The Secret To Finding
Your Ideal New Life Abroad

Before This Time Next Year!
(It May Not Be What You Think...)

Kathleen Peddicord Founding Publisher

Dear Live and Invest Overseas Reader,

Think back, for just a moment, to times in your life when you had an exciting opportunity open up right before your eyes.

Maybe it was the day you found the person you’d marry and envisioned the wonderful life you would soon build together.

Or, perhaps, it was when you went looking for a place to live. Exciting as it was to do the looking, it was even more thrilling to take possession and settle in to make this space your new home—exactly as you wanted it to be.

Or it could have been when you selected your first career—or later, when you went for a promotion. Or changed careers to something even more rewarding.

Perhaps you went out on your own, as a business owner or investor.

All while anticipating how this would lead to your better, brighter future.

Today, you have this same sort of life-changing opportunity once
again—to “retire” to a better, healthier, richer, and more satisfying life abroad.

This is your chance to join me—Kathleen Peddicord—and the millions of people like us who choose to leave “same old” behind for a more fulfilling and satisfying life overseas.

To give ourselves a fun new adventure in the kind of place we really want to be.

Doing the things we really want to do, not just between chores or during those too-rare vacations, but every day.

So unlike the places that, in the past, we felt we “had” to be doing all the tasks we had to do just to pay the bills and meet other obligations.

But Where Will This Brave
New World Be, For You?
There Are So Many
Enticing Options...

Peaceful places... thrilling places... majestically scenic places... romantic places...

The colonial splendor of Cuenca, Ecuador, one of the most affordable places to retire well in the Americas...
Places where you could retire in comfort—even on a limited income.

Where you could invest… for a solid return.

Where you could live in safety, finally secure in the knowledge that your money isn’t going to “run out.”

Enjoying a life that is healthier, happier, and better than what you have now.

So where in the world will this be?

Possibly lively and sunny Panama—that’s where my family and I currently spend a lot of our time. Or, one of the many other enticing destinations we’ve told you about in recent months... Portugal, the best of the Old World... vibrant and friendly Medellín... exotic and unbelievably affordable Thailand... the warm welcome of tropical Belize...

Vibrant Cities... Enchanting Colonial Towns... Beachside Cottages In Picturesque Villages... But Which Choice Is Best For YOU?

With so much on offer… literally a wide world of choices—how do you find the destination that is ideal for you?

Let me share a secret I’ve learned in my own expat adventures with my family—and also from talking to many folks like you whose offshore retirement dreams have already come true.

For more than three decades I’ve traveled the world. Our family has lived in four countries, invested in more than a dozen countries beyond these, and shared what we’ve learned along the way with our Live and Invest Overseas readers. Like you.

We’ve presented the best, insider information and insights for making your new overseas life a resounding success.

The “Secret” To Finding
Your IDEAL New Life Abroad…

Here is my wish for you: No more worries about picking the “wrong” place... or making a costly mistake.

You’ll be making an informed decision with both your heart and your head.

The Benefit Of Making Your
Choice Eyes Wide Open?… Priceless!

Spanish-colonial America delivers a lot of charm for a very low cost…

I’ll admit, I was only somewhat successful at this the first time we left the States behind for a new adventure abroad—with my daughter, our pets, and belongings in tow, and another child soon to be on the way.

Looking back, it seems to me we did it the hard way. It was, hindsight has shown me, pretty hit-or-miss, going to a country we’d only seen as tourists... relying mostly on hope, effort, and youthful energy to help us make it all work out.

As, eventually, it did.

Of course, you could do the same... selling up and making your move on a wish and a promise, fingers crossed for luck…. But, that is the harder way to do it.

And the way with greater risk...

The option I have to share with you is much faster, easier, and, ultimately, cheaper... not to mention a whole lot more fun.

And more likely to lead to fast success.

In other words, the hard-won knowledge and secrets of “goof-proofing” your move to your dream place in the sun... or the mountains... beachside... or even the rain forest… is available to you now.

Is This New Life Right For You?

Only you can answer this question. But I can tell you that I’ve met so many people who it is right for... whether they’re in their 20s, or their 80s, or anywhere in between...

...single or married...

...some with health issues... others with kids to raise (and find good schools for)…

...those looking to invest... or start a business... or leave the working world behind and live in comfort on a fixed income, enjoying luxuries they never could manage back home in Canada or the U.S.

Everyone’s story is a bit different... yet I now know so many people who have found their richest, happiest lives as expats.

So What Is This “Secret” That ONLY Happens Once A Year?

If I had to name one thing that could make the difference between launching and embracing an exciting, adventure-filled new life in a new country... and setting off for a disappointing, maybe even doomed experience overseas, it'd be:


As you work to make your plan for where best to spend your time and money overseas, focus on making the right connections. I'm talking about...

Connections with experts—professionals with long experience helping others like you do the things you're considering doing in the places that have your attention. Who has the authority, judgment, and experience to help you navigate the local landscape safely, efficiently, and with maximum success? Identify as many on-the-scene, English-speaking experts as you can, including lawyers, tax pros, medical professionals, shipping agents, bankers, real estate agents, developers, etc. Wherever you're going and whatever you're hoping to do once you get there, you'll need an infrastructure of serious people who understand the challenges that expat retirees and investors face in the place where you're thinking about spending your time and money...

You could wake up to this view
from your bedroom window
every morning…

Connections with expats—people just like you who have already made the move to Portugal, Belize, Colombia, France, Panama, Thailand, Vietnam, or wherever it is you're thinking about making a move. To maximize your chances of success and minimize frustration along the way, you need to connect with both professional local experts and, just as important, expats with boots-on-the-ground knowledge about the places on your short list. Who knows better how to do what you're thinking you want to do than other people like you who've already done it?...

Connections with like-minded folks—more people like you who share your dreams and ideas but who, again, like you, haven't yet made the leap. This retire-overseas idea is gaining momentum. More people than ever are considering moving overseas, in retirement or even decades before conventional retirement age. These folks can provide great support for you... as you can for them. While your family and friends might find your live-, retire-, and invest-overseas inclinations silly or even batty, many thousands of other folks do not. Many thousands of folks are thinking the way you're thinking and are also seeking a better life somewhere foreign and far-flung. These folks, who have so much in common with you, could be sounding boards for your plans and ideas and maybe even potential travel partners. Some could even become your new neighbors overseas...

Connections with me and my team—You could make a move or an investment in another country without enlisting our direct help. That's how I got started at this. Looking back, though, it seems to me that Lief and I did this the hard way. We set off with a boatload of naïve enthusiasm for a country we'd known to that point only as tourists, counting on hope, effort, and youthful energy to carry us through.

As, eventually, it did.

You could do the same, making your move on a wish and a promise, fingers crossed for luck. But you have an option that can greatly reduce your risk and the amount of effort required. This option can make your move, wherever you eventually decide to go, easier, more efficient, and less costly... not to mention a whole lot more fun.

