted to learn Spanish but had no idea which language schools were any good … among hundreds that were marketing their programs.

After picking my city, I had to find an honest real estate agent, and navigate a disorganized market with no Multiple Listing Service. It was every agent for himself, with me at their mercy.

After selecting a home, I didn’t know an English-speaking attorney. I had to go to the US embassy to try to find one.

And hardest of all, I didn’t know anyone who lived in Ecuador…no one who had already done this, who I could ask for help.

In other words, I didn’t just drop into a paradise, like Dorothy in the Wizard of Oz.

But you can.

That is, you can land in Ecuador, and hit the ground running with your new life in front of you.

In fact, you can condense all my months of effort into just once comprehensive resource…and come away with more knowledge that I did.


The Live and Invest in Ecuador Home
Conference Kit

Take Back Your Retirement … And Live The Adventure Of A Lifetime On A Social Security Check

With the Live and Invest in Ecuador Home Conference Kit, you’ll get to know all of the country’s regions…and you’ll hear straight from the professionals who work there, and the expats who live there … all from the comfort and convenience of your home.

You’ll get a broad, in-depth view of Ecuador that outsiders simply don’t know about...

  • Find the security that comes with knowing exactly how you can live—comfortably—on a budget that starts between US$600 and US$1,100 per month...
  • Get to know each of Ecuador’s fascinating regions, from the dramatic Andes, to its hidden valleys, beautiful beaches, colonial cities, Amazon forest, and Galapagos Islands...
  • Discover why Ecuador is tops for healthcare, with excellent facilities and care, at the continent’s lowest prices...
Isolated from the dollar’s decline

Ecuador is one of a few countries that use the US dollar as their legal currency. So your expenses will never be impacted by the dollar’s fall… which has caused cost-of-living increases of up to 85% for some expats in countries with other currencies.

  • Find out how you can save thousands—tens of thousands—by buying properties on the local market...
  • See examples and photos of comfortable apartments you can rent for less than US$500 per month. Some as low as US$350 per month!...
  • Get to know the real estate experts who have found Ecuador’s best income-producing investments...
  • Discover Ecuador’s best beachfront deals in the coastal real estate market…from the modern beach resorts to little-known hideaways...
  • Be prepared and confident, with all of the practical matters at your fingertips. From residency to taxes, from banking to real estate, you’ll have the confidence to take action...
  • And most importantly, you’ll benefit from the experience of those who have gone before you. In this comprehensive resource you’ll hear from more seasoned Ecuador expats than ever before...

Over the past few years, it may have seemed like the retirement you’ve always dreamed of was slipping away. And for many Americans, it has.

But here’s your chance to grab it back!

Whether you’re 49 or 79, it’s a chance to not only meet but exceed the expectations you’ve always had for a happy, healthy, and secure retirement … on a Social Security check.

In the Live and Invest in Ecuador Home Conference Kit, you’ll discover everything you need to know about Ecuador in order to decide if it’s right for you…complete with all the knowledge and contacts necessary to make it happen with confidence.

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Discover the best of Spanish America in
Ecuador’s colonial cities

After 11 years of living and traveling abroad, I am no longer easily impressed … but I’m still in awe of life in Ecuador.

When I retired here, I settled in the colonial city of Cuenca, a former Spanish capital and city of the Incas. I’d often stop, take in the surroundings of my 16th-century city, and just marvel at the fact that I was really living this life.

Imagine heading out the door bright and early each morning, bound for the local bakery. If you time it just right, you can catch the warm cinnamon rolls just as they’re coming out of the oven at 7:15. A rich cup of Ecuadorian coffee goes perfectly, as you settle down at a small table with the morning paper.

You’ll walk the cobblestone streets that saw the traffic of the early Spaniards in the mid-1500s, and the Incas before them. The colonial architecture, with iron balconies and center courtyards, will take you back in time.

While Cuenca has a new, modern mall on the edge of town, the historic center still features large and colorful indigenous markets, some taking up more than a city block. You’ll also discover tiny, hole-in-the-wall shops, with each one selling its own specialty, as they have for centuries.

Trendy cafes now join the scene
in colonial Cuenca...

