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        Top Destinations:

        Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

        • Spain
        • Portugal
        • Panama
        • Belize
        • Colombia
        • Cyprus
        • Mexico
        • France
        • Montenegro
        • Browse All Countries

        Best For:

        • The Best Places To Retire
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        • Safest Places For Retirement
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      • Budgets

        How Much Will It Cost You To Live Overseas?

        The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

        Super Cheap

        • Chitré, Panama
        • Santa Marta, Colombia
        • Phuket, Thailand
        • Dumaguete, The Philippines

        Cheap

        • Medellin, Colombia
        • Boquete, Panama
        • Kyrenia, Cyprus
        • Hua Hin, Thailand
        • The Algarve, Portugal

        Affordable

        • Valencia, Spain
        • Cascais, Portugal
        • Las Terrenas, The DR
        • Pisa, Italy
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          Buying Real Estate For Cashflow

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          PANAMA CITY, PANAMA

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          VIRTUAL

          July 17-19, 2025

          Valencia, Spain

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        LIVE AND INVEST IN PANAMA

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          Home In Focus: Panama

          Why I Picked Panama

          by Kathleen Peddicord
          Oct 15, 2023
          in In Focus: Panama, Real Estate
          0 0
          Los Islotes Azuero Peninsula. retirement pick Panama

          In 2008, my husband Lief Simon and I made the most important investment of our lives. After having scouted the globe, we made an offer on a piece of land on Panama’s Veraguas coast.

          It was an oceanside finca known as Los Islotes. We recognized Los Islotes as unique… on the Azuero Peninsula, in Panama, and in the world. Its natural beauty is undeniable.

          The extraordinary setting is what drew us here 15 years ago, and it’s what we appreciate most about this still undiscovered spot today.

          Los Islotes is a private oasis spread over 225 acres. Every owner is guaranteed plenty of elbowroom.

          And, while most beach properties only reward owners along the coast, the community here is being developed across mountainsides that afford most every home views across the Pacific Ocean.

          In addition to the rolling hills, this property stands out for its water features. Los Islotes takes its name from the set of small islands just offshore…

          Onshore is an elevated point of land with rocky cliffs. The view from the spot is exalting…

          On either side of the point are our two separate and very different beaches. On one side, you have a wide, blue-pebble beach. Thanks to the dramatic waves, this is where you’ll find the surfers…

          This long uninterrupted stretch of coast is also ideal for sunbathing, horseback riding, and romantic walks.

          Panama Jacks in Los Islotes, Azuero. pick Panama
          Live And Invest Overseas

          Just back from the ocean is our Panama Jack’s Beach Bar where owners and guests meet for cocktails, cookouts, and great company…

          Our other, second beach is one of Mother Nature’s most mysterious creations.

          Thanks to the water flowing between the rocky precipice and one of the islands, the waves here are gentle and flowing… and the sand is powder soft. This is where kids come to play in the water and build sandcastles in the sheltered cove…

          Get Your Free Panama Report Today!

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            Sunset under the Azuero Peninsulas’ Los Islotes

            At low tide you can walk across the sandbar to the biggest island off our coast. This is an ideal spot for a picnic. This sandbar has helped to create a brackish lagoon that runs alongside the community.

            This clear, shallow water is perfect for watersports. You can launch your kayak or paddle board from our Mango Village neighborhood where we’ve installed a small pier…

            On top of all that, this dramatic coastline is one of the few places in Panama where you can watch the sun set over the water…

            Lief and I have built a family home at Los Islotes. For us, this is a forever home base…

            Our vision for Los Islotes has been to build a home for ourselves and our children in a place where our neighbors share our ideas about what’s important and interesting… and where we’re all able to embrace the best of Mother Nature while also enjoying the comforts and conveniences of top-end 21st-century living.

            At last, thanks to nearly 15 years of effort, Los Islotes is now as comfortable as it is beautiful.

            The gorgeous natural setting of Los Islotes can act as an escape from the world, but that doesn’t mean we’re roughing it out here.

            Our teams continue infrastructure and construction projects. We’ve installed underground electricity, water, and fiber optic internet…

            Our Equestrian Centre is another important part of our vision for Los Islotes. Our stable plan features a grand central social area with a bar.

            Beams for the stables have been hewn in our woodshop onsite. Positioning them at the top of the two-story structure was no easy feat.

            We’re also building model homes…

            Get Your Free Panama Report Today!

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              A person standing on a beach during sunset in Los Islotes, Panama

              Our long-term vision for Los Islotes incorporates a Town Square with a church and a Student Center with a library. This year we inaugurated a little museo.

              We are committed to preserving and shining a light on the fascinating history and culture of this little-known Veraguas coast…

              From the start, our objective has been to create a place where we and our neighbors can live independently while also connecting with and contributing to the local community we’re now proud to be part of…

              I’m pleased to be able to say that, at last, the Los Islotes we’ve long imagined is coming to life.

              Lief and I have bought property in 24 countries. These are all places where we have both enjoyed spending time and realized good returns on our investments.

              Los Islotes is all that… and much more.

              At Los Islotes, we’re not getting in and getting out, and we’re not simply holding on for capital appreciation. We’re committing personally and long-term.

              When you scan the world map in search of good options for where to grow your wealth, protect your assets, and conduct your business, you realize that Panama sits at the top of the list.

