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    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

    Global Living

    • Living & Retiring Overseas
    • Raising A Family Abroad
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    • Investing

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      Oct. 15-17, 2025

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    Live and Invest Overseas
    • Home
    • Countries

      Top Destinations:

      Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

      • Spain
      • Portugal
      • Panama
      • Belize
      • Colombia
      • Cyprus
      • Mexico
      • France
      • Montenegro
      • Browse All Countries

      Best For:

      • The Best Places To Retire
      • Health Care Abroad
      • Cost Of Living
      • Investing in Real Estate
      • Establishing Residency
      • Gun Laws In The World
      • English-Speaking Countries
      • Safest Places For Retirement
      • Best Places In Latin America
    • Budgets

      How Much Will It Cost You To Live Overseas?

      The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

      Super Cheap

      • Chitré, Panama
      • Santa Marta, Colombia
      • Phuket, Thailand
      • Dumaguete, The Philippines

      Cheap

      • Medellin, Colombia
      • Boquete, Panama
      • Kyrenia, Cyprus
      • Hua Hin, Thailand
      • The Algarve, Portugal

      Affordable

      • Valencia, Spain
      • Cascais, Portugal
      • Las Terrenas, The DR
      • Pisa, Italy
      • La Rochelle, France
      • Mazatlán, Mexico

      Luxury

      • Ambergris Caye, Belize
      • Kotor, Montenegro
      • The Panama City Beaches
      • Paris, France
    • Resources

      Global Living

      • Living & Retiring Overseas
      • Raising A Family Abroad
      • Foreign Residency & Citizenship
      • Offshore & Diversification

      Making Money

      • International Real Estate
      • Banking
      • Employment
      • Investing

      Follow Us:

      • Meet Our Experts
    • Real Estate

      Join our Weekly Newsletter
      Overseas Property Alert

      Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






        We Value Your Privacy! We will not share your email address with anyone else, period.

        Buying Real Estate For Cashflow

        • Discover tips and strategies used by global property investing veterans

        Explore Our Latest Posts

        • Learn how to invest and purchase property abroad…

        Go To The Overseas Property Alert Site

        • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
      • Conferences

        Upcoming Events

        • Explore Our Events Site

        Live and Invest In Spain Conference

        Offshore Wealth Summit

        Greece Workshop

        VALENCIA, SPAIN

        Sep. 17-19, 2025

        PANAMA CITY, PANAMA

        Oct. 15-17, 2025

        VIRTUAL

        Nov. 13, 2025

        LEARN MORE
        DISCOUNT
        LEARN MORE
        PRE-REGISTER
        LEARN MORE
        PRE-REGISTER
        • MORE EVENTS

        Contact Our Events Team

        Toll-Free U.S. and Canada:
        1 (888) 627 8834
        From Outside North America:
        1 (443) 599 1221
        Working Hours
        Monday – Friday 08:00 am – 17:00 pm EST.

        Reach us with your questions by email at: events@liveandinvestoverseas.com

      • Store

        Unlock The World

        • Access Your Library

        Overseas Havens Reports

        • Expats' comprehensive destination guides

        Conference Kits

        • Hours of coverage  from our latests conferences

        Lahardan Books

        • Titles on living and investing around the world
        • Explore Our Store
        Your passport to a life well-lived abroad

        Services

        overseas living letter offers affordable retirement guidance
        The Simon Letter Wealth Protection Insights
        Global Property Advisor Global Investment Opportunities

        Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

      • My Library
      Live and Invest Overseas
       Moving Out Of The U.S?

      THE 10 BEST PLACES TO RETIRE IN 2025

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      Home Retirement/Living

      Choose Your Own Overseas Adventure

      by Kathleen Peddicord
      Jul 17, 2024
      in Retirement/Living
      0 0
      Seascape view with chairs and umbrella

      AdobeStock/Romolo Tavani

      Some years ago, back home in Baltimore for the holidays, I caught up with an old friend.

      Bill had a dilemma at the time.

      “This gets complicated, this live overseas lifestyle,” he told me. “We’ve been living abroad for the better part of two decades. Now the children are all grown, and they’re choosing to settle Stateside. As I get older, I realize that what matters most to me is being near them. So we’re working now to organize a life that allows that.

