How To Retire Overseas
in 12 Months or Less
Revealed: The world's top 21 destinations where you can enjoy a better quality of life—on a budget of US$1,200 or less
Plus, everything you need to know
to make one of these 21 special places your home
in as little as 12 months

Dear Live and Invest Overseas Reader,

What if you could retire early… even with a small nest egg and low monthly income?

Kathleen Peddicord Publisher

What if you could live a comfortable retirement right on the beach… or in the old quarter of a charming, historic city… or on your own little farm surrounded by rolling hills… or wherever your ideal lifestyle takes you?

And what if you could have this life for just US$1,200 a month, or even less? That's less than the average U.S. Social Security check.

And what if a low cost of living were just a small part of the picture?

When you retire abroad—even part-time—you open the door to adventure, opportunity, and freedom. You enjoy big advantages, apart from the low cost of living.

Today, I'm going to show you details of how you can get from wherever you are right now to your dream life overseas.

And I don't mean 10 or 20 years from now… but within the next 12 months.

Yes, it's possible. And a lot easier than you might think.

Today, thousands of readers like you are already living out their own dream retirements overseas.

I'm thinking of people like:

  • Judith and Harold who moved from Palmer, Alaska, to the beach town of Punta del Este, Uruguay, four years ago. Not wanting to sit beneath a palm sipping piña coladas all day, this couple bought 50 acres of farmland. Today, they raise sheep and grow raspberries, blackberries, grapes, eucalyptus, and more. Both are avid whale-watchers during the winter mating season, and their home at Punta Bellena (Whale Point) provides them a front-row seat right from their front porch.
  • Paul Richards—a retired publisher and golf aficionado—who, along with his wife and daughter, left the U.K. behind five years ago for a new life in Chiang Mai, Thailand. Paul loves the many amenities available in the city: golf, tennis, bowling, plenty of good restaurants (local and international), and the Chiang Mai Expat Club. On a recent hospital stay, Paul found the standard of health care superior to that in the U.K.—and is delighted to see his dental bills are 30% to 40% cheaper, too.
  • Living the dream in the Caribbean…

  • Macarena Rose is a single mother of eight kids who traded in her "safe life" in Florida for a new adventure in Belize. She did it purely on a whim, with her youngest daughter (15 years of age) in tow. The more they got to know Belize, the more they liked it. Six years on, Macarena runs her own real estate business in San Ignacio and is the host of a local television show that goes out weekly. For Macarena, the enjoyment is in knowing that her adventure is ongoing—that every day is another opportunity for growth and discovery.
  • David Morrill was a syndicated columnist and editor who was ready for a new life abroad, but not ready to retire completely. He moved to Cuenca, Ecuador, where he founded the city's first English-speaking real estate company, which has thrived ever since.

These everyday people are living their overseas adventure…
and you can, too

All of these folks are people just like you and me. Some wanted to break from their daily grind… or they were anxious about their shrinking nest eggs, wondering if they could ever afford to retire. And in all cases, they didn't want to experience a lower standard of living when retirement time finally came.

Ultimately, they weren't prepared to settle for an “average” retirement. And you shouldn't be either.

I don't need to remind you of the problems we face today, in the United States and elsewhere. Pensions are stagnant, and Social Security is in danger. Rising costs have been eroding our middle-class quality of life since the 1970s.

Retirements are being postponed, scaled back, or put off indefinitely.

Bottom line, it's getting harder and harder every year for a retiree to attain the quality of life that he dreamed of over the decades.

Let me introduce you to one more expat who grabbed the opportunity to retire early abroad, our Latin America Editor Lee Harrison. As Lee tells his story:

I retired when I was 49… about 13 years before I'd planned.

And it wasn't because I'd struck it rich; quite the opposite. I had an average income and moderate savings…less than most of my co-workers who stayed behind to continue working.

I was able to retire at that age for two reasons: I retired abroad; and I chose an exciting country with a low cost of living. Financially, there's no way I could have pulled it off otherwise.

I ended up in a place with not only a low cost of living… but also with no income tax, almost-no property tax, and low utility bills—since I needed no heat or air conditioning.

Lee Harrison, Latin America Editor

In the end, I was surprised at how financially easy it was. Let me explain.

For most of my adult life, I thought that retiring overseas was for the very wealthy… not for an average person like me.

But once I got the full, honest picture about retiring abroad, I changed my thinking entirely.

