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Home Retirement/Living

Ecuador Is Many Places

Kathleen Peddicord by Kathleen Peddicord
Sep 27, 2013
in Retirement/Living
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Cuenca is a great place to think about investing in real state.
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How To Choose Your Ideal Spot In Ecuador

Ecuador is a land of mega-diversity.

The lifestyles on offer are many and dramatically varied. Quito is a big city. Cuenca is a smaller city, more manageable, more welcoming. Otavalo is a small mountain town. Salinas is a beach town.

All are interesting and appealing in different ways, for different people. It depends on what kind of lifestyle you’re looking for and, also, important, on your budget. Otavalo is more affordable than Cuenca, which is more affordable than Quito, for example.

“Where’s that US$6.50 steak you wrote about recently, Kathleen?” one reader wrote in to ask. “The steak listed on the room service menu for the hotel where I’m staying in Quito is US$20!”

The US$6.50 steak dinner I recommended not long ago is to be had from a small restaurant in the center of the historic district of Cuenca. I’m not surprised to hear that a room service steak in a hotel in Ecuador’s capital city Quito costs more.

That’s my first recommendation for how to consider and process your options for where to retire in Ecuador (or any country)—remember that Ecuador is many places, many options, many lifestyles, and many budgets. You can’t try to process it as one choice. It’s not.

My second recommendation is to think comparatively.

Nothing is absolutely true. As you consider options for living, retiring, investing, or starting a business in Ecuador (or anywhere), focus on the comparisons.

There’s no such thing, for example, as perfect weather. And what qualifies as ideal weather for me is likely different from what qualifies as ideal weather for you. Maybe ideal weather for you is no rain, ever. Or maybe you want to live with flowers and greenery all around…everything growing…and you understand that, for that to be the case, you’re going to have to put up with some rainfall.

When you consider your options for living or retiring anywhere in the world, you must address a handful of key issues—weather, yes, and, as well, cost of living, cost of real estate, health care, taxes, infrastructure, etc. And, again, I recommend that you consider all these things comparatively. Is the cost of living in Cuenca higher or lower than in Salinas? Is the quality of the available health care better or worse in Otavalo than in Cuenca? Is Loja more or less accessible than Vilcabamba? Is the per-square-meter cost of real estate in Cotacachi more or less than in Manta? Etc.

Then, to help you layer some perspective over things, draw comparisons between Ecuador and other countries you’re considering. Compare the cost of living, of real estate, and of health care…the tax situation…the options for and ease of establishing foreign residency…the accessibility…the opportunities for recreation and culture…etc., between particular spots in Ecuador and particular spots in Colombia, Panama, Belize, Nicaragua, Uruguay, and anywhere else that has attracted your attention.

There is no perfect retirement spot, and no single retirement option is ideal for everyone. Everything is relative…so think relatively.

And, as you do, remember what’s most important to you.

Before you begin the work of considering all your good options for living, retiring, and investing overseas, first identify and prioritize what matters to you most. What kind of life do you want? Start there.

The world is alive with opportunity. That sounds like rhetoric, I know…like so much marketing speak. But it’s the truth. It’s the reality of the world we live in. There’s more opportunity all the time.

The problem with so much opportunity is that it demands you make decisions. You can’t do everything at once, and we’ve each of us got only so many years to do anything at all. So you’ve got to make choices. Make them based on what you like, what you prefer, what you enjoy.

Kathleen Peddicord

Continue reading: Pioneers Seek New Adventures And Opportunities Overseas

Tags: 'climate''cost of living''investing''retirement'compareEcuador ConferencelifestyleTravel
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Kathleen Peddicord

Kathleen Peddicord

Kathleen Peddicord has covered the live, retire, and do business overseas beat for more than 30 years and is considered the world's foremost authority on these subjects. She has traveled to more than 75 countries, invested in real estate in 21, established businesses in 7, renovated historic properties in 6, and educated her children in 4.

Kathleen has moved children, staff, enterprises, household goods, and pets across three continents, from the East Coast of the United States to Waterford, Ireland... then to Paris, France... next to Panama City, where she has based her Live and Invest Overseas business. Most recently, Kathleen and her husband Lief Simon are dividing their time between Panama and Paris.

Kathleen was a partner with Agora Publishing’s International Living group for 23 years. In that capacity, she opened her first office overseas, in Waterford, Ireland, where she managed a staff of up to 30 employees for more than 10 years. Kathleen also opened, staffed, and operated International Living publishing and real estate marketing offices in Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France.

Kathleen moved on from her role with Agora in 2007 and launched her Live and Invest Overseas group in 2008. In the years since, she has built Live and Invest Overseas into a successful, recognized, and respected multi-million-dollar business that employs a staff of 35 in Panama City and dozens of writers and other resources around the world.

Kathleen has been quoted by The New York Times, Money magazine, MSNBC, Yahoo Finance, the AARP, and beyond. She has appeared often on radio and television (including Bloomberg and CNBC) and speaks regularly on topics to do with living, retiring, investing, and doing business around the world.

In addition to her own daily e-letter, the Overseas Opportunity Letter, with a circulation of more than 300,000 readers, Kathleen writes regularly for U.S. News & World Report and Forbes.

Her newest book, "How to Retire Overseas: Everything You Need to Know to Live Well (for Less) Abroad," published by Penguin Random House, is the culmination of decades of personal experience living and investing around the world.

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