      “Another funny thing I’ve realized lately,” he added. “I enjoy being back here in Maryland. Of all the places in all the world where I could be, I’m comfortable here.”

      I share this anecdote today because it reminds me of two important lessons.

      First…

      You can never predict how your overseas adventure will play out.

      When I left Baltimore behind 26 years ago, bound for Waterford, Ireland, I had no idea where that single step might lead. No idea that seven years later I would swap Waterford for Paris… and then Paris for Panama City.

      Had I tried to plan for the long-term, I may never have left home in the first place. Looking too far into the future can be overwhelming. There’s a certain leap of faith involved in taking that first step… and then being willing to let it take you where it takes you.

      Of course, it’s a different path for each of us…

      Unlike Bill, it looks like I won’t be basing my life around Baltimore… or anyplace in the United States… any time soon. As things are turning out, both my kids have fully embraced the adventure of a life overseas…

      Kat, as you know, relocated from Panama City to Paris a few years back. She and Harry are now raising their two daughters in the City of Light and I count myself lucky to be able to base myself here to spend the summer months with the family.

      Meantime, Jack finished up his studies in Shanghai and is now dividing his time between the U.S., Latin America, and Europe.

      Start Your New Life Overseas Today!
      Sign up for our free daily e-letter, Overseas Opportunity Letter, and we'll send you a FREE report on the 10 Best Places To Retire In 2025.
      We Value Your Privacy! We will not share your email address with anyone else, period.
      You really don’t know how things will play out…

      Luckily, for someone like me—who gets restless being in the same spot too long—my global adventure shows no signs of slowing down.

      But, 5 or 10 years from now, who knows how things might change?

      Which brings me to my second important point for today…

      Get out there while and when you can.

      If you’re serious about moving overseas, now is the time to take action… before circumstances conspire against you.

      For Bill—and other friends and colleagues who have lived overseas over the years—personal circumstances have called them back to the United States.

      Sometimes it’s children and grandchildren… sometimes aging parents… sometimes personal health reasons… sometimes just the lure of home comforts.

      And it’s entirely natural to want to go home. As I’ve said, it could happen to me at some point in the future.

      But, I guarantee you, by spending some years—even one year—overseas, your life will be richer for the experience. You’ll not only get to appreciate a new culture… but you’ll appreciate more things about your own home, too…

      That has certainly been the case with me and Baltimore.

      Your Own Overseas Adventure

      More than two decades ago, I couldn’t wait to get out of B-more. I’d dreamed of living in Europe since I was a young girl…

      Today, I find myself admiring Baltimore’s quirks. This city is one of the most historic in the country. It boasts some of the best architecture you’ll find anywhere in the United States plus a lively harbor and a great baseball stadium. I look forward now to any chance to spend a little time back home, soaking up the familiar.

      And then, I look forward to returning to Paris… or Panama… or wherever in the world I next choose to explore…

      If you’d like help deciding where to begin your own adventure… and the opportunity to pick the brains of those who’ve gone before you… then I hope you’ll join me for our upcoming Retire Overseas Virtual Conference.

      Over three days together—online from July 24-26—my global team of experts and expats will introduce you to your top 16 options for living the best lifestyle overseas—on a retiree’s budget—as well as tackling the big-picture issues that may be keeping you awake at night… like whether you’ll need to learn a new language… your best options for health insurance (and affordable, quality health care)… how to manage your banking… what you should bring with you (and the best way to ship it)… how to make new friends… and so much more…

      I very much hope you’ll join us.

      Until next time,

      Kathleen Peddicord signature

      Kathleen Peddicord

      Founding Publisher, Overseas Opportunity Letter

      Tags: 'Expats In Panama''Expats Overseas''how to retire overseas'Life Overseasmove overseasretire abroad
      Share84Tweet52
      Kathleen Peddicord

      Kathleen Peddicord

      Kathleen Peddicord has reported on opportunities for Americans to live, retire, and do business overseas for 40 years. She has traveled to more than 75 countries, invested in real estate in 24, established businesses in 7, renovated and built properties in 6, and educated her children in 5.

