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Who Retires To Belize

Kathleen Peddicord by Kathleen Peddicord
Jun 13, 2012
in Retirement/Living
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English speaking Belize and pristine beaches Belize
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The 5th R, 2012 Survival Parties, And Aunt Bee On The Run

Friend Peter Zipper, President of Caye Bank in Belize, describes the people he meets on Ambergris Caye, the Caribbean island that lies just offshore from this country’s mainland coast, like this:

“Walk down the street on Ambergris,” Peter says, “and you hear the music of the Boomers all around–the Beatles, the Rolling Stones, Janis Joplin…

“These folks, the Baby Boomers, they had a great time in the 1960s…listening to their music, growing their hair long, and getting stoned all the time…

“Then they became the most boring people on the planet. They made a lot of money…by ignoring everything but hard work.

“Now they’re looking to reclaim their lives. They’re finding their way, in retirement, in bigger and bigger numbers, to places like Belize…where they’re listening to their music again, growing their hair long again, and getting stoned all the time again.

“I’m joking about that last bit,” Peter is quick to add. “But my point is that Belize has what a lot of North American retirees are looking for at this point.”

Of course, as we discussed during our Live and Invest in Belize Conference in Belize City last week, it’s not only would-be retirees making their way to this English-speaking safe haven in fast-growing numbers right now.

In Belize last week for this event, I met and spoke with people of all ages and from all walks of life, including some nowhere near the retirement phase.

Lori Ann, for example. Lori Ann is a successful web designer from Northern California who is tired of the stress and the cost of life in that part of the world. Her plan is to move to Belize and to bring her very portable business with her.

And Joe from Chicago. Joe is decades from retirement age. He spent time on Ambergris Caye before the conference and then returned after the program to look seriously at business opportunities he has identified on the island.

Joe is in insurance, but he has been ready for a change for a long time. This trip and this conference were just the boost he needed, he told me, to motivate him to take action.

Gina and her sister Deborah were in Belize to help their parents find a place outside the United States where they could move, if they decided they need to, in a pinch. Their dad is in his 80s and has some health challenges, and the daughters are helping him and their mom check out possibilities for places where they could live or spend time on a controlled budget. They like Belize because everyone speaks English and also because of the asset protection advantages the country offers.

What else went on in Belize City last week? We heard from 27 speakers in all, including international asset protection attorney Joel Nagel. As Joel explained:

“Just like Belize, the United States has bank secrecy laws, too. Here’s how it goes in the U.S.: Your bank is required to give your personal information to the IRS…but to keep the process a secret from you. That’s U.S. bank secrecy law. It’s like the world of the Mad Hatter.”

Joel continued:

“Interest in foreign residency and expatriation has escalated dramatically during the last five years. A little old lady came to talk to me recently to tell me that she was seriously considering expatriating. This really took me by surprise because she reminded me of my grandmother…or Aunt Bee from “The Andy Griffith Show.” It made me realize how much things are changing and how quickly. It used to be that 200 to 300 Americans expatriated each year. More than 8,000 Americans expatriated last quarter…”

American expat Phil Hahn, who lives part-time in Belize, shared insights into life in this frontier land:

“In Belize,” Phil explained, “when people say ‘ATM,’ they aren’t referring to a cash machine. They are referring to Actun Tunichal Muknal, a spectacular place in Cayo. To get there you need to hike through the forest. Next you swim into a cave and then spelunk to get to it. It is amazing and unique in the world. Other countries would not let you visit such a place without restriction or a guide. There are Mayan artifacts everywhere. But here in Belize, the place is open for everyone to explore.”

We remind you often of the 4 R’s of Belize–reef, ruins, rivers, and rain forest. Expat Amma Carey told the group last week about Belize’s fifth R:

“The fifth R is for rum! Try the 5 Barrel,” Amma recommended. “You can get it in duty free at the airport for US$11.”

The Mayans are an important and respected part of Belizean culture and history. They believe, of course, that 2012 is going to be the end of the world. Attendees asked Steve Hack, a British expat living full-time in Belize, formerly in Belize with the British military, what he thinks will happen.

“I expect it will be stretched out into an extended holiday season,” Jungle Steve explained. “There will be a party to prepare for the end of the world, a party when the world is supposed to end, and an I Survived The End Of The World party…”

Kathleen Peddicord

Continue Reading: The Best Retirement Destination For Single Women Overseas

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Kathleen Peddicord

Kathleen Peddicord

Kathleen Peddicord has covered the live, retire, and do business overseas beat for more than 30 years and is considered the world's foremost authority on these subjects. She has traveled to more than 75 countries, invested in real estate in 21, established businesses in 7, renovated historic properties in 6, and educated her children in 4.

Kathleen has moved children, staff, enterprises, household goods, and pets across three continents, from the East Coast of the United States to Waterford, Ireland... then to Paris, France... next to Panama City, where she has based her Live and Invest Overseas business. Most recently, Kathleen and her husband Lief Simon are dividing their time between Panama and Paris.

Kathleen was a partner with Agora Publishing’s International Living group for 23 years. In that capacity, she opened her first office overseas, in Waterford, Ireland, where she managed a staff of up to 30 employees for more than 10 years. Kathleen also opened, staffed, and operated International Living publishing and real estate marketing offices in Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France.

Kathleen moved on from her role with Agora in 2007 and launched her Live and Invest Overseas group in 2008. In the years since, she has built Live and Invest Overseas into a successful, recognized, and respected multi-million-dollar business that employs a staff of 35 in Panama City and dozens of writers and other resources around the world.

Kathleen has been quoted by The New York Times, Money magazine, MSNBC, Yahoo Finance, the AARP, and beyond. She has appeared often on radio and television (including Bloomberg and CNBC) and speaks regularly on topics to do with living, retiring, investing, and doing business around the world.

In addition to her own daily e-letter, the Overseas Opportunity Letter, with a circulation of more than 300,000 readers, Kathleen writes regularly for U.S. News & World Report and Forbes.

Her newest book, "How to Retire Overseas: Everything You Need to Know to Live Well (for Less) Abroad," published by Penguin Random House, is the culmination of decades of personal experience living and investing around the world.

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