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Why Americans Are Retiring Overseas

Kathleen Peddicord by Kathleen Peddicord
Jun 18, 2014
in Retirement/Living
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A lady on a beach under the sun knows that "retire overseas" is shorthand for the opportunity on the table.
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“Nobody Can Retire In New York On Social Security”

In the past three days, I’ve been interviewed four times, including twice this morning, first live by WNYC’s Brian Lehrer, then later by The Miami Herald.

Is this retire-overseas thing a trend, the interviewers have wanted to know…and, if so, why.

Yes, this is a trend. A trend that is gaining momentum, expanding quickly, and bound to continue for years to come.

Why? Because of a perfect storm of circumstances.

First, this generation of retirees is different from every generation of retirees that has preceded it—better educated, better traveled, and healthier. Being better educated and better traveled, they are also more open-minded.

Second, this is the Internet Age, meaning this generation has access to more information than any generation before it and can investigate retirement options, including ones overseas, with a few clicks of a mouse.

Third, as one Manhattan listener who called in to the Brian Lehrer Show this morning put it:

“Nobody can retire in New York on Social Security.”

That’s the unfortunate reality for an awful lot of American retirees, not only in New York, but across the United States.

Take your Social Security income global, though, and it’s a new ballgame.

Lief and I shared a couple of bottles of wine last night with a couple of readers in Panama City to finalize their residency visas. This Florida couple has spent the past two years or so formulating their own “let’s take our retirement global” plan. They’ve opened a bank account in Belize. They’ve invested in two rental properties in Panama using IRA funds. They’re establishing residency in Panama. Will they relocate to this country full time…and, if they do, where specifically will they base themselves? These are the questions they’re addressing now.

“I enjoy the highlands,” the husband commented. “I love the Pacific coast,” replied the wife…

With open minds, they’ve embracing the adventure of creating a new life from whole cloth.

And they’re hardly alone.

It’s a trend.

Kathleen Peddicord

P.S. The interviewer from The Miami Herald I spoke with this morning is interested in speaking with a retiree from south Florida who has or who is considering relocating to Latin America. Specifically, the reporter would like to connect with a Latino who moved to south Florida at some point but who is looking to return to his (or her) Latin American home country for retirement. If you fit the description and wouldn’t mind sharing your story with readers of The Miami Herald, get in touch here.

Continue reading: Top Retirement Choices In The Caribbean

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Tags: Americans Retiring OverseasBrian LehrerCheapest Places In The World To RetireRetire On Social SecurityWhy Retire Overseas?WNYC
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Kathleen Peddicord

Kathleen Peddicord

Kathleen Peddicord has covered the live, retire, and do business overseas beat for more than 30 years and is considered the world's foremost authority on these subjects. She has traveled to more than 75 countries, invested in real estate in 21, established businesses in 7, renovated historic properties in 6, and educated her children in 4.

Kathleen has moved children, staff, enterprises, household goods, and pets across three continents, from the East Coast of the United States to Waterford, Ireland... then to Paris, France... next to Panama City, where she has based her Live and Invest Overseas business. Most recently, Kathleen and her husband Lief Simon are dividing their time between Panama and Paris.

Kathleen was a partner with Agora Publishing’s International Living group for 23 years. In that capacity, she opened her first office overseas, in Waterford, Ireland, where she managed a staff of up to 30 employees for more than 10 years. Kathleen also opened, staffed, and operated International Living publishing and real estate marketing offices in Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France.

Kathleen moved on from her role with Agora in 2007 and launched her Live and Invest Overseas group in 2008. In the years since, she has built Live and Invest Overseas into a successful, recognized, and respected multi-million-dollar business that employs a staff of 35 in Panama City and dozens of writers and other resources around the world.

Kathleen has been quoted by The New York Times, Money magazine, MSNBC, Yahoo Finance, the AARP, and beyond. She has appeared often on radio and television (including Bloomberg and CNBC) and speaks regularly on topics to do with living, retiring, investing, and doing business around the world.

In addition to her own daily e-letter, the Overseas Opportunity Letter, with a circulation of more than 300,000 readers, Kathleen writes regularly for U.S. News & World Report and Forbes.

Her newest book, "How to Retire Overseas: Everything You Need to Know to Live Well (for Less) Abroad," published by Penguin Random House, is the culmination of decades of personal experience living and investing around the world.

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