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The Best Places To Retire In 2025 Report
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    Top Destinations:

    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
    • Portugal
    • Panama
    • Belize
    • Colombia
    • Cyprus
    • Mexico
    • France
    • Montenegro
    • Browse All Countries

    Best For:

    • The Best Places To Retire
    • Health Care Abroad
    • Cost Of Living
    • Investing in Real Estate
    • Establishing Residency
    • Gun Laws In The World
    • English-Speaking Countries
    • Safest Places For Retirement
    • Best Places In Latin America
  • Budgets

    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

    Global Living

    • Living & Retiring Overseas
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  • Home
  • Countries

    Top Destinations:

    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
    • Portugal
    • Panama
    • Belize
    • Colombia
    • Cyprus
    • Mexico
    • France
    • Montenegro
    • Browse All Countries

    Best For:

    • The Best Places To Retire
    • Health Care Abroad
    • Cost Of Living
    • Investing in Real Estate
    • Establishing Residency
    • Gun Laws In The World
    • English-Speaking Countries
    • Safest Places For Retirement
    • Best Places In Latin America
  • Budgets

    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

    Global Living

    • Living & Retiring Overseas
    • Raising A Family Abroad
    • Foreign Residency & Citizenship
    • Offshore & Diversification

    Making Money

    • International Real Estate
    • Banking
    • Employment
    • Investing

    Follow Us:

    • Meet Our Experts
  • Real Estate

    Buying Real Estate For Cashflow

    • Discover tips and strategies used by global property investing veterans

    Explore Our Latest Posts

    • Learn how to invest and purchase property abroad…

    Go To The Overseas Property Alert Site

    • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
  • Conferences

    Upcoming Events

    • Explore Our Events Site

    Live and Invest In Spain Conference

    Offshore Wealth Summit

    Greece Workshop

    VALENCIA, SPAIN

    Sep. 17-19, 2025

    PANAMA CITY, PANAMA

    Oct. 15-17, 2025

    VIRTUAL

    Nov. 13, 2025

    Learn More About This Event
    Learn More About This Event
    PRE-REGISTER
    Learn More About This Event
    PRE-REGISTER
    • MORE EVENTS

    Contact Our Events Team

    Toll-Free U.S. and Canada:
    1 (888) 627 8834
    From Outside North America:
    1 (443) 599 1221
    Working Hours
    Monday – Friday 08:00 am – 17:00 pm EST.

    Reach us with your questions by email at: events@liveandinvestoverseas.com

  • Store

    Unlock The World

    • Access Your Library

    Overseas Havens Reports

    • Expats' comprehensive destination guides

    Conference Kits

    • Hours of coverage  from our latests conferences

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    • Titles on living and investing around the world
    • Explore Our Store
    Your passport to a life well-lived abroad

    Services

    overseas living letter offers affordable retirement guidance
    The Simon Letter Wealth Protection Insights
    Global Property Advisor Global Investment Opportunities

    Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

  • My Library
Live and Invest Overseas
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THE 10 BEST PLACES TO RETIRE IN 2025

the 10 best places to retire in 2025

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Home Investing

Avoid Mortgage Prices With A Piña Colada In Your Hand

Put Your Dollar Advantage To Work For You In These 4 Irresistible Retirement Spots

by Con Murphy
Nov 28, 2022
in Investing
0 0
Mountains near town Perast, Kotor Nay, Montenegro

Adobe Stock/Olena Zn

The U.S. dollar hasn’t been this powerful in decades. The world is your oyster. Get out now, before it’s too late, and jump start your luxury retirement in one of the world’s most irresistible places to spend time and money.

Here are our four top picks for where to take advantage of your current dollar discount:

Ceará, Brazil

Brazil is my #1 investment location to ride out a recession. Its economic fundamentals are great, and its political problems are over for now.

A white sand beach with palm trees in Ceará, BrazilNortheastern Brazil’s Ceará State is a land of uncrowded beaches and eternal sunshine. New luxury hotels, restaurants, beach bars, and other amenities continue to sprout up along this coastline.

A growing expat community speaks to its appeal… and the cost of living is an undeniable bargain. Here you can live on US$690 per month if you own your home and US$1,050 if you rent… A fraction of the cost of a new mortgage in the States, plus rental returns are far higher in Brazil.

I’ve identified a unique investment opportunity along Ceará’s coastline… It’s a one-hour drive from Fortaleza, the country’s fifth-largest city and home to an international airport.

The development is situated on a peninsula with stunning white-sand beaches on each side, and its turn-key beachfront homes are ideally suited to capitalize on the growing short-term tourism rental market.

All homes in the development come with a pool, outdoor terrace, and air conditioning. The development is close to amenities like a supermarket, pharmacy, and hospital, plus several restaurants, beach bars, and many outdoor recreation opportunities.

A beach house in Ceará, BrazilThe developer is projecting a 10%-plus net ROI. Prices start at US$77,000 for cash buyers. With developer financing, prices start at US$88,500. Delivery is in 2023.

To find out more about this investment opportunity, go here.

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Northern Cyprus

With long sandy beaches, ancient history, and possibly the lowest cost of living in the Western World, Northern Cyprus—also known as the Miami of the Mediterranean—is the perfect place to ride out a recession.

It boasts 340 days of sunshine per year and temperatures that rarely rise above 40°C (104°F) or fall below 15°C (59°F), with cooling breezes. Great hospitals and medical care abound.