You have a chance to leverage the hard-won knowledge and wisdom of me and my team... in effect goof-proofing your move to your dream place in the sun... or the mountains... the beach... or maybe the rain forest... or one of the world's big, brand-name cities...

What new life overseas might be best for you? Only you can answer that question. What I can tell you is that no matter who you are...

Whether you're in your 20s or your 80s or anywhere in between...

Whether you're single or married...

Whether you have health concerns...

Whether you have kids to raise (and find good schools for)...

Whether you're looking to retire or to invest or start a business...

You could improve and enrich your lifestyle dramatically while perhaps reducing your cost of living significantly by reinventing your life in a new country. And you could do it this year... by making the right connections.

Where Can You Make These Vital Connections That Will Lead To Your Success?

You could try to do it online, but online research will only get you so far. Information and connections sourced online aren't always reliable, trustworthy, or up-to-date.

Your best option for making the best possible connections—connections with local experts, local expats, folks just like you dreaming of making a move, and, as well, with me and my team personally—is at our Retire Overseas Conference. This is your most efficient chance to compare, consider, and filter all of your best opportunities for living and investing in the places that have sparked your imagination.

This is our only conference in 2019 that will take place close to your (current) home, if right now you’re reading this in the U.S. or Canada.

We’re holding it in Houston to make it as central, and easy, for people from everywhere in Canada and the States to join us.

It’s where you’ll meet the experts, the expats, other folks like you seeking a better life and the whole Live and Invest Overseas team.

Find out what destinations offer YOU the most and best opportunities, and how to take full advantage of them.

Get ALL the information and insights you need to make your best overseas move decision—with both your heart AND your head.

It all happens Sept. 7-10, 2019 in Houston, and you’re invited. 

Read on to get all the details.

Every One Of Your Stumbling-Block Questions Answered

A bustling town square in one of the world's top 21 overseas retirement havens...

When you first think about a move overseas, you let your mind run away with every possible opportunity... you get tipsy on the possibilities. It's exciting to think about a brand-new start in a brand-new place where you can enjoy all the things you're missing out on right now. Where your cost of living is lower and your opportunities for enjoying life far greater. Sooner or later, though, the "stumbling-block" questions set in. Questions start to spring from everywhere:

  • How much money do I need to set aside for going overseas?

  • Should I sell my house?

  • Will I rent a property overseas or should I buy?

  • What about health care? Health insurance?

  • What sort of hoops will I need to jump through to get residency? Do I need to get residency at all?

  • How can I make some extra income to support myself overseas?

Believe me, every question you conceive (and there will be many) is a valid one. I guarantee you are not the first person to pose it.

This is where the practical side of our Retire Overseas Conference comes in—the part where our team of experts, along with expats already living in these retirement locales, shows you how it's done.

In my 30 years of traveling—and transplanting my home, family, and business around the globe—I've sometimes found it difficult to garner the information I needed and that I could trust. You aren't going to find reliable answers to your questions simply trawling the web or reading books on these subjects.

Immigration laws change... new roads get built... telecommunications companies come and go... banks change the way they deal with foreign clients... and on and on...

What's more, buying property—especially in developing markets—is a whole new ball game that only an insider (who's been through the process) could understand how to navigate safely and with confidence.

In our one-of-a-kind practical workshops, you'll be briefed by teams of those who have gone before you and learned the hard way…
In talking with my expat friends scattered about the globe as we worked to put together the program for this special event, we came up with seven big "challenges," the main issues faced by every would-be overseas retiree...

And for this September's Retire Overseas Conference in Houston, we've organized a series of one-of-a-kind practical workshops that will focus on these seven key challenges... to help you navigate each in the most efficient, hassle-free way possible.

As a guest at our ninth annual Retire Overseas Conference, you’ll save yourself years of research (and potentially costly mistakes) and the expense of physically scouring the globe, boots on the ground, to find the answers to your questions.

Reserve My Place!

"Retirement" Is Not What You Think

This word "retirement" has nothing to do with checking out or taking it easy (unless that's what you want!).

In the places I'd like to introduce you to, sure, you could improve your golf swing or join a bridge club... you could spend your days lazing in a hammock beneath the palm trees… and no one would think anything of it.

But if you're not ready to take up a position on the sidelines of life, don't worry; that's not what I'm suggesting.

To me, “retirement” means you have the freedom to do what you want… when you want.

The idea of retirement I'm talking about works for the 30-year-old as well as anyone twice that age... or older. That's because it is easier today than ever before to live, travel, and invest wherever your desires take you.

The world is alive with opportunities for fun and for profit, no matter what your age.

At our ninth annual 
Retire Overseas Conference, we'd like to steer you toward the opportunities that make the most sense for you—and show you exactly how to set yourself up for a new start overseas.

We'll Tackle These Big Issues, Head-On

"Exactly What We Need To Know"
"You covered it!!! Exactly what we need to know in these changing times. So much is happening quickly worldwide and this wealth of current information is so needed now!"

--Kelly S., United States
At each of the seven workshops on our Retire Overseas Conference agenda, you'll be briefed by teams of those who have gone before you and learned the hard way. They'll show you how to tackle the practicalities you need to consider as you prepare to make your move... so you can realize the lifestyle you're dreaming of in as little as 12 months (no kidding). Specifically, I'm talking about issues like:

Question 1: How Much Do I Need To Retire?

This is the first question on everyone's mind. And it's a tough question no matter where you're thinking about retiring (even if it's in the place where you've lived your whole life!). However, no doubt, it's doubly hard to answer if you're moving abroad.

Retired to a new country, everything will be different from what you've known, making it almost impossible to project a budget for living expenses without some real-life, real-time help from people already living in the place where you're thinking you'd like to live.

Workshop #1: Retirement Planning—Don't Let Money Get In Your Way

What do you need to do to get your financial affairs in order for a move overseas? This is the workshop that will answer that question for you. Our panel of experts will reveal everything you need to know to make your own financial plan for retirement overseas, including:

    You could be living the life you're
    dreaming about in the overseas
    Shangri-la that's calling your name
    12 months from now... or even sooner…

  • How much money you need to retire and move abroad...
  • What to do if your retirement fund is on the skinny side...
  • How you should invest (for the short- and long-term) to maintain a healthy portfolio...
  • How to manage your day-to-day spending, complete with budget spreadsheets...
  • How to cope with changing exchange rates...
  • The best time for you to start taking Social Security as an overseas retiree...
  • How to manage your credit cards while living abroad...
  • Whether to sell or to keep your U.S. property...
  • How to survive future crashes overseas...
  • What to do if the U.S. dollar tanks...

The bottom line? Many learn that what they really need is far less than what they feared they needed (and far, far less than what they'd need to afford a comparable standard of living in the United States).

