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Discover How To Retire Overseas

Kathleen Peddicord by Kathleen Peddicord
Jun 30, 2015
in How to, Retirement/Living
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How To Retire Overseas
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Start With A List

Take out a piece of paper and a pen and sit down in a comfortable chair.

Now, write down everything that’s important to you in the context of an overseas retirement haven. Consider all aspects of your life, big and small:

  • The cost of living. How much money do you have to live on monthly?…
  • The weather. What do you like? Year-round sunshine? Four seasons? Low humidity? Minimal rainfall?…
  • The infrastructure. How important to you are reliable Internet and cable TV?…
  • English-speaking doctors…
  • First World hospital within a half-hour’s drive…
  • International-standard schools… high schools that prepare students for the International Baccalaureate…
  • Surfing… boating… fishing… diving… international-standard golf courses…
  • Educated and English-speaking labor pool…

  • International banks… ATMs on every corner…
  • Aunt Jemima, Betty Crocker, and other name brands you know on the grocery store shelves… and at what cost…
  • The view from your bedroom window… the sounds outside your bedroom window at night…
  • Fellow English-speakers (maybe you want to be among them… maybe you don’t)…
  • Available distractions… restaurants, theater, first-run movies, shopping malls, bridge clubs, tennis teams…
  • Accessibility… how far to the nearest international airport…
  • Restrictions on foreign ownership of property…
  • Taxes—sales tax, property tax, transfer tax, income tax, rental income tax, capital gains tax, import tax for your personal and household goods… where does your income come from and what taxes, therefore, would you be liable for?…
  • Public transportation and how you get around… do you need a car? Can you walk to the newsstand each morning?…
  • Crime (we consider all the places we recommend to you to be safe)…
  • Stability of the government (we’re apolitical as a rule but recognize that, sometimes, hard as we try to coexist peacefully alongside whoever happens to sit in the power chair, politics affects us as we move around and can’t be ignored entirely)…
  • Rate of exchange between the local currency and your own…
  • Rate of local inflation…
  • Cost of an airplane ticket back home…
  • How quick you could get back home if you needed to…
  • Availability and cost of household help, nannies, caretakers, drivers…
  • Ease of forming a company… opening a bank account…
  • Requirements for obtaining foreign residency… visa hurdles… opportunities for eventually obtaining second citizenship…

How do you retire overseas?

That’s how.

At least that’s how you begin. You make a list.

Kathleen Peddicord

Continue Reading: Most Affordable Places To Retire Overseas

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Kathleen Peddicord

Kathleen Peddicord

Kathleen Peddicord has covered the live, retire, and do business overseas beat for more than 30 years and is considered the world's foremost authority on these subjects. She has traveled to more than 75 countries, invested in real estate in 21, established businesses in 7, renovated historic properties in 6, and educated her children in 4.

Kathleen has moved children, staff, enterprises, household goods, and pets across three continents, from the East Coast of the United States to Waterford, Ireland... then to Paris, France... next to Panama City, where she has based her Live and Invest Overseas business. Most recently, Kathleen and her husband Lief Simon are dividing their time between Panama and Paris.

Kathleen was a partner with Agora Publishing’s International Living group for 23 years. In that capacity, she opened her first office overseas, in Waterford, Ireland, where she managed a staff of up to 30 employees for more than 10 years. Kathleen also opened, staffed, and operated International Living publishing and real estate marketing offices in Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France.

Kathleen moved on from her role with Agora in 2007 and launched her Live and Invest Overseas group in 2008. In the years since, she has built Live and Invest Overseas into a successful, recognized, and respected multi-million-dollar business that employs a staff of 35 in Panama City and dozens of writers and other resources around the world.

Kathleen has been quoted by The New York Times, Money magazine, MSNBC, Yahoo Finance, the AARP, and beyond. She has appeared often on radio and television (including Bloomberg and CNBC) and speaks regularly on topics to do with living, retiring, investing, and doing business around the world.

In addition to her own daily e-letter, the Overseas Opportunity Letter, with a circulation of more than 300,000 readers, Kathleen writes regularly for U.S. News & World Report and Forbes.

Her newest book, "How to Retire Overseas: Everything You Need to Know to Live Well (for Less) Abroad," published by Penguin Random House, is the culmination of decades of personal experience living and investing around the world.

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