Live and Invest Overseas
Panama: The #1 Retirement Haven In The Americas FREE Report

FREE REPORT: LIVE AND INVEST IN PANAMA






    We Value Your Privacy! We will not share your email address with anyone else, period.
    • Home
    • Countries

      Top Destinations:

      Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

      • Spain
      • Portugal
      • Panama
      • Belize
      • Colombia
      • Cyprus
      • Mexico
      • France
      • Montenegro
      • Browse All Countries

      Best For:

      • The Best Places To Retire
      • Health Care Abroad
      • Cost Of Living
      • Investing in Real Estate
      • Establishing Residency
      • Gun Laws In The World
      • English-Speaking Countries
      • Safest Places For Retirement
      • Best Places In Latin America
    • Budgets

      How Much Will It Cost You To Live Overseas?

      The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

      Super Cheap

      • Chitré, Panama
      • Santa Marta, Colombia
      • Phuket, Thailand
      • Dumaguete, The Philippines

      Cheap

      • Medellin, Colombia
      • Boquete, Panama
      • Kyrenia, Cyprus
      • Hua Hin, Thailand
      • The Algarve, Portugal

      Affordable

      • Valencia, Spain
      • Cascais, Portugal
      • Las Terrenas, The DR
      • Pisa, Italy
      • La Rochelle, France
      • Mazatlán, Mexico

      Luxury

      • Ambergris Caye, Belize
      • Kotor, Montenegro
      • The Panama City Beaches
      • Paris, France
    • Resources

      Global Living

      • Living & Retiring Overseas
      • Raising A Family Abroad
      • Foreign Residency & Citizenship
      • Offshore & Diversification

      Making Money

      • International Real Estate
      • Banking
      • Employment
      • Investing

      Follow Us:

      • Meet Our Experts
    • Real Estate

      Join our Weekly Newsletter
      Overseas Property Alert

      Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






        We Value Your Privacy! We will not share your email address with anyone else, period.

        Buying Real Estate For Cashflow

        • Discover tips and strategies used by global property investing veterans

        Explore Our Latest Posts

        • Learn how to invest and purchase property abroad…

        Go To The Overseas Property Alert Site

        • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
      • Conferences

        Upcoming Events

        • Explore Our Events Site

        International Property Summit

        Caribbean Virtual Conference

        Live and Invest In Spain Conference

        PANAMA CITY, PANAMA

        June 18-20, 2025

        VIRTUAL

        July 17-19, 2025

        Valencia, Spain

        Sep. 17-19, 2025

        LEARN MORE
        LEARN MORE
        PRE-REGISTER
        LEARN MORE
        PRE-REGISTER
        • MORE EVENTS

        Contact Our Events Team

        Toll-Free U.S. and Canada:
        1 (888) 627 8834
        From Outside North America:
        1 (443) 599 1221
        Working Hours
        Monday – Friday 08:00 am – 17:00 pm EST.

        Reach us with your questions by email at: events@liveandinvestoverseas.com

      • Store

        Unlock The World

        • Access Your Library

        Overseas Havens Reports

        • Expats' comprehensive destination guides

        Conference Kits

        • Hours of coverage  from our latests conferences

        Lahardan Books

        • Titles on living and investing around the world
        • Explore Our Store
        Your passport to a life well-lived abroad

        Services

        overseas living letter offers affordable retirement guidance
        The Simon Letter Wealth Protection Insights
        Global Property Advisor Global Investment Opportunities

        Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

      • My Library
      Live and Invest Overseas
      • Home
      • Countries

        Top Destinations:

        Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

        • Spain
        • Portugal
        • Panama
        • Belize
        • Colombia
        • Cyprus
        • Mexico
        • France
        • Montenegro
        • Browse All Countries

        Best For:

        • The Best Places To Retire
        • Health Care Abroad
        • Cost Of Living
        • Investing in Real Estate
        • Establishing Residency
        • Gun Laws In The World
        • English-Speaking Countries
        • Safest Places For Retirement
        • Best Places In Latin America
      • Budgets

        How Much Will It Cost You To Live Overseas?

        The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

        Super Cheap

        • Chitré, Panama
        • Santa Marta, Colombia
        • Phuket, Thailand
        • Dumaguete, The Philippines

        Cheap

        • Medellin, Colombia
        • Boquete, Panama
        • Kyrenia, Cyprus
        • Hua Hin, Thailand
        • The Algarve, Portugal

        Affordable

        • Valencia, Spain
        • Cascais, Portugal
        • Las Terrenas, The DR
        • Pisa, Italy
        • La Rochelle, France
        • Mazatlán, Mexico

        Luxury

        • Ambergris Caye, Belize
        • Kotor, Montenegro
        • The Panama City Beaches
        • Paris, France
      • Resources

        Global Living

        • Living & Retiring Overseas
        • Raising A Family Abroad
        • Foreign Residency & Citizenship
        • Offshore & Diversification

        Making Money

        • International Real Estate
        • Banking
        • Employment
        • Investing

        Follow Us:

        • Meet Our Experts
      • Real Estate

        Join our Weekly Newsletter
        Overseas Property Alert

        Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






          We Value Your Privacy! We will not share your email address with anyone else, period.

