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    • Countries

      Top Destinations:

      Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

      • Spain
      • Portugal
      • Panama
      • Belize
      • Colombia
      • Cyprus
      • Mexico
      • France
      • Montenegro
      • Browse All Countries

      Best For:

      • The Best Places To Retire
      • Health Care Abroad
      • Cost Of Living
      • Investing in Real Estate
      • Establishing Residency
      • Gun Laws In The World
      • English-Speaking Countries
      • Safest Places For Retirement
      • Best Places In Latin America
    • Budgets

      How Much Will It Cost You To Live Overseas?

      The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

      Super Cheap

      • Chitré, Panama
      • Santa Marta, Colombia
      • Phuket, Thailand
      • Dumaguete, The Philippines

      Cheap

      • Medellin, Colombia
      • Boquete, Panama
      • Kyrenia, Cyprus
      • Hua Hin, Thailand
      • The Algarve, Portugal

      Affordable

      • Valencia, Spain
      • Cascais, Portugal
      • Las Terrenas, The DR
      • Pisa, Italy
      • La Rochelle, France
      • Mazatlán, Mexico

      Luxury

      • Ambergris Caye, Belize
      • Kotor, Montenegro
      • The Panama City Beaches
      • Paris, France
    • Resources

      Global Living

      • Living & Retiring Overseas
      • Raising A Family Abroad
      • Foreign Residency & Citizenship
      • Offshore & Diversification

      Making Money

      • International Real Estate
      • Banking
      • Employment
      • Investing

      Follow Us:

      • Meet Our Experts
    • Real Estate

      Join our Weekly Newsletter
      Overseas Property Alert

      Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






        We Value Your Privacy! We will not share your email address with anyone else, period.

        Buying Real Estate For Cashflow

        • Discover tips and strategies used by global property investing veterans

        Explore Our Latest Posts

        • Learn how to invest and purchase property abroad…

        Go To The Overseas Property Alert Site

        • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
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        Live and Invest In Spain Conference

        Offshore Wealth Summit

        Greece Workshop

        VALENCIA, SPAIN

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        PANAMA CITY, PANAMA

        Oct. 15-17, 2025

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        • Expats' comprehensive destination guides

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        • Hours of coverage  from our latests conferences

        Lahardan Books

        • Titles on living and investing around the world
        • Explore Our Store
        Your passport to a life well-lived abroad

        Services

        overseas living letter offers affordable retirement guidance
        The Simon Letter Wealth Protection Insights
        Global Property Advisor Global Investment Opportunities

        Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

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        Home How to

        The Secret To Being Happy In Your New Life Overseas

        How To Escape Inflation

        by Kathleen Peddicord
        Jun 05, 2022
        in How to, Lifestyle
        0 0
        Street in small town in Umbria Italy in summer. economy in italy

        Adobe Stock/shaiith

        When is the right time for you to make a move overseas?

        Right now.

        OK, I don’t know you personally, but I know some things about you.

        You’ve likely traveled overseas, and you’ve got good reasons for thinking you’d like to diversify beyond your own borders…

        Including, right now, soaring inflation and looming recession.

        You’ve likely even already created a short list of places where you think you might want to spend time and money…

        And in some of those places, I’d bet, your U.S. dollars stretch further than they ever have before in your lifetime.

        Right now you’re looking at rising costs at home… and soaring Greenback values overseas.

        So what are you waiting for?

        Perhaps the hold-up is an understandable fear of the unknown.

        I’ve been covering this beat for a long while… so please believe me when I tell you, based on personal experience speaking with literally thousands of people just like you considering the move I’m encouraging you to consider now…

        Odds are that your experiences overseas will be great.

        I receive emails… dozens every day… from readers getting in touch to share their personal stories.

        With only a few exceptions, those who’ve made this kind of a move… be they in their 80s or their 20s or somewhere in between… have done so successfully.

        Not that every experience has played out as planned. Au contraire…

        That’s not the point.

        Well… actually… maybe it is.

        A new life overseas isn’t something you plan so much as something you do. The circumstances of the experience will necessarily and organically evolve (that is, change) in real time.

        I grew up in Baltimore, Maryland.

        From an early age, I had two driving objectives:

        I wanted to be a writer… and I wanted to live in the Old World.

        My urge for going was never about escaping. I wasn’t running from but venturing off in search of.

        At the age of 22, fresh from university, I was lucky enough to fall in with an outfit that both shared and shaped my emerging worldview. For about a dozen years, according to their direction and in their company, I came and went from my home base in Baltimore often.

        When the group decided it wanted to establish a new base in Ireland, I saw my chance to finally make the leap overseas I’d long dreamed about.

