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How To Retire Overseas In 2012

Kathleen Peddicord by Kathleen Peddicord
Dec 30, 2011
in Retirement/Living
0
A lady on a beach under the sun knows that "retire overseas" is shorthand for the opportunity on the table.
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Make Your Own Reality In 2012

Standing in line in Target earlier this week, our cart overflowing with super-discounted stuff we’d decided we couldn’t live without and had to buy to lug back to Panama with us, Lief asked me the question that we can’t help but return to from time to time:

“Why do we choose to continue living overseas? Wouldn’t it be easier and maybe even cheaper to move back to the United States?” he wondered.

Some things would be more affordable, yes. (Thus the Target shopping spree.) Important items in our budget, though, would become dramatically more costly, especially health care and health insurance. And, returned Stateside, we wouldn’t be able to afford little luxuries like full-time help around the house.

The real point, though, is that, after more than 14 years living outside the States, we’ve learned not only that we can control our cost of living, within parameters, anywhere we decide we want to live…but also, more important, that cost of living isn’t the best reason to think about moving to another country in the first place.

Here in the States where we’re enjoying the holidays this year, cocktail party conversation and the ever-present news are all about the still down and struggling economy, tax legislation, exploding medical care costs, the continuing terrorist threat…

These are important issues, sure, but they don’t have to rule your life. This is a great big world bursting with opportunity. I’ve been making that claim to readers for more than 27 years, but I think I’ve come to appreciate it fully only recently.

You can see the world as a struggle against increased health insurance expense and fear over what the next nutcase might decide to do from his perch in coach. Or you can shift your perspective.

CNN, et al., give you one view of the world, all about exploding debt ratios, rising unemployment, spiraling health-care costs, and financial bailouts for states on the verge of bankruptcy (some counts name 20 U.S. states on their way to filing for Chapter 9 relief).

Beyond the media view of our world, though, is another one, where every turn brings not worry and fear but discovery and adventure.

That’s the world Lief and I have chosen to become part of. Sure, we’re tempted by cheap sundries and discounted bed linens every now and then and do, from time to time, reconsider life “back home.” But, the truth is, we have no plan to return to the States.

We’ve learned that there’s a world beyond financial meltdowns and wars on terror. And this other world is way more fun.

Kathleen Peddicord

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Kathleen Peddicord

Kathleen Peddicord

Kathleen Peddicord has covered the live, retire, and do business overseas beat for more than 30 years and is considered the world's foremost authority on these subjects. She has traveled to more than 75 countries, invested in real estate in 21, established businesses in 7, renovated historic properties in 6, and educated her children in 4.

Kathleen has moved children, staff, enterprises, household goods, and pets across three continents, from the East Coast of the United States to Waterford, Ireland... then to Paris, France... next to Panama City, where she has based her Live and Invest Overseas business. Most recently, Kathleen and her husband Lief Simon are dividing their time between Panama and Paris.

Kathleen was a partner with Agora Publishing’s International Living group for 23 years. In that capacity, she opened her first office overseas, in Waterford, Ireland, where she managed a staff of up to 30 employees for more than 10 years. Kathleen also opened, staffed, and operated International Living publishing and real estate marketing offices in Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France.

Kathleen moved on from her role with Agora in 2007 and launched her Live and Invest Overseas group in 2008. In the years since, she has built Live and Invest Overseas into a successful, recognized, and respected multi-million-dollar business that employs a staff of 35 in Panama City and dozens of writers and other resources around the world.

Kathleen has been quoted by The New York Times, Money magazine, MSNBC, Yahoo Finance, the AARP, and beyond. She has appeared often on radio and television (including Bloomberg and CNBC) and speaks regularly on topics to do with living, retiring, investing, and doing business around the world.

In addition to her own daily e-letter, the Overseas Opportunity Letter, with a circulation of more than 300,000 readers, Kathleen writes regularly for U.S. News & World Report and Forbes.

Her newest book, "How to Retire Overseas: Everything You Need to Know to Live Well (for Less) Abroad," published by Penguin Random House, is the culmination of decades of personal experience living and investing around the world.

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