          Buying Real Estate For Cashflow

          • Discover tips and strategies used by global property investing veterans

          Explore Our Latest Posts

          • Learn how to invest and purchase property abroad…

          Go To The Overseas Property Alert Site

          • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
        • Conferences

          Upcoming Events

          • Explore Our Events Site

          International Property Summit

          Caribbean Virtual Conference

          Live and Invest In Spain Conference

          PANAMA CITY, PANAMA

          June 18-20, 2025

          VIRTUAL

          July 17-19, 2025

          Valencia, Spain

          Sep. 17-19, 2025

          LEARN MORE
          LEARN MORE
          PRE-REGISTER
          LEARN MORE
          PRE-REGISTER
          • MORE EVENTS

          Contact Our Events Team

          Toll-Free U.S. and Canada:
          1 (888) 627 8834
          From Outside North America:
          1 (443) 599 1221
          Working Hours
          Monday – Friday 08:00 am – 17:00 pm EST.

          Reach us with your questions by email at: events@liveandinvestoverseas.com

        • Store

          Unlock The World

          • Access Your Library

          Overseas Havens Reports

          • Expats' comprehensive destination guides

          Conference Kits

          • Hours of coverage  from our latests conferences

          Lahardan Books

          • Titles on living and investing around the world
          • Explore Our Store
          Your passport to a life well-lived abroad

          Services

          overseas living letter offers affordable retirement guidance
          The Simon Letter Wealth Protection Insights
          Global Property Advisor Global Investment Opportunities

          Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

        • My Library
        Live and Invest Overseas
         Free Panama Guide

        LIVE AND INVEST IN PANAMA

        view of the skyline in Panama City, Panama,

        WORLD’S #1 RETIREMENT HAVEN
        IN THE AMERICAS

        Simply sign up to receive the FREE daily e-letter, Overseas Opportunity Letter plus our In Focus: Panama newsletter and we’ll immediately email you our editors’ latest research report… absolutely FREE






          We Value Your Privacy! We will not share your email address with anyone else, period.

          Home Countries Panama

          Security, Opportunity, And Ocean Sunsets

          by Geraldine Gonzalez
          Jan 04, 2024
          in Panama
          0 0
          Green meadow with amazing view of tropical beach by the Pacific Ocean

          AdobeStock/helivideo

          Although firmly on the map as a world-class retirement haven, parts of Panama are still relatively undiscovered.

          The country’s Veraguas Province is one such place.

          It sits on the Azuero Peninsula, and its western coast is one of the few places in Panama from which you can watch the sun set over the ocean. And it’s here, in the town of Torio, that Canadian couple Ralph and Nataliya have settled into expat life and opened a new business.

          Get Your Free Panama Report Today!

          Simply enter your email address below and we'll send you our FREE REPORT - Live And Invest In Panama: The #1 Retirement Haven In The Americas. 






            We Value Your Privacy! We will not share your email address with anyone else, period.

            So, just how did they come to find this little corner of Panama?

            Ralph explains…

            “I actually discovered it by accident…

            “My parents were nearing retirement age. They went to Florida and didn’t like it. So I did a Google search and Panama came up as one of the top three retirement destinations in the world.

            “It was the closest of the options to Toronto and had direct flights. Plus, it had the U.S. dollar, security, economy, and all the other pluses that Panama has going for it.

            “I planned a 15-day relocation tour with my parents. We got a rental car, GPS, and an itinerary with five stops from Pedasí to Volcán, Boquete… all over.

            “Torio, Panama, was not on the schedule, but we had to stop in Santiago for two days on our way to Boquete. I looked at the GPS, saw the ocean, and decided to take a drive…

            “This part of Panama is beautiful for its ocean sunsets. I fell in love with it but continued the itinerary.

            Get Your Free Panama Report Today!

            Simply enter your email address below and we'll send you our FREE REPORT - Live And Invest In Panama: The #1 Retirement Haven In The Americas. 






              We Value Your Privacy! We will not share your email address with anyone else, period.

              “When I asked why Torio wasn’t part of the itinerary, I was told that it wasn’t developed and there was nothing to see there.

