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The Best Places To Retire In 2025 Report
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    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
    • Portugal
    • Panama
    • Belize
    • Colombia
    • Cyprus
    • Mexico
    • France
    • Montenegro
    • Browse All Countries

    Best For:

    • The Best Places To Retire
    • Health Care Abroad
    • Cost Of Living
    • Investing in Real Estate
    • Establishing Residency
    • Gun Laws In The World
    • English-Speaking Countries
    • Safest Places For Retirement
    • Best Places In Latin America
  • Budgets

    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

    Global Living

    • Living & Retiring Overseas
    • Raising A Family Abroad
    • Foreign Residency & Citizenship
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    Making Money

    • International Real Estate
    • Banking
    • Employment
    • Investing

    Follow Us:

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    • Discover tips and strategies used by global property investing veterans

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Live and Invest Overseas
  • Home
  • Countries

    Top Destinations:

    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
    • Portugal
    • Panama
    • Belize
    • Colombia
    • Cyprus
    • Mexico
    • France
    • Montenegro
    • Browse All Countries

    Best For:

    • The Best Places To Retire
    • Health Care Abroad
    • Cost Of Living
    • Investing in Real Estate
    • Establishing Residency
    • Gun Laws In The World
    • English-Speaking Countries
    • Safest Places For Retirement
    • Best Places In Latin America
  • Budgets

    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

    Global Living

    • Living & Retiring Overseas
    • Raising A Family Abroad
    • Foreign Residency & Citizenship
    • Offshore & Diversification

    Making Money

    • International Real Estate
    • Banking
    • Employment
    • Investing

    Follow Us:

    • Meet Our Experts
  • Real Estate

    Buying Real Estate For Cashflow

    • Discover tips and strategies used by global property investing veterans

    Explore Our Latest Posts

    • Learn how to invest and purchase property abroad…

    Go To The Overseas Property Alert Site

    • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
  • Conferences

    Upcoming Events

    • Explore Our Events Site

    Live and Invest In Spain Conference

    Offshore Wealth Summit

    Argentina Workshop

    VALENCIA, SPAIN

    Sep. 17-19, 2025

    PANAMA CITY, PANAMA

    Oct. 15-17, 2025

    VIRTUAL

    Nov. 13, 2025

    Learn More About This Event
    Learn More About This Event
    PRE-REGISTER
    Learn More About This Event
    PRE-REGISTER
    • MORE EVENTS

    Contact Our Events Team

    Toll-Free U.S. and Canada:
    1 (888) 627 8834
    From Outside North America:
    1 (443) 599 1221
    Working Hours
    Monday – Friday 08:00 am – 17:00 pm EST.

    Reach us with your questions by email at: events@liveandinvestoverseas.com

  • Store

    Unlock The World

    • Access Your Library

    Overseas Havens Reports

    • Expats' comprehensive destination guides

    Conference Kits

    • Hours of coverage  from our latests conferences

    Lahardan Books

    • Titles on living and investing around the world
    • Explore Our Store
    Your passport to a life well-lived abroad

    Services

    overseas living letter offers affordable retirement guidance
    The Simon Letter Wealth Protection Insights
    Global Property Advisor Global Investment Opportunities

    Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

  • My Library
Live and Invest Overseas
FREE Report

THE BEST PLACES TO RETIRE IN 2025

The Best Places To Retire In 2025 Report

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Home Lifestyle

A Dream Destination With A Down To Earth Price Tag

View of a beach in Cadiz Spain

AdobeStock/joserpizarro

In the context of Europe, Spain is fantastically affordable.

Many North Americans have this perception of Western Europe as being financially out of reach, a destination only accessible in daydreams…

The truth is that many Western European countries—especially Spain and the Costa de la Luz—are more affordable than the States or Canada.

A couple’s basic monthly budget here should come to about US$1,575.

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Rent on the Costa de la Luz is likely to be your biggest outlay, with a well-appointed two-bedroom apartment by the beach costing around US$600 per month at the upper end of the spectrum.

Groceries cost an average of US$240 per month. You’ll often hear that in Andalucía (the region where the Costa de la Luz is located), “wine is cheaper than water,” and it’s true.

You can get a decent bottle of wine for about US$1 while a liter of water can be closer to US$2. Dinner for two, including drinks, appetizers, mains, and dessert, could come to about US$35.

A fancy coffee will be less than US$3; a beer, which is served in small glasses called cañas in Spain, will be about US$1.20.

Transportation costs depend on whether you have a car. It’s possible to get by without one thanks to the train, for which the basic fare is negligible.

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How Is The Good Life In Europe?

Spain’s health care system is ranked seventh-best by the World Health Organization.

Hospitals here are of a high standard, with highly trained medical staff and high-tech equipment.

Spain offers a mix of public and private care, with about 90% of the population relying on public health care.

Primary health care is delivered at health centers (centros de salud) across Spain. You can register with a GP at a health center after becoming part of the national health system and paying social security contributions.

For instance, one expat in Spain quotes about US$60 for her monthly contributions.

Pharmacies are abundant in every town.

As to the climate, you’ll enjoy well over 3,000 sunshine hours per year here.

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Cádiz is touted as the oldest city in Western Europe, dating to 1104 BC. Walking its streets, you can feel the history and see the cultural influence of the many civilizations—from the Phoenicians to the Romans to the Moors—that impacted it over time.