But you’ll find surprises hidden among the old adobe buildings of downtown Cuenca. Today’s historic center also has small sidewalk cafes, English book shops, fine dining, and a handful of bistros and expat gathering places. It even boasts Indian and Middle Eastern restaurants, along with the traditional Ecuadorian venues.

In the evening, there are plenty of restaurants, bars, clubs, and discos. But you can also take in a tango show or a play at the theater … or spend an evening at a (free) concert by the symphony orchestra … or attend an art opening at a gallery hidden within the old convent … or an exhibition at the modern art museum.

Cuenca is the cultural heart of Ecuador, and a benchmark for Colonia cities in the Americas.

But Cuenca's not your only choice for colonial highland living in Ecuador

The beautiful city of Loja is a smaller, quieter version of Cuenca. Clean, classy and upbeat, this “music capital of Ecuador” is a breath of fresh air … where you can live well on less than US$1,000 per month.

If you’d prefer small town living, the popular highland town of Cotacachi has been drawing expats for years. Charming and friendly, it’s one of the lowest-cost places you can settle.

Or there’s Vilcabamba, in Ecuador’s Valley of Longevity, reputedly home to more people over 100 years of age than anywhere in the world.

In small-town Ecuador, your budget can be even lower. Some expats live for less than US$700 per month.

Finally, if you’d like the bustle of a world capital, Quito and its surrounding valleys provide a multitude of options. Quito’s historic center is a remarkable testimony to urban reinvention, and now offers an enviable lifestyle amid historic colonial grandeur.

In the Live and Invest in Ecuador Home Conference Kit, we’ll bring the grandeur and the lifestyle of Ecuador’s colonial cities to you…

Having expats included is a huge plus; they provide such a wealth of real world experiences, and are contacts that will be so useful moving forward.

--Colleen Reichert

  • Experience the cities, the streets, and the people of Ecuador’s colonial highlands, without having to leave the comfort of your own home.
  • Hear from the expats who call the highlands their home…to find it what it’s really like to live there over the long haul.
  • Learn from the people who have started businesses in Colonial Ecuador, as they share the ins and outs of being an entrepreneur.

For many expats, the colonial cities—large or small—of Ecuador’s highlands are the stuff that dreams are made of. Our Live and Invest in Ecuador Home Conference Kit will help show you if the colonial highlands are for you.

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Explore over 500 miles of tropical coastline with the continent’s best beachfront buys

It was another flaming Pacific sunset, as we sat down to a delicious meal of grilled sea bass and camarones al ajillo, a succulent dish of shrimp grilled with fresh-chopped garlic cloves and olive oil. Darkness came almost suddenly, as it does on the equator, and from our seat at the edge of the open-air restaurant in Puerto López we could soon hear, rather than see, the waves crashing on the face of the cliff far below.

Miles of broad beaches with
unlimited property opportunities...

This dinner was my first snapshot of life in coastal Ecuador. For every expat who extolls the virtues of Ecuador’s colonial highlands, there’s another expat who swears that the coast is the place to be.

And with good reason; Ecuador’s coast offers a beach lifestyle for everyone, and comes with the lowest price tag in the Americas.

On the north coast you’ll find the bustling town of Atacames, with its wide beaches, beachfront restaurants, bars, clubs and shops. A traditional seashore getaway, the driving salsa beat of Atacames has drawn visitors for years.

But just down the road you have the quiet seaside town of Súa, and, a few miles farther, the positively tranquil town of Same. Together they offer you three contrasting lifestyles on a small stretch of coastline.

But that’s not all.

Join this lone beachcomber on
the shores at Atacames...

Ecuador’s coast also offers the sleepy surfer village of Canoa … or the bustling, world-renowned surfing village of Montañita. You can have the comfort of a small, friendly city if you choose Bahía … or the convenience of a larger coastal city like Manta, with its great medical care, expat community, and city amenities.

Beachcombers will enjoy Olón … with its eight miles of incredible, walkable beach.

But for many expats, the crowning jewel of Ecuador’s coast is the town of Salinas. It’s the pride of many Ecuadorians, who enjoy its restaurants, cafes, clubs, and beaches.

And Salinas also offers something special for the property owner--a unique rental opportunity. It’s one place on the coast where a North American can come to enjoy the year’s best weather during the northern winter… yet profit from a strong rental market in the off season!

