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Panama Best Beach Retirement Choices

Kathleen Peddicord by Kathleen Peddicord
May 08, 2013
in Real Estate
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Morillo Beach shoreline in Panama
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Three Best Beaches In Panama

One of Panama‘s greatest assets is its beachfront. This is a little country with two long coasts and several clusters of outlying islands…meaning lots of different beaches, Pacific and Caribbean, touristy and undiscovered, developed and emerging, accessible and remote.

Here are my top picks, depending on your agenda.

Convenient And Comfortable: Coronado

The strip of Pacific beach communities from Chame to Playa Blanca is referred to as the “City Beaches,” because of their proximity to Panama City. These are the beaches you can most easily escape to on a regular basis, and many Panama City residents do, driving out on Friday afternoons and returning Sunday evenings (making for mega-traffic headaches on the Pan American Highway and crossing the Bridge of the Americas during those times).

The most developed, established, and fully appointed beach community along this stretch is Coronado, about two hours from Panama City. This fast-growing coastal region offers a high quality beach lifestyle with all amenities and services you could want. Coronado town has developed into a busy commercial center that makes for a turn-key retirement choice, and, indeed, this is the direction this former weekend retreat is evolving…into a full-fledged retirement community with an established population of full-time foreign residents supported by a developed infrastructure, including good medical facilities.

Coronado is an affordable place to live but not as cheap as other top beach choices in this country. The trade-off is access. The more affordable choices are also more distant from Panama City.

Affordable And Charming: Pedasi

Pedasi, for example, on the east coast of the Azuero Peninsula, is, depending who’s behind the wheel, four to five hours’ drive from Panama City.

Your reward for going the distance is a quaint town that is home to some of Panama’s friendliest and most welcoming population and where you can control your cost of living to as little as US$1,000 a month, give or take.

The cost of living in Pedasi is remarkably low for two reasons. First, rents are cheap. You can rent a small house near the beach for as little as US$300 per month. Second, there’s not much here. Resident in Pedasi, you won’t spend much money, because there’s not much to buy.

Until even a couple of years ago, this was very much a Panamanian town. It has been discovered, though, recently, by retirees in search of a simple and affordable life at the beach, and an eclectic expat community is emerging. This means more expat-friendly restaurants, bars, and shops, more English spoken, and more fellow expats (both retirees and, also, a younger, entrepreneurial crowd) to enjoy life at the beach with you.

Super Affordable And Emerging: Azuero Sunset Coast

The best beach in Panama today for my money is along the western coast of the Azuero Peninsula. The Pacific coastline here is dramatic and rugged, punctuated by cliffs and coves and backed by lush and rolling hillsides offering long-stretching views of the crashing surf.

This is the beach to seek out if you want elbow room and privacy. The beach road is paved and well-maintained nearly to the bottom of the peninsula. Otherwise, infrastructure is thin…but evolving.

Over the past three-plus decades, beach-lovers from Panama City have pushed their way ever-farther westward along the Pacific coast, from the City Beaches to the east coast of Azuero. The next step in this migration is taking them to Azuero’s westward-facing coast, where a small expat community has taken hold and a handful of low-key, what I call “mom-and-pop” developments are under way.

This is also the stretch of coast where Lief and I have focused our own development efforts, where, for the past three years, we’ve been working to create a community of like-minded folks supported by top-tier amenities and services, including a small town in the Spanish-colonial style.

Los Islotes is a family project, a place to plan for the future. More details are here if you’re interested.

Kathleen Peddicord

P.S. Why didn’t I mention beachfront in Bocas, this country’s most recognized Caribbean beach destination? Because I’m not a fan, neither as a beach-goer nor as an investor.

Bocas town is little better than a slum, with big infrastructure problems (sewage, garbage, etc.). And most of the beachfront property in the area is rights of possession, not freehold title, making ownership risky in my view.

Continue Reading: Connecting With Expats And Foreign Retirees In Tours, France

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Kathleen Peddicord

Kathleen Peddicord

Kathleen Peddicord has covered the live, retire, and do business overseas beat for more than 30 years and is considered the world's foremost authority on these subjects. She has traveled to more than 75 countries, invested in real estate in 21, established businesses in 7, renovated historic properties in 6, and educated her children in 4.

Kathleen has moved children, staff, enterprises, household goods, and pets across three continents, from the East Coast of the United States to Waterford, Ireland... then to Paris, France... next to Panama City, where she has based her Live and Invest Overseas business. Most recently, Kathleen and her husband Lief Simon are dividing their time between Panama and Paris.

Kathleen was a partner with Agora Publishing’s International Living group for 23 years. In that capacity, she opened her first office overseas, in Waterford, Ireland, where she managed a staff of up to 30 employees for more than 10 years. Kathleen also opened, staffed, and operated International Living publishing and real estate marketing offices in Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France.

Kathleen moved on from her role with Agora in 2007 and launched her Live and Invest Overseas group in 2008. In the years since, she has built Live and Invest Overseas into a successful, recognized, and respected multi-million-dollar business that employs a staff of 35 in Panama City and dozens of writers and other resources around the world.

Kathleen has been quoted by The New York Times, Money magazine, MSNBC, Yahoo Finance, the AARP, and beyond. She has appeared often on radio and television (including Bloomberg and CNBC) and speaks regularly on topics to do with living, retiring, investing, and doing business around the world.

In addition to her own daily e-letter, the Overseas Opportunity Letter, with a circulation of more than 300,000 readers, Kathleen writes regularly for U.S. News & World Report and Forbes.

Her newest book, "How to Retire Overseas: Everything You Need to Know to Live Well (for Less) Abroad," published by Penguin Random House, is the culmination of decades of personal experience living and investing around the world.

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