Its Old Town is densely populated, with one of Europe’s oldest neighborhoods and ruins hemmed in by old city walls. Individual landmarks syncretize various architectural styles.

Narrow streets spill out into lively plazas where you can sit in the shade of a towering cathedral and watch the world go by…

Despite being the biggest city on the coast, Cádiz is not home to a huge number of expats. But there’s more to the Costa de la Luz than just Cádiz…

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For example, all along the coastline are appealing places to live, including ancient hilltop villages and well-appointed beach towns. If you’re looking to settle into an established expat community, consider Rota, home to a naval station that employees U.S. Navy and Marine Corps personnel.

Rota offers ancient history, fine beaches, a walkable town center, and proximity to golf and natural attractions, including the Camino Natural, a wooden pathway that runs through a pine forest and along the beach.

Expat Stephanie, who moved here with her husband in 2020, says:

“We chose Rota because of the U.S. military base here. My husband is retired from the military, so we can use the facilities—most importantly the free Space-A flights for military personnel, but also the fitness center, hospital, and library.

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“My husband is an avid golfer, so that was another reason for choosing Rota. His membership at a championship course is about US$1,400 for the year with discounts to other courses in the region. Golf is also a great way to meet people.

“I feel that the Costa de la Luz is a hidden gem that many travelers (or aspiring expats) from other countries don’t know about. Rota and the other towns along the coast have incredibly beautiful beaches that are practically empty for many months of the year.

“I love the beauty of Rota’s coastline. I never get tired of seeing the ocean. I can run along the beach for miles or walk through the pine forest on the dunes overlooking the Bay of Cádiz. It’s so easy to make plans to do something outside because the weather is rarely bad.

“I also enjoy the calmness and simplicity of life here. I feel comfortable in Rota. People are out so late here, so there are always people on the streets and I never feel unsafe at night.”

Sincerely,

Sophia Titley signature

Sophia Titley

Editor, Overseas Living Letter

Tags: ' Residency Overseas''best places to retire in the world''Expat Life''retire to europe'Affordable LifeAt Home AbroadSpain'
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Sophia Titley

Sophia Titley

For Sophia Titley, home is a subjective concept. She was born in Singapore but grew up in Indonesia and Saudi Arabia… and has since lived in Canada, Spain, Colombia, and, most recently, Panama. She studied political science and Spanish at the University of British Columbia, and in her free time enjoys trying new recipes, playing soccer, and salsa dancing.

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HOME

Top Countries

  • Spain
  • Portugal
  • Panama
  • Belize
  • Colombia
  • Cyprus
  • Mexico
  • France
  • Montenegro

Best For:

  • Health Care Abroad
  • Retirement Living
  • Cost Of Living
  • Investing in Real Estate
  • Establishing Residency
  • Gun Ownership
  • English Speakers
  • Safety
BROWSE ALL COUNTRIES

Budgets

How Much Will It Cost
To Live Overseas?

Super Cheap

  • Chitré, Panama
  • Santa Marta, Colombia
  • Phuket, Thailand
  • Dumaguete, The Philippines

Cheap

  • Medellin, Colombia
  • Boquete, Panama
  • Kyrenia, Cyprus
  • Hua Hin, Thailand
  • The Algarve, Portugal

Affordable

  • Valencia, Spain
  • Cascais, Portugal
  • Las Terrenas, The DR
  • Pisa, Italy
  • La Rochelle, France
  • Mazatlán, Mexico

Luxury

  • Ambergris Caye, Belize
  • Kotor, Montenegro
  • The Panama City Beaches
  • Paris, France

Resources

Global Living

  • Living & Retiring Overseas
  • Raising A Family Abroad
  • Foreign Residency & Citizenship
  • Offshore & Diversification

Making Money

  • International Real Estate
  • Banking
  • Employment
  • Investing
Meet Our Experts

Real Estate

Overseas Property Alert 

 

How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams

VISIT SITE

Buying Real Estate For Cashflow

 

Discover tips and strategies used by global property investing veterans

READ MORE

Explore Our Latest Posts

 

Learn how to invest and purchase property abroad…

EXPLORE

Conferences

Live and Invest In Spain Conference

VALENCIA, SPAIN Sep. 17-19, 2025
Learn More About This Event

Offshore Wealth Summit

PANAMA CITY, PANAMA Oct. 15-17, 2025
Learn More About This Event
PRE-REGISTER

Argentina Workshop

VIRTUAL Nov. 13, 2025
Learn More About This Event
PRE-REGISTER
MORE EVENTS

Contact Our Events Team:

Toll-Free U.S. and Canada:
1 (888) 627 8834

From Outside North America:
1 (443) 599 1221

Working Hours
Monday – Friday 08:00 am – 17:00 pm EST.

Reach us with your questions by email at: events@liveandinvestoverseas.com

Store

Overseas Havens Reports

  • Expats' comprehensive destination guides

Conference Kits

  • Hours of coverage  from our latests conferences

Lahardan Books

  • Titles on living and investing around the world

Services

  • Overseas Living Letter: Affordable Retirement Guidance
  • The Simon Letter: Wealth Protection Insights
  • Global Property Advisor: Global Investment Opportunitites
VISIT OUR STORE

Free Report

THE 10 BEST PLACES TO RETIRE IN 2025

FREE REPORT: The 10 Best Places To retire in 2025

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