Lief Simon is the managing editor of Global Property Advisor, Simon Letter, and Offshore Living Letter. He has purchased more than 45 properties, investing in 23 different countries around the world.
Expense | Monthly Costs | Notes |
---|---|---|
Mortgage | €550 | Average; hard to quantify. |
HOA Fees | €100 | |
Property Taxes | €50 | |
Transportation | €275 | Driving your own car, including insurance (€50 for a tank of gas). |
Gas | €50 | For heating and cooking. |
Electricity | €85 | Including air conditioning. |
Water | €25 | Not including a swimming pool. |
Cell Phone | €20 | Monthly cost for basic cell phone plan. |
Internet | €35 | Includes TV channels. |
Cable TV | – | |
Household Help | €80 | For two hours of cleaning per week. |
Entertainment | €510 | Monthly cost cost for eating out twice a week: €420 (€22.50 to €30 per meal). Monthly cost for drinks twice a week: €60 (€1.50 for a beer; €5.50 for a bottle of wine). Movie theatre trip twice a month: €30 (€7.50 per ticket). |
Groceries | €400 | Monthly grocery haul for a couple. |
Gym Membership | €80 | Basic membership two people. |
Medical Appointment | €70 | Cost of one appointment (private clinic). |
TOTAL | €2,330 |
Expense | Monthly Costs | Notes |
---|---|---|
Rent | €850 | Cost of an apartment (70 square meters, two-bed/two-bath) in a desirable location. |
Transportation | €275 | Driving your own car, including insurance (€50 for a tank of gas). |
Gas | €50 | For heating and cooking. |
Electricity | €85 | Including air conditioning. |
Water | €25 | Not including a swimming pool. |
Cell Phone | €20 | Monthly cost for basic cell phone plan. |
Internet | €35 | Includes TV channels. |
Cable TV | – | |
Household Help | €80 | For two hours of cleaning per week. |
Entertainment | €510 | Monthly cost for eating out twice a week: €420 (€22.50 to €30 per meal). Monthly cost for drinks twice a week: €60 (€1.50 for a beer; €5.50 for a bottle of wine). Movie theatre trip twice a month: €30 (€7.50 per ticket). |
Groceries | €400 | Monthly grocery haul for a couple. |
Gym Membership | €80 | Basic membership two people. |
Medical Appointment | €70 | Cost of one appointment (private clinic). |
TOTAL | €2,480 |
Expense | Monthly Costs | Notes |
---|---|---|
Rent | €500 | Cost of an apartment (one-bed/one-bath) in the cheapest part of town. |
Transportation | €80 | Monthly bus ticket. |
Gas | €35 | |
Electricity | €65 | |
Water | €25 | |
Cell Phone | €20 | |
Internet | €35 | |
Cable TV | – | |
Entertainment | €200 | Monthly cost for eating out twice a week: €50 (€12.50 per meal). |
Groceries | €260 | All local-brand items only, shopping at markets and grocery stores. |
Medical Appointment | €5.50 | Cost of one appointment (public health center). |
TOTAL | €1,225.50 |
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