Instead of working until I'd earned a pension large enough to live well in the United States, I realized that I could retire years earlier … and still have plenty of money to live well abroad.

Instead of working until 62 as planned, I found I'd have enough to live overseas comfortably prior to age 50.

Instead of hoping for good health in my old age, I could retire when I was relatively young, fit, and able to enjoy the good life.

But it was critical that I choose my destination wisely. Very few countries offered a cost of living low enough to meet my needs. And among the places that were cheap enough, most didn't offer the comfortable, convenient and exciting lifestyle that I was hoping for.

In the end, I made the choice that was right for me.

And it was easy, in the end… all I needed was reliable information, and a spirit of adventure…

Lee Harrison


You don't have to scrape by like the average retiree either!

Not when, in any one of the world's 21 top retirement destinations, you could:

Spanish-colonial America delivers a lot of charm for a very low cost…

  • Rent an apartment in the historic district of one of Central America's best-preserved colonial cities for US$450 per month…or buy your own colonial home here from US$64,000;
  • Keep your garden in tip-top shape for just US$63 a month; the cost of regular maintenance by a gardener;
  • Have a cup of coffee for just 50 cents—and a whole barbecue chicken dinner for just US$8;
  • Or a hearty lunch on-the-go (cooked right in front of you) for just US$1;
  • Pick up a bottle of good local wine for less than US$3;
  • Stay overnight in a private hospital room for US$50 to US$75;
  • Pay your dentist around US$30 for a full check-up with X-rays and cleaning, around US$25 for a simple filling, less than US$250 for a root canal or a porcelain crown;
  • Rent a 1,000-square-foot unfurnished condo (in one of the most retiree-friendly cities of the world) from US$225 per month… or a furnished version from US$400;
  • Own a 2,100-square-foot, six-bedroom country cabin on a half-acre of tropical gardens for US$102,900...

"Retirement" is not what you think

This word "retirement" has nothing to do with checking out or taking it easy…unless you want it to.

In the places I'd like to introduce you to, sure, you could improve your golf swing or join a bridge club… you could spend your days lazing in a hammock beneath the banyan trees. And no one would think anything of it.

But if you're not ready to take up a position on the sidelines of life, don't worry; that's not what I'm suggesting.

To me, “retirement” means you have the freedom to do what you want… when you want.

The idea of retirement I'm talking about works for the 30-year-old as well as anyone twice that age… and older. That's because it is easier today than ever before to live, travel, and invest wherever your desires take you.

The world is alive with opportunities for fun and for profit, no matter what your age.

At our third annual Retire Overseas Conference, we'd like to steer you to the opportunities that make the most sense for you—and show you exactly how to best set yourself up for a new start overseas.

Here's how you can prepare for something better,
starting right now

I realize this "retire overseas" idea can be a scary prospect. While maybe not perfect, your life and retirement picture today is at least “safe”…”predictable”…

But everybody I know who has ever taken the leap to a new life overseas (myself included) has had their doubts, too… and it's learning the “nuts and bolts” required to start your new life that takes us from the “dream stage” to reality.

You could wake up to this view
from your bedroom window
every morning…

In my own case, I'd been exploring this idea of overseas opportunity for more than a decade—and toying with the idea of relocation—but I hadn't made any practical plans.

Then came the catalyst: My boss at the publishing business I worked for at the time proposed that I move from my home in Baltimore, Maryland, to Waterford, Ireland, to open a new office.

This was the push I needed to move beyond my comfort zone. It forced me to face the practicalities required to achieve my ongoing dream… the dream of escaping to something new… something better… something fun.

And once I saw the nuts-and-bolts of what was required to move abroad, I could see it was achievable.

A plan. That, in a nutshell, is what you need to get from where you are today to the new life that you desire overseas.

Every potential expat starts with a dream of living an exciting, new life abroad.

Those who get the details and develop a plan are the ones who make it happen. They're the ones who are living on their estancia in Argentina… or on the beach in Brazil… or in a restored historic home in colonial Ecuador.

That is why I'd like to invite you to our upcoming Retire Overseas Conference. It's a comprehensive program to help you consider all the world's current top options at once… while arming you with the practical support you'll need to make your retirement dreams come true, as easily as possible.

"Retire Overseas Conference"
Sept. 4-6, 2013
At San Antonio's famous River Walk

See the best of what the world has to offer…
then get the practical info you need to retire abroad
in 12 months or less!