Question 2: What About The Nuts And Bolts Of Banks, Brokers, Utilities, Language, And Finding A Good Plumber?

So far, we've talked about preparatory issues... things you can decide on before you select a country.

But what about those other things that you'll have to deal with as a new resident abroad? Things you won't run into until you get there...

Workshop #2: The Nuts And Bolts Of Getting Established Overseas

We'll Cover The Topics Most Important To You
"Good Q&A on health care—very informative."

--Karen D., United States

In this important-yet-fun workshop, we'll address all of these nitty-gritty issues that you'll need to know once you've landed in your new country.

This panel is made up of current expats from different countries. These folks are doing what you're thinking about doing… meaning they've already made (and learned from) all the mistakes we sincerely want to help you to avoid. In that spirit, this workshop is designed to help you experience the minimum amount of hassle (and the maximum fun) getting set up in your new home. We’ll cover things like:

  • When, and if, you'll need a new driver's license…

  • The ins and outs of opening a bank account in another country...

  • How to pay your bills... both locally and back home...

  • Organizing your household for shipping… how to decide what stays and what goes...

  • Learning the local language... or getting by in English...

  • Staying in touch—inexpensively—with friends and family back home...

  • Getting utilities connected and choosing Internet service...

  • How to find reliable craftsmen...

  • Bringing your pets… details of the paperwork you'll need...

  • Tips for a smooth move if you're bringing your household goods…

Question 3: How Can I Stay Legally In My New Country?

In considering where in the world you'd like to retire (whether full time or part time), there's one critical issue that could be an obstacle... and it's easy to overlook. Residency.

In these days of tightening immigration control and rising visa costs, not everywhere may suit your particular requirements. And let's not forget countries where you need to show a minimum monthly income (or have a certain amount deposited in a local bank) to be approved for legal residency. That said, at the same time, there are certain parts of the world that roll out the welcome mat for expat retirees, offering special incentives, perks, advantages, and benefits for the "silver-haired" crowd.

Workshop #3: Visas And Residency

At the Retire Overseas Conference, we’ll show you the three most retiree-friendly countries in the world…
In this workshop, you'll learn the good, the bad, and the ugly of establishing a physical presence overseas. From this session, you'll find out:

  • The three most retiree-friendly countries in the world. In these places you can look forward to generous discounts—often as much as 50%—on goods and services from restaurant dinners to dental work and from airline tickets to closing costs on a home...

  • The fast track to permanent residency in the world's six top retirement havens...

  • How residency affects your tax burden and how you can control and minimize this through careful planning...

  • The benefits of using an attorney to guide you through the application process... when you must use one... and when you definitely should save yourself the expense...

  • Easy immigration: Places where you can easily (and legally) stay long-term on a tourist visa...

  • The "no complications" approach: Divide your time among three or four locales a year and you can avoid jumping through residency hoops altogether...

  • The implications of establishing residency in a foreign country (for example, how local inheritance laws could affect your estate)...

  • The many benefits of second citizenship and how to obtain it legally…
In the workbook from this workshop, you'll get details for trusted attorney and immigration contacts in each of our top havens. Also note that, in addition to this workshop on general residency, we'll also discuss residency specifically for each of our 21 featured countries in their respective country breakout sessions.

Question 4: How Will A Move Overseas Affect My Tax Burden?

It's the one area that you just can't get excited about when thinking about going overseas. But it's one that you can't ignore either. In fact, depending on your strategy in moving abroad, you could wind up paying far less tax than you do right now… or maybe none at all.

Workshop #4: Taxes For The Expat And Foreign Retiree

I'm talking about things like:

  • How to earn up to US$211,800 per year tax-free...

  • Two foreign assets the IRS doesn't want to know about and that you can legally hold overseas without triggering a reporting requirement…

  • The top four jurisdictions for low-tax or no-tax living...

  • Getting good representation—the key to paying no more tax than you should...

  • Where you'll enjoy the lowest property taxes... and where you won't pay any property tax whatsoever...

  • Where and how to enjoy exemption from import duties on household goods and belongings you decide to bring with you to your new home…
Understanding your options and how to structure your new life overseas can save you thousands of dollars in taxes each year... even reduce your tax burden to zero.

In addition to this workshop, we'll have specific tax information for each of our feature destination countries.

Reserve My Place!

At Last, Europe Is Back On The Table

Right now, you have more options for realizing your dreams of a new life in the Old World than in a decade or longer…

If Europe is your fantasy, this is the opportunity of your lifetime. Right now, thanks to a weak euro and a surging U.S. dollar, you have more options for realizing your dreams of a new life in the Old World than in a decade or longer. Collapsed property markets and recessed economies mean that both the cost of living and of buying Euro-digs all your own currently qualify as extraordinary bargains across the Continent.

A 65-square-meter apartment with sea views for 95,000 euros... an 80-square-meter apartment with two bedrooms, a terrace, and a view of the Adriatic for 200,000 euros (this place could be rented out for 600 euros a week in season)... a fully restored 100-year-old, three-bedroom stone house with two vaulted cantinas (cellars), near the ski slopes, and not far from the sea, for 115,000 euros...

For many, Europe offers the crown jewels of overseas retirement and lifestyle havens, and right now these fairy-tale options are more available to you than they've ever been. In Houston this September, our experts will share the best opportunities the Old World has to offer.

Question 5: Should I Rent Or Buy A Home?

Settle where the sun rises first, on this glorious coast...

At the Retire Overseas Conference, you’ll learn about 12 critical questions you should ask before buying real estate in a foreign country...

It's one of the biggest issues in considering a move overseas, one that's inspired many a heated debate, even among the Live and Invest Overseas team. Some of us have differing points of view on this.

Generally, I say rent first and maybe rent long-term. However, sometimes, depending on your situation, buying a home of your own and even buying right away can make sense. When we meet in Houston in September, our panel of property experts will talk this important question through for you, considering all the options and many different points of view.

However, regardless whether you decide to rent or to buy, you need to arm yourself with a clear and comprehensive understanding of how to navigate overseas property markets... which leads to:

Workshop #5: The Property Question

In this workshop, we'll show you everything you need to know about buying or renting your new home abroad. Things like:

  • The benefits of renting long-term...

  • What to look for when choosing a rental, whether for short- or long-term use...

  • How to review a rental contract in a foreign country...

  • Where to start your search for a rental property and how and why to take your search local...

  • What you need to know about buying property overseas, including the pitfalls and how to deal with them...

  • 12 critical questions you should ask before buying real estate in a foreign country...

  • How to protect yourself as a buyer in a foreign market...

  • How to evaluate a selling price in any given market...

  • How to structure foreign property ownership...

  • How to address the tax implications of owing real estate in a foreign country...

  • What the IRS needs to know about your property holdings overseas (maybe nothing)…

Question 6: What Sort Of Health Care And Health Insurance Options Can I Expect?