              Look closely at Panama, and you see a clear path of progress. Pacific coastal property in this country has been developed from just outside the capital city westward.

              The Azuero Peninsula sits smack dab in this path…

              Aerial view of Los Islotes, Azuero. Pick Panama
              Live And Invest Overseas

              Why We Picked Panama

              When Lief set out 15 years ago to find The Next Big Thing In Panama, he focused his search on this peninsula for this reason.

              Lief and I have been watching what’s going on in the world and, especially, back in the States, just like everybody else.

              What will happen with the U.S. economy, U.S. investment markets, and the U.S. dollar long-term? What about debt, health care, and Social Security… not to mention the next presidential election…

              We’re Americans, so this is our frame of reference, and, given everything that’s playing out in real time right now, our thoughts can’t help but turn to things like safe haven and escape. We’ve looked carefully at the options, and we’ve decided that, big picture, all things considered, for us, Panama is the answer.

              Specifically, the 1 kilometer of coastline at Los Islotes and the 225 acres that it fronts are our safety net.

              Panama… especially its emerging Veraguas coast… is capturing the attention of big names with deep pockets who are making serious and long-term plans.

              This is because Panama is one of the most appealing markets in the world right now, its economy successfully side-stepping whatever nonsense the rest of the world gets up to, its future brighter than ever.

              And the western shore of its Azuero Peninsula is Panama’s next big thing.

              Los Islotes is this Sunset Coast’s gold standard private residential community.

              Until next time,

              Kathleen Peddicord signature

              Kathleen Peddicord

              Founding Publisher, In Focus: Panama

              P.S. I’ve spent some 30 years traveling to far-flung corners of the globe on my mission to identify the world’s best places to live and invest overseas… and it’s Panama I choose to call home…

              Find out why when you come join me in Panama City, Panama for the 2024 Live And Invest In Panama Conference.

              This conference has been designed to give you the expert information and insider access that you need to live and invest in Panama—as successfully and as hassle-free as can be.

              Taking place from Jan. 17–19, 2024, this will be a high-energy, full-throttle three days… but it will be a whole lot of fun too. Get your new year and your new life overseas off to the best possible start when you accept your invitation to join us in Panama today.

              Tags: 'invest in panama''Los Islotes'
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              Kathleen Peddicord

              Kathleen Peddicord

              Kathleen Peddicord has reported on opportunities for Americans to live, retire, and do business overseas for 40 years. She has traveled to more than 75 countries, invested in real estate in 24, established businesses in 7, renovated and built properties in 6, and educated her children in 5.

              Kathleen has moved children, staff, enterprises, household goods, and pets from the east coast of the United States to Waterford, Ireland, then to Paris, France, and finally to Panama City, Panama, where she has based her Live And Invest Overseas business. Peddicord and her husband, Lief Simon, now divide their time between Panama and Paris.

              Peddicord was a partner with Agora Publishing’s International Living group for 23 years. She opened, staffed, and operated International Living publishing and real estate marketing offices in Waterford, Ireland; Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France. Peddicord launched Live And Invest Overseas group in 2008 and has built it into a successful multimillion-dollar business. Today, she shares her firsthand experience of expat life with more than 500,000 readers of her publications, including Overseas Opportunity Letter and Overseas Living Letter.

              Kathleen has been featured often in The New York Times, MSNBC, AARP, CNN, Bloomberg, CNBC, and more and writes monthly about expat matters, international real estate, and offshore diversification for Forbes and U.S. News.

              Kathleen has written several books including the memoirs “At Home In Ireland” and “At Home At Los Islotes” and her latest title “At Home Abroad,” all published by Lahardan Books. Her best-selling "How To Retire Overseas: Everything You Need To Know To Live Well (For Less) Abroad” was published by Penguin Random House in 2018 and her “Buying Real Estate Overseas For Cash Flow (And A Better Life)” was published by Wiley in August 2020.

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                    HOME

                    Top Countries

                    • Spain
                    • Portugal
                    • Panama
                    • Belize
                    • Colombia
                    • Cyprus
                    • Mexico
                    • France
                    • Montenegro

                    Best For:

                    • Health Care Abroad
                    • Retirement Living
                    • Cost Of Living
                    • Investing in Real Estate
                    • Establishing Residency
                    • Gun Ownership
                    • English Speakers
                    • Safety
                    BROWSE ALL COUNTRIES

                    Budgets

                    How Much Will It Cost
                    To Live Overseas?

                    Super Cheap

                    • Chitré, Panama
                    • Santa Marta, Colombia
                    • Phuket, Thailand
                    • Dumaguete, The Philippines

                    Cheap

                    • Medellin, Colombia
                    • Boquete, Panama
                    • Kyrenia, Cyprus
                    • Hua Hin, Thailand
                    • The Algarve, Portugal

                    Affordable

                    • Valencia, Spain
                    • Cascais, Portugal
                    • Las Terrenas, The DR
                    • Pisa, Italy
                    • La Rochelle, France
                    • Mazatlán, Mexico

                    Luxury

                    • Ambergris Caye, Belize
                    • Kotor, Montenegro
                    • The Panama City Beaches
                    • Paris, France

                    Resources

                    Global Living

                    • Living & Retiring Overseas
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