Live and Invest Overseas
The Best Places To Retire In 2025

FREE REPORT: THE BEST PLACES TO RETIRE IN 2025






    We Value Your Privacy! We will not share your email address with anyone else, period.
    • Home
    • Countries

      Top Destinations:

      Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

      • Spain
      • Portugal
      • Panama
      • Belize
      • Colombia
      • Cyprus
      • Mexico
      • France
      • Montenegro
      • Browse All Countries

      Best For:

      • The Best Places To Retire
      • Health Care Abroad
      • Cost Of Living
      • Investing in Real Estate
      • Establishing Residency
      • Gun Laws In The World
      • English-Speaking Countries
      • Safest Places For Retirement
      • Best Places In Latin America
    • Budgets

      How Much Will It Cost You To Live Overseas?

      The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

      Super Cheap

      • Chitré, Panama
      • Santa Marta, Colombia
      • Phuket, Thailand
      • Dumaguete, The Philippines

      Cheap

      • Medellin, Colombia
      • Boquete, Panama
      • Kyrenia, Cyprus
      • Hua Hin, Thailand
      • The Algarve, Portugal

      Affordable

      • Valencia, Spain
      • Cascais, Portugal
      • Las Terrenas, The DR
      • Pisa, Italy
      • La Rochelle, France
      • Mazatlán, Mexico

      Luxury

      • Ambergris Caye, Belize
      • Kotor, Montenegro
      • The Panama City Beaches
      • Paris, France
    • Resources

      Global Living

      • Living & Retiring Overseas
      • Raising A Family Abroad
      • Foreign Residency & Citizenship
      • Offshore & Diversification

      Making Money

      • International Real Estate
      • Banking
      • Employment
      • Investing

      Follow Us:

      • Meet Our Experts
    • Real Estate

      Join our Weekly Newsletter
      Overseas Property Alert

      Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






        We Value Your Privacy! We will not share your email address with anyone else, period.

        Buying Real Estate For Cashflow

        • Discover tips and strategies used by global property investing veterans

        Explore Our Latest Posts

        • Learn how to invest and purchase property abroad…

        Go To The Overseas Property Alert Site

        • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
      • Conferences

        Upcoming Events

        • Explore Our Events Site

        International Property Summit

        Caribbean Virtual Conference

        Live and Invest In Spain Conference

        PANAMA CITY, PANAMA

        June 18-20, 2025

        VIRTUAL

        July 17-19, 2025

        Valencia, Spain

        Sep. 17-19, 2025

        LEARN MORE
        LEARN MORE
        PRE-REGISTER
        LEARN MORE
        PRE-REGISTER
        • MORE EVENTS

        Contact Our Events Team

        Toll-Free U.S. and Canada:
        1 (888) 627 8834
        From Outside North America:
        1 (443) 599 1221
        Working Hours
        Monday – Friday 08:00 am – 17:00 pm EST.

        Reach us with your questions by email at: events@liveandinvestoverseas.com

      • Store

        Unlock The World

        • Access Your Library

        Overseas Havens Reports

        • Expats' comprehensive destination guides

        Conference Kits

        • Hours of coverage  from our latests conferences

        Lahardan Books

        • Titles on living and investing around the world
        • Explore Our Store
        Your passport to a life well-lived abroad

        Subscriptions

        overseas living letter offers affordable retirement guidance
        The Simon Letter Wealth Protection Insights
        Global Property Advisor Global Investment Opportunities

        Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

      • My Library
      Live and Invest Overseas
      • Home
      • Countries

        Top Destinations:

        Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

        • Spain
        • Portugal
        • Panama
        • Belize
        • Colombia
        • Cyprus
        • Mexico
        • France
        • Montenegro
        • Browse All Countries

        Best For:

        • The Best Places To Retire
        • Health Care Abroad
        • Cost Of Living
        • Investing in Real Estate
        • Establishing Residency
        • Gun Laws In The World
        • English-Speaking Countries
        • Safest Places For Retirement
        • Best Places In Latin America
      • Budgets

        How Much Will It Cost You To Live Overseas?

        The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

        Super Cheap

        • Chitré, Panama
        • Santa Marta, Colombia
        • Phuket, Thailand
        • Dumaguete, The Philippines

        Cheap

        • Medellin, Colombia
        • Boquete, Panama
        • Kyrenia, Cyprus
        • Hua Hin, Thailand
        • The Algarve, Portugal

        Affordable

        • Valencia, Spain
        • Cascais, Portugal
        • Las Terrenas, The DR
        • Pisa, Italy
        • La Rochelle, France
        • Mazatlán, Mexico

        Luxury

        • Ambergris Caye, Belize
        • Kotor, Montenegro
        • The Panama City Beaches
        • Paris, France
      • Resources

        Global Living

        • Living & Retiring Overseas
        • Raising A Family Abroad
        • Foreign Residency & Citizenship
        • Offshore & Diversification

        Making Money

        • International Real Estate
        • Banking
        • Employment
        • Investing

        Follow Us:

        • Meet Our Experts
      • Real Estate

        Join our Weekly Newsletter
        Overseas Property Alert

        Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






          We Value Your Privacy! We will not share your email address with anyone else, period.

