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Retire To Santa Fe, Panama

Kathleen Peddicord by Kathleen Peddicord
May 07, 2013
in Retirement/Living
0
when you Retire To Santa Fe Panama, you get a place full of simple and beautiful sceneries like this.
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The Best Of Panama, Part 2

I visited the undiscovered, unassuming mountain town of Santa Fe, Panama, for the first time about six years ago. Back then, Santa Fe was about as out-of-the-way as a mountain town can be. The roads in the region sometimes washed out and became impassable during the rainy season. It’s not an island, but (not only six years ago but still today), if you don’t bring it with you from Santiago (the nearest destination of note), you’re going to have to do without, at least until your next drive into the big city.

A hostel, a few tipico restaurants where you could enjoy the dinner plate (chicken, rice, and beans, typically) for US$2 or less…that’s what Santa Fe had to offer the traveler who happened upon her a half-dozen years ago.

In other words, nothing much to speak of…except beautiful, lush, rolling countryside, crisscrossed by a river and punctuated by waterfalls.

I’ve returned to Santa Fe many times since, most recently a few months ago. Each return visit, I notice change, including not insignificant road construction and improvements, plus talk of bigger road improvements, culminating, today, in the construction of a new highway from Santa Fe through to Panama’s Caribbean coast.

How will things play out in Santa Fe from this point? We don’t know for sure, of course, but we can make some predictions based on experience. An important infrastructure development, of the kind now in the offing in little Santa Fe, means opportunity. In advance of the improvement, opportunity for speculation. After the improvement, opportunity for investment, for increased tourism, and for an expanding population, including an expanding population of foreign retirees and other expats (including expat-entrepreneurs).

I’d be very surprised if all these things weren’t on the horizon for Santa Fe. How you interpret them depends on your point of view.

If you’re looking for a place to speculate, to bank a little land, I’d say get ye’ to Santa Fe pronto. It’s still possible to get a very good deal on a piece of mountainside property in this area.

If you’re interested in finding a cool-weather, back-to-basics, and super affordable place to live or retire, again, I say, you should plan a trip to this unsung corner of Panama. Change is coming, but it will unfold slowly. And, from the perspective of the would-be resident retiree, much of it will be welcome, because it will mean more and greater comforts.

Not everyone would be happy living in Santa Fe, especially full-time. This is a beautiful, safe region where the living is sweet but not well-appointed. At home in Santa Fe, you’d be living a true Panamanian lifestyle, among Panamanians. You’d need to speak Spanish. You’d need to be comfortable taking care of yourself. You’d need to be willing to put some effort into building your new life.

Santa Fe is the best of simple mountain country life. As a friend traveling with us to Santa Fe on our most recent visit put it, “The doomsday predictions could play out, the world could collapse, and the folks out here in this part of this country would be unaffected. Life here would continue on as it has for centuries…”

Much of life in Santa Fe centers around the river, which is wide and flows quickly at some points. Tourists navigate it in inner tubes. The locals bathe and wash their clothes in it. Children delight in it on hot Saturday afternoons. On the hillsides all around it, bougainvillea, hibiscus, and jasmine bloom in abundance.

When the sun begins to set, temperatures fall, and, thanks to the elevation and the mountain breeze, evenings are pleasant and best spent out-of-doors.

Lief and I are city folk, but, every time we visit Santa Fe, we’re tempted. We can imagine settling in here easily, removed from the worries and the troubles of the real world, savoring some of the best that Mother Nature has to offer anywhere.

Certainly wouldn’t cost much. You could live a simple but comfortable life in Santa Fe on well less than US$1,000 a month.

Kathleen Peddicord

Continue Reading: Retirement Options In Panama From Pedasi To El Valle

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Kathleen Peddicord

Kathleen Peddicord

Kathleen Peddicord has covered the live, retire, and do business overseas beat for more than 30 years and is considered the world's foremost authority on these subjects. She has traveled to more than 75 countries, invested in real estate in 21, established businesses in 7, renovated historic properties in 6, and educated her children in 4.

Kathleen has moved children, staff, enterprises, household goods, and pets across three continents, from the East Coast of the United States to Waterford, Ireland... then to Paris, France... next to Panama City, where she has based her Live and Invest Overseas business. Most recently, Kathleen and her husband Lief Simon are dividing their time between Panama and Paris.

Kathleen was a partner with Agora Publishing’s International Living group for 23 years. In that capacity, she opened her first office overseas, in Waterford, Ireland, where she managed a staff of up to 30 employees for more than 10 years. Kathleen also opened, staffed, and operated International Living publishing and real estate marketing offices in Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France.

Kathleen moved on from her role with Agora in 2007 and launched her Live and Invest Overseas group in 2008. In the years since, she has built Live and Invest Overseas into a successful, recognized, and respected multi-million-dollar business that employs a staff of 35 in Panama City and dozens of writers and other resources around the world.

Kathleen has been quoted by The New York Times, Money magazine, MSNBC, Yahoo Finance, the AARP, and beyond. She has appeared often on radio and television (including Bloomberg and CNBC) and speaks regularly on topics to do with living, retiring, investing, and doing business around the world.

In addition to her own daily e-letter, the Overseas Opportunity Letter, with a circulation of more than 300,000 readers, Kathleen writes regularly for U.S. News & World Report and Forbes.

Her newest book, "How to Retire Overseas: Everything You Need to Know to Live Well (for Less) Abroad," published by Penguin Random House, is the culmination of decades of personal experience living and investing around the world.

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