      Kathleen has moved children, staff, enterprises, household goods, and pets from the east coast of the United States to Waterford, Ireland, then to Paris, France, and finally to Panama City, Panama, where she has based her Live And Invest Overseas business. Peddicord and her husband, Lief Simon, now divide their time between Panama and Paris.

      Peddicord was a partner with Agora Publishing’s International Living group for 23 years. She opened, staffed, and operated International Living publishing and real estate marketing offices in Waterford, Ireland; Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France. Peddicord launched Live And Invest Overseas group in 2008 and has built it into a successful multimillion-dollar business. Today, she shares her firsthand experience of expat life with more than 500,000 readers of her publications, including Overseas Opportunity Letter and Overseas Living Letter.

      Kathleen has been featured often in The New York Times, MSNBC, AARP, CNN, Bloomberg, CNBC, and more and writes monthly about expat matters, international real estate, and offshore diversification for Forbes and U.S. News.

      Kathleen has written several books including the memoirs “At Home In Ireland” and “At Home At Los Islotes” and her latest title “At Home Abroad,” all published by Lahardan Books. Her best-selling "How To Retire Overseas: Everything You Need To Know To Live Well (For Less) Abroad” was published by Penguin Random House in 2018 and her “Buying Real Estate Overseas For Cash Flow (And A Better Life)” was published by Wiley in August 2020.

      Start Your New Life Overseas Today!
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      HOME

      Top Countries

      • Spain
      • Portugal
      • Panama
      • Belize
      • Colombia
      • Cyprus
      • Mexico
      • France
      • Montenegro

      Best For:

      • Health Care Abroad
      • Retirement Living
      • Cost Of Living
      • Investing in Real Estate
      • Establishing Residency
      • Gun Ownership
      • English Speakers
      • Safety
      BROWSE ALL COUNTRIES

      Budgets

      How Much Will It Cost
      To Live Overseas?

      Super Cheap

      • Chitré, Panama
      • Santa Marta, Colombia
      • Phuket, Thailand
      • Dumaguete, The Philippines

      Cheap

      • Medellin, Colombia
      • Boquete, Panama
      • Kyrenia, Cyprus
      • Hua Hin, Thailand
      • The Algarve, Portugal

      Affordable

      • Valencia, Spain
      • Cascais, Portugal
      • Las Terrenas, The DR
      • Pisa, Italy
      • La Rochelle, France
      • Mazatlán, Mexico

      Luxury

      • Ambergris Caye, Belize
      • Kotor, Montenegro
      • The Panama City Beaches
      • Paris, France

      Resources

      Global Living

      • Living & Retiring Overseas
      • Raising A Family Abroad
      • Foreign Residency & Citizenship
      • Offshore & Diversification

      Making Money

      • International Real Estate
      • Banking
      • Employment
      • Investing
      Meet Our Experts

      Real Estate

      Overseas Property Alert 

       

      How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams

      VISIT SITE

      Buying Real Estate For Cashflow

       

      Discover tips and strategies used by global property investing veterans

      READ MORE

      Explore Our Latest Posts

       

      Learn how to invest and purchase property abroad…

      EXPLORE

      Conferences

      Live and Invest In Spain Conference

      VALENCIA, SPAIN Sep. 17-19, 2025
      LEARN MORE
      DISCOUNT

      Offshore Wealth Summit

      PANAMA CITY, PANAMA Oct. 15-17, 2025
      LEARN MORE
      PRE-REGISTER

      GREECE WORKSHOP

      VIRTUAL Nov. 13, 2025
      LEARN MORE
      PRE-REGISTER
      MORE EVENTS

      Contact Our Events Team:

      Toll-Free U.S. and Canada:
      1 (888) 627 8834

      From Outside North America:
      1 (443) 599 1221

      Working Hours
      Monday – Friday 08:00 am – 17:00 pm EST.

      Reach us with your questions by email at: events@liveandinvestoverseas.com

      Store

      Overseas Havens Reports

      • Expats' comprehensive destination guides

      Conference Kits

      • Hours of coverage  from our latests conferences

      Lahardan Books

      • Titles on living and investing around the world

      Services

      • Overseas Living Letter: Affordable Retirement Guidance
      • The Simon Letter: Wealth Protection Insights
      • Global Property Advisor: Global Investment Opportunitites
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      FREE REPORT: The 10 Best Places To retire in 2025

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