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Home Retirement/Living

Retire Overseas In 2011

Kathleen Peddicord by Kathleen Peddicord
Dec 30, 2010
in Retirement/Living
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When Is The Right Time To Retire Overseas? Right Now!

It’s time to stop thinking about it…time to stop dreaming about it…time to make it happen.

Get out of your armchair and get moving.

Discover what nearly half-a-million retirees overseas already know: In the right destinations, the values are great, and the lifestyle is extraordinary.

Here is the help you need, the top resource available anywhere to help you map out a plan for your new life in retirement in the overseas haven with your name on it.

From Argentina to Belize, from Croatia to the Dominican Republic, from Ecuador to France, from Mexico to Malaysia, from Panama to Thailand…complete and in-depth reports on the world’s top retirement havens for 2011, including full details on residency, health care, taxes, and itemized monthly budgets.

You can retire and live better than you’re living now on as little as US$700 per month.

Go Here Now For Full Details

“When is the right time for you to retire and
move abroad?” asks Overseas Retirement Planning Guru Paul Terhorst.

“Right now.

“Okay, I don’t know you personally, but I know some things about you. You’ve likely traveled overseas, and you’ve got good reasons for thinking you’d like to relocate beyond your own borders. You’ve likely even already created a short list of places where you think you might want to spend time.

“So what are you waiting for? I figure you should go for it, sooner rather than later. Why? Because odds are, your retirement will work out fine. In the past 25 years, I’ve heard from literally hundreds of people who’ve moved overseas, many in their 40s and 50s. I wrote ‘Cashing In on the American Dream: How to Retire at 35,’ a hard-cover business bestseller in 1988. I got hundreds of letters then and still get e-mails today. I hear the stories, the investments, the choices these people made.

“With only a few exceptions, those who retired even very early retired successfully. Only one couple I know and a single man said they had to go back to work because they invested unwisely. The money ran out. When they did go back to work, the couple quickly made the money they needed. They re-retired after just a few years. The single man decided to live on Social Security in a cheap country (Uruguay). In two other cases, people told me they went back to work because they missed the job.

“But for the vast majority of us, our relocation overseas plans work out fine, no matter when we choose to settle. We just have to step up to the decision, make the move, and start enjoying our new lives.

“Things might seem bad in the States right now, with uncertainty over the economy, concern, even outrage over Obamacare, and heightened worry over the ‘terrorist threat.’ But we’ve all been through tough and uncertain times before.

“Think about the poor guy who retired in 2001, only to see the twin towers blow up, the tech bubble burst, and the stock market collapse. Or the poor guy who retired when Jimmy Carter was president, with out-of-control inflation. Yet those ‘poor guys’ have done well; retirees and others I know who’ve relocated overseas have sailed through both boom and bust.

“I figure overseas ‘retirees’ generally sail through better than most. Living overseas makes you resourceful and builds self-confidence. You’ve been around more, dealt with more, and moved more. Once installed overseas, you can more easily buy foreign real estate, trade foreign currencies, and take advantage of local opportunities.

“You’ll most likely get a lot of peer pressure, from friends and family, bosses and employees, urging you to stay on. I didn’t have that peer pressure because I retired in Argentina where I had been working for KPMG in the Buenos Aires office. When I told my secretary I was going to retire she said, ‘Oh, Paul, that’s just right for you.’ When I asked her what made her so certain, she said, ‘You’re on a different bus. You’re not like the other guys around here.’

“I was kind of surprised but encouraged. If I were on the wrong bus, maybe making a life overseas would put me on the right one.

“And maybe it will put you on the right bus, too. Welcome aboard.”

Kathleen Peddicord

Tags: Overseas Retirement letterPaul Terhorstretire overseas
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Kathleen Peddicord

Kathleen Peddicord

Kathleen Peddicord has covered the live, retire, and do business overseas beat for more than 30 years and is considered the world's foremost authority on these subjects. She has traveled to more than 75 countries, invested in real estate in 21, established businesses in 7, renovated historic properties in 6, and educated her children in 4.

Kathleen has moved children, staff, enterprises, household goods, and pets across three continents, from the East Coast of the United States to Waterford, Ireland... then to Paris, France... next to Panama City, where she has based her Live and Invest Overseas business. Most recently, Kathleen and her husband Lief Simon are dividing their time between Panama and Paris.

Kathleen was a partner with Agora Publishing’s International Living group for 23 years. In that capacity, she opened her first office overseas, in Waterford, Ireland, where she managed a staff of up to 30 employees for more than 10 years. Kathleen also opened, staffed, and operated International Living publishing and real estate marketing offices in Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France.

Kathleen moved on from her role with Agora in 2007 and launched her Live and Invest Overseas group in 2008. In the years since, she has built Live and Invest Overseas into a successful, recognized, and respected multi-million-dollar business that employs a staff of 35 in Panama City and dozens of writers and other resources around the world.

Kathleen has been quoted by The New York Times, Money magazine, MSNBC, Yahoo Finance, the AARP, and beyond. She has appeared often on radio and television (including Bloomberg and CNBC) and speaks regularly on topics to do with living, retiring, investing, and doing business around the world.

In addition to her own daily e-letter, the Overseas Opportunity Letter, with a circulation of more than 300,000 readers, Kathleen writes regularly for U.S. News & World Report and Forbes.

Her newest book, "How to Retire Overseas: Everything You Need to Know to Live Well (for Less) Abroad," published by Penguin Random House, is the culmination of decades of personal experience living and investing around the world.

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