If you are still on the fence… doubting your own sanity for dreaming of the exciting opportunities overseas… this conference will give you the info you need to get out into the world of greater opportunity.

The bustling town square in one of the world's top 21 overseas retirement havens...

One objective of our agenda is to show you the world… that is, the best of what the world has to offer the potential retiree.

At this conference, my worldwide network of experts and expats—convened especially for this event—will introduce you to 21 of the world's very best places where you can enjoy a better quality of life on your Social Security check (and sometimes a lot less).

Whether you have some idea of where you'd like to settle—or none at all—these country experts will whet your appetite for what lies ahead in each of the 21 featured destinations. What you hear from them may surprise you… and lead you in a direction you never expected (that's all part of the fun)…

Exclusive Opportunities

“Good exposure to some really interesting opportunities for investment and income outside of the United States.”

--Joe S., United States

What's more, the experts and expats who'll convene in San Antonio aren't "agents" for their respective countries. No place is perfect… and they'll tell you the pitfalls, as well as the advantages, of living day to day in their country. No holds barred.

But these country "insights" are just one part of our Retire Overseas Conference agenda.

Because once you've made the choice of where to go, you're still left with the greatest challenge of all: how to get from where you are now to your new home overseas.

Which brings us to the second objective of our agenda: giving you the practical details you need to develop a realistic plan and timetable for launching your new life.

All your stumbling-block questions will be answered

You see, when you first think about a move overseas, you let your mind run away with every possible opportunity… you get tipsy on the possibilities…

It's exciting to think about a brand-new start in a brand-new place where you can enjoy all the things you're missing out on right now.

Then, the “stumbling block” questions set in.

Questions start to spring from everywhere:

  • How much money do I need to set aside for going overseas?
  • Should I sell my house?
  • Will I rent a property overseas or should I buy?
  • What about health care?
  • What sort of hoops will I need to jump through to get residency?
  • How can I make some extra income to support myself overseas?

The colonial splendor of Cuenca, Ecuador, the most affordable place to retire well in the Americas...

Believe me, every question that you can possibly conceive is a valid one. And, I guarantee, you are not the first person to be baffled by it.

Which brings me the practical side of our Retire Overseas Conference agenda: the part where our staff of experts—as well as those expats who have gone before you—can show you how it's done.

In my 30 years of traveling—and transplanting my home and business around the globe—I've sometimes found it difficult to garner the right information. You aren't going to find reliable answers to your questions simply trawling the web… or reading books on the subject.

Immigration laws change… new roads get built… telecommunications companies come and go… banks change the way they deal with foreign clients.

What's more, buying property—especially in developing markets—is a whole new ball game that only an insider (who's been through the process) could possibly understand.

In talking with my expat friends scattered about the globe, we came up with seven big "challenges," the main issues faced by all would-be overseas retirees…

And this fall at the Retire Overseas Conference in San Antonio, we're organizing a series of special, practical workshops that will focus on these seven key challenges… to help you navigate each in the most efficient, hassle-free way.

We'll tackle these big issues, head-on

At each of the seven workshops on our Retire Overseas Conference agenda, you'll be briefed by teams of those who have gone before you and learned the hard way. They'll show you how to tackle the practicalities you need to consider in order to make your move… so you can realize the lifestyle you're dreaming of in as little as 12 months.

Specifically, I'm talking about issues like:

Question 1: How much do I need to retire?

An Event That Caters
To Your Needs

“The workshops are excellent, allowing people to ask more questions and allowing varying points of view.”

--Cappy S., United States

This is the first question on everyone's mind. And it's a tough question, even if you were retiring in your present location: it's doubly-hard if you're moving abroad.

This is because retirees typically change their lifestyle when they retire, so their expenses are different than they were their work years. And when you move abroad, it's hard to know—without first-hand experience—just how different your lifestyle and expenses will really be.

Workshop #1: Retirement Planning—Get Your Finances in Shape

If you had just 12 months to get your financial affairs in order for a move overseas, what would you do? This is the workshop that will answer that question for you. Our panel of experts will reveal everything you need to know, including:

  • How much money you need to retire and move abroad;
  • What to do if your retirement fund is on the skinny side;
  • How you should invest (for the short- and long-term) to maintain a healthy portfolio (considering the "three pots": gold, property, and paper);
  • You could rent in this 16th-century historic center for as little as US$300 per month...