          Buying Real Estate For Cashflow

          • Discover tips and strategies used by global property investing veterans

          Explore Our Latest Posts

          • Learn how to invest and purchase property abroad…

          Go To The Overseas Property Alert Site

          • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
        • Conferences

          Upcoming Events

          • Explore Our Events Site

          International Property Summit

          Caribbean Virtual Conference

          Live and Invest In Spain Conference

          PANAMA CITY, PANAMA

          June 18-20, 2025

          VIRTUAL

          July 17-19, 2025

          Valencia, Spain

          Sep. 17-19, 2025

          LEARN MORE
          LEARN MORE
          PRE-REGISTER
          LEARN MORE
          PRE-REGISTER
          • MORE EVENTS

          Contact Our Events Team

          Toll-Free U.S. and Canada:
          1 (888) 627 8834
          From Outside North America:
          1 (443) 599 1221
          Working Hours
          Monday – Friday 08:00 am – 17:00 pm EST.

          Reach us with your questions by email at: events@liveandinvestoverseas.com

        • Store

          Unlock The World

          • Access Your Library

          Overseas Havens Reports

          • Expats' comprehensive destination guides

          Conference Kits

          • Hours of coverage  from our latests conferences

          Lahardan Books

          • Titles on living and investing around the world
          • Explore Our Store
          Your passport to a life well-lived abroad

          Subscriptions

          overseas living letter offers affordable retirement guidance
          The Simon Letter Wealth Protection Insights
          Global Property Advisor Global Investment Opportunities

          Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

        • My Library
        Live and Invest Overseas
         Moving Out Of The U.S?

        THE 10 BEST PLACES TO RETIRE IN 2025

        the 10 best places to retire in 2025

        PLUS: A SPECIAL BONUS DESTINATION

        Simply sign up to receive the FREE daily e-letter, Overseas Opportunity Letter, and we’ll immediately email you our editors’ latest research report… absolutely FREE






          We Value Your Privacy! We will not share your email address with anyone else, period.

          Home Retirement/Living

          The Living Overseas Learning Curve

          by Kat Kalashian
          May 12, 2025
          in Retirement/Living
          0 0
          panoramic view at central paris, france

          AdobeStock/frank peters

          Cordon Bleu pastry chef, Frédéric Hoël, held up two handfuls of dough, one that you could have mistaken for a neatly folded (albeit miniature) sheet in a linen store… the other more closely resembled a half-deflated air mattress that someone tried to fold before it was fully emptied.

          “This is good,” he proclaimed, holding the neat stack up high.

          “This is bad,” hoisting up the messy pile. “It will not work.” He shook his head darkly.

          We giggled nervously and looked around at one another… who among us 12 or so novices had created the failure dough? Who was the phenom? Only time would tell.

          Learning as an adult can be hard… humbling, even.

          My pastry-making class at the Cordon Bleu here in Paris was a good reminder that no beginner is ever good at anything. And before you become good at something, the learning process is a challenge all itself.

          Living overseas, there’s a learning curve that can’t be denied, and it’s compounded by all the other things you have to learn at the same time—as you plan your move you have to learn about residency options, tax consequences, health care and insurance availability…

          And then once you arrive you also likely have to learn a new language, how to get around in your new home, become familiar with a new culture, be taught how to properly eat a new cuisine… and so much more that you won’t even guess at before arriving.

          Plus, there’s just the simple fact that learning later in life is… uncomfortable, at least, if not more difficult. You’re not used to being “bad” at things once you’re an accomplished adult. You’re not used to being a beginner anymore.

          And, frankly, it’s not the best feeling to be the underdog… to always feel like you’re behind, trying to catch up.

          But it does pass—as long as you put in a consistent effort—and bit by bit, you realize you are getting better… that you’re no longer the newbie… that you’re becoming more and more comfortable.

          This is true of anything new that we start to do routinely, be it a sport, an art form, a cooking technique, a computer program, a new remote control, a new route to work… etc.

          I’ve recently adopted a new life motto: Get comfortable being uncomfortable.  