Northern Cyprus (the Turkish Cypriot side of the island of Cyprus) is not part of the EU. Despite this, business continues as usual on both sides of the border, and residents and vacationers travel freely across the island…

The cost of living in Northern Cyprus starts at US$750 per month for a couple who owns their home. If you rent, monthly living costs start at US$904 for a couple on a shoestring to US$1,354 for those who live large.

A luxury Mediterranean lifestyle could be yours for 27% to 50% of the median cost of a new U.S. mortgage, even before you consider all your other U.S. living costs. Plus, you get strong capital appreciation potential.

I’ve identified a Northern Cyprus resort investment opportunity that offers sea villas and luxury duplex apartments with private rooftop terraces. It will have a wellness center and five-star amenities (restaurants, bars, pools, a spa, and a gym).

A condo with a large pool in Northern CyprusPrices start from US$78,000 (67,700 British pounds), and apartments have a projected ROI of 10%-plus per annum. Inquire here about special discounts and exclusive inventory for Overseas Opportunity Letter readers.

Colombia

This country is famous for its rich Latin culture, high standard of living, and safe communities.

You can live here on less than US$500 per month including basic rental costs if you’re on a tight budget, although a middle-class standard of living only costs about US$1,644 per month. If you own your home, your costs will be US$1,161 per month.

To learn more about Colombia’s real estate market, contact our recommended property agent here.

Montenegro

Forbes likens this tiny European country to Monaco, and the world’s billionaires like to hang out here… Overlooking the same stretch of water as Eastern Italy, the ultra-wealthy treat this yachting paradise like their own private riviera.

But while this destination attracts the world’s jetset, it also welcomes people like you and I.

An apartment complex for expats in MontenegroThe cost of living in Montenegro is just US$800 per month if you own your property and US$1,350 if you rent a smaller but well-appointed home. Montenegro offers a high standard of living for a small fraction of the cost of a U.S. mortgage.

The property I’ve identified is eight minutes from an exclusive marina with waterfront residences, restaurants, luxury shopping, and hotels, and seven minutes from an international airport. Go here to find out more about it.

Con Murphy
Editor, Overseas Property Alert

Tags: 'Brazil''Colombia''real estate'Invest in real estateMontenegroNorthern Cyprus
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Con Murphy

Con Murphy

Con was born in Limerick, Ireland in 1981. After Studying Business and Legal Studies at the University College Dublin he worked as a real estate researcher in the U.K and South Africa. In 2006 Con decided to make the move to Belize. During his time in Belize, Con has worked as an owner’s representative in the redevelopment of an award winning Boutique Resort and Spa in the Cayo district, a founding member of a Real Estate Development Company and a founding Director of a Start-up Oil and Gas Exploration company.

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HOME

Top Countries

  • Spain
  • Portugal
  • Panama
  • Belize
  • Colombia
  • Cyprus
  • Mexico
  • France
  • Montenegro

Best For:

  • Health Care Abroad
  • Retirement Living
  • Cost Of Living
  • Investing in Real Estate
  • Establishing Residency
  • Gun Ownership
  • English Speakers
  • Safety
BROWSE ALL COUNTRIES

Budgets

How Much Will It Cost
To Live Overseas?

Super Cheap

  • Chitré, Panama
  • Santa Marta, Colombia
  • Phuket, Thailand
  • Dumaguete, The Philippines

Cheap

  • Medellin, Colombia
  • Boquete, Panama
  • Kyrenia, Cyprus
  • Hua Hin, Thailand
  • The Algarve, Portugal

Affordable

  • Valencia, Spain
  • Cascais, Portugal
  • Las Terrenas, The DR
  • Pisa, Italy
  • La Rochelle, France
  • Mazatlán, Mexico

Luxury

  • Ambergris Caye, Belize
  • Kotor, Montenegro
  • The Panama City Beaches
  • Paris, France

Resources

Global Living

  • Living & Retiring Overseas
  • Raising A Family Abroad
  • Foreign Residency & Citizenship
  • Offshore & Diversification

Making Money

  • International Real Estate
  • Banking
  • Employment
  • Investing
Meet Our Experts

Real Estate

Overseas Property Alert 

 

How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams

VISIT SITE

Buying Real Estate For Cashflow

 

Discover tips and strategies used by global property investing veterans

READ MORE

Explore Our Latest Posts

 

Learn how to invest and purchase property abroad…

EXPLORE

Conferences

Live and Invest In Spain Conference

VALENCIA, SPAIN Sep. 17-19, 2025
Learn More About This Event

Offshore Wealth Summit

PANAMA CITY, PANAMA Oct. 15-17, 2025
Learn More About This Event
PRE-REGISTER

GREECE WORKSHOP

VIRTUAL Nov. 13, 2025
Learn More About This Event
PRE-REGISTER
MORE EVENTS

Contact Our Events Team:

Toll-Free U.S. and Canada:
1 (888) 627 8834

From Outside North America:
1 (443) 599 1221

Working Hours
Monday – Friday 08:00 am – 17:00 pm EST.

Reach us with your questions by email at: events@liveandinvestoverseas.com

Store

Overseas Havens Reports

  • Expats' comprehensive destination guides

Conference Kits

  • Hours of coverage  from our latests conferences

Lahardan Books

  • Titles on living and investing around the world

Services

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  • The Simon Letter: Wealth Protection Insights
  • Global Property Advisor: Global Investment Opportunitites
VISIT OUR STORE

Free Report

THE 10 BEST PLACES TO RETIRE IN 2025

FREE REPORT: The 10 Best Places To retire in 2025

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We Value Your Privacy! We will not share your email address with anyone else, period.

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