One thing you can't take with you from the United States when you retire overseas is your Medicare coverage... and, in many cases, your U.S. health insurance won't travel with you either.

The good news is that there are options—very good and very affordable options—for the expat looking for medical coverage abroad. And, as many of the expats you'll meet at this Retire Overseas Conference will testify, it's possible to receive quality care—sometimes even better than the level of service you're used to at home—in many of the retirement havens we'll discuss.

Workshop #6: Health Care For The Retiree Abroad

This workshop has a double agenda: First, to help you understand what you can expect of health care in a foreign country; second, to present your options for health insurance coverage. From this workshop, you'll find out:

"Superbly Organized"
"Once again superbly organized, well-delivered, on time, straightforward, with relevant topics."

--Peter C., United States
  • Which of the top 21 retirement havens stand out in terms of top-quality health care...

  • Where, among these top havens, you'll find health care to be the most affordable...

  • The differences between public and private health-care systems... and when to use the (possibly free) public systems abroad...

  • Your top options for medical insurance abroad and the pluses and minuses in each case...

  • The points to consider in choosing a policy that suits your specific needs...

  • Why you should never buy insurance online... at least not until you've confirmed the answer to this all-important question...

  • What your overseas health policy should cover... and what it likely won't...

  • How much deductible makes sense given where you'll be living and your personal health circumstances...

  • Cost details for sample insurance plans in a number of overseas retirement havens...

  • What to do if you're beyond the age for enrolling in a new insurance policy...

  • How to evaluate a policy in a foreign country...

  • The best international health and travel insurance policies on the market today…

“Reinvention” Not Retirement

This is reinvention, not retirement…

This event was born nine years ago as our “Retire Overseas Conference.”

Whenever I look at what my own expat friends—and the hundreds of attendees I’ve helped make this move—are doing with their new lives overseas, I’d say it’s far from traditional retirement. What they’ve really done is “reinvented” themselves in this next chapter of their lives…

In the places I’d like to introduce you to at our Retire Overseas Conference, you could, of course, do all the things expected of a traditional retirement. You could improve your golf swing or join a bridge club. You could spend your days lazing in a hammock beneath the banyan trees. And no one would think anything of it.

But, if you’d prefer a more active lifestyle… and to continue working (even if it’s only a few hours a week… and purely for pleasure), then you’re in good company.

Whether you’re in your 30s or your 70s… the world is alive with opportunities for fun and for profit… and so many reasons to get out of bed in the morning…

By reinventing yourself overseas, you’ll finally have the freedom to do what you want… when you want. This Retire Overseas Conference is your ticket.

Reserve My Place!

Question 7: What If I Can't Afford To Give Up My Career Just Yet?

In many overseas locations, it's tough to find employment; however, it can be straightforward and lucrative to start your own business. It could be big or small… a local business or a new portable career.

A move overseas is a chance to break from the old and start doing the things you love—perhaps while making them earn some income to supplement your retirement nest egg.

Workshop #7: Funding Your New Life Overseas

In this workshop, you'll learn about your best options for funding your retirement wherever in the world you decide you'd like to reinvent it.

If Europe is your dream, don't give up on it… the Old World is more affordable right now than it’s been in a very long time...

You could, for example, start an Internet business... and you could do this from anywhere in the world. You could even start it now, from home, so it's up and running (and generating cash flow) when you're ready to make your move.

I'm not talking about any "get rich quick" schemes. Running a business of any kind anywhere in the world is not all fun and games... as we know from long experience. To date, my husband and I have started and operated businesses in six countries. The bonus is that it's all on your own terms. It's up to you how many hours you work, where you work from, how big you want your business to grow, and how much time you take off.

If you need to support yourself financially while overseas... or would like to have an extra income... then this session will be very important for you. You'll find out:

  • How to generate business ideas—and how to identify a profitable market...

  • How to select your products. In the import-export business, for example, certain products have restrictions depending on where you send them to or from...
  • "Exceeded My Expectations"
    "I enjoyed this seminar very much. I don't know how you got so many knowledgeable people in one place. It exceeded all my expectations."

    --Virginia R., United States
  • How to get started. You have a great idea... but you don't know where to begin. Follow this 6-step Internet business start-up plan to get up and running anywhere in the world...

  • Making money on the web: 7 strategies for drawing qualified prospects to your website...

  • Countries among our top 21 retirement havens that make sense for running a business... and those that don't...

  • Where to find supporting staff. Depending on the size of your business, it may be helpful to have some in-country assistance. You'll learn which countries have reliable, English-speaking labor pools and minimal red tape in the hiring-and-firing process… and which don't...

  • Legal, labor, and taxation issues you need to be aware of running your Internet business...

  • Recommended software tools and online resources to help get you started in your new career…
I said we’d organized workshops around seven big questions. In fact, we’ve added a bonus session to the proceedings. This is one that will both educate and entertain you.

Workshop #8: Live and Invest Overseas Success Stories—Conference Alumni Share Their Real-Life Adventures

The panel for this session comprised of our Retire Overseas Conference alumni, will share their experiences and anecdotes with you on different aspects of expat life… certain things that don’t quite fit under the previous topic headings.

Above all, we’ll remind you in this session that, as a foreigner overseas, you’ll need two essential superpowers: patience and a sense of humor. Work on both of these, and you’ll go a long way…

Reserve My Place!

Where In The World Would You Like To Live?
Let Us Help You Choose Your Lifestyle...

Modern medical facilities not only exist overseas... but they provide top-notch medical care at a fraction the cost of comparable care in the United States...
As I've explained, this unique program is built around two big agendas:

We want to make sure you are armed with all the information, know-how, experience, and judgment you need to make your move as efficiently and hassle-free as possible. In addition, of course, we want to help you decide where in the world you'd like to go. This is the fun part. Maybe your dream is scuba diving off the shores of a Caribbean isle... or strolling the white sands of an undiscovered beach...

Or maybe you'd prefer wandering the quiet streets of an Old World village... or enjoying the view from your balcony in one of the Continent's premier cities...

Or perhaps you're up for something more exotic—maybe Chiang Mai… or Cebu… Hanoi… or Kuala Lumpur...

Wherever your retire-overseas dreams take you, we've got you covered. During the four days of this one-of-a-kind event, we'll share firsthand reports, hard information, maps, and lots and lots of photos on each of the world's top 21 retirement havens, all presented by expats who live in the destinations being featured.

That's the how... and the where.

In addition, at this Retire Overseas Conference, we also want to help you plan for the "when."

I'm not exaggerating and I'm not misleading you when I say that you could be living the life you're dreaming about in the overseas Shangri-la that's calling your name 12 months from now... or even sooner. Sound ambitious? Nope. With the help of the panel of experts from around the globe who'll be convening with me in Houston in September, I'll prove it to you.

An Event That Caters To Your Needs
"The workshops are excellent, allowing people to ask more questions and allowing varying points of view."