          So much of what we don’t like in life is simply discomfort. We become used to our routines, our friends, our home, our favorite foods, our way of life… and once we do, we don’t like to try new things.

          Because it wouldn’t be as easy… it would be uncomfortable. (Hence the proverbial comfort zone.)

          In the fitness world, this is called “plateauing.” You do the same workout so much that your body no longer sees it as a workout—it’s no longer a challenge, it’s just an everyday activity. Your body takes it in stride and you cease to gain muscle or lose weight, maybe even put some more back on.

          To overcome this inevitable pitfall, any good fitness trainer knows you need to change things regularly.

          Which doesn’t feel good.

          You have to push your body to do something it doesn’t usually do, so it feels awkward, it hurts, it burns, your joints pop, breathing is difficult… and none of that is desirable in itself.

          More than anything, though, it’s just uncomfortable. Because a week later, your body is used to it and you don’t feel the way you did that first day.

          You’ve become comfortable being uncomfortable.

          Moving to Europe will certainly have you uncomfortable plenty of the time—but that’s the whole point of your live-overseas fantasy, isn’t it?

          To no longer eat the same foods every day, take the same street home…

          Start Your New Life Overseas Today!
          Sign up for our free daily e-letter, Overseas Opportunity Letter, and we'll send you a FREE report on the 10 Best Places To Retire In 2025.
          We Value Your Privacy! We will not share your email address with anyone else, period.

          What pushed you to make this leap is the excitement of meeting new people, trying new things, and be challenged by a new way of life—to stop living on autopilot.

          Moving to Europe, you are as literally as possible getting out of your comfort zone.

          So don’t fret that it takes time to adapt and integrate… to figure out exactly which part of town you want to live in… which local delicacy to relish (and which, perhaps, to avoid)…

          In the beginning, anything new you do is uncomfortable—including living overseas—you just have to keep at it. (Like me making disastrous croissants…)

          I’m not saying that learning can’t be fun and rewarding, it should always be both of those things. But that doesn’t mean it isn’t challenging… and a challenge is by definition uncomfortable.

          When it comes to moving to Europe, there’s no shortage of things to learn and be taught, and while it can be uncomfortable, perhaps even overwhelming, there are some things you can do to give yourself a head start, things we talk about here regularly: ask for referrals, do your own research and due diligence, visit in person at all times of year, rent before you buy, etc.

          But the ultimate way to streamline the process is to learn in person. If you’re planning a move to Europe, the best thing you can do to educate yourself is to hire a tutor.

          To learn from someone who has the time to explain everything in full detail and to whom you can ask all your questions as they arise—or, even better, many someones…

          Those who are professional experts in their fields in your new home…

          And those who have come before you—expats who have already been through the ringer…

          Which is exactly what we deliver and our Live And Invest Conferences and this week’s France Workshop is no exception. It’s happening online this Thursday, May 15. You’ll find all the details here.

          I’m excited to be connecting with our team of in-country experts to share all that life in this Old World great has to offer.

          I’ll be dialing in from my home in Paris. I hope you can join in the fun from wherever in the world you are and look forward to connecting with you online on Thursday.

          Bonne route, 

          Kat Kalashian signature

          Kat Kalashian
          Editor, In Focus: Europe

          Tags: Live abroadlive overseasMove abroadmove overseasmove to a new countryMove to EuropeParis
          Share98Tweet61
          Kat Kalashian

          Kat Kalashian

          Kat Kalashian has grown up around the world, living in the United States, Ireland, France, and Panama, and has traveled extensively in her few years. Growing up as a young expat she is familiar with the trials and tribulations of an overseas move and the adjustments that must be made in every new destination. After living in Panama for seven years, she and her husband relocated back to Paris, France, in 2018 where they now live full-time with their American-born cat, Panamanian-born dog, and two French-born daughters. She's now been living in Paris for over 10 cumulative years, and enjoys being able to explore France and the rest of Europe at every opportunity. As head of Live And Invest Overseas’ European Division, she is Editorial Director of Europe Uncovered, a monthly subscription service, MCs the Europe based Live And Invest Conferences, and scouts out new locations for coverage on the Continent.

          Start Your New Life Overseas Today!
          Sign up for our free daily e-letter, Overseas Opportunity Letter, and we'll send you a FREE report on The 10 Best Places To Retire In 2025.

          We Value Your Privacy! We will not share your email address with anyone else, period.
          Our Expertise Unlocks The World

          quick links

          • Best Places To Live
          • Best Places To Retire
          • Finding A Job Overseas
          • Real Estate

          LIOS Resources

          • New To LIOS
          • Ask An Expert
          • Media Center
          • Contact Us
          • FAQs
          the 10 best places to retire in 2025
          Sign up for our free daily e-letter, Overseas Opportunity Letter, and get your FREE REPORT: The 10 Best Places To Retire Overseas In 2025






            We Value Your Privacy! We will not share your email address with anyone else, period.