In the Live and Invest in Ecuador Home Conference Kit, we’ll bring the best of this magnificent coast to you

You’ll see if the Ecuadorian coast is right for you, by using our staff of experts, and the first-hand experience of the men and women who have already made the move.

Enjoy excellent, affordable health care

I have residency in four countries, so I have plenty of healthcare options. I’ve even got a great employer-paid Blue Cross plan in the United States that includes a contract with the Mayo Clinic.

Yet when I needed to see two specialists this year, I chose Ecuador.

Modern hospitals provide the best
in quality health care...

In one case, I required minor, in-office surgery. The total cost was US$90, which included the operation, office visit, local anesthesia, and supplies. In addition, I paid US$20 for the associated lab work; so the total was US$110.

By coincidence, I’d had the same thing done last time I was in Arizona in 2011. The total cost there was US$5,190. And even after insurance, my portion was still US$347.11.

So to put this into perspective, it cost 300% more to be insured in the US than it cost to be uninsured in Ecuador.

But the cost wasn’t even the most-important part … and it’s not the reason I went to Ecuador.

I chose Ecuador because among all of the choices available to me, that’s where I got the best care.

When I see a specialist in Ecuador, not only is it less than my co-pay in the US … I also get quality care and no-rush personal attention. I see a doctor who’s uninfluenced by insurance companies and pharmaceutical salesmen. And best of all, I see the doctor himself, one-on-one, without the stream of assistants and support staff that I deal with in the US.

And because of the simplicity of the one-on-one relationship with the doctor, I’ve experienced fewer mistakes, and gotten better care.

And it’s not just the medical care that’s affordable … a quality nursing home starts at just US$450 per month.

Frankly, I found this hard to believe, so I went to see the nursing home for myself … unannounced. I was pleasantly surprised to find a clean, upbeat facility, with a courteous and professional medical staff. The residents were well-dressed and well-cared-for. I met a group of perhaps 15 residents enjoying the sun in the interior courtyard, while others were exercising with staff members or visiting family.

Ecuador has all the bases covered for the expat’s medical care, from A to Z. You can move here with the security of knowing that you’ll be in good hands for as long as you’re here … at a price you can afford.

The most amazing benefit of this
fascinating lifestyle … is the price

Nowhere else in the Americas will you find property prices like these, with a cost of living that can be covered by a Social Security check.

  • Discover convenient, modern condos just a short walk from Cuenca’s historic center for less than US$50,000...

The US$1 fixed-price lunch is alive
and well in Ecuador...

  • Get your dream home on the beach, starting at just US$55,000...
  • Rent a home on the edge of Cuenca's historic center for only US$250 per month. A beautifully furnished, three-bedroom country home—of 2,100 square feet—is available for just US$500 per month...
  • Grab a 2.5-acre building lot in a tropical valley—with great views—for just US$40,000...


And in the cities of Ecuador, you’ll give up nothing in exchange for these fantastic prices.

You’ll still enjoy high-speed internet, cable TV, and reliable phone and electric service. Not to mention the cafes, restaurants, theater, and a host of other city amenities.


The best part of retiring in Ecuador is what you can do and see after you move here

The owner of this cane liquor still will be happy
to let you sample his wares!...

We made a sharp turn off a small country road into the brush, and started to climb.  After a brief pause to shift into four-wheel-drive, we continued climbing through fields of lemons, bananas, and finally sugar cane.  The road narrowed even more, and finally disappeared as we entered a clearing at the top of the mountain. 

The Land Cruiser crawled over a deep bed of discarded sugar cane stalks, and we pulled to a stop in front of an old open-sided tin-roof building that housed an ancient cane-press powered by an antique Briggs and Stratton engine.

Just behind this enclosure we could see the telltale wisp of wood smoke indicating the presence of a “still” just out of sight. 

An old man was back at the still, tending a wood fire under a used 55-gallon oil drum as a clear, anise-scented Mallorca sugar cane liquor dripped from the other end.    We all gathered on wooden stools around the still, and sampled the hot cane liquor as it dripped from the copper tubing.

This is why I came to Ecuador. 

Sure, the cost of living is low here, but we’ve also found so much more than just inexpensive living.

