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No Right Reason, No Best Time…

Kathleen Peddicord by Kathleen Peddicord
Jun 07, 2009
in Retirement/Living
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No Right Reason, No Best Time…

“We’d been talking about moving to Panama for a couple of years. I decided the time was right. Our kids were off at college. I was ready to leave my marketing and PR position in California. I wanted to start the adventure we’d been dreaming about for so long.

“I approached my husband to say, ‘It’s time. Let’s go for it!’

“He told me that he’d decided he didn’t want to move to Panama. Instead, he wanted to get a divorce.

“So we got a divorce. And I was faced with figuring out what to do on my own.

“I came to Panama anyway,” explained my new friend Friday evening. “I haven’t looked back, and I’m having the time of my life.”

Our Intrepid Correspondent Paul Terhorst took early retirement and began his overseas adventures more than 20 years ago because the accounting firm he was working for decided to pull him out of Argentina. He and his wife had grown to like Buenos Aires, where Paul’s firm had assigned him a couple of years earlier. When his superiors told him the BA posting was over, he told them his retirement had begun.

Another friend took early retirement about seven years ago, when the engineering firm he was working for was bought out by a larger one. He saw the corporate restructuring as a chance for a bigger change. Instead of moving up the company ladder, he and his wife moved down south, to Cuenca, Ecuador.

Why did we settle in Waterford, Ireland, a dozen years ago? I was relocated to Ireland by the company I was working for at the time. But why Waterford specifically?

Because my then brand-new husband was considering investing in a real estate development just outside that city. That project didn’t pan out, but, meantime, the choice had been made and Waterford became our home.

Why, seven years later, did we begin spending time in Paris? Because our daughter suggested it. She was interested in studying in France, so we took the opportunity for a family sojourn on the Continent.

Why now Panama? Because it’s perhaps the best jurisdiction in the world right now for starting a new business.

There are no right or wrong reasons for picking yourself up and heading off into the great unknown of a new life in a new country. And your reasons don’t have to make sense to anyone but you.

Sometimes life takes you by the collar and pulls you along. Sometimes it waits for you to create your own momentum.

I say again, there is no best place and there is no right time.

So here’s what you do: You do something right now.

If your life’s circumstances aren’t conspiring to pull you in the direction of new horizons, get yourself up to start chasing them.

“But…but…but,” you may be thinking.

But what?

What’s holding you back? You’re worried you can’t afford it? I’ll show you in these pages that you could retire and live well in Cuenca, Ecuador, on as little as US$660 per month or in Salto, Uruguay, on as little as US$1,100 per month.

Worried it’ll be a lot of hassle and work? You’re right. It will be. It’s easier to stay put and to do nothing. But where would that leave you at the end of the day? What stories would you have to tell? What adventures to remember?

Don’t like the idea of moving far from your children or grandchildren? Don’t. Try Panama or Mexico. A new life in either of these countries would put you no farther from your loved ones than would a move to Oregon, say, or southern California. You (and they) could even drive to Mexico for visits.

Generally scared to death? What are you afraid of? That your new life won’t work out as you hope and expect? So what? You could always return home.

Or move on. Again, there’s no “right” place, and trying different places on for size is part of the fun.

Maybe it is the fun.

On the other hand, maybe you’re not worried your retire overseas plans might fail. Maybe you’re worried they’ll succeed.

Where would that leave you?

I can’t imagine. But you can.

Kathleen Peddicord

 

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Kathleen Peddicord

Kathleen Peddicord

Kathleen Peddicord has covered the live, retire, and do business overseas beat for more than 30 years and is considered the world's foremost authority on these subjects. She has traveled to more than 75 countries, invested in real estate in 21, established businesses in 7, renovated historic properties in 6, and educated her children in 4.

Kathleen has moved children, staff, enterprises, household goods, and pets across three continents, from the East Coast of the United States to Waterford, Ireland... then to Paris, France... next to Panama City, where she has based her Live and Invest Overseas business. Most recently, Kathleen and her husband Lief Simon are dividing their time between Panama and Paris.

Kathleen was a partner with Agora Publishing’s International Living group for 23 years. In that capacity, she opened her first office overseas, in Waterford, Ireland, where she managed a staff of up to 30 employees for more than 10 years. Kathleen also opened, staffed, and operated International Living publishing and real estate marketing offices in Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France.

Kathleen moved on from her role with Agora in 2007 and launched her Live and Invest Overseas group in 2008. In the years since, she has built Live and Invest Overseas into a successful, recognized, and respected multi-million-dollar business that employs a staff of 35 in Panama City and dozens of writers and other resources around the world.

Kathleen has been quoted by The New York Times, Money magazine, MSNBC, Yahoo Finance, the AARP, and beyond. She has appeared often on radio and television (including Bloomberg and CNBC) and speaks regularly on topics to do with living, retiring, investing, and doing business around the world.

In addition to her own daily e-letter, the Overseas Opportunity Letter, with a circulation of more than 300,000 readers, Kathleen writes regularly for U.S. News & World Report and Forbes.

Her newest book, "How to Retire Overseas: Everything You Need to Know to Live Well (for Less) Abroad," published by Penguin Random House, is the culmination of decades of personal experience living and investing around the world.

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