  • How to manage your day-to-day spending, complete with budget spreadsheets.
  • How to cope with changing exchange rates, and diversify in a number of currencies;
  • The best time for you to start taking Social Security as an overseas retiree;
  • Managing your credit cards while living abroad;
  • Whether to sell or to keep your U.S. property;
  • How to survive future crashes overseas;
  • What to do if the U.S. dollar tanks;

The bottom line? Many learn that what they really need is far less than they'd planned, had they stayed in the United States… but we'll show you how to run the numbers for yourself.

Question 2: Should I rent or buy a home?

It's one of the biggest issues in considering a move overseas; and it's one that's inspired many a heated debate, even among the Live and Invest Overseas staff.

Sometimes, depending on your situation, renting in the long term may be the way to go. And in some places, renting is the only thing that makes sense.

If you do decide to buy, then you need to be aware of the market you're dealing in.

Workshop #2: The Property Question.

In this workshop, we'll show you exactly what you need to know about buying or renting your new home abroad. Things like:

  • The benefits of renting long term;
  • What to look for in renting a property, whether for short- or long-term use;

"Superbly Organized"

“Once again superbly organized, well-delivered, on time, straightforward, with relevant topics.”

--Peter C., United States

  • Understanding rental contracts in a foreign country;
  • Where to start your search for a rental property, and how and why to take your search local;
  • What you need to know about buying property overseas, including the pitfalls… and how to deal with them;
  • 12 critical questions you should ask before buying real estate in a foreign country;
  • How to protect yourself as a buyer in a foreign market;
  • How to evaluate a selling price in any given market;
  • How to structure foreign property ownership;
  • How to address the tax implications of owing real estate in a foreign country.

Question 3: How can I legally stay in my new country?

In considering where in the world you'd like to retire (whether full-time or part-time) there's one critical issue that could be an obstacle… and it's easy to overlook.


And not just full-time residency… but part-year residency as well, for those who are looking for a second home abroad.

Settle where the sun rises first, on Brazil's eastern tip...

In these days of tightening immigration control and rising visa costs, not everywhere may suit your particular requirements. And let's not forget countries where you need to show a minimum monthly income (or have a certain amount deposited in a local bank).

That said, there are certain parts of the world that welcome expat retirees with open arms. These places often have special incentives to attract the "silver-haired" crowd.

Workshop #3: Visas and Residency

Here you'll learn the good, the bad, and the ugly of establishing a physical presence overseas. From this session, you'll find out:

  • The three most retiree-friendly countries in the world. In these places you can look forward to generous discounts—often as much as 50%—on goods and services from restaurant dinners to dental work to your airline tickets;
  • The fast track to permanent residency in the world's six top retirement havens;
  • How residency affects your tax burden, and how you can help minimize this through careful planning;
  • The benefits of using an attorney to guide you through the application process;
  • Easy immigration: Places you can easily (and legally) stay long-term on a tourist visa;
  • The "no complications" approach: Divide your time among three or four locales a year, and you can avoid jumping through time-consuming residency hoops;
  • The implications of establishing residency in a foreign country (for example, how local inheritance laws may affect your estate);
  • The many benefits of second citizenship and how to obtain it legally.

In the workbook from this workshop, you'll get contact details for trusted attorney and immigration contacts in each of our top havens. (And aside from this workshop, we'll also discuss residency specifically in each of the countries that we cover.)

Question 4: What if I can't afford to give up my career just yet?

In many overseas locations, it's tough to find employment; but it can be straightforward and lucrative to start your own business. It can be big or small… a local business, or a new, portable career.

A move overseas is a chance to break from the old and start doing the things you love—while making them earn some money for you.

If Europe is your dream,
don't give up on it…the Old World
can be much more affordable
than you might think…

Workshop #4: Funding Your New Life

In this workshop, you'll learn about starting an Internet business.

You could do this one from anywhere in the world, even where you are today. You could even start it at home now and take it with you on your move.

I'm not talking about any "get rich quick" schemes. Running a business of any kind is not all fun and games, even with your portable workplace.

The bonus is that it's all on your own terms. It's up to you how many hours you work, where you work from, how big you want your business to grow.