--Cappy S., United States

We'll walk you through how to make your dream a reality in 12 months or less. We'll give you a timeline... and we'll take you through it, step by step. You'll leave this event with a plan and even a schedule... if that's what you want.

But maybe you're not ready to retire in 12 months? Again, don't worry. The plan we'll help you conceive for yourself could be put into play at any time... whenever you're ready. Straightaway... or down the line. Put it into action today or put it on a shelf until you're ready to flip the switch to the new life overseas you're imagining.

Reserve My Place!

Our Global Network Will
Bring The World To You

This is all about bringing the world to you. From the Old World to the New... from Asia to the Americas... from the Caribbean to the Mediterranean... all the world's top choices, the best places on earth for you to think about reinventing your life in retirement…

We'll showcase it all.

And, if you’ve been dreaming of a second home or whole new life in Europe, we’re particularly excited this year that, thanks to a weakened euro, prices for a pied-à-terre in Paris… a cozy cottage on the Emerald Isle… a villa in the Algarve… are once again within reach. Our experts will bring their best European recommendations to you in Houston…

We'll also introduce you to our top global real estate contacts, who will introduce you to the best deals on offer in the world's most interesting property markets right now.

Our international legal team will be on hand to bring you up to speed on important issues like:

  • Residency and visas…

  • Property purchase and title verification…

  • Moving the household and pets…

  • Investing abroad…

  • Currency exchange and risk…

  • Banking in a foreign country…

  • Staying compliant with your U.S. taxes (as an American overseas)…

  • Protecting your assets overseas…

  • Planning for your estate…
Let us help you find your own dream mountain hideaway…

Savvy health care professionals will be glad to assist you with health care abroad. You'll be surprised at the many low-cost health care options that are available in our featured countries.

A hand-selected group of world-class real estate developers will be on hand to showcase some of the projects that are drawing expats and investors today.

A critical part of this year's event will be our coverage of the world of offshore asset protection. Regardless of the size of your portfolio, you'll benefit from the expertise of one of the world's foremost authorities in this area.

And everyone will benefit from our experts in the world of international banking. Whether you want to open a small account in Belize or Uruguay to establish a foothold abroad... or you want to earn the high rates of interest now available in Colombia... we'll have an expert on hand who can help.

The offshore world is a haven for entrepreneurs who love the wide-open playing field and lack of officious regulation. Expat entrepreneurs will be on hand to share their stories and their lessons learned.

And, most important of all, when you come to this year's Retire Overseas Conference, you'll be in the company of expats who have already made the move. This is the most reliable source of information you can find.

At the Retire Overseas Conference, you'll get to mingle with your fellow attendees, like-minded adventurers looking to make a move… just like you…

In addition to building your network of support (including making all the contacts you need to help you make your move happen), as you embark on this exciting adventure, you want to be surrounded by people of a like mind… people like you who are not afraid to think outside the box.

It's easy to lose heart, after all, when your parents, kids, and friends are not as enthusiastic as you are about the idea of living abroad. They may even tell you you're crazy... and that's OK!

That's why an event like this is so invaluable.

Of course you will hear from the experts... and get to chat with them between presentations, at our cocktail receptions or just casually at the bar. But you'll also get to mingle with your fellow attendees, like-minded adventurers looking to make a move… just like you.

A Wealth Of Real World Experience
"I especially appreciated the fact that you presented both the pros and cons. It was eye-opening in some cases. Having expats attend and present is a huge plus. They provide such a wealth of real-world experience and are contacts that will be so useful moving forward."

--Colleen R., United States

Maybe some of these people will wind up being your neighbors abroad... or maybe some of you will end up doing business together. Based on long experience, I know that many of you will establish new lifelong friendships; I've seen it time after time, over the years.

There's always a great buzz of energy when so many folks come together with their dreams of a new life overseas... and the level of excitement increases when, at the conference, those dreams begin to change into game plans.

What you'll learn—to a large extent from each other—is that your dream of life abroad is not some fanciful notion beyond your grasp. And it's certainly not crazy.

It's an adventure you can begin now and bring to fruition within the next 12 months or less... guaranteed. And it likely will prove the adventure of your lifetime. Your only regret will be that you didn't make your move sooner!

Reserve My Place!

This Unique Value-Packed Event Is Available Only For A Short Time At These Prices

You really can do this…
all you need is a plan…

Our 2019 Retire Overseas Conference is an exclusive opportunity to get to know the world's best options for retiring abroad... and to develop a plan to make it happen within the next 12 months or even sooner. The conference is action-oriented. It's designed to give you the firsthand, on-the-ground information that you need to make the right decision about retiring, living, investing, or owning a second home abroad.

And, best of all, whether your interest lies in Latin America, Europe, or Asia—in the mountains, the colonial cities, or at the beach—we'll have experienced expats on hand to show you what life is really like when you move beyond the shores of your home country.

The Most Trusted Experts
"Great source of reliable information from trusted, proven sources."

--Jim C., United States
The full, list price of this year's Retire Overseas Conference will be US$895 per person, and only US$1,590 for two. (Yes, a second person attends for only US$695 more.)

But frankly, there's no need to pay that much. Today, you can save more than US$200, or US$400 per couple.

When you sign up now, you qualify for the Early Bird discount. This will slash the cost of admission to just US$695 for one person, and only US$1,190 for two. In other words, your guest attends for only US$495.

This cost includes full access to the interactive workshops and presentations, all supplemental print materials, every meal and refreshment break, and all cocktail parties, where you'll get to mingle with the experts as well as like-minded adventurers also looking to make a move overseas.

But you may be eligible for an even better discount.

Readers of Overseas Living Letter can deduct a full US$50 from their admission.

Members of our premium services and subscriptions are entitled to a US$100 discount. These include the Overseas Retirement Circle, Simon Letter, and Global Property Advisor.

Of course, if you're a Live Overseas Personal Consulting Client or an All Access Pass Member, you and your guest are invited to join us free of charge.
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Join Us In Houston To Discover The World's
Top 21 Overseas Retirement Havens...
Places Where You Can Retire Very Well
Even On Very Little...

At Your Service—A Sneak Peek At Some Of Your 2019 Guest Speakers


Kathleen Peddicord – Retire Overseas Conference MC and Founding Publisher of Live and Invest Overseas

Kathleen has covered the live, retire, invest, and do business overseas beat for more than 30 years and is considered the world’s foremost authority on these subjects…

Kathleen has traveled to more than 75 countries, established businesses in 7, and invested in property in 21. Thanks to these adventures abroad, Kathleen has been able to assemble an unparalleled network of global contacts, colleagues, friends, experts, resources, expats, and advisors.

Kathleen has moved children, staff, enterprises, household goods, and pets across three continents, from the East Coast of the United States to Waterford, Ireland… then to Paris, France… and, then to Panama City, Panama. Today, Kathleen and Lief officially divide their time between their homes in Paris and Panama… but are most often on the road, traveling the globe and spending time wherever life takes them.

