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      How Much Will It Cost You To Live Overseas?

      The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

      Super Cheap

      • Chitré, Panama
      • Santa Marta, Colombia
      • Phuket, Thailand
      • Dumaguete, The Philippines

      Cheap

      • Medellin, Colombia
      • Boquete, Panama
      • Kyrenia, Cyprus
      • Hua Hin, Thailand
      • The Algarve, Portugal

      Affordable

      • Valencia, Spain
      • Cascais, Portugal
      • Las Terrenas, The DR
      • Pisa, Italy
      • La Rochelle, France
      • Mazatlán, Mexico

      Luxury

      • Ambergris Caye, Belize
      • Kotor, Montenegro
      • The Panama City Beaches
      • Paris, France
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      • Home
      • Countries

        Top Destinations:

        Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

        • Spain
        • Portugal
        • Panama
        • Belize
        • Colombia
        • Cyprus
        • Mexico
        • France
        • Montenegro
        • Browse All Countries

        Best For:

        • The Best Places To Retire
        • Health Care Abroad
        • Cost Of Living
        • Investing in Real Estate
        • Establishing Residency
        • Gun Laws In The World
        • English-Speaking Countries
        • Safest Places For Retirement
        • Best Places In Latin America
      • Budgets

        How Much Will It Cost You To Live Overseas?

        The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

        Super Cheap

        • Chitré, Panama
        • Santa Marta, Colombia
        • Phuket, Thailand
        • Dumaguete, The Philippines

        Cheap

        • Medellin, Colombia
        • Boquete, Panama
        • Kyrenia, Cyprus
        • Hua Hin, Thailand
        • The Algarve, Portugal

        Affordable

        • Valencia, Spain
        • Cascais, Portugal
        • Las Terrenas, The DR
        • Pisa, Italy
        • La Rochelle, France
        • Mazatlán, Mexico

        Luxury

        • Ambergris Caye, Belize
        • Kotor, Montenegro
        • The Panama City Beaches
        • Paris, France
      • Resources

        Global Living

        • Living & Retiring Overseas
        • Raising A Family Abroad
        • Foreign Residency & Citizenship
        • Offshore & Diversification

        Making Money

        • International Real Estate
        • Banking
        • Employment
        • Investing

        Follow Us:

        • Meet Our Experts
      • Real Estate

        Join our Weekly Newsletter
        Overseas Property Alert

        Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






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          International Property Summit

          Caribbean Virtual Conference

          Live and Invest In Spain Conference

          PANAMA CITY, PANAMA

          June 18-20, 2025

          VIRTUAL

          July 17-19, 2025

          Valencia, Spain

          Sep. 17-19, 2025

          LEARN MORE
          LEARN MORE
          PRE-REGISTER
          LEARN MORE
          PRE-REGISTER
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          Services

          overseas living letter offers affordable retirement guidance
          The Simon Letter Wealth Protection Insights
          Global Property Advisor Global Investment Opportunities

          Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

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          Home Retirement/Living

          5 Tips For A Happy Expat Life

          by Louisa Rogers
          Oct 16, 2023
          in Retirement/Living
          0 0
          Street alley in Guanajuato Mexico. expat life Ideal Retire Overseas Destination

          AdobeStock/Emmanuel

          During the 17 years that my husband and I have been part-time expats in Guanajuato, Mexico, we’ve watched a lot of foreigners move here.

          While most stay, a substantial minority leave after a few months or years.

          Some leave for practical reasons, like health issues or desire to be near family, but other times it’s because moving to a different culture is more of a challenge than they anticipated.

          Turns out, the expat life isn’t for everyone—even people who think they’ll love it and have carefully prepared.

          Over the years, I’ve come to realize that certain qualities and attitudes enable a happy and satisfying life in another country, and I believe it’s important to develop them, or our expat lives may become difficult and frustrating.

          Here are five tips for expat life that I consider important…

          Start Your New Life Today, Overseas






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            1. Come With An Attitude Of Humility.

            About 10 years ago, I was browsing through a magazine rack at the San Diego airport, en route from our home in Guanajuato to our other home in California.

            Chatting with a woman standing next to me, I explained that my husband and I live in Mexico part of the year.

            “Are you able to help the folks down there?” she asked.

            “Help?” I said, bristling. “Well, I like to meet people and connect with them. I don’t know about ‘helping’ them.”

            I was annoyed by her comment, the idea that Mexicans need helping.

            I did not decide to live in Mexico to be a missionary but rather to experience a different way of life and another culture, language, and world-view.

            There’s nothing wrong with helping, of course.

            In fact, I think it’s important wherever we are to contribute to the society where we live.

            But the attitude that a group of people needs our help and that we are in a superior position to offer it, is condescending and disrespectful.

            We all need help!

            The opposite of the missionary mentality is a curious, learning mindset.

            I’ll never forget listening to a presentation by the late U.S. activist Fran Peavey, who, while visiting Osaka, Japan, in the 1980s, sat on a park bench with a placard that said, “American willing to listen.”

            Scores of people stood in line for hours, waiting to talk to her.

            The key word is “listen.”