If you need to support yourself financially while overseas… or would like to have an extra income… then don't miss this important session, where you'll find out:

  • How to generate business ideas—and find a profitable market;
  • How to select your products. In the import/export business, for example, certain products have restrictions depending on where you send them to/from;
  • How to get started. You have a great idea…but you don't know where to begin. Follow the 6-Step Internet Business Start-up Plan to get up-and-running anywhere in the world;
  • Making money on the web: 7 strategies for drawing qualified prospects to your website;
  • Countries among the top retirement havens that make sense for running a business…and those that don't;
  • "No Hype"...
    The Advice You Need

    "I can't tell you how good it feels to get straight answers to my hype and no baloney. Finally, I'm getting the information and the advice I need."

    -- Timothy S., United States

  • Where to find supporting staff. Depending on the size of your business, it may be helpful to have some in-country assistance. You'll learn which countries have the best, reliable, English-speaking labor pool, and minimal red tape in the hiring/firing process;
  • Legal and taxation issues you need to be aware of running your Internet business…
  • Recommended software tools and online resources to help get you started in your new career;

Question 5: How will a move overseas affect my tax burden?

It's the one area that you just can't get excited about when thinking about going overseas. But it's one that you can't ignore either.

In fact, depending on your strategy in moving abroad, you could wind up paying far less tax than you do right now; or maybe none at all.

Workshop #5: Taxes for the Foreign Retiree

I'm talking about things like:

  • How to earn up to US$97,600 tax-free;
  • Two foreign assets the IRS doesn't want to know about—that you can legally hold overseas without triggering a reporting requirement to the U.S;
  • The top four jurisdictions for low-tax or no-tax living;
  • Getting good representation—the key to paying no more tax than you should.
  • Where you'll enjoy the lowest property taxes;
  • Keeping an eye out for import duties on household goods and belongings.
  • Understanding your options and how to structure your new life overseas can help save you thousands of dollars…even reduce your tax burden to zero.

In addition to this workshop, we'll have specific tax information for each of our destination countries.

Question 6: What sort of health care and insurance options can I expect?

One thing you can't take with you from the U.S. is your Medicare coverage… and in many cases, your U.S. health insurance won't travel with you either.

The good news is that there are options—affordable options—for the expat looking for medical coverage abroad. And, as many of the expats you'll meet at this Retire Overseas Conference will testify, it's possible to receive quality care—sometimes even better than the level of service you're used to at home—in many of the retirement havens we'll discuss.

Workshop #6: Health Care for the Retiree Abroad

Modern medical facilities not only exist overseas... but they provide top-notch medical care at a fraction the cost of comparable care in the United States...

This workshop has a double agenda: First, to help you understand what you can expect of health care in a foreign country; second, to present your options for health insurance coverage. From this workshop, you'll find out:

  • Which of the top 21 retirement havens stand out in terms of high-quality health care;
  • Where, among these top havens, you'll find health care to be the most affordable;
  • The differences between public and private health-care systems… and when to use the (possibly free) public systems abroad;
  • Your top options for medical insurance abroad, and the pluses and minuses of each;
  • We'll Cover The Topics Most Important To You

    “Good Q &A on Health Care--very informative.”

    --Karen D., United States

  • The points to consider in choosing a policy that suits your specific needs;
  • Why you should never buy insurance online… at least not until you've confirmed the answer to this all-important question;
  • What your overseas health policy should cover… and what it likely won't;
  • How much deductible makes sense given where you'll be living and your personal health circumstances;
  • Cost details for sample insurance plans in a number of overseas retirement havens;
  • What to do if you're beyond the age for enrolling in a new insurance policy;
  • The best international health and travel insurance policies on the market today.

Question 7: What about the nuts-and-bolts of banks, brokers, utilities, language, and finding a good plumber?

So far, we've talked about preparatory issues… things you can decide on before you select a country.

Your own mountain hideaway
deep in the Andes…

But what about those other things that you'll have to deal with as a new resident abroad? Things you won't run into until you get there…

Workshop #7: The Nuts and Bolts of Getting Established Overseas

In this important-yet-fun workshop, we'll address all of these nitty-gritty issues that you'll need to know after you land in your new country.

From the people who have made all these mistakes before you, this workshop is designed so you experience the minimum amount of hassle getting set up in your new home.

    "A Wealth Of Real World Experience"

    “I especially appreciated the fact that you presented both the pro's & con's. It was eye-opening in some cases.

    “Having expats attend/present is a huge plus. They provide such a wealth of real world experiences and are contacts that will be so useful moving forward.”

