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22 Top Places For Retirement In 2014

Kathleen Peddicord by Kathleen Peddicord
Sep 03, 2014
in Retirement/Living
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World’s Best 22 Places To Retire

At last week’s Retire Overseas Conference in Nashville, we introduced those in attendance to the world’s top 22 retirement havens right now, including…

The World’s Cheapest Places To Retire Well

If you’re in the market for a simple but comfortable lifestyle on a modest budget, here’s where you should be focusing your attention, the world’s eight cheapest places to retire, places where you could retire well on your Social Security income alone (with, indicated in parentheses, our total monthly budget amount in each case):

  • Nha Trang, Vietnam (US$680)
  • Dumaguete, Philippines (US$910)
  • Chiang Mai, Thailand (US$920)
  • Cuenca, Ecuador (US$1,010)
  • Granada, Nicaragua (US$1,040)
  • Istanbul, Turkey (US$1,045)
  • George Town, Malaysia (US$1,070)
  • Samana, Dominican Republic (US$1,155)

Easiest Residency

Eight of the 22 countries featured at last week’s event offer user-friendly choices for establishing full-time residency as a foreign retiree, as follows:

  • Belize
  • Colombia
  • Ecuador
  • Malaysia
  • Nicaragua
  • Panama
  • Philippines
  • Thailand

In Latin America, retiree residency programs are typically referred to as pensionado visas. To qualify, you need to prove a minimum amount of regular monthly income from some defined source. The minimum amount required varies country to country, from a bargain US$600 (in Nicaragua) to US$2,000 (in Belize) per month. Some countries (including Panama and Colombia, for example) stipulate that the income must be pension income (Social Security qualifies); others (such as Belize and Ecuador) are more flexible. You can qualify for Belize’s version of a pensionado visa program (called the Qualified Retired Persons program) by showing reliable income of at least US$2,000 per month from any source.

Common benefits of being a pensionado retiree include exemptions from duty when importing personal belongings, household goods, and, usually, your car into the country with you. In addition, Panama, for example, offers pensionados discounts on almost everything they buy while in the country, from hotel rooms, restaurant meals, and in-country flights to doctor visits, prescription drugs, even closing costs when purchasing real estate.

Best Weather

Of the 22 destinations featured during last week’s conference, the following have “ideal” climates:

  • Algarve, Portugal (which enjoys one of the most stable climates in the world)
  • Cuenca, Ecuador (one of a number of places worldwide that bills itself as a “land of eternal springtime”)

If you appreciate seasonal variety, consider the following six locations, in each of which you could enjoy spring, yes, but summer, fall, and winter, too:

  • Abruzzo, Italy
  • Buenos Aires, Argentine
  • Istria, Croatia
  • La Serena, Chile
  • Mendoza, Argentina
  • Pau, France

If you prefer it hot and humid, consider:

  • Dumaguete, Philippines
  • George Town, Malaysia
  • Granada, Nicaragua

Also tropical but less sultry and therefore, generally speaking, more pleasant are:

  • Ambergris Caye, Belize
  • Cayo, Belize
  • Nha Trang, Vietnam
  • Panama City Beaches (though not Panama City proper, which is unrelentingly humid all year-round…and which also does not appear on Live and Invest Overseas’ list of top 22 choices)
  • Puerto Vallarta, Mexico

Best Options For English Only

In Belize and Ireland, the people speak English. All of them.

These were the only countries on our top choices list for last week’s event where the language question is so cut and dried. Anywhere in the world you go these days, you’re going to find folks who speak English. It’s the global language. But where among the world’s top retirement havens (aside from Belize) could you live as a retiree and not have to learn a new language?

  • Dumaguete, Philippines
  • George Town, Malaysia
  • Panama City Beaches, Panama
  • Puerto Vallarta, Mexico

Kathleen Peddicord

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Kathleen Peddicord

Kathleen Peddicord

Kathleen Peddicord has covered the live, retire, and do business overseas beat for more than 30 years and is considered the world's foremost authority on these subjects. She has traveled to more than 75 countries, invested in real estate in 21, established businesses in 7, renovated historic properties in 6, and educated her children in 4.

Kathleen has moved children, staff, enterprises, household goods, and pets across three continents, from the East Coast of the United States to Waterford, Ireland... then to Paris, France... next to Panama City, where she has based her Live and Invest Overseas business. Most recently, Kathleen and her husband Lief Simon are dividing their time between Panama and Paris.

Kathleen was a partner with Agora Publishing’s International Living group for 23 years. In that capacity, she opened her first office overseas, in Waterford, Ireland, where she managed a staff of up to 30 employees for more than 10 years. Kathleen also opened, staffed, and operated International Living publishing and real estate marketing offices in Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France.

Kathleen moved on from her role with Agora in 2007 and launched her Live and Invest Overseas group in 2008. In the years since, she has built Live and Invest Overseas into a successful, recognized, and respected multi-million-dollar business that employs a staff of 35 in Panama City and dozens of writers and other resources around the world.

Kathleen has been quoted by The New York Times, Money magazine, MSNBC, Yahoo Finance, the AARP, and beyond. She has appeared often on radio and television (including Bloomberg and CNBC) and speaks regularly on topics to do with living, retiring, investing, and doing business around the world.

In addition to her own daily e-letter, the Overseas Opportunity Letter, with a circulation of more than 300,000 readers, Kathleen writes regularly for U.S. News & World Report and Forbes.

Her newest book, "How to Retire Overseas: Everything You Need to Know to Live Well (for Less) Abroad," published by Penguin Random House, is the culmination of decades of personal experience living and investing around the world.

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