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Home How to

How To Move Overseas And Launch Your New Life, Step 1

How To Retire Overseas In 3 Easy Steps

Kathleen Peddicord by Kathleen Peddicord
Dec 27, 2021
in How to, Lifestyle
0
Palm and tropical beach in Punta Cana, Dominican Republic

Adobe Stock/ValentinValkov

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Why… how… and where.

Those are the three big questions to answer as you consider the world map in the context of options and opportunities for improving your life.

As you’re a reader of these dispatches, I think we can take the “why” for granted.

You already understand that taking your life across borders can mean a richer, fuller, more adventure-filled future… including on a very modest budget.

The question for us here at Live And Invest Overseas isn’t why would one want to go overseas…

The focus for us is on how to make a plan for your reinvention…

And then, most fun of all, to help you daydream about where best to point your compass.

As we prepare to turn our calendar pages to a brand shiny New Year, it’s time to get serious.

Our editors have been working overtime identifying your best options for where to think about launching your new life in paradise.

More on our picks for the world’s top retirement havens for 2022 starting later this week.

Meantime today, I want to focus your attention on the how.

If you’ve been considering the idea of launching a new life in a new country, today is the day to start drafting your action plan for making that dream come true.

Here’s what you do:

Take out a piece of paper and a pen.

Go on. I’ll wait.

Now, find a comfortable chair and settle in.

Are you sitting back… feeling relaxed?

Now Make A List

Write down everything that’s important to you.

Consider all aspects of your life, big and small. What do you enjoy? What would you miss if it were gone from your life? What makes you crazy? What would you like never to have to deal with again?

Write it all down on your piece of paper.

Here… I’ll make some suggestions to get you going…

1. Think About The Weather

What do you prefer? Year-round sunshine? Four seasons? Low humidity? Minimal rainfall?

2. Consider Things Related To Infrastructure

How important to you are high-speed, reliable internet and cable TV?

3. Think About Health Care

Would you be comfortable being examined by a doctor who didn’t speak English? Do you have an existing health concern that could require emergency medical attention? In that case, it’s important to you to be within a, say, 20-minute drive of a First World hospital.

4. How Do You Like To Spend Your Free Time?

Do you like to surf? Boat? Fish, dive, play golf, garden, rumba..

Or are you more interested in gallery openings, live theater, foreign flicks, fine dining, and pleasure shopping?

Start Your New Life Today, Overseas

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5. Do You Like To Move Around?

That is, would your ideal life include lots of travel? In that case, you want to be within easy commuting distance of an international airport. We weren’t when we were living in Ireland, for example, and we regretted it every time we had to make the long drive from Waterford to Dublin for a flight.

6. How Do You Like To Eat?

In restaurants three or four nights a week? Or do you prefer to cook? If cooking is a passion and a pastime, a big and fully equipped kitchen is a priority.

Do you enjoy specialty cheeses and French butter when you bake? I do… and these things are not available everywhere on Earth.

7. Do You Intend To Invest In A Place To Live In Your New Home Overseas?

Then restrictions on foreign-ownership of property (if there are any… in most countries we report on and recommend, there are not) as well as the costs of buying and selling it (which can vary from a few percentage points to as much as 20% all in) are important to you.

8. Do You Want To Own A Car In Your New Home Overseas?

Usually, you’re better off if you don’t. But if you aren’t going to have a car of your own, the walkability of your locale and the accessibility of local public transportation become important.

9. Will You Want To Be Able To Return To The States To See Your Grandkids Often?

Then the cost of a round-trip ticket from where you’ll be living to where you want to visit is important.

10. Do You Intend To Live Full-Time In Your New Country?

Then the available options for establishing legal residency become key.

11. Do You Need Or Want To Generate An Income To Help Support Your New Adventure Overseas?

In this case, your best option can be to start a business, which is easier to do today than ever before in history. Maybe you could earn all you need from a laptop biz… meaning all you need is a reliable internet connection…

Or maybe you’re up for building something bigger. In that case, you care about things like the quality, diversity, and cost of the available local pool of labor and the country’s general doing-business climate.

12. Think About Exchange Rate Fluctuations

Will it bother you to have to pay attention to a fluctuating exchange rate between the currency of the place where you’re living and the currency your income or savings are denominated in? If so, maybe focus on places where they use the U.S. dollar (assuming that’s your home-base currency)… say, Panama or Ecuador, for example… or perhaps Belize, which pegs its dollar to the Greenback.

13. Would You Be Uncomfortable Living Among The Locals?

Would you prefer to minimize culture shock and avoid learning a new language if possible?

Or maybe that’s why you’re considering making a move in the first place—to add some exotic to your life.

14. What Would You Like To See From Your Bedroom Window Every Morning When You Wake Up?

The beach? A wildflower-covered hillside? A cityscape?

And what would you like to hear outside your bedroom window each night as you fall asleep?

That’s how you get started at this. You make a list.

Sincerely,
Kathleen Peddicord signature
Kathleen Peddicord
Founding Publisher, Overseas Opportunity Letter

Tags: 'Belize''Ecuador''invest overseas''retire'InvestLive abroadlive overseasMove abroadmove overseasPanamaretire abroad
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The Real Reason To Retire Overseas Is Purpose

Kathleen Peddicord

Kathleen Peddicord

Kathleen Peddicord has covered the live, retire, and do business overseas beat for more than 30 years and is considered the world's foremost authority on these subjects. She has traveled to more than 75 countries, invested in real estate in 21, established businesses in 7, renovated historic properties in 6, and educated her children in 4.

Kathleen has moved children, staff, enterprises, household goods, and pets across three continents, from the East Coast of the United States to Waterford, Ireland... then to Paris, France... next to Panama City, where she has based her Live and Invest Overseas business. Most recently, Kathleen and her husband Lief Simon are dividing their time between Panama and Paris.

Kathleen was a partner with Agora Publishing’s International Living group for 23 years. In that capacity, she opened her first office overseas, in Waterford, Ireland, where she managed a staff of up to 30 employees for more than 10 years. Kathleen also opened, staffed, and operated International Living publishing and real estate marketing offices in Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France.

Kathleen moved on from her role with Agora in 2007 and launched her Live and Invest Overseas group in 2008. In the years since, she has built Live and Invest Overseas into a successful, recognized, and respected multi-million-dollar business that employs a staff of 35 in Panama City and dozens of writers and other resources around the world.

Kathleen has been quoted by The New York Times, Money magazine, MSNBC, Yahoo Finance, the AARP, and beyond. She has appeared often on radio and television (including Bloomberg and CNBC) and speaks regularly on topics to do with living, retiring, investing, and doing business around the world.

In addition to her own daily e-letter, the Overseas Opportunity Letter, with a circulation of more than 300,000 readers, Kathleen writes regularly for U.S. News & World Report and Forbes.

Her newest book, "How to Retire Overseas: Everything You Need to Know to Live Well (for Less) Abroad," published by Penguin Random House, is the culmination of decades of personal experience living and investing around the world.

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