    --Colleen R., United States

  • When, and if, you'll need a new driver's license;
  • The ins and outs of opening a bank account in another country;
  • Paying your bills on time… both locally and back home;
  • Organizing your household for shipping, and deciding what stays, and what goes;
  • Learning the local language… or getting by in English;
  • Staying in touch—inexpensively—with friends and family back home;
  • Getting utilities connected, and finding internet service;
  • How to find reliable craftsmen;
  • Bringing your pets, and what paperwork you'll need;
  • Tips for a smooth move, if you're bringing your household goods.
Reserve My Place!

And it's not just about the facts… it's also about the fun!

One of our expat presenters has reinvented her life in this Caribbean paradise…she'll show you how
you could do it, too…

Of course, while we will provide all the “how-to” information you need, we'll spend even more time on helping you with the “where!”

Maybe your dream is SCUBA diving off the shores of Roatan… or strolling the white sands of Belize… or enjoying the warm ocean breezes of northeast Brazil… or relaxing at the clubs, restaurants, and beaches of South America's #1 beach resort…

Or maybe you'd prefer wandering the quiet streets of an old Italian village… or enjoying the view from your balcony in Paris… or sampling the tapas bars of downtown Madrid.

Here, too, we've got you covered.

And we haven't forgotten the exotic destinations of Chiang Mai…or Singapore…or Hanoi…or Kuala Lumpur.

No matter where your dream retirement takes you, we'll have first-hand reports, hard information, and lots and lots of photos, all presented by expats who live in the destinations being featured.

You can do this…and you can do this now (if you're ready)

The final goal for attendees of this year's Retire Overseas Conference…after we've talked about the “where” and the “how”… is to help you plan for the “when.”

I'm not exaggerating and I'm not misleading you when I say that you could be living the life you're dreaming about in the overseas Shangri-la that's calling your name 12 months from now…or even sooner. Sound ambitious? Nope. With the help of the panel of experts from around the globe who'll be convening with me in San Antonio in September, I'll prove it to you. We'll walk you through how to make your dream a reality in 12 months or less. We'll give you a timeline…and we'll take you through it, step by step. You'll leave this event with a plan and, even, a schedule…if that's what you want.

But maybe you're not ready to retire in 12 months? Again, don't worry. The plan we'll help you conceive for yourself could be put into play at any time…whenever you're ready. Straightaway…or down the line…when the time comes to flip the switch to the new life overseas you're imagining…

Our global network will bring the world to you

This is all about bringing the world to you. From the Old World to the new…from Asia to the Americas…from the Caribbean to the Med…all the world's top choices, the best places for you to think about reinventing your life in retirement…

We'll showcase it all.

Reserve My Place!

Of course, money matters, too

"Exceeded My Expectations"

"I enjoyed this seminar very much. I don't know how you got so many knowledgeable people in one place. It exceeded all my expectations."

--Virginia R., United States

We'll also introduce you to our top global real estate contacts, who will introduce you to the best deals on offer in the world's most interesting property markets right now.

Our international legal team will be on hand to bring you up to speed on important issues like:

  • Residency and visas
  • Property purchase and title verification
  • Moving the household and pets
  • Investing abroad
  • Currency exchange and risk
  • Banking in a foreign country
  • Staying compliant with your U.S. taxes (as an American overseas)

Savvy healthcare professionals will be glad to assist you with this important issue. You'll be surprised at the many low-cost healthcare options that are available in our featured countries.

A handful of world-class real estate developers will be on hand to showcase some of the projects that are drawing expats and investors today.

A critical part of this year's event will be our coverage of the world of offshore asset protection. Regardless of the size of your portfolio, you'll benefit from the expertise of one of the world's foremost authorities in this area.

And everyone will benefit from our experts in the world of international banking. Whether you want to open a small account in Belize or Uruguay to establish a foothold abroad… or you want to earn the high rates of interest now available in Colombia… we'll have an expert on hand who can help.

The Most Trusted Experts

"Great source of reliable information from trusted, proven sources."

--Jim C., United States

The offshore world is a haven for entrepreneurs, who love the wide-open playing field and lack of officious regulation. Expat entrepreneurs will be on hand to share their stories and their lessons learned.

And, most important of all, when you come to this year's Retire Overseas Conference, you'll be in the company of expats who have already made the move. This is the most reliable source of information you can find.

Great, like-minded company

In addition to building your network of support (including making all the contacts you need to help you make your move happen), as you embark on this exciting adventure, you want to be surrounded by people of a like mind…people like you who are not afraid to think outside the box.

