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    10 BEST PLACES TO RETIRE IN 2024

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        A collage of budgets, costs, currencies, and shopping lists. cost of living budgets

        How Much Will It Cost To Live Overseas?

        Kathleen

        Reviewed By Kathleen Peddicord

        Kathleen is the Live and Invest Overseas Founding Publisher. She has more than 30 years of hands-on experience traveling, living, and buying property around the world.

        Start Your New Overseas Life Today

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          Table Of Contents

          The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you.

          Here’s the most important thing to understand about budgeting your new life overseas: You can spend as much or as little as you want to live almost anywhere. 

          Some places are generally more affordable than others, and a handful of places are absolutely cheap. But globalization means you can enjoy more or less any standard of living more or less anywhere on earth, if you’re willing to pay for it.

          The exceptions are some absolutely cheap locales such as Dumaguete, The Philippines, Santa Marta, Colombia, and Kotor, Montenegro. In these places, your cost of living is artificially low because, frankly, there isn’t much for you to spend your money on. This is not to say that, in these places, you couldn’t enjoy a comfortable, interesting, exotic, even fun, exciting, and adventure-filled life. But you’d be living simply, because you’d have no option. The only life in these places is the simple life.

          Start Your New Life Today, Overseas






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            Most importantly, if cost of living is your primary motivation for thinking about moving to another country, we recommend you focus on these choices. And, if you’re not looking to move on a super-fixed income (of, say, US$1,300 a month or less), you have many good options, and here’s what we strongly suggest:

            Stop obsessing over this cost-of-living question. Yes, of course, you need to know that you’ll be able to afford to live in whatever country you decide to try on for size, but here are a few other things to remember, as well.

            For example, your cost of living almost anywhere is controllable. It will not be the same as our cost of living in that same place or, necessarily, the cost of living in that place for anyone else you might speak with.

            Most expense items–everything from housing to health care, from travel to entertainment, from your monthly grocery bill to your phone/cable/Internet package–are hugely variable and can be managed.

            Start Your New Life Today, Overseas






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              For instance, there is a gentleman, an American, living in downtown Panama City on a budget of US$950 a month. We wouldn’t have believed it if he hadn’t itemized his monthly costs for us. He’s renting a small furnished house (without air conditioning), in a local neighborhood, for US$500 a month and controlling his other expenses so effectively that they amount to no more than another US$400 a month.

              Others are spending more than five times that amount each month to live in the same city.

              Maybe you could live in Panama City on US$800 a month, or maybe that lifestyle would make you miserable. Maybe you’d spend more than others are spending to enjoy the standard of living you’re looking for. We know people who do.

              Panama City is a place where you can find almost any product or service you might be in the market for…and avail of it if you’re willing to ante up.

              Start Your New Life Today, Overseas






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                Second, cost of living is a forever-moving target, especially if you’re living in a country whose currency differs from the currency in which you derive your income.

                Third, none of this is really the point.

                The point is, again, that you can control your cost of living, within parameters, almost anywhere in the world.

                So, one more time, we can’t tell you how much it will cost you to live in any of the places we recommend you consider launching a new life. We can, though, with the help of our far-flung network of correspondents already at home in these places, give you broad and general guidelines for reference…as a starting point.

                One more thing before you get to the numbers. Just as a one-size-fits-all budget for living in any country is next-to-meaningless, so is any budget that claims to represent the cost of living in any country overall. A budget for Panama, Colombia, Portugal, Cyprus, or Thailand, is useless, because the cost of living in Panama City, for example, is nothing like the cost of living in Chitré or Las Terrenas…etc.

                All that said, we present general guideline cost of living budgets for key locations in the world’s top retirement havens right now. As we’ve suggested, use these as starting points…and build out from here…

                Kathleen

                Reviewed By Kathleen Peddicord

                Kathleen is the Live and Invest Overseas Founding Publisher. She has more than 30 years of hands-on experience traveling, living, and buying property around the world.

                Start Your New Overseas Life Today

                A world full of fun, adventure, and profit awaits! Sign up for our free daily e-letter, Overseas Opportunity Letter, and we’ll send you a FREE report on the 10 Best Places To Retire In Style Overseas Today 2024






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                  Table Of Contents

                  Super Cheap

                  aerial view of Tayrona national park in Santa Marta

                  Santa Marta, Colombia

                  Santa Marta, a coastal gem, offers beautiful beaches and proximity to the Sierra Nevada mountains. Colombia, especially in Santa Marta, provides a blend of rich culture and emerging real estate opportunities.

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                  Parque Union in Chitre, Panama

                  Chitré, Panama

                  Chitré, a quaint city in Panama’s Herrera province, is known for its charming local culture and traditional festivals. Panama, including Chitré, offers affordable living and a warm, welcoming community.