Kathleen was Publisher and Editor-in-Chief of the International Living group for 23 years. She moved on from that role in 2007.

Today, Kathleen writes regularly for U.S. News & World Reports and Forbes and is regularly quoted by The New York Times, Money magazine, The Economist, the AARP, and beyond. She has appeared often on radio and television and has written innumerable books (including her Amazon best-seller, “How To Retire Overseas,” now in its Second Edition with Penguin Random House), reports, and essays on where and how you can escape the retirement-tromping economy at home and live like royalty on a modest budget… invest for profits overseas ahead of the crowds… and secure your dream retirement in the world’s best destinations.

Lief Simon – Global Real Estate Investor and Offshore Diversification Expert

Lief Simon is Live and Invest Overseas’ resident real estate investing and offshore diversification expert. His twice-weekly free newsletter, Offshore Living Letter, covers both topics with direct and easy-to-understand language.

Lief has lived and worked on 5 continents and traveled to more than 50 countries. His real estate investing experience began nearly 20 years ago with a multi-unit building in Chicago.

After selling that building for a leveraged total return of more than 1,800% in 2 ½ years, Lief began to diversify internationally. In the 17+ years since, Lief has purchased more than 45 properties, investing in 21 different countries around the world. He has developed land, managed rentals, and flipped pre-construction buys. Lief has more experience buying and profiting from real estate around the world than any other individual investor you’re likely to find.

In addition, Lief specializes in offshore diversification, asset protection, and tax mitigation. Over the last 20 years living and doing business around the world, he’s built a network of reliable and expert contacts he trusts on such matters—attorneys, bankers, tax consultants, and other advisors, both Stateside and in the jurisdictions where he spends time and money. You’ll get to meet many of these trusted contact, alongside Lief, in Houston this September.

Juan Darío Gutiérrez – Founder and Senior Legal Advisor, JDG Law Advisors

If Medellín, Colombia is on your radar, Juan Darío Gutierrez is the legal resource you need to do whatever you’re imagining you might want to do.

He’s the Foreign Investment and Business Law Director and partner in Gutiérrez Márquez Asesores, a legal, accounting, and financial advisory practice in Medellín with more than three decades of experience helping foreigners and companies new to doing business in Colombia or looking to retire/relocate.

He and his staff speak fluent English and know how to solve problems. This is why we have chosen Juan Darío as our personal and corporate attorney in Medellín…and why we’d like to introduce him to you this September in Houston.

Monia di Guilmi – Founder and Director of Abruzzo Rural Property

Monia moved from Northern Italy to the Abruzzo region when she was five years old and considers herself a true Abruzzese. After studying in the U.K. and living in Spain, she became fluent in English and Spanish and developed a passion for the countryside and country properties. She also has lived in Japan.

After a decade abroad, Monia’s love for Abruzzo finally brought her home again where she soon found herself working for a local real estate agent as an English/Italian interpreter and translator. This was a stepping-stone to starting her own real estate company: Abruzzo Rural Property.

Since its inception in 2012, Monia and her team have helped hundreds of clients from all over the world buy homes in Abruzzo, and, today, Abruzzo Rural Property is one of the fastest-growing real estate agencies in Abruzzo.

Kat Kalashian – Editor-in-Chief at Live and Invest Overseas and France Expat

Kat has grown up around the world, living in the United States, Ireland, France, and Panama, and has traveled extensively in her few years. Growing up as a young expat she is familiar with the trials and tribulations of an overseas move and the adjustments that must be made in every new destination. Living and learning through experience, she now considers no one place home and feels more comfortable in new environs than in familiar ones.

After living in Panama for seven years, where she enjoyed living for a stint in the tropics, she and her husband relocated back to Paris, France, in 2018 where they now live full-time with their American cat and Panamanian dog. Her post as Editor-in-Chief of Live and Invest Overseas keeps her busy… whether it’s spearheading a big new project, MCing our Live and Invest conferences, or scouting out new locations for coverage, she’s always on the move and eager to discover new things.

At this year’s Retire Overseas Conference, Kat will introduce you to some of her favorite corners of Europe and be part of our big-topic panel discussions where she’ll share her hard-earned secrets to expat survival.

Philip M. Hahn – International Development Consultant and Part-time Belize Expat

Phil Hahn always dreamed of the tropics while growing up in Michigan. He started his southerly migration in 1982 by attending Florida State University. Prior to graduation, he started a residential design business that ultimately designed over 6,000 homes and expanded into construction and development.

In 2003, Phil saw the potential for development in Belize and purchased 115 acres for the development of a new Caribbean town. Combining his experience with coastal home design and his love of classical architecture, he planned, permitted, and founded a thriving “New Urbanism” community.

In 2010, Phil was hired to plan and develop 98 acres on the Belize River in the Cayo District of Belize. Recognizing the mass desire for freedom and independence, which he shares with many expat baby boomers, Phil envisioned and designed a place, Carmelita Gardens, where people can be “independent together.” Thanks to his vision and a dedicated team of Belizeans and expats, Carmelita Gardens is emerging as the prototype for a whole new development trend of self-sufficient traditional communities.

João Gil Figueira – International Tax Attorney (Portugal)

João Gil Figueira (JD, LLM, MMgt) is an international tax lawyer and business consultant who advises multinational firms and high-net-worth individuals regarding taxation, residency, and asset protection in Portugal and in Portuguese-speaking countries. He is the appointed Managing Partner of Lugna.

João is a lecturer of Taxation in the Masters Programs (Finance, Management, and Law and Management Programs) of Nova School of Business and Economics, a top Financial Times ranked University in Lisbon. He has authored several legal books, articles, and guides on Portuguese business and tax law.

He is experienced in providing comprehensive and well-rounded advice to American and Asian investors on living and investing in Portuguese-speaking jurisdictions.

Dusty Tubbs – Expat in Chitre, Panama

With over 30 years’ experience of globetrotting courtesy of the U.S. Navy, Dusty decided it was time for a change. Retiring from the Navy, Dusty next became a professor for the Ventura Community College District before going to work with a big-box retailer. Repositioning to Hawaii, he anticipated living out his retirement years in paradise. The downturn in the economy prompted Dusty and his wife Carolyn to seek new opportunities and new adventures overseas. In 2013, they became full-time adventure seekers residing in Chitre, Panama.

Maria Abreu – Immigration Attorney (Dominican Republic)

Born in the United States, Maria was chief of staff of a New York law firm for 20 years. Ten years ago, she relocated to the Dominican Republic where—after attending law school to become a licensed attorney in the D.R.—she’s been running her own law firm, Abreu & Associates Immigration Services—for the last five years.