              “On the contrary, I saw it as a good opportunity to come to this area because when it’s less developed, the price is better than other areas, and it also gives you the opportunity to do business because there’s less competition.

              “I saw there were a lot of hostels and small places to stay but nothing when it came to luxury, so I saw that as my opening.

              “My parents didn’t end up moving to Panama, but I did. I bought a piece of property and opened my luxury hotel—The Casa Blanca Inn.”

              Expat Life In Panama

              In the years they’ve been here, Ralph and Nataliya have seen some changes…

              “Right now, the population is a bit small, and there isn’t a diverse selection of restaurants, grocery stores, and amenities, yet,” says Ralph. “But I can see that already starting to change…

              “A new gas station opened in Torio a few months ago, and there are plans for a new grocery store.

              “As those things develop, it’ll have a snowball effect. More people will come, more amenities will come, and in the long-term, it’ll be better for everybody.

              “There’s talk about a pharmacy and clinic, maybe coming next year. Ever since the new road went through, a lot of things have been improving.

              Get Your Free Panama Report Today!

              Simply enter your email address below and we'll send you our FREE REPORT - Live And Invest In Panama: The #1 Retirement Haven In The Americas. 






                We Value Your Privacy! We will not share your email address with anyone else, period.

                “When we first moved here, there wasn’t any internet. Now the internet has enabled a younger demographic who can work remotely to come down. And I heard that there’s going to be a new high-speed fiber optic system.

                “Everything is being upgraded.”

                When it came to settling into the community, it was pretty smooth-sailing for the family.

                “I’m still learning Spanish,” says Ralph. “Ninety-nine percent of the Panamanians that come to the hotel speak English, and they always want to practice. Though I want to practice my Spanish, I always put my guests first. My 10-year-old son goes to the local school and is learning Spanish, so he’s my teacher.”

                “The community overall is very nice; the Panamanians and the expats alike are very friendly,” adds Nataliya.

                “There’s a lot to like here… Nature, quiet, clean air, the ocean breeze…

                “We’ve created what feels like family with the people around us. Our maids have kids, and we’re always giving them homemade baking, leftovers, or whatever our son is not using… decent clothes, toys, and good food.

                “We just tend to share with everybody, and that’s reciprocated. We have a maid who knew that Ralph liked traditional Panamanian corn tortillas, so she made them from scratch and brought them.

                “We didn’t expect it… it gives us a feeling of unity, like a big family.”

                On the subject of safety, the couple had this to say:

                “There is small, petty theft, but personally, we have many people that work for us in construction and workers around us all the time… our gate is unlocked, and nobody ever takes anything.

                “The first few nights I didn’t sleep too well because I didn’t know how secure the area was, but after a while, I realized it’s safer in Torio than in Toronto and felt totally at ease…”

                Sincerely,

                Geraldine Gonzalez

                Contributor, Panama Letter

                Get Your Free Panama Report Today!

                Simply enter your email address below and we'll send you our FREE REPORT - Live And Invest In Panama: The #1 Retirement Haven In The Americas. 






                  We Value Your Privacy! We will not share your email address with anyone else, period.
                  Tags: 'Expat Life''living in panama'At Home Abroadlive overseasmove overseasPanama
                  Share103Tweet59
                  Geraldine Gonzalez

                  Geraldine Gonzalez

                  Panama-born Geraldine experienced the expat life at a young age, spending seven years in Canada and eventually moving back to Panama. Her love for writing and exploring different cultures set her on the path of roaming the skies as a flight attendant for three years before settling down to focus on her writing aspirations. She became a part of the LIOS family last year and is learning the ropes as our resident Junior Copywriter. An adventure-seeker at heart, she’s made it her mission to get to know every inch of her native country and is taking us along for the ride through her contributions to In Focus: Panama.

                  Get Your Free Panama Report Today!
                  Simply enter your email address below and we'll send you our FREE REPORT – Live And Invest In Panama: The #1 Retirement Haven In The Americas.

                  We Value Your Privacy! We will not share your email address with anyone else, period.
                  Our Expertise Unlocks The World

                  quick links

                  • Best Places To Live
                  • Best Places To Retire
                  • Finding A Job Overseas
                  • Real Estate

                  LIOS Resources

                  • New To LIOS
                  • Ask An Expert
                  • Media Center
                  • Contact Us
                  • FAQs
                  the 10 best places to retire in 2025
                  Sign up for our free daily e-letter, Overseas Opportunity Letter, and get your FREE REPORT: The 10 Best Places To Retire Overseas In 2025






                    We Value Your Privacy! We will not share your email address with anyone else, period.

