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    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

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    • Kotor, Montenegro
    • The Panama City Beaches
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  • Home
  • Countries

    Top Destinations:

    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
    • Portugal
    • Panama
    • Belize
    • Colombia
    • Cyprus
    • Mexico
    • France
    • Montenegro
    • Browse All Countries

    Best For:

    • The Best Places To Retire
    • Health Care Abroad
    • Cost Of Living
    • Investing in Real Estate
    • Establishing Residency
    • Gun Laws In The World
    • English-Speaking Countries
    • Safest Places For Retirement
    • Best Places In Latin America
  • Budgets

    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

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    Follow Us:

    • Meet Our Experts
  • Real Estate

    Buying Real Estate For Cashflow

    • Discover tips and strategies used by global property investing veterans

    Explore Our Latest Posts

    • Learn how to invest and purchase property abroad…

    Go To The Overseas Property Alert Site

    • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
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    • Explore Our Events Site

    Live and Invest In Spain Conference

    Offshore Wealth Summit

    Argentina Workshop

    VALENCIA, SPAIN

    Sep. 17-19, 2025

    PANAMA CITY, PANAMA

    Oct. 15-17, 2025

    VIRTUAL

    Nov. 13, 2025

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    Reach us with your questions by email at: events@liveandinvestoverseas.com

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Home Retirement/Living

The Cheapest Place To Retire Overseas In 2025

by Sophia Titley
Jan 17, 2025
in Retirement/Living
0 0
Aerial view of Hua Hin beach, Thailand. Hua Hin

AdobeStock/Sergii Figurnyi

For most retirees, the laidback beach town of Hua Hin, Thailand fits the bill of the ideal retirement haven…

It offers miles of soft, sandy beaches and enjoys warm, sunny weather year-round, which means residents can take full advantage of the excellent recreation opportunities available. Hiking, taking strolls on the beach, water sports, and playing rounds at world-class golf courses are just a few of the highlights of the  active lifestyle you can enjoy here.

Hua Hin stands out for its elegant, relaxed atmosphere. Blending traditional charm with modern convenience, the town is steeped in history and culture, which is reflected in the unique architecture, parks, and festivals.

It’s also well-appointed with solid infrastructure and all kinds of urban amenities—countless restaurants, shopping centers, internationally accredited medical care, and more.

For anything that you can’t find locally, the Thailand’s bustling capital city, Bangkok, is only a three-hour drive away.

This combination, as well as the natural backdrop of peaceful beaches and lush green hills, has attracted people from all over the world. Of the 85,000 people who make their home in Hua Hin, some 20% are expats.

The community is vibrant and active, organizing clubs and events—from book clubs to wine tastings to golf groups—so that, on any given day, there’s something to do.

It’s also a remarkably affordable place to live—taking the #1 spot when it comes to budget on our 2025 Overseas Retirement Index.

A couple could enjoy life here on a monthly budget as low as $1,465. Push that to $2,000 or more and you can enjoy a bona fide luxury standard of living, with high-end accommodation and household staff.

Whether you’re dining at a seafront restaurant, playing a round of golf, or indulging in wellness activities like yoga or spa treatments, opportunities for indulgence are abundant and budget-friendly.

You can save on the cost of rent (the typical range is $300 to $800 per month), eating out, and groceries. Healthy, hearty local dishes cost a couple of dollars per plate. Groceries are cheap as well, especially if you shop for local products. As anywhere, imported items cost a premium.

Health care is high-quality and so affordable that you can pay out of pocket. In fact this country is a highly sought-after medical tourism destination, attracting people from around the world for its affordable, excellent quality care. Medical procedures here cost anywhere from 20% to 80% less than they do in the States.

Plus, as Thailand receives so many tourists, many locals speak English fairly well… enough for you to order food at restaurants, buy groceries successfully, and achieve day-to-day tasks.

Weather wise, there’s two seasons here: rainy and dry. Rainy season is from June to October, when you get daily but short-lived showers. Dry season is from November to April, when conditions are dry and sunny.

Hua Hin is perfect for lovers of warm weather, but you’ll want air conditioning at home to live comfortably.

There are several paths to residency in Thailand, the most straightforward for retirees requires that you are at least 50 years old and can show a monthly income of about $2,000. This visa is valid for one year at a time, and can be renewed indefinitely.

Sincerely,

Sophia Titley signature

Sophia Titley

Editor, Overseas Living Letter

Tags: 'retirement in thailand'cheap retirement overseasMove overeseasOverseas Retirement IndexPlaces to Retire Abroad
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Sophia Titley

Sophia Titley

For Sophia Titley, home is a subjective concept. She was born in Singapore but grew up in Indonesia and Saudi Arabia… and has since lived in Canada, Spain, Colombia, and, most recently, Panama. She studied political science and Spanish at the University of British Columbia, and in her free time enjoys trying new recipes, playing soccer, and salsa dancing.

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HOME

Top Countries

  • Spain
  • Portugal
  • Panama
  • Belize
  • Colombia
  • Cyprus
  • Mexico
  • France
  • Montenegro

Best For:

  • Health Care Abroad
  • Retirement Living
  • Cost Of Living
  • Investing in Real Estate
  • Establishing Residency
  • Gun Ownership
  • English Speakers
  • Safety
BROWSE ALL COUNTRIES

Budgets

How Much Will It Cost
To Live Overseas?

Super Cheap

  • Chitré, Panama
  • Santa Marta, Colombia
  • Phuket, Thailand
  • Dumaguete, The Philippines

Cheap

  • Medellin, Colombia
  • Boquete, Panama
  • Kyrenia, Cyprus
  • Hua Hin, Thailand
  • The Algarve, Portugal

Affordable

  • Valencia, Spain
  • Cascais, Portugal
  • Las Terrenas, The DR
  • Pisa, Italy
  • La Rochelle, France
  • Mazatlán, Mexico

Luxury

  • Ambergris Caye, Belize
  • Kotor, Montenegro
  • The Panama City Beaches
  • Paris, France

Resources

Global Living

  • Living & Retiring Overseas
  • Raising A Family Abroad
  • Foreign Residency & Citizenship
  • Offshore & Diversification

Making Money

  • International Real Estate
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  • Employment
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