The mission of Abreu Associates is to provide the very best legal assistance to its clients—whether you are coming to live here part time, full time, or would like to secure a second passport. With their experience and knowledge of the Dominican Republic immigration law, Maria and her staff will help you navigate the complex Dominican Republic immigration systems flawlessly.

Barbara Petrohan – Expat in Lagos, Portugal and Medellín, Colombia

Originally from Kansas, and still traveling and attending LIOS conferences to learn of new opportunity, Barbara spends most of her time between her homes in Lagos, Portugal and Medellín, Colombia—places she describes as “polar opposites” that allow her a diverse lifestyle and two new groups of friends.

With her growing group of friends in the Algarve, Barbara enjoys hiking, beach parties, and holiday celebrations. In both countries, she has personal trainers and is losing weight, getting fit, and feeling younger every day.

Though she does write the occasional article for LIOS, Barbara is fully retired and fully active. In Houston, she’ll share her story… not of retirement but of reinvention.

Jan Chilian – Real Estate Developer-Enterpreneur (Brazil)

Jan is a German multilinguist who studied economics in Canada. He has been a real estate developer in Brazil since 2005, specializing in land development for residential building lots both along the beaches and also in growing urban areas.

Jan has worked with multinationals to acquire land for wind farms, assisted foreign investment funds and high-net-worth investors to buy their investment properties and personal beachfront retreats.

As a real estate developer-entrepreneur, he has experience in all levels of land development and home building, architecture, and general contracting. In Brazil, Jan was responsible for over US$200 million in foreign direct investment.

Joel Nagel – International Attorney and Offshore Expert

Joel M. Nagel is founder and managing partner of the international law firm, Nagel & Associates, LLC. The firm is Pittsburgh’s first law boutique focusing exclusively on international commercial transactions and immigration.

Much of Joel’s focus is on helping clients select the right jurisdiction for a transaction and the best vehicle to reduce taxation and protect assets, such as joint ventures and other international legal structures. In Belize, he has pioneered the licensing of international structures for foreign banks, mutual funds, hedge funds, and insurance companies. He created the firm’s Personal Asset Protection Program and has developed sophisticated international estate plans encompassing trusts, corporations, partnerships, and insurance products.

Joel has been appointed the Belizean Ambassador to Austria and the United Nations Permanent Representative in Vienna. He, his wife and their youngest children now reside in Vienna, Austria, and he splits his time between Vienna, his home in Pittsburgh where his older children attend college, and Belize. Joel is a former Fullbright Scholar and studied law in Europe. He speaks fluent German.

April Hess and Peg Fairbairn – Expats in Veraguas, Panama

April and Peg started their life as expats on March 28, 2014 when they packed up their two dogs, two cats, and eight suitcases and moved to Pedasi, Los Santos, Panama. After three months of Spanish lessons, they moved to the mountain community of Santa Fe where they enjoyed the cooler mountain climate, green hills, and cool rivers. Today they live in their newly-completed home in the beautiful Los Islotes community on the Azuero Peninsula.

Peg taught 8th grade science in and around Austin, Texas for thirty years. She was passionate about teaching and education, but once she could, she took her money and ran…to Panama. April grew up in Southern California, studied accounting at the University of Hawaii, and moved to Austin in 2003 in order to give her three children a shot at the “American Dream” of affordable home ownership.

Peg and April chose Panama for its central location, affordability, stable government, infrastructure, quality of health care, and its convenient currency (the U.S. dollar). They believe that life should be an adventure. It’s their mission to learn more Spanish so they can communicate with their Panamanian neighbors.

Rich Holman – Real Estate Specialist (Colombia)

Prior to first visiting Medellín, Colombia in August 2006, Rich had a varied United States business background in the real estate, mortgage banking, securities, publishing, internet and investment banking industries. He holds an undergraduate degree in Chemical Engineering Management from the University of Texas and an MBA from Ohio State University.

After realizing that Medellín may be one of the world’s best-kept secrets due to misperceptions fostered by the international press, Rich moved to the city full time in 2007 and started First American Realty Medellín—later rebranded as FAR International, and, in 2018, Lifeafar.

Lifeafar has offices in Medellín, Cartagena, Bogota, and Cali and employs more than 120 staff. It provides residential, commercial, property management, and remodeling services to international clients looking to live, work, invest and/or visit Medellín. 95% of his clients are foreigners and his companies and employees are dedicated to providing trusted competent on the ground real estate related and rental services to its international clientele. In 2018, Lifeafar expanded its business operations to Puerto Rico where it is currently replicating its business model. (Rich likes to call Puerto Rico “the world’s second-best-kept secret” or “Medellín with a beach.”)

Michael Cobb – International Developer (Central American Region)

At the height of a successful career in the computer industry, Mike Cobb left to pursue more pioneering opportunities in the emerging real estate markets of Central America. In 1996, he and his business partner formed a company, Exotic Caye International, to provide loans to North Americans purchasing properties in Belize, Honduras, Costa Rica, and throughout the region. As the need for capital outstripped the supply, the mortgage company was converted to an international bank under the jurisdiction of Belize. As Caye International Bank, it continues to provide mortgage services but has expanded its services to encompass the full realm of financial products.

With a strong focus on consumer need, Mike accurately predicted the growing need for a high-quality, residential product for North American baby boomer retirees in the region. He led the group into real estate development and created a holding company called ECI Development for several properties including a resort on Ambergris Caye, Belize.

ECI is now a multi-country developer with projects in four countries of Latin America: Belize, Nicaragua, Costa Rica, and Panama. Communities are planned in Ecuador and Chile, as well. The model pursued is based on the Del Webb Sun City active senior communities in the United States with a focus on serving these consumers in multiple countries and geographies in the region.

Mike Cobb speaks at dozens of international conferences annually about offshore real estate finance, development, and ownership. From 2002 through 2016, Mike, his wife Carol, and two daughters, Amanda and Emily, made their home in Central America.

Adrian Beales – Director of Sales at Lifeafar Investments and Expat in Medellín, Colombia

Adrian’s Colombian journey started at the age of 24 when he was studying as an exchange student in Rouen, France. There he made Colombian friends who opened his eyes to a country he knew nothing about.

Returning home to Australia, Adrian sought out the growing Colombian community to continue learning about their culture. In 2014, he made his first trip to Colombia—visiting Bogota, Medellín, Cartagena, Santa Marta, and a few little towns in-between. Six months later, he returned to spend the Christmas season with the family of a friend. At that point, he knew he would live in Colombia one day.

In 2017, Adrian left his job, sold some property, and moved to Colombia where he enrolled in a language school for six months of intensive Spanish classes. Blown away by the incredibe property opportunities, he sought out a fellow Australian, Sam Miller, to discuss opportunities for investing in Colombian real estate and was introduced to Lifeafar where he now works as Director of Sales.

Based in Medellín, Adrian enjoys showing others the possibilities of living and investing in Medellín. Despite being 100% “true blue Australian,” he feels at home in Colombia where he is treated like family among the locals and gets to enjoy the amazing outdoors.