It's easy to lose heart, after all, when your parents, kids, or friends are not as enthusiastic as you are about the idea of living abroad. They may even tell you you're crazy…and that's ok!

That's why an event like this is so invaluable.

Of course you will hear from the experts… and get to chat with them between presentations, at our cocktail receptions or just casually at the bar. But you'll also get to mingle with your fellow attendees, like-minded adventurers looking to make a move…just like you.

You really can do this…
all you need is a plan…

Maybe some of these people will wind up being your neighbors abroad… or maybe some of you will end up doing business together. Based on long experience, I know that many of you will establish some new lifelong friendships; I've seen it time after time, over the years.

There's always a great buzz of energy when so many folks come together with their dreams of a new life overseas… and the level of excitement increases when, at the conference, those dreams begin to change into game plans.

What you'll learn—to a large extent from each other—is that your dream of life abroad is not some fanciful notion beyond your grasp. And it's certainly not crazy.

It's an adventure you can begin now and bring to fruition within the next 12 months or less… guaranteed. And it likely will prove the adventure of your lifetime. Your only regret will be that you didn't make your move sooner!

Reserve My Place!

This unique, value-packed event is
available only for a short time at these prices

My 2013 Retire Overseas Conference is an exclusive opportunity to get to know the world's best options for retiring abroad… and to develop plan to make it happen within the next 12 months or even sooner.

The conference is action-oriented. It's designed to give you the first-hand, on-the-ground information that you need to make the right decision about retiring, living, investing, or owning a second home abroad.

Your new life overseas can take whatever shape you want…
what is your dream?...

And best of all, whether your interest lies in Latin America, Europe, or Asia—in the mountains, the colonial cities, or at the ocean—we'll have experienced expats on hand to show you what life is really like when you move beyond the shores of your home country.

Cost of admission of this year's Retire Overseas Conference is only US$845 per person…and only US$1,295 per couple (Yes, a second person attends for only US$450 more).

This cost includes full access to the interactive workshops and presentations, all supplemental print materials, every meal and refreshment break, and all cocktail parties, where you'll get to mingle with the experts as well as like-minded adventurers also looking to make a move overseas.

But you may be be eligible for an even-better discount.

For starters, if you've ever attended an event with us in the past—anywhere in the world—you qualify for an automatic US$100 discount.

Haven't already attended one of our top-notch events? That's okay. You may still be eligible for an additional discount:

  • Readers of the Overseas Retirement Letter can deduct a full US$50 from their admission.
  • Members of our premium services and subscriptions are entitled to a US$100 discount. These include the Overseas Retirement Circle and the Simon Letter.
  • Join us in San Antonio to discover the world's top 21 overseas
    retirement havens…
    places where you can retire very well even on very little…

  • Members of Global Property Investor's Marketwatch will get a US$150 discount.
  • Graduates of our 52 Days to Your New Life Overseas program will receive a US$150 discount.
  • Of course if you're a Live Overseas Personal Consulting Client, you and your guest will come free of charge.

Here's what's included with the price of admission:

  • Admission to all presentations
  • Complete access to the restricted exhibit area
  • Expert personal consultations
  • Formal and informal Q&A sessions, breakouts and workshops
  • Introductions to reliable real estate sources, business contacts, fellow expats, and professional legal resources
  • Coffee breaks and snacks
  • Welcome and farewell cocktail receptions, and all sponsored lunches and events
  • Seminar materials, notebooks, and handouts
  • Downloads of all conference presentations after the event is over
  • A complete set of professionally-produced conference recordings

Reserve your seat today by contacting Conference Director Lauren Williamson, or by calling her at 1-888-627-8834. She'll have you booked and ready to go in minutes. If you'd prefer, you can use our convenient Online Registration Form.


Secure your seat now, to begin your new and
exciting adventure abroad

This event is completely focused on helping you consider all your top options worldwide, while providing the practical, nuts-and-bolts support you'll need to plan all aspects of your overseas retirement.

I expect places to fill up fast, based on the popularity of the last two events we've held in the United States.

Remember, you don't even have to know where exactly you want to go. Our network of "retire overseas" experts and expats will bring the information to help you decide—and deliver all the up-to-date information you need to make it happen.

By participating in this unique three-day program of destination presentations and practical workshop sessions, you'll be well on your way to achieving your dream retirement lifestyle in the next 12 months…or even sooner.

Here's all you need to do:

Meet me in San Antonio with your mind open to a world of new opportunity. We'll take it from there.