            As seen in

            US Media Logos

            © 2008 – Live and Invest Overseas™ – All Rights Reserved.

            About Us / Contact Us / Privacy Policy / Terms / Unsubscribe
            Facebook-f X-twitter Youtube Linkedin-in Instagram

            Welcome Back!

            Login to your account below

            Forgotten Password?

            Retrieve your password

            Please enter your username or email address to reset your password.

            Log In

            Sign up to receive the FREE daily e-letter, Overseas Opportunity Letter and we’ll immediately email you our editors’ latest research report…

            BEST PLACES TO RETIRE 

            FREE REPORT:






              We Value Your Privacy! We will not share your email address with anyone else, period.

              Sign up for FREE and learn how to live the good life on a modest budget, find bargain property, and more. Plus, check out our free report on the 10 BEST PLACES TO RETIRE.

              RETIRE OVERSEAS AND LIVE LIKE ROYALTY






                We Value Your Privacy! We will not share your email address with anyone else, period.
                HOME

                Top Countries

                • Spain
                • Portugal
                • Panama
                • Belize
                • Colombia
                • Cyprus
                • Mexico
                • France
                • Montenegro

                Best For:

                • Health Care Abroad
                • Retirement Living
                • Cost Of Living
                • Investing in Real Estate
                • Establishing Residency
                • Gun Ownership
                • English Speakers
                • Safety
                BROWSE ALL COUNTRIES

                Budgets

                How Much Will It Cost
                To Live Overseas?

                Super Cheap

                • Chitré, Panama
                • Santa Marta, Colombia
                • Phuket, Thailand
                • Dumaguete, The Philippines

                Cheap

                • Medellin, Colombia
                • Boquete, Panama
                • Kyrenia, Cyprus
                • Hua Hin, Thailand
                • The Algarve, Portugal

                Affordable

                • Valencia, Spain
                • Cascais, Portugal
                • Las Terrenas, The DR
                • Pisa, Italy
                • La Rochelle, France
                • Mazatlán, Mexico

                Luxury

                • Ambergris Caye, Belize
                • Kotor, Montenegro
                • The Panama City Beaches
                • Paris, France

                Resources

                Global Living

                • Living & Retiring Overseas
                • Raising A Family Abroad
                • Foreign Residency & Citizenship
                • Offshore & Diversification

                Making Money

                • International Real Estate
                • Banking
                • Employment
                • Investing
                Meet Our Experts

                Real Estate

                Overseas Property Alert 

                 

                How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams

                VISIT SITE

                Buying Real Estate For Cashflow

                 

                Discover tips and strategies used by global property investing veterans

                READ MORE

                Explore Our Latest Posts

                 

                Learn how to invest and purchase property abroad…

                EXPLORE

                Conferences

                INTERNATIONAL PROPERTY SUMMIT

                PANAMA CITY, PANAMA June 18-20, 2025
                LEARN MORE

                CARIBBEAN VIRTUAL CONFERENCE

                VIRTUAL July 17-19, 2025
                LEARN MORE
                PRE-REGISTER

                Live and Invest In Spain Conference

                Valencia, Spain Sep. 17-19, 2025
                LEARN MORE
                PRE-REGISTER
                MORE EVENTS

                Contact Our Events Team:

                Toll-Free U.S. and Canada:
                1 (888) 627 8834

                From Outside North America:
                1 (443) 599 1221

                Working Hours
                Monday – Friday 08:00 am – 17:00 pm EST.

                Reach us with your questions by email at: events@liveandinvestoverseas.com

                Store

                Overseas Havens Reports

                • Expats' comprehensive destination guides

                Conference Kits

                • Hours of coverage  from our latests conferences

                Lahardan Books

                • Titles on living and investing around the world

                Subscriptions

                • Overseas Living Letter: Affordable Retirement Guidance
                • The Simon Letter: Wealth Protection Insights
                • Global Property Advisor: Global Investment Opportunitites
                VISIT OUR STORE

                Free Report

                THE 10 BEST PLACES TO RETIRE IN 2025

                FREE REPORT: The 10 Best Places To retire in 2025

                Sign up to receive the FREE daily e-letter, Overseas Opportunity Letter and we’ll immediately email you our editors’ latest research report…






                  We Value Your Privacy! We will not share your email address with anyone else, period.

                  LIBRARY

                  Follow Us:

                  © 2008 - Live and Invest Overseas - All Rights Reserved.