            Especially as newcomers, we need to learn from the locals. I’ve found language teachers and people with dual citizenship—those who are bilingual and bicultural—to be trusted guides, to whom I can ask questions without feeling dumb.

            They help decode the culture.

            Start Your New Life Today, Overseas






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              2. Expat Life: Be Patient.

              In the States, we’re used to things getting done right away and as quickly as possible—an approach to life sometimes called “the hurry disease.”

              This is just not the case in many other countries. You may need to wait in long lines.

              What might take 10 to 15 minutes at, say, a bank in the States, can take an hour or more in another country.

              I did not understand this when we began living in Guanajuato part of the year. I’m not a very patient person.

              Good luck being impatient in a highly bureaucratic country like Mexico!

              For example, while we were remodeling our home, Barry and I relied on painters, carpenters, metal workers, and electricians, all of whom have a reputation in Mexico for never showing up on time.

              When I called our contractor, he’d say he’d arrive ahorita, which could be 20 minutes—or hours.

              I was very frustrated, until I finally understood that I had to pin him down. Even then, he was not as prompt as we’d expect in the U.S. or Canada.

              Así es, as we say in Spanish. So it is.

              Start Your New Life Today, Overseas






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                3. Develop Cultural Competence And Sensitivity.

                Cultural competence is the ability to understand and show respect for the values, attitudes, beliefs, and mores that differ across cultures.

                A few years ago I ate dinner in a restaurant with another expat in the nearby town of San Miguel de Allende.

                When her plate arrived, she blew up at the waiter because it wasn’t what she wanted (even though she had ordered in terrible Spanish!)

                It’s never polite to get angry at a waiter, but especially not in Mexico, where people seldom even complain directly.

                I was so embarrassed, I went back the next day and apologized to the waiter for her. Typically for Mexicans, he could not have been more gracious and kind about it.

                4. Be Willing To Engage In The Language.

                Not everyone finds languages easy to learn, especially not those of us in our 60s and 70s.

                But I believe we need to work away at it, to at least get the basics down.

                I get annoyed at other foreigners who can’t even be bothered to say the equivalent of por favor or gracias.

                Recently I was at a party with a no-host bar. When I ordered a glass of wine in Spanish, the person next to me said, “Wow, you speak a lot of Spanish.”

                Really? Saying vino blanco is not that difficult. It’s harder in some cultures, of course, where the alphabet may be different, like many Asian languages or in countries where the citizens grew up learning English in kindergarten (like the Netherlands). Still, knowing basic everyday phrases is a simple way of showing respect.

                Start Your New Life Today, Overseas






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                  A world full of fun, adventure, and profit awaits! Sign up for our free daily e-letter, Overseas Opportunity Letter, and we'll send you a FREE report on the 10 Best Places To Retire In Style Overseas In .

                  5. Embrace Technology During Your Expat Life.

                  If we want to stay in touch with our children, grandchildren, and friends where we used to live, we have to master some technology.

                  It’s not my favorite thing to do to manage all the different communication modes these days, from email to text, Facebook Messenger to WhatsApp, not to mention Zoom, Facetime, Google Hangouts, and Skype. And more are coming, of course. But if I don’t stay on top of all these, I won’t be able to connect with my loved ones.

                  Sincerely,

                  Louisa Rogers

                  Contributor, Overseas Living Letter

                  Tags: 'Expat Life''Retirement Lifestyles'Expat OverseasMove abroad
                  Share92Tweet57
                  Louisa Rogers

                  Louisa Rogers

                  Louisa Rogers grew up living in Hungary, Argentina, Ecuador, and Pakistan. The daughter of a diplomat, she considers the Washington, D.C. suburbs her most difficult "posting." Today, she and her husband divide their lives between Eureka, CA, and Guanajuato, Mexico. Louisa writes articles and essays on travel, expat life, physical and psychological wellness, spirituality, and the arts. When not writing, she enjoys watercolor and her inflatable paddleboard.

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                        HOME

                        Top Countries

                        • Spain
                        • Portugal
                        • Panama
                        • Belize
                        • Colombia
                        • Cyprus
                        • Mexico
                        • France
                        • Montenegro

                        Best For:

                        • Health Care Abroad
                        • Retirement Living
                        • Cost Of Living
                        • Investing in Real Estate
                        • Establishing Residency
                        • Gun Ownership
                        • English Speakers
                        • Safety
                        BROWSE ALL COUNTRIES

                        Budgets

                        How Much Will It Cost
                        To Live Overseas?

                        Super Cheap

                        • Chitré, Panama
                        • Santa Marta, Colombia
                        • Phuket, Thailand
                        • Dumaguete, The Philippines

                        Cheap

                        • Medellin, Colombia
                        • Boquete, Panama
                        • Kyrenia, Cyprus
                        • Hua Hin, Thailand
                        • The Algarve, Portugal

                        Affordable

                        • Valencia, Spain
                        • Cascais, Portugal
                        • Las Terrenas, The DR
                        • Pisa, Italy
                        • La Rochelle, France
                        • Mazatlán, Mexico

                        Luxury

                        • Ambergris Caye, Belize
                        • Kotor, Montenegro
                        • The Panama City Beaches
                        • Paris, France

                        Resources

                        Global Living

                        • Living & Retiring Overseas
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