        The Start Of My Overseas Adventure

        To Waterford I ventured. Then, from there, to Paris… then Panama City…

        In each place, in series, my family and I have been at home.

        When I left Baltimore, now some two-and-a-half decades ago, did I imagine that, 25 years hence, I’d be where I am today?

        No way.

        Maybe I should be embarrassed to admit that it was all an accident. Each decision each day led to more decisions the day after and on and on.

        When I loaded my 8-year-old daughter and our eight overweight suitcases onto the flight from Baltimore, Maryland, to Dublin, Ireland, years ago, did I envision that, seven years hence, Lief and I would be loading two children and our trappings onto a one-way flight from Waterford to Paris?

        Or that, four years after that, we’d all be shipping ourselves and our household from Paris to Panama?

        The truth? I never imagined any of it.

        I set off on my international living adventures before I was old enough to know myself well enough to understand either why I felt the urge to go or where I hoped to end up.

        I didn’t make a plan for my life overseas. I simply took off overseas.

        If I had it all to do over again, I’d employ the same non-strategy.

        Don’t get me wrong. I’m not arguing against planning. Plans are great. It’s just that I’ve found that plans don’t always lead where you expect. Better not to get too attached to them.

        In business, in investing, and in life, I’ve learned to let one step lead organically to the next.

        Success, then, can have a lot to do with how efficiently you’re able to filter your options.

        Start Your New Life Overseas Today!
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        Expanding your life to include living and investing overseas components is all about making choices…

        Should your second home in the sun be on a white-sand Caribbean beach or the crashing Pacific…

        Should your Old World adventure feature a French farmhouse… or one in Italy…

        Would you prefer to live among fellow expats or as part of the local community…

        Are you up for learning a new language… do you want to be able to travel back to the States regularly to visit family… do you need or want to earn an income to supplement whatever nest egg you have…

        How do you like to spend your Friday nights and your Sunday afternoons… what view would you enjoy most from your bedroom window every morning… would you like to be able to watch the sunset each evening…

        Do you want to live in the place full-time? In that case, options for establishing legal residency are important.

        If your priorities are more profit-focused than lifestyle, your decisions could have more to do with things like trying to time currency exchange rates (I recommend against it)… identifying markets where leverage is a possibility… and taking advantage of business incentives and investor tax breaks.

        These are all big questions with big implications and consequences. You want to weigh them and respect them.

        At the same time, don’t belabor them. And definitely don’t let yourself be mired down by them.

        Ready, fire, aim.

        If your first shot lands far from the imagined mark, adjust your sights and fire again.

        And who’s to say that the place where you didn’t intend to land isn’t precisely the place where you really ought to be?

        Making what can seem like colossal decisions, one after the other, gets easier with practice. The key is identifying and protecting your priorities.

        If I had to choose between a plan and a short list of what’s most important to me, I’d go with the list.

        The secret to being happy in your new life overseas isn’t sticking to the plan you’ve made for launching a new life overseas. It’s sifting out the choices that conflict with your priorities. Each decision leads to new options, which lead to more decisions…

        There’s no right or wrong way to go overseas. There’s the way that suits you.

        For me, so far, it’s been Baltimore, Waterford, Paris, Panama City…

        Two-and-a-half decades post my departure from Baltimore, here’s what I now understand about myself…

        I’m neither running from nor running to.

        I’m simply moving around… and making myself at home at key points along the way.

        I’m curious about how things work, how people live, and the differences and contrasts place to place.

        Where Next?

        Now that Lief and I are bona-fide empty-nesters, we’re looking at the world map anew. We’re dividing our time between Panama, where our Live And Invest Overseas operation is based… and Paris, where we really like to hang out and from where I write today.

        Now that our schedule isn’t dictated by our children’s school calendars, we’re indulging every opportunity to venture beyond those two points.

        What form should your new life overseas take?

        I have no idea, but, again, here’s what I do know from extended experience:

        It will be great.

        Whatever you imagine your relocation overseas plan to be… wherever you choose to settle… it will all work out just great.

        Don’t worry about the global state of affairs. Economies, currencies, politics, terrorists, war… none of those things matters in the context of your new life overseas.

        In fact, I’d say that those who make a move to a new country generally sail through the world’s ups and downs better than most. Living overseas makes you resourceful and builds self-confidence. You’ve been around more, dealt with more, and learned to be flexible.

        Once installed overseas, you can more easily buy foreign real estate, trade foreign currencies, and take advantage of local opportunities.

        You’ll most likely get a lot of peer pressure, from friends and family, children and parents, bosses and employees, urging you to stay put. I did.

        Please don’t let any of that get in your way.

        Step up to the decision and make the move.

