Health Care Abroad

“We already live (and are retired) overseas, in Luxembourg, to be precise. One subject that you’ve failed to address, unless we’ve missed it, is the quality of medical care in your inexpensive havens. We live in a cradle-to-grave country, where the premiums are reasonable and the state insurance plan covers nearly 100% of the costs. Most important, the practitioners are world-class; after having had several invasive procedures (both of us), we can attest to that.

“There is more to retirement than breathtaking views, pristine beaches, tropical nights, and cheap prices. Hard to find northern European history, culture, or quality of life in Panama.”

– Dick G., Luxembourg


Well, I wouldn’t say that the medical care is free in a place like Luxembourg. It’s more like pre-paid…through super-high local taxes (both social charges and income taxes).

And, to be fair, many if not most of the doctors in Nicaragua and Panama, for example, have been trained in the U.S. Panama has a John’s Hopkins-affiliated hospital in the capital. 

Further, health insurance isn’t expensive in, again, Panama or Nicaragua, for example, relative to the costs in the U.S., because health care isn’t expensive.

The health care systems in the U.K. and Ireland, other cradle-to-grave societies, are under so much stress that people are waiting as long as several years for non-life-threatening procedures. It’s increasingly common for residents of these islands to travel overseas for medical care.  

Where do residents of the British Isles end up in their search for quick, affordable medical care? Places like Mexico, Thailand, Panama…

Finally, while I have to admit that I appreciate Euro-culture as much as the next girl, there’s something, as well, to be said for sun and sea. Best case is to be able to move around in your retirement…spending some time in the Old World…and some in the New…