Here's what's included with the price of admission:

    Join us in Houston to discover the world's top 21 overseas retirement havens... places where you can retire very well even on very little...
  • Admission to all presentations, workshops, and panel discussions…

  • Complete access to the restricted exhibit hall area…

  • Expert personal consultations, without limitation…

  • Formal and informal Q&A sessions, breakouts, and workshops…

  • Introductions to reliable real estate sources, business contacts, fellow expats, and professional legal resources…

  • Coffee breaks and snacks…

  • Welcome cocktail receptions and all sponsored events…

  • Seminar materials, notebooks, and handouts…

  • Downloads of all conference presentations and materials after the event is over…

  • A complete set of professionally produced conference recordings…

Reserve your seat today by contacting our Conference Coordinators by email, or by calling them at 1-888-627-8834. They'll have you booked and ready to go in minutes. If you'd prefer, you can use our convenient Online Registration Form.

Reserve My Place!

Secure Your Seat Now To Begin Your New And Exciting Adventure Abroad

This event is completely focused on helping you consider all your top options worldwide, while providing the practical, nuts-and-bolts support you'll need to plan all aspects of your overseas retirement.

I expect places to fill up fast, based on the popularity of the last eight events we've held in the United States.

Remember, you don't even have to know where exactly you want to go. Our network of "retire overseas" experts and expats will bring the information to help you decide—and deliver all the up-to-date information you need to make it happen.

By participating in this unique three-and-a-half-day program of destination presentations and practical workshop sessions, you'll be well on your way to achieving your dream retirement lifestyle in the next 12 months... or even sooner.

Here's all you need to do: Meet me in Houston with your mind open to a world of new opportunity. We'll take it from there.

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Kathleen Peddicord
Founding Publisher, Live and Invest Overseas

P.S. Beach, city, mountains... in the Americas, on the Continent, or in Asia... the very appealing, affordable, safe, beautiful, and welcoming options for your retirement are many. Let us help you achieve your dream retirement. Discounts are also currently available for paid subscribers and members of Live and Invest Overseas services. Go here now to view all available discounts and to register online.

Prefer to speak with a real person about what we're planning for this very special event? Our Conference Coordinators can give you full details when you contact them by email here or by phone, toll free from the United States, at 1-888-627-8834.

Places at this Retire Overseas Conference are filling very quickly. Again, this is the only event of its kind, conceived to help you consider, compare, and contrast all the world's top options at one time. And the only event we will hold in the United States in 2019. I urge you to reserve your place in the room now.

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Here's What Retire Overseas Conferences Attendees Have Told Us:

"Excellent!!! I was very favorably impressed!"

--Dan S., United States

"...provided me with a lot of info, from many different aspects, for considerations of living abroad."

--Katheryn R., United States

"Attending this conference will prove to be my motivation to proceed, with the tools and contacts needed to do it right... professional, yet accessible. Great combo!"

--Alan K., United States

"I found the meetings to be well-developed and presented."

--Andrew G., United States

"I enjoyed myself and learned a lot more than I expected!"

--Kelley A., United States

"Very informative. My thanks to each of you for your efforts."

--Alfred M., United States

"We met such wonderful people... we are truly thankful..."

--Marcia N., United States

"All that I could have hoped for... wonderful and very helpful."

--Michael P., United States

"Kathleen, my husband and I would like to thank you so very much for the recent Retire Overseas Conference. Our minds are still reeling with all of the information presented to us. All of your presenters were very knowledgeable about their respective fields. We also enjoyed talking with other expats-in-waiting. Mike and I live in the snowy part Washington State. Last year was very snowy and cold. Needless to say, we would love to spend at least our winters someplace warm instead!"

--Laura D., United States

"Thanks again for all of your hard work in putting together the conference. For anyone considering a move to a foreign country, a conference like this one should be on their must-do list."

-- Diane D., United States

"Kathleen, I'm sure it will take you a few days to recover from the intense effort that you and your wonderful staff put into the conference. From my perspective, it was an excellent production. Thank you."

-- Elmore S., United States

"Just great. Very welcoming and supplied answers to all my questions very well. I'll see you again soon."

-- Charles Mumford, United States

"Kathleen, thank you for all your hard work. You have helped a lot of people dream and helped a lot of dreams come true. I am always telling people about you. In fact, I just today told my banker about how honest and smart you are, letting us know where to go. Wish I had listened to you more years ago..."

-- Marlene Millcrest, Alaska

"I particularly appreciated your information today about the joys of international rental property. What I admire is your honest, tell-it-like-it-is approach. A lot of people have been hurt by nothing but glowing reports about offshore living from other sources. Your honest, direct approach is a real service."

-- Arlean Kransford, United States

"This was a 10! Great event. Awesome job by the Live and Invest Overseas team!"

-- Edward Tunstill, United States

"The level of your experience, knowledge, and competence is top-shelf. I appreciated the sincere and honest approach of the organizers and all the presenters. Also the obvious desire to give participants complete, accurate, timely, and appropriate information. And to answer questions thoroughly."

-- Andrew Ford, United States

"Kathleen, I have to say that you seem to dig deeper into the feel of a particular place and to do great comparative analysis between alternative places. Your approach is more sophisticated and thoughtful and therefore more useful to me than other information sources covering these same subjects."

-- John Whitlow, United States

"I feel that the [Retire Overseas]  Conference was extremely worthwhile, both in terms of information received and cost.  I am just beginning to explore the possibility of retiring overseas and, after attending the [Retire Overseas] Conference, I can't wait to get started.  The conference was extremely helpful as a first step in considering all of the options that are available to me.  I didn't even know what they were until your conference.  You have presented me with extremely valuable information and I am convinced, now more than ever, that retiring to South America is for me.  Also, as a single woman moving alone, you quelled my concerns over safety in the areas that I will be considering.  I look forward to receiving additional information from you to assist me as I proceed with my move."

-- Alice G., United States

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"Attending sessions and being able to visit with speakers on a one-to-one basis was wonderful.

"It was very informative with information one cannot find easily over the internet. It gave me more of an idea about cost after relocation, and that will determine whether or not I can retire overseas.

"Excellent information. Met some people who could become longtime friends."

-- LeRoy J., United States

"I really enjoyed conference. Looking forward to another in the future!"

--Annamaria Murphy, United States  

"Wonderful conference - lots of information, lots to think about."

-- Sally Curry, United States 

"Excellent, fantastic. Thank You"

-- Sarah Eaton, United States

"Overall I think the seminar was wonderful! I give it a 10!”

“This was my first LIO conference and I really liked the presentations, speakers and meeting other people that are interested in living overseas."

-- Sonya Gadson, United States

"Thanks for the chance to evaluate country versus country with specific details on areas inside of those cities."

-- Tim Curran, United States

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