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The Best Places To Retire In 2025

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      Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

      • Spain
      • Portugal
      • Panama
      • Belize
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      • Cyprus
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      • Browse All Countries

      Best For:

      • The Best Places To Retire
      • Health Care Abroad
      • Cost Of Living
      • Investing in Real Estate
      • Establishing Residency
      • Gun Laws In The World
      • English-Speaking Countries
      • Safest Places For Retirement
      • Best Places In Latin America
    • Budgets

      How Much Will It Cost You To Live Overseas?

      The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

      Super Cheap

      • Chitré, Panama
      • Santa Marta, Colombia
      • Phuket, Thailand
      • Dumaguete, The Philippines

      Cheap

      • Medellin, Colombia
      • Boquete, Panama
      • Kyrenia, Cyprus
      • Hua Hin, Thailand
      • The Algarve, Portugal

      Affordable

      • Valencia, Spain
      • Cascais, Portugal
      • Las Terrenas, The DR
      • Pisa, Italy
      • La Rochelle, France
      • Mazatlán, Mexico

      Luxury

      • Ambergris Caye, Belize
      • Kotor, Montenegro
      • The Panama City Beaches
      • Paris, France
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      • Home
      • Countries

        Top Destinations:

        Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

        • Spain
        • Portugal
        • Panama
        • Belize
        • Colombia
        • Cyprus
        • Mexico
        • France
        • Montenegro
        • Browse All Countries

        Best For:

        • The Best Places To Retire
        • Health Care Abroad
        • Cost Of Living
        • Investing in Real Estate
        • Establishing Residency
        • Gun Laws In The World
        • English-Speaking Countries
        • Safest Places For Retirement
        • Best Places In Latin America
      • Budgets

        How Much Will It Cost You To Live Overseas?

        The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

        Super Cheap

        • Chitré, Panama
        • Santa Marta, Colombia
        • Phuket, Thailand
        • Dumaguete, The Philippines

        Cheap

        • Medellin, Colombia
        • Boquete, Panama
        • Kyrenia, Cyprus
        • Hua Hin, Thailand
        • The Algarve, Portugal

        Affordable

        • Valencia, Spain
        • Cascais, Portugal
        • Las Terrenas, The DR
        • Pisa, Italy
        • La Rochelle, France
        • Mazatlán, Mexico

        Luxury

        • Ambergris Caye, Belize
        • Kotor, Montenegro
        • The Panama City Beaches
        • Paris, France
      • Resources

        Global Living

        • Living & Retiring Overseas
        • Raising A Family Abroad
        • Foreign Residency & Citizenship
        • Offshore & Diversification

        Making Money

        • International Real Estate
        • Banking
        • Employment
        • Investing

        Follow Us:

        • Meet Our Experts
      • Real Estate

        Join our Weekly Newsletter
        Overseas Property Alert

        Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






          We Value Your Privacy! We will not share your email address with anyone else, period.

          Buying Real Estate For Cashflow

          • Discover tips and strategies used by global property investing veterans

          Explore Our Latest Posts

          • Learn how to invest and purchase property abroad…

          Go To The Overseas Property Alert Site

          • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
        • Conferences

          Upcoming Events

          • Explore Our Events Site

          International Property Summit

          Caribbean Virtual Conference

          Live and Invest In Spain Conference

          PANAMA CITY, PANAMA

          June 18-20, 2025

          VIRTUAL

          July 17-19, 2025

          Valencia, Spain

          Sep. 17-19, 2025

          LEARN MORE
          LEARN MORE
          PRE-REGISTER
          LEARN MORE
          PRE-REGISTER
          • MORE EVENTS

          Contact Our Events Team

          Toll-Free U.S. and Canada:
          1 (888) 627 8834
          From Outside North America:
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          Working Hours
          Monday – Friday 08:00 am – 17:00 pm EST.

          Reach us with your questions by email at: events@liveandinvestoverseas.com

        • Store

          Unlock The World

          • Access Your Library

          Overseas Havens Reports

          • Expats' comprehensive destination guides

          Conference Kits

          • Hours of coverage  from our latests conferences

          Lahardan Books

          • Titles on living and investing around the world
          • Explore Our Store
          Your passport to a life well-lived abroad

          Services

          overseas living letter offers affordable retirement guidance
          The Simon Letter Wealth Protection Insights
          Global Property Advisor Global Investment Opportunities

          Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

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        Live and Invest Overseas
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        THE 10 BEST PLACES TO RETIRE IN 2025

        the 10 best places to retire in 2025

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          Home Residency

          The Top 5 Places To Obtain A Retirement Visa

          Your 5 Best Retiree Residency Options

          by Kathleen Peddicord
          Sep 13, 2022
          in Residency, Retirement/Living
          0 0
          Colorful street in Granada Nicaragua

          Adobe Stock/Fotos 593

          American retirees are a hot commodity worldwide. You may not realize it, but countries across the globe and especially nearby in Latin America are competing for your attention. An American retiree with disposable U.S. dollar income is a nice boon for any developing-world economy. That’s why many countries have created visa policies specifically designed for retirees and in some cases offering special benefits and incentives for relocating. The most attractive places to obtain a retirement visa, are usually found in Latin America… as follows:

          Belize

          Tobacco Cay in Belize
          Adobe Stock/Erwin Barbé

          Belize is a warm and tropical English-speaking country about a two-hour flight from the southern United States. It’s our top pick for a bona fide retirement escape, the best place on Earth, we’d say, to put the troubles of our age behind you.

          It’s easy to set up life in Belize thanks to its retiree-specific visa. The Qualified Retirement Program (QRP), available through the Belize Tourism Board, is one of the most user-friendly visa programs in the world.

          Here’s a snapshot of what you need to qualify:

          • You must be 45 or older.
          • You must have a monthly income of at least US$2,000 or annual income of at least US$24,000 and deposit this amount in a Belize bank.
          • You must pass a security check.
          • You must stay in the country for at least 30 consecutive days per year.

          You’ll need to renew your QRP ID card annually. The downside of this program is that it does not lead to permanent residency in Belize.

          Colombia

          Night View of Cartagena de Indias, Colombia
          Adobe Stock/sunsinger

          Colombia is quietly becoming one of the world’s top overseas havens, especially Medellín, its euro-chic culture capital that provides a high quality of life (including excellent health care) at a low cost. The country’s growing American expat numbers are in large part due to its user-friendly retirement visa.

          This is the main requirement for Colombia’s Retirement Visa:

          • You must provide proof of monthly income of at least three times Colombia’s minimum monthly wage. This changes every year; in 2022, it’s equivalent to about US$800 per month.

          As a type of Migrant Visa, the Retirement Visa is available for up to three years. After five years of living in Colombia, you can apply for a resident visa.

          Start Your New Life Today, Overseas






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            Ecuador

            Colonial buildings with red balconies in Cuenca, Ecuador
            Adobe Stock/mehdi33300

            Ecuador’s diverse landscape creates a variety of lifestyle opportunities for expats, including everything from Miami-style Pacific beach cities to Spanish-colonial highland towns with strong indigenous influences. Life in Ecuador comes at a low cost for Americans, and the country uses the U.S. dollar as its currency, meaning retirees face no currency-exchange risk.

            Ecuador’s Jubilado (retirement) Visa is a temporary residence visa that’s valid for two years and easy to qualify for.

            Here’s a snapshot of what you’ll need:

            • You must show monthly income of at least three Unified Basic Salaries—about US$1,275—and proof that this payment is guaranteed.
            • You must provide a clean criminal record.
            • You must show proof of health insurance for the same period as the visa.

            The downside to Ecuador’s retirement visa is that it doesn’t allow you to be out of the country for more than 90 days per year.

            Nicaragua

            Granada nicaragua
            AdobeStock/mehdi33300

            Known as the Land of Lakes and Volcanoes, Nicaragua is geographically blessed, with two long coastlines and two big lakes, as well as volcanoes, rain forests, and rivers. It has everything Costa Rica is famous for but offers it all at a much lower price. Its retiree-specific Pensionado Visa is one of the world’s easiest to qualify for and comes with special benefits, like no tax on out-of-country earnings.

            These are the main requirements:

            • You must be at least 45 years old.
            • You must demonstrate monthly passive income of at least US$600.
            • You must provide proof of good physical and mental health and of being in good standing with your local police.

            This visa lasts for one year and is renewable so long as you continue to meet the income requirements. You can apply for permanent residency after three years of continuous residency.

            Panama

            Panama City, Panama view from Amador
            Adobe Stock/kike

            Panama has long been home to big American expat populations, and friendly tax policies have made it one of the world’s most sought-after locales, for both retirement and investment. Its Pensionado (pensioner) Visa is the gold standard of retirement visas. It’s easy to qualify for and comes with a host of special benefits, including access to discounts at hotels and restaurants, a tax exemption on the import of your household goods, and the ability to jump lines at banks, to name a few.