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                  Phuket, Thailand

                  Phuket, a tropical paradise, is famous for its stunning beaches and vibrant nightlife. Thailand, with places like Phuket, boasts affordable living and excellent health care.

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                  Bell tower in the center of Dumaguete Philippines

                  Dumaguete, The Philippines

                  Dumaguete, known as the “City of Gentle People,” is a haven for expats, offering a laid-back lifestyle by the sea. The Philippines, especially Dumaguete, provides affordable living and warm, friendly locals.

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                  Super Cheap

                  Sandy beach between cliffs and white architecture in Carvoeiro, Algarve, Portugal

                  The Algarve, Portugal

                  The Algarve, is a well-recognized tourist and golf destination. Portugal, including the Algarve, has first-rate health care and picturesque real estate.

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                  Boquete, Panama

                  Boquete, nestled in the highlands, is known for its cool climate and lush landscapes. Panama, with charming towns like Boquete, offers a peaceful lifestyle and affordable cost of living.

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                  Beautiful view of the main street of Larnaca and Phinikoudes beach in Cyprus, larnaca

                  Larnaca, Cyprus

                  Larnaca, a historic port city, is renowned for its beautiful beaches and ancient ruins. Cyprus, including Larnaca, combines Mediterranean charm with modern amenities and quality health care.

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                  Panoramic view to Medellin, Colombia

                  Medellin, Colombia

                  Medellin, once known for its troubled past, is now a vibrant city of innovation and culture. Colombia, with thriving cities like Medellin, offers a dynamic urban lifestyle and picturesque real estate.

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                  Affordable

                  View of the sea from a height of Pope Luna's Castle in Valencia Spain. best places to retire

                  Valencia, Spain

                  Valencia, a city where modern architecture meets historic charm, is famed for its cuisine and coastal beauty. Spain, with vibrant cities like Valencia, offers a rich cultural experience and high-quality living.

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                  Historic Church of Bom Jesus do Monte and her public garden in Braga Portugal. best places to retire 2024

                  Braga, Portugal

                  Braga, one of Portugal’s oldest cities, is steeped in history and known for its beautiful architecture. Portugal, with cities like Braga, combines traditional charm with modern amenities and excellent healthcare.

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                  Big Mazatlan Letters at the entrance to Golden Zone

                  Mazatlán, Mexico

                  Mazatlán, a coastal city known for its beaches and historic center, is a favorite among expats. Mexico, with places like Mazatlán, offers a relaxed lifestyle and a vibrant cultural scene.

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                  Palm fringed sandy beach of El Portillo, Las Terrenas

                  Las Terrenas, The Dominican Republic

                  Las Terrenas, a coastal town, is celebrated for its stunning beaches and cosmopolitan vibe. The Dominican Republic, especially Las Terrenas, offers a laid-back lifestyle and affordable beachfront living.

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                  Luxury

                  A Caribbean lifestyle in Ambergris Caye. Live in Belize

                  Ambergris Caye, Belize

                  Ambergris Caye, a tropical island, is known for its crystal-clear waters and vibrant marine life. Belize, particularly Ambergris Caye, offers a relaxed island lifestyle with plenty of outdoor activities.

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                  Picturesque sea view of Boka Kotor Bay, Montenegro

                  Kotor, Montenegro

                  Kotor, a UNESCO World Heritage site, is known for its stunning bay and medieval architecture. Montenegro, with picturesque towns like Kotor, offers a serene lifestyle and beautiful landscapes.

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                  Cityscape of Paris by the sunset, France

                  Paris, France

                  Paris, the city of lights, is renowned for its art, fashion, and historic landmarks. France, with its vibrant capital Paris, offers a sophisticated lifestyle and world-class amenities.

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                  aerial view of a beach condo in Gorgona, panama city beaches areas

                  The Panama City Beaches

                  The Panama City Beaches are famous for their white sand and emerald waters, offering a perfect blend of relaxation and adventure. Panama, with its beautiful coastal areas, provides a variety of outdoor activities and modern amenities.

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                  Be The First To Ask About Budgets

                  Portugal is on the Iberian Peninsula, in the southwest corner of Europe. Portugal shares that peninsula Spain, its larger neighbor.

                  Portugal is known for Fado music and also for being the largest cork producer in the world.

                  Portugal’s high season is during July and August, especially to coastal areas. Expect to pay at least a 30% premium on accommodation and encounter warm weather across the country.

                  Yes, Portugal is a sought after retirement destination. In fact, it’s one the world’s top retirement havens.

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                  BEST PLACES TO RETIRE 

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