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    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
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  • Budgets

    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

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  • Home
  • Countries

    Top Destinations:

    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
    • Portugal
    • Panama
    • Belize
    • Colombia
    • Cyprus
    • Mexico
    • France
    • Montenegro
    • Browse All Countries

    Best For:

    • The Best Places To Retire
    • Health Care Abroad
    • Cost Of Living
    • Investing in Real Estate
    • Establishing Residency
    • Gun Laws In The World
    • English-Speaking Countries
    • Safest Places For Retirement
    • Best Places In Latin America
  • Budgets

    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

    Global Living

    • Living & Retiring Overseas
    • Raising A Family Abroad
    • Foreign Residency & Citizenship
    • Offshore & Diversification

    Making Money

    • International Real Estate
    • Banking
    • Employment
    • Investing

    Follow Us:

    • Meet Our Experts
  • Real Estate

    Buying Real Estate For Cashflow

    • Discover tips and strategies used by global property investing veterans

    Explore Our Latest Posts

    • Learn how to invest and purchase property abroad…

    Go To The Overseas Property Alert Site

    • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
  • Conferences

    Upcoming Events

    • Explore Our Events Site

    Live and Invest In Panama Conference

    Live And Invest In Greece Workshop

    Live And Invest In Portugal Conference

    PANAMA CITY, PANAMA

    Jan. 21-23, 2026

    VIRTUAL

    Feb. 19, 2026

    LISBON, PORTUGAL

    Mar. 25-27, 2026

    Learn More About This Event
    DISCOUNT
    Learn More About This Event
    PRE-REGISTER
    Learn More About This Event
    • MORE EVENTS

    Contact Our Events Team

    Toll-Free U.S. and Canada:
    1 (888) 627 8834
    From Outside North America:
    1 (443) 599 1221
    Working Hours
    Monday – Friday 08:00 am – 17:00 pm EST.

    Reach us with your questions by email at: events@liveandinvestoverseas.com

  • Store

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    • Access Your Library

    Overseas Havens Reports

    • Expats' comprehensive destination guides

    Conference Kits

    • Hours of coverage  from our latests conferences

    Lahardan Books

    • Titles on living and investing around the world
    • Explore Our Store
    Your passport to a life well-lived abroad

    Services

    overseas living letter offers affordable retirement guidance
    The Simon Letter Wealth Protection Insights
    Global Property Advisor Global Investment Opportunities

    Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

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Live and Invest Overseas
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THE CHEAPEST PLACES TO
LIVE IN THE CARIBBEAN

7 Cheapest Places To live In The Caribbean

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Home In Focus: Caribbean

Living Well In The Caribbean Heartland

by Philip M. Hahn
Jan 07, 2026
in In Focus: Caribbean
0 0
Aerial views of Carmelita Gardens, a sustainable community that fosters an active lifestyle through off-grid living and organic gardening.

Greetings from the Belize River Valley, where the green of nature is louder than a parrot’s laugh and the papaya-colored sunset warms your soul.

The environment here is something to behold. Watching plants grow and blossom in front of your eyes, and wildlife flying in the sky and scampering in the woods, you can’t help but feel the freedom, beauty, and opportunity flourishing here in the valley.

When I first came out here to visit my friend’s ranch over 20 years ago, I could clearly see why the flora, fauna, and ancient Maya thrived here—the place really “spoke” to me.

At the time, few people were settling in Western Belize; the vast majority were buying near the Caribbean Sea with its cayes (islands), beaches, and reef. That’s when Robert Frost’s old words drifted back to me like a friendly echo in the tropical breeze: “Two roads diverged in a wood, and I—I took the one less traveled by, and that has made all the difference.”

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So, about 15 years ago, I pitched a tent at a few different spots along the riverbank, on a Maya mound, and in the meadow of what was then a cow pasture. It was a great way to connect and get a feel for the place—and now that open pasture from 2010 is a thriving off-grid haven of elegant homes, tropical gardens, green forest, bountiful orchards, and friendly neighbors who have traded the rat race for simplicity and independence.

Carmelita gardens comparison between 2016 and 2025

Transforming that cow pasture into a green and vibrant community meant working together with residents planting and nurturing gardens, trees, and friendships for 15 years, which has made all the difference and has created the welcoming, self-sufficient little hamlet in the Caribbean heartland we call home.

Here, residents generate their own solar power, harvest rainwater, and grow food in the fertile Belize River Valley soil. It’s a life of self-reliance without giving up comfort, connection, or security.

The Carmelita Gardens motto has always been “Independent Together” and just like the more than 50 independent homes in the community, the residents’ independent-together lifestyle has also become a reality.

Some moved into their homes and settled into a life of restful solitude, while others are social butterflies. Some enjoy regular board-game gatherings, while others have their routine kayaking trips or pickleball games. Some work remotely while others play and party hard. Increasingly, our owners are engaging in volunteer activities such as teaching music, providing elder-care workshops, participating in archaeological programs… the list goes on.