        It will be the start of the adventure of your lifetime. I promise.

        Sincerely,
        Kathleen Peddicord signature
        Kathleen Peddicord
        Founding Publisher, Overseas Opportunity Letter

        Tags: Live abroadlive overseasMove abroadmove overseasnew life overseasretire abroadretire overseas
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        Kathleen Peddicord

        Kathleen Peddicord

        Kathleen Peddicord has reported on opportunities for Americans to live, retire, and do business overseas for 40 years. She has traveled to more than 75 countries, invested in real estate in 24, established businesses in 7, renovated and built properties in 6, and educated her children in 5.

        Kathleen has moved children, staff, enterprises, household goods, and pets from the east coast of the United States to Waterford, Ireland, then to Paris, France, and finally to Panama City, Panama, where she has based her Live And Invest Overseas business. Peddicord and her husband, Lief Simon, now divide their time between Panama and Paris.

        Peddicord was a partner with Agora Publishing’s International Living group for 23 years. She opened, staffed, and operated International Living publishing and real estate marketing offices in Waterford, Ireland; Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France. Peddicord launched Live And Invest Overseas group in 2008 and has built it into a successful multimillion-dollar business. Today, she shares her firsthand experience of expat life with more than 500,000 readers of her publications, including Overseas Opportunity Letter and Overseas Living Letter.

        Kathleen has been featured often in The New York Times, MSNBC, AARP, CNN, Bloomberg, CNBC, and more and writes monthly about expat matters, international real estate, and offshore diversification for Forbes and U.S. News.

        Kathleen has written several books including the memoirs “At Home In Ireland” and “At Home At Los Islotes” and her latest title “At Home Abroad,” all published by Lahardan Books. Her best-selling "How To Retire Overseas: Everything You Need To Know To Live Well (For Less) Abroad” was published by Penguin Random House in 2018 and her “Buying Real Estate Overseas For Cash Flow (And A Better Life)” was published by Wiley in August 2020.

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              HOME

              Top Countries

              • Spain
              • Portugal
              • Panama
              • Belize
              • Colombia
              • Cyprus
              • Mexico
              • France
              • Montenegro

              Best For:

              • Health Care Abroad
              • Retirement Living
              • Cost Of Living
              • Investing in Real Estate
              • Establishing Residency
              • Gun Ownership
              • English Speakers
              • Safety
              BROWSE ALL COUNTRIES

              Budgets

              How Much Will It Cost
              To Live Overseas?

              Super Cheap

              • Chitré, Panama
              • Santa Marta, Colombia
              • Phuket, Thailand
              • Dumaguete, The Philippines

              Cheap

              • Medellin, Colombia
              • Boquete, Panama
              • Kyrenia, Cyprus
              • Hua Hin, Thailand
              • The Algarve, Portugal

              Affordable

              • Valencia, Spain
              • Cascais, Portugal
              • Las Terrenas, The DR
              • Pisa, Italy
              • La Rochelle, France
              • Mazatlán, Mexico

              Luxury

              • Ambergris Caye, Belize
              • Kotor, Montenegro
              • The Panama City Beaches
              • Paris, France

              Resources

              Global Living

              • Living & Retiring Overseas
              • Raising A Family Abroad
              • Foreign Residency & Citizenship
              • Offshore & Diversification

              Making Money

              • International Real Estate
              • Banking
              • Employment
              • Investing
              Meet Our Experts

              Real Estate

              Overseas Property Alert 

               

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              Discover tips and strategies used by global property investing veterans

              READ MORE

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              Learn how to invest and purchase property abroad…

              EXPLORE

              Conferences

              Live and Invest In Spain Conference

              VALENCIA, SPAIN Sep. 17-19, 2025
              LEARN MORE
              DISCOUNT

              Offshore Wealth Summit

              PANAMA CITY, PANAMA Oct. 15-17, 2025
              LEARN MORE
              PRE-REGISTER

              GREECE WORKSHOP

              VIRTUAL Nov. 13, 2025
              LEARN MORE
              PRE-REGISTER
              MORE EVENTS

              Contact Our Events Team:

              Toll-Free U.S. and Canada:
              1 (888) 627 8834

              From Outside North America:
              1 (443) 599 1221

              Working Hours
              Monday – Friday 08:00 am – 17:00 pm EST.

              Reach us with your questions by email at: events@liveandinvestoverseas.com

              Store

              Overseas Havens Reports

              • Expats' comprehensive destination guides

              Conference Kits

              • Hours of coverage  from our latests conferences

              Lahardan Books

              • Titles on living and investing around the world

              Services

              • Overseas Living Letter: Affordable Retirement Guidance
              • The Simon Letter: Wealth Protection Insights
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