                    As seen in

                    US Media Logos

                    © 2008 – Live and Invest Overseas™ – All Rights Reserved.

                    About Us / Contact Us / Privacy Policy / Terms / Unsubscribe
                    Facebook-f X-twitter Youtube Linkedin-in Instagram

                    Welcome Back!

                    Login to your account below

                    Forgotten Password?

                    Retrieve your password

                    Please enter your username or email address to reset your password.

                    Log In

                    Sign up to receive the FREE daily e-letter, Overseas Opportunity Letter and we’ll immediately email you our editors’ latest research report…

                    BEST PLACES TO RETIRE 

                    FREE REPORT:






                      We Value Your Privacy! We will not share your email address with anyone else, period.

                      Sign up for FREE and learn how to live the good life on a modest budget, find bargain property, and more. Plus, check out our free report on the 10 BEST PLACES TO RETIRE.

                      RETIRE OVERSEAS AND LIVE LIKE ROYALTY






                        We Value Your Privacy! We will not share your email address with anyone else, period.
                        HOME

                        Top Countries

                        • Spain
                        • Portugal
                        • Panama
                        • Belize
                        • Colombia
                        • Cyprus
                        • Mexico
                        • France
                        • Montenegro

                        Best For:

                        • Health Care Abroad
                        • Retirement Living
                        • Cost Of Living
                        • Investing in Real Estate
                        • Establishing Residency
                        • Gun Ownership
                        • English Speakers
                        • Safety
                        BROWSE ALL COUNTRIES

                        Budgets

                        How Much Will It Cost
                        To Live Overseas?

                        Super Cheap

                        • Chitré, Panama
                        • Santa Marta, Colombia
                        • Phuket, Thailand
                        • Dumaguete, The Philippines

                        Cheap

                        • Medellin, Colombia
                        • Boquete, Panama
                        • Kyrenia, Cyprus
                        • Hua Hin, Thailand
                        • The Algarve, Portugal

                        Affordable

                        • Valencia, Spain
                        • Cascais, Portugal
                        • Las Terrenas, The DR
                        • Pisa, Italy
                        • La Rochelle, France
                        • Mazatlán, Mexico

                        Luxury

                        • Ambergris Caye, Belize
                        • Kotor, Montenegro
                        • The Panama City Beaches
                        • Paris, France

                        Resources

                        Global Living

                        • Living & Retiring Overseas
                        • Raising A Family Abroad
                        • Foreign Residency & Citizenship
                        • Offshore & Diversification

                        Making Money

                        • International Real Estate
                        • Banking
                        • Employment
                        • Investing
                        Meet Our Experts

                        Real Estate

                        Overseas Property Alert 

                         

                        How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams

                        VISIT SITE

                        Buying Real Estate For Cashflow

                         

                        Discover tips and strategies used by global property investing veterans

                        READ MORE

                        Explore Our Latest Posts

                         

                        Learn how to invest and purchase property abroad…

                        EXPLORE

                        Conferences

                        INTERNATIONAL PROPERTY SUMMIT

                        PANAMA CITY, PANAMA June 18-20, 2025
                        LEARN MORE

                        CARIBBEAN VIRTUAL CONFERENCE

                        VIRTUAL July 17-19, 2025
                        LEARN MORE
                        PRE-REGISTER

                        Live and Invest In Spain Conference

                        Valencia, Spain Sep. 17-19, 2025
                        LEARN MORE
                        PRE-REGISTER
                        MORE EVENTS

                        Contact Our Events Team:

                        Toll-Free U.S. and Canada:
                        1 (888) 627 8834

                        From Outside North America:
                        1 (443) 599 1221

                        Working Hours
                        Monday – Friday 08:00 am – 17:00 pm EST.

                        Reach us with your questions by email at: events@liveandinvestoverseas.com

                        Store

                        Overseas Havens Reports

                        • Expats' comprehensive destination guides

                        Conference Kits

                        • Hours of coverage  from our latests conferences

                        Lahardan Books

                        • Titles on living and investing around the world

                        Services

                        • Overseas Living Letter: Affordable Retirement Guidance
                        • The Simon Letter: Wealth Protection Insights
                        • Global Property Advisor: Global Investment Opportunitites
                        VISIT OUR STORE

                        Free Report

                        THE 10 BEST PLACES TO RETIRE IN 2025

                        FREE REPORT: The 10 Best Places To retire in 2025

                        Sign up to receive the FREE daily e-letter, Overseas Opportunity Letter and we’ll immediately email you our editors’ latest research report…






                          We Value Your Privacy! We will not share your email address with anyone else, period.

                          LIBRARY

                          Follow Us:

                          © 2008 - Live and Invest Overseas - All Rights Reserved.