            This is what you need to qualify for Panama’s Pensionado Visa:

            • You can qualify as young as 18 years old.
            • You must provide proof that you receive monthly income of at least US$1,000.
            • You must provide a police record check issued by the FBI.
            • You must provide a health certificate issued by a Panamanian doctor.

            You need to file your application with a Panamanian lawyer, but the residency permit that this visa grants is indefinite.

            Sincerely,
            Kathleen Peddicord signature
            Kathleen Peddicord
            Founding Publisher, Overseas Opportunity Letter

            Tags: 'Belize''Ecuador''Nicaragua''retirement'ColombiaLive abroadlive overseasPanamaretire overseasRetireesretirement visa
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            Kathleen Peddicord

            Kathleen Peddicord

            Kathleen Peddicord has reported on opportunities for Americans to live, retire, and do business overseas for 40 years. She has traveled to more than 75 countries, invested in real estate in 24, established businesses in 7, renovated and built properties in 6, and educated her children in 5.

            Kathleen has moved children, staff, enterprises, household goods, and pets from the east coast of the United States to Waterford, Ireland, then to Paris, France, and finally to Panama City, Panama, where she has based her Live And Invest Overseas business. Peddicord and her husband, Lief Simon, now divide their time between Panama and Paris.

            Peddicord was a partner with Agora Publishing’s International Living group for 23 years. She opened, staffed, and operated International Living publishing and real estate marketing offices in Waterford, Ireland; Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France. Peddicord launched Live And Invest Overseas group in 2008 and has built it into a successful multimillion-dollar business. Today, she shares her firsthand experience of expat life with more than 500,000 readers of her publications, including Overseas Opportunity Letter and Overseas Living Letter.

            Kathleen has been featured often in The New York Times, MSNBC, AARP, CNN, Bloomberg, CNBC, and more and writes monthly about expat matters, international real estate, and offshore diversification for Forbes and U.S. News.

            Kathleen has written several books including the memoirs “At Home In Ireland” and “At Home At Los Islotes” and her latest title “At Home Abroad,” all published by Lahardan Books. Her best-selling "How To Retire Overseas: Everything You Need To Know To Live Well (For Less) Abroad” was published by Penguin Random House in 2018 and her “Buying Real Estate Overseas For Cash Flow (And A Better Life)” was published by Wiley in August 2020.

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                  HOME

                  Top Countries

                  • Spain
                  • Portugal
                  • Panama
                  • Belize
                  • Colombia
                  • Cyprus
                  • Mexico
                  • France
                  • Montenegro

                  Best For:

                  • Health Care Abroad
                  • Retirement Living
                  • Cost Of Living
                  • Investing in Real Estate
                  • Establishing Residency
                  • Gun Ownership
                  • English Speakers
                  • Safety
                  BROWSE ALL COUNTRIES

                  Budgets

                  How Much Will It Cost
                  To Live Overseas?

                  Super Cheap

                  • Chitré, Panama
                  • Santa Marta, Colombia
                  • Phuket, Thailand
                  • Dumaguete, The Philippines

                  Cheap

                  • Medellin, Colombia
                  • Boquete, Panama
                  • Kyrenia, Cyprus
                  • Hua Hin, Thailand
                  • The Algarve, Portugal

                  Affordable

                  • Valencia, Spain
                  • Cascais, Portugal
                  • Las Terrenas, The DR
                  • Pisa, Italy
                  • La Rochelle, France
                  • Mazatlán, Mexico

                  Luxury

                  • Ambergris Caye, Belize
                  • Kotor, Montenegro
                  • The Panama City Beaches
                  • Paris, France

                  Resources

                  Global Living

                  • Living & Retiring Overseas
                  • Raising A Family Abroad
                  • Foreign Residency & Citizenship
                  • Offshore & Diversification

                  Making Money

                  • International Real Estate
                  • Banking
                  • Employment
                  • Investing
                  Meet Our Experts

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                  Overseas Property Alert 

                   

                  How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams

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                  READ MORE

                  Explore Our Latest Posts

                   

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                  Toll-Free U.S. and Canada:
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                  From Outside North America:
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                  Reach us with your questions by email at: events@liveandinvestoverseas.com

                  Store

                  Overseas Havens Reports

                  • Expats' comprehensive destination guides

                  Conference Kits

                  • Hours of coverage  from our latests conferences

                  Lahardan Books

                  • Titles on living and investing around the world

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                  THE 10 BEST PLACES TO RETIRE IN 2025

                  FREE REPORT: The 10 Best Places To retire in 2025

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