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  • Best places to live—from Ambergris Caye to Placencia
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Home Countries Belize

A Simpler, Freer, More Private Way Of Life

by Kathleen Peddicord
Jul 22, 2026
in Belize
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Belize, a tropical paradise in Central America

Adobestock/marabelo

Belize may be small and not the best-known retirement haven but don’t underestimate this little country—when it comes to good living, Belize packs a big punch.

Once you experience the unique blend of Central America and Caribbean cultures, the laidback lifestyle, low cost of living, and welcoming people, you’ll have a hard time saying no to Belize.

A political map of Belize showing major cities, towns, neighboring countries (Mexico and Guatemala), the Caribbean Sea, and the location of the capital, Belmopan.

The unmeddlesome government and financial jurisdictions may also provide the ideal opportunity for investment.

With a land mass of 8,867 square miles, Belize is roughly the same size as Massachusetts. It spans approxi­mately 180 miles from north to south and 70 miles from east to west. The north­ern half of the country is more flatlands whereas the southern half is a low mountain range. The Maya Mountains, as they are known, reach a little over 3,500 feet above sea level at their highest.

Just offshore from the mainland, Belize has the second-largest bar­rier reef in the world, including the famous underwater atoll known as the Great Blue Hole.

An aerial view of the Great Blue Hole in Belize, featuring the iconic circular marine sinkhole surrounded by vibrant turquoise coral reefs in the Caribbean Sea.

Belize is divided into six districts: Belize District, Cayo District, Corozal District, Orange Walk District, Stann Creek District, and To­ledo District.

This little country is a true melting pot of races, cultures, and socio­economic classes. A total population of only 397,000, and yet Belize is extremely diverse. Mestizo, Creole, Garifuna, and Maya are the largest subsets of peoples and, as if these weren’t overflowing with cultural richness, add in Germans, Chinese, East Indians, North Americans, British, and South Africans. Instead of clash­ing, all things blend together to take on a new identity—Belizean.

Belizeans are extremely welcoming people. They will want to get to know you; they will want to be your friend. For the vast majority this is simply genuine and without ulterior motives.

Belizeans enjoy life. The people are honest and hardworking and take pride in everything. They are proud of their country, communi­ty, family, and home, but it is a humble pride. Life is simple and good.

You’ll know you have begun converting to Belizean life when your habits and approach to life begin to change. Maybe you’ll take a nap during the hottest part of the day. Or maybe you’ll discover the joy of preparing a meal including fish you’ve caught and fresh-picked fruit.

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But Belize also draws people in for practical reasons. English is the official language, so there’s no need to struggle with a language bar­rier. Locals speak English as well as Spanish and Kriol at home. Its currency, the Belizean dollar, is fixed to the U.S. dollar at a rate of 2:1 (BZ$2 = US$1).

It also uses common law, has a stable government, and is part of both the British Commonwealth and the Caribbean Community (CARICOM).

Its visa options are some of the most user-friendly in the world, including its retiree-specific visa that comes with special perks and incentives (like the ability to import your household effects without paying duty fees).

Belize is also a tax haven, with extremely tax-friendly policies for retirees and other residents whose income is sourced from outside the country.

Just a handful of decades ago, only scuba divers, sport anglers, and independent free spirits were attracted to Belize. Back then, Belize was pretty rough around the edges. Nowadays, Belize is a haven for everyone from software million­aires to humble farmers, retirees to world-famous movie directors, volunteers to eco-adventurers.

The common denominator among these people from diverse walks of life is the desire for a simpler, freer, more private way of life.

With everything going on in the world these days, Belize’s back-to-basics lifestyle is almost irresistibly appealing…

Until next time,

Kathleen Peddicord Signature

Kathleen Peddicord

Kathleen Peddicord

Kathleen Peddicord has reported on opportunities for Americans to live, retire, and do business overseas for 40 years. She has traveled to more than 75 countries, invested in real estate in 24, established businesses in 7, renovated and built properties in 6, and educated her children in 5.

Kathleen has moved children, staff, enterprises, household goods, and pets from the east coast of the United States to Waterford, Ireland, then to Paris, France, and finally to Panama City, Panama, where she has based her Live And Invest Overseas business. Peddicord and her husband, Lief Simon, now divide their time between Panama and Paris.

Peddicord was a partner with Agora Publishing’s International Living group for 23 years. She opened, staffed, and operated International Living publishing and real estate marketing offices in Waterford, Ireland; Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France. Peddicord launched Live And Invest Overseas group in 2008 and has built it into a successful multimillion-dollar business. Today, she shares her firsthand experience of expat life with more than 500,000 readers of her publications, including Overseas Opportunity Letter and Overseas Living Letter.

Kathleen has been featured often in The New York Times, MSNBC, AARP, CNN, Bloomberg, CNBC, and more and writes monthly about expat matters, international real estate, and offshore diversification for Forbes and U.S. News.

Kathleen has written several books including the memoirs “At Home In Ireland” and “At Home At Los Islotes” and her latest title “At Home Abroad,” all published by Lahardan Books. Her best-selling "How To Retire Overseas: Everything You Need To Know To Live Well (For Less) Abroad” was published by Penguin Random House in 2018 and her “Buying Real Estate Overseas For Cash Flow (And A Better Life)” was published by Wiley in August 2020.

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