I can't wait.

Reserve My Place!


Kathleen Peddicord
Publisher, Live and Invest Overseas

P.S. Beach, city, the Americas, on the Continent, or in Asia...the very appealing, affordable, safe, beautiful, and welcoming options for your retirement are many.

Let us help you achieve your dream retirement.

Discounts are also currently available for paid subscribers and members of Live and Invest Overseas services. Go here now to view all available discounts and to register online.

Prefer to speak with a real person about what we're planning for this very special event? Our Conference Coordinators can give you full details when you contact them by e-mail at or by phone, toll free from the United States, at 1-888-627-8834.

Places at this Retire Overseas Conference are filling very quickly. Again, this is the only event of its kind, conceived to help you consider, compare, and contrast all the world's top options at one time. I urge you to reserve your place in the room now.

Reserve My Place!

DKathleen, my husband and I would like to thank you so very much for the recent Live and Invest Overseas conference. Our minds are still reeling with all of the information presented to us. All of your presenters were very knowledgeable about their respective fields. We also enjoyed talking with other expats-in-waiting. Mike and I live in the snowy part Washington State. Last year was very snowy and cold. Needless to say, we would love to spend at least our winters someplace warm instead!

--Laura D., United States

DThanks again for all of your hard work in putting together the conference. For anyone considering a move to a foreign country, a conference like this one should be on their must-do list.

-- Diane D., United States

DKathleen, I'm sure it will take you a few days to recover from the intense effort that you and your wonderful staff put into the conference. From my perspective, it was an excellent production. Thank you.

-- Elmore S., United States

DJust great. Very welcoming and supplied answers to all my questions very well. I'll see you again soon.

-- Charles Mumford, United States

DKathleen, thank you for all your hard work. You have helped a lot of people dream and helped a lot of dreams come true. I am always telling people about you. In fact, I just today told my banker about how honest and smart you are, letting us know where to go. Wish I had listened to you more years ago...

-- Marlene Millcrest, Alaska

DI particularly appreciated your information today about the joys of international rental property. What I admire is your honest, tell-it-like-it-is approach. A lot of people have been hurt by nothing but glowing reports about offshore living from other sources. Your honest, direct approach is a real service.

-- Arlean Kransford, United States

DThis was a 10! Great event. Awesome job by the Live and Invest Overseas team!

-- Edward Tunstill, United States

DThe level of your experience, knowledge, and competence is top-shelf. I appreciated the sincere and honest approach of the organizers and all the presenters. Also the obvious desire to give participants complete, accurate, timely, and appropriate information. And to answer questions thoroughly.

-- Andrew Ford, United States

DKathleen, I have to say that you seem to dig deeper into the feel of a particular place and to do great comparative analysis between alternative places. Your approach is more sophisticated and thoughtful and therefore more useful to me than other information sources covering these same subjects.

-- John Whitlow, United States

DI feel that the [Retire Overseas]  Conference was extremely worthwhile, both in terms of information received and cost.  I am just beginning to explore the possibility of retiring overseas and, after attending the [Retire Overseas] Conference, I can't wait to get started.  The conference was extremely helpful as a first step in considering all of the options that are available to me.  I didn't even know what they were until your conference.  You have presented me with extremely valuable information and I am convinced, now more than ever, that retiring to South America is for me.  Also, as a single woman moving alone, you quelled my concerns over safety in the areas that I will be considering.  I look forward to receiving additional information from you to assist me as I proceed with my move.

-- Alice G., United States

Reserve My Place!

"Attending sessions and being able to visit with speakers on a one-to-one basis was wonderful."

"It was very informative with information one cannot find easily over the internet. It gave me more of an idea about cost after relocation, and that will determine whether or not I can retire overseas."

"Excellent information. Met some people who could become longtime friends."

-- LeRoy J., United States

"I really enjoyed conference. Looking forward to another in the future!"

--Annamaria Murphy, United States  

"Wonderful conference - lots of information, lots to think about."

-- Sally Curry, United States 

"Excellent, fantastic. Thank You"

-- Sarah Eaton, United States

"Overall I think the seminar was wonderful! I give it a 10!”

“This was my first LIO conference and I really liked the presentations, speakers and meeting other people that are interested in living overseas."

-- Sonya Gadson, United States

"Thanks for the chance to evaluate country versus country with specific details on areas inside of those cities."

-- Tim Curran, United States

Reserve My Place!