Public transportation is everywhere...
even the headwaters of the Amazon...

When I retired abroad, I wanted to have a rich and interesting life once I landed in my new country. I wanted to travel … and explore.

And for this, you won’t beat Ecuador. It’s not only rich with exciting travel opportunities, but it’s also one of the world’s most-economical countries to travel in.

Gasoline in Ecuador is only US$1.48 per gallon … hotels are inexpensive … and public transportation is available to every corner of this diverse country.

I’ve explored the Andean highlands from top to bottom … from the woodcrafters of San Antonio to the leather crafters of Cotacachi to the guitar makers of San Bartolomé … and of course the cane liquor stills of El Oro.

The Galapagos Islands host deserted beaches,
and wildlife found nowhere else on earth...

I’ve traveled from the high, snow-capped peaks in the north to the hidden Valley of Longevity in the south.

I’ve lived the wonders of the Amazon rainforest with an indigenous tribe, and explored brilliant, secret beaches far from the tourist trail in the Galapagos Islands.

When you retire to Ecuador, this world will be at your doorstep.

Take it from me … you won’t have to settle for boring tourist traps or playing checkers on the square. You can enjoy one of the most exciting retirements on the planet … on your Social Security check.

We’ll bring our extensive network of nationwide contacts to the table to help you on your way

With the Live and Invest in Ecuador Home Conference Kit, you won’t have to scour the country for information…Ecuador will come to you.

You’ll hear from our top real estate contacts from every corner of the country, bringing you the best deals out there.

Our legal team will bring you up to speed on important issues like these:

  • Residency and visas…

  • Property purchase and title verification…

  • Moving the household and pets…

  • Investing in Ecuador…

The Live and Invest in Ecuador Home Conference Kit, savvy healthcare professionals explain the ins-and-outs of the local healthcare system. You’ll be shocked by Ecuador’s many low-cost healthcare options.

Learning the language is a terrific investment to help you get the most out of your experience in Ecuador. We’ll showcase the best of Ecuador’s many fine language schools for your convenience.

Ecuador is a haven for entrepreneurs, who love the wide-open playing field and lack of officious regulation. North American business owners will share their stories, and their lessons-learned.

And best of all, you’ll hear from the company of expats who have already made the move. The most important and unbiased source of information you can find.

Take a look at why expats are moving to Ecuador

Here are the top reasons, things I hear over and over again. People come for…

  • Ecuador’s dramatic natural beauty: As one of the planet’s most-diverse and exciting countries, Ecuador has the lion’s share of the world’s plant and wildlife species.
  • Great senior benefits, like these:

    • 50% off all public transportation…

    • 50% off national and international airfares…

    • 50% off all cultural, sports, artistic, and recreational events…

    • 50% off electricity, water, and telephone service…

    • Special discount on property tax…

    • Relief from Ecuadorian income tax…

    • Discount on vehicle tax…

    • Discount on judicial fees…

    • Refund of Value Added Tax (sales tax)…

And best of all, you never have to stand in line; seniors always go to the front!

  • A stable democracy. President Rafael Correa has breathed new life and hope into Ecuador. With record approval ratings, he has improved poverty, dramatically lowered corruption, and made Ecuador a better and more-harmonious place to live.
  • Excellent, affordable medical care. Many come to Ecuador just to take advantage of their excellent physicians and facilities, at unheard-of costs.
  • Low cost of living. Whether you spend US$600 per couple per month in the country, or US$1200 in Cuenca’s historic center, you won’t find a country that gets you more lifestyle for the money.

With the Live and Invest in Ecuador Home Conference Kit, you’ll see for yourself why Ecuador is #1.

This is the easiest, most efficient way to launch your Ecuador adventures

The Live and Invest in Ecuador Home Conference Kit is an invaluable collection of live presentations (27 recordings in total) by all our top Ecuador experts that you can listen to and reference as often as you like.

In addition, this comprehensive resource comes with two special reports:

  • First, our special report, “Why Cuenca Remains the World’s Best Budget Retirement Choice.” 

The Spanish colonial lifestyle is one
you just can't find at home...

I finished this report earlier this year, and in it you’ll discover everything you need to know about life in Cuenca. From restaurants to residency… from lawyers to dentists, you’ll have all of the information you need to hit the ground running in this top retirement destination.