Active lifestyle shown through seniors gardening, socializing over bingo, and harvesting fresh vegetables in a vibrant three-photo collage.

No matter how independent or together, everyone has made a difference in the life of our community, and many have made a difference in the lives of our neighbors in Santa Familia Village. So whatever your interests and no matter how independent or together you want to be, Carmelita Gardens is a great place for you to be you.

Today, Carmelita Gardens is home to nearly 60 residents from around the world, each building a lifestyle rooted in nature and inspired by possibility. One of the possibilities these prescient pioneers saw was a paved road instead of the rugged dirt road they first traversed to reach their properties. With hope against hope, they took the risk that the road would one day be paved—fully aware that buying in front of the Path of Progress comes with risks… and only possible rewards.

Aerial view of a sustainable community featuring solar-powered homes and an active lifestyle set within lush, green tropical landscapes.

So for the early adopters who can now pull out of Carmelita Gardens onto a paved road leading to nearby towns, tourist hubs, commercial centers, and points beyond this is a dream come true.

Anyone who has ever taken a risk on a dream knows how fortunate one is to get even part of a dream, let alone the whole thing. Now imagine getting something beyond a single dream—we are not only getting a paved road but a new bridge as well.

You’re invited to come experience Belize for yourself… to walk the land, meet the community, and feel what life here could be like. Carmelita Gardens is a shared dream becoming a lived reality: a place of freedom, friendship, fun, and a bright future.

Sincerely,

Phil Hahn
Founder, Carmelita Gardens

Tags: Active Lifestylebelize real estateCarmelita Gardensretire overseasSustainable Community
Share83Tweet52
Philip M. Hahn

Philip M. Hahn

Phil always dreamed of the tropics while growing up in Michigan. He started his southerly migration in 1982 by attending Florida State University. At FSU he studied Interior Design and Housing. Prior to graduation, he started a residential design business that ultimately designed over 6,000 homes and expanded into construction and development. In 2003, Phil saw the potential for development in Belize and purchased 115 acres for his new urbanism development community. Combining his experience with quality coastal home design and his love of classical architecture, he created an evocative new Caribbean town. In 2007, he Co-Founded Great Land Holdings, which has grown to include multiple properties throughout the northern and western part of Belize.

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HOME

Top Countries

  • Spain
  • Portugal
  • Panama
  • Belize
  • Colombia
  • Cyprus
  • Mexico
  • France
  • Montenegro

Best For:

  • Health Care Abroad
  • Retirement Living
  • Cost Of Living
  • Investing in Real Estate
  • Establishing Residency
  • Gun Ownership
  • English Speakers
  • Safety
BROWSE ALL COUNTRIES

Budgets

How Much Will It Cost
To Live Overseas?

Super Cheap

  • Chitré, Panama
  • Santa Marta, Colombia
  • Phuket, Thailand
  • Dumaguete, The Philippines

Cheap

  • Medellin, Colombia
  • Boquete, Panama
  • Kyrenia, Cyprus
  • Hua Hin, Thailand
  • The Algarve, Portugal

Affordable

  • Valencia, Spain
  • Cascais, Portugal
  • Las Terrenas, The DR
  • Pisa, Italy
  • La Rochelle, France
  • Mazatlán, Mexico

Luxury

  • Ambergris Caye, Belize
  • Kotor, Montenegro
  • The Panama City Beaches
  • Paris, France

Resources

Global Living

  • Living & Retiring Overseas
  • Raising A Family Abroad
  • Foreign Residency & Citizenship
  • Offshore & Diversification

Making Money

  • International Real Estate
  • Banking
  • Employment
  • Investing
Meet Our Experts

Real Estate

Overseas Property Alert 

 

How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams

VISIT SITE

Buying Real Estate For Cashflow

 

Discover tips and strategies used by global property investing veterans

READ MORE

Explore Our Latest Posts

 

Learn how to invest and purchase property abroad…

EXPLORE

Conferences

Live and Invest In Panama Conference

PANAMA CITY, PANAMA Jan. 21-23, 2026
Learn More About This Event
DISCOUNT

Live And Invest In Greece Workshop

VIRTUAL Feb. 19, 2026​
Learn More About This Event
PRE-REGISTER

Live And Invest In Portugal Conference

LISBON, PORTUGAL Mar. 25-27, 2026
Learn More About This Event
MORE EVENTS

Contact Our Events Team:

Toll-Free U.S. and Canada:
1 (888) 627 8834

From Outside North America:
1 (443) 599 1221

Working Hours
Monday – Friday 08:00 am – 17:00 pm EST.

Reach us with your questions by email at: events@liveandinvestoverseas.com

Store

Overseas Havens Reports

  • Expats' comprehensive destination guides

Conference Kits

  • Hours of coverage  from our latests conferences

Lahardan Books

  • Titles on living and investing around the world

Services

  • Overseas Living Letter: Affordable Retirement Guidance
  • The Simon Letter: Wealth Protection Insights
  • Global Property Advisor: Global Investment Opportunitites
VISIT OUR STORE

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The 12 Best Places to Retire in 2026

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