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      Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

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      How Much Will It Cost You To Live Overseas?

      The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

      Super Cheap

      • Chitré, Panama
      • Santa Marta, Colombia
      • Phuket, Thailand
      • Dumaguete, The Philippines

      Cheap

      • Medellin, Colombia
      • Boquete, Panama
      • Kyrenia, Cyprus
      • Hua Hin, Thailand
      • The Algarve, Portugal

      Affordable

      • Valencia, Spain
      • Cascais, Portugal
      • Las Terrenas, The DR
      • Pisa, Italy
      • La Rochelle, France
      • Mazatlán, Mexico

      Luxury

      • Ambergris Caye, Belize
      • Kotor, Montenegro
      • The Panama City Beaches
      • Paris, France
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      • Home
      • Countries

        Top Destinations:

        Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

        • Spain
        • Portugal
        • Panama
        • Belize
        • Colombia
        • Cyprus
        • Mexico
        • France
        • Montenegro
        • Browse All Countries

        Best For:

        • The Best Places To Retire
        • Health Care Abroad
        • Cost Of Living
        • Investing in Real Estate
        • Establishing Residency
        • Gun Laws In The World
        • English-Speaking Countries
        • Safest Places For Retirement
        • Best Places In Latin America
      • Budgets

        How Much Will It Cost You To Live Overseas?

        The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

        Super Cheap

        • Chitré, Panama
        • Santa Marta, Colombia
        • Phuket, Thailand
        • Dumaguete, The Philippines

        Cheap

        • Medellin, Colombia
        • Boquete, Panama
        • Kyrenia, Cyprus
        • Hua Hin, Thailand
        • The Algarve, Portugal

        Affordable

        • Valencia, Spain
        • Cascais, Portugal
        • Las Terrenas, The DR
        • Pisa, Italy
        • La Rochelle, France
        • Mazatlán, Mexico

        Luxury

        • Ambergris Caye, Belize
        • Kotor, Montenegro
        • The Panama City Beaches
        • Paris, France
      • Resources

        Global Living

        • Living & Retiring Overseas
        • Raising A Family Abroad
        • Foreign Residency & Citizenship
        • Offshore & Diversification

        Making Money

        • International Real Estate
        • Banking
        • Employment
        • Investing

        Follow Us:

        • Meet Our Experts
      • Real Estate

        Join our Weekly Newsletter
        Overseas Property Alert

        Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






          We Value Your Privacy! We will not share your email address with anyone else, period.

          Buying Real Estate For Cashflow

          • Discover tips and strategies used by global property investing veterans

          Explore Our Latest Posts

          • Learn how to invest and purchase property abroad…

          Go To The Overseas Property Alert Site

          • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
        • Conferences

          Upcoming Events

          • Explore Our Events Site

          International Property Summit

          Caribbean Virtual Conference

          Live and Invest In Spain Conference

          PANAMA CITY, PANAMA

          June 18-20, 2025

          VIRTUAL

          July 17-19, 2025

          Valencia, Spain

          Sep. 17-19, 2025

          LEARN MORE
          LEARN MORE
          PRE-REGISTER
          LEARN MORE
          PRE-REGISTER
          • MORE EVENTS

          Contact Our Events Team

          Toll-Free U.S. and Canada:
          1 (888) 627 8834
          From Outside North America:
          1 (443) 599 1221
          Working Hours
          Monday – Friday 08:00 am – 17:00 pm EST.

          Reach us with your questions by email at: events@liveandinvestoverseas.com

        • Store

          Unlock The World

          • Access Your Library

          Overseas Havens Reports