  • You’ll also instantly receive our special report,"44 Things You Must Know Before You Relocation, Retire, or Invest Offshore." In this guide you’ll learn the nuts-and-bolts support you need to plan your adventures in Ecuador with confidence...

 In summary, the new Live & Invest in Ecuador Home Conference Kit includes:

  • The 27 all-new Expert Recordings and Presentations from our most recent Live & Invest in Ecuador live event (a US$279 value)...These programs will help you learn everything you need to know about buying and selling real estate...renting an apartment….establishing residency… understanding your potential tax liability...opening a bank account and setting up a corporation...forming the right holding structures…obtaining the right health insurance...medical care…employment opportunities and entrepreneurial options...
  • The Special Focus Report, "Why Cuenca Remains the World’s Best Budget Retirement Choice" (a US$9.95 value)...This fully illustrated report includes even more details on residency, visa options, health care, taxes, and itemized monthly budgets in Cuenca, the charming colonial city with an extremely low cost of living.
  • The special report, "44 Things You Must Know Before You Relocate, Retire, or Invest Offshore," (a US$29 value)…This is the nuts-and-bolts support you need to plan your adventures overseas with confidence. Whether you decide on Ecuador or not, this is the resource that includes all the things we wish someone had told us before we began spending time and money in far-flung and exotic places.

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This Is The Tool You Need To Make The Wisest Possible Decision

Excellent... I learned a lot and enjoyed it all.

--Joan Ryder

The Live and Invest in Ecuador Home Conference Kit is an invaluable tool. This one-of-a-kind collection of resources addresses every critical question you'll face as you consider options and opportunities in Ecuador, such as:

  • Which regions of this country are likely to produce the highest returns for your rental investment?...
  • Where should you invest if your interest is maximum property appreciation?...
  • How much can you expect to pay to buy or to rent, region by region?...
  • How much does the cost of living vary region by region?...
  • What are current monthly estimates for expenses such as utilities, food, rent, entertainment, etc.?...
  • What makes the Ecuador pensionado residency visa so attractive? Why is it considered one of the world's top retirement programs?...
  • Would you need to own a car living in Ecuador?...
  • Dazzling beaches bring excellent
    rental opportunities...

  • What's the process for purchasing property?...
  • Where are the best places in the country to start a business right now?...
  • Is quality health care available?...
  • What are the costs for standard yearly medical tests? For major surgery?...
  • What are your options for health insurance?...
  • Can you bring your animals with you?...
  • How do you ship your goods to Ecuador? How can you ship duty-free?...
  • Which real estate agents can you trust? How do you navigate this property market without a Multiple Listing Service?...
  • What kinds of volunteer organizations are available for you to join?...
  • Where in the country is high-speed Internet available?...
  • What's the cheapest way to fly back to the States?...

I take great pleasure in being able to bring these all-new services available to you today. And I want to make it an absolute no-brainer for you to take advantage of the opportunity to access all the insider knowledge, know-how, and judgment it contains.

In all, our Live & Invest in Ecuador Home Conference Kit is a US$317.95 value.

However, for a limited-time this one-of-a-kind bundle of resources is available right now for the special discount of over 35% off the regular price. Meaning that the "Live and Invest in Ecuador Home Conference Kit" is available to you today for only US$199.

This offer is for a limited time only. Act now to enjoy the special discount, and to treat yourself to the greatest Ecuador resource available.

Go here now to order your copy.  

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Lee Harrison
For Live and Invest Overseas

P.S. The Live & Invest in Ecuador Home Conference Kit will give you a complete introduction to current opportunities for living, retiring, and investing in this extremely affordable retirement haven.

This one-of-a-kind guide includes the complete collection of recordings from our most recent Live & Invest in Ecuador Conference. That's 27 recorded sessions, plus accompanying PowerPoint presentations and other materials.

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Order Now--100% Risk Free

This is the most complete and current resource to living, investing, retiring, and doing business in Ecuador available anywhere. I guarantee it. If you don't agree or if you are disappointed in any way with the information, insights, recommendations, and discoveries shared in our Live & Invest in Ecuador Home Conference Kit, simply say so. Your full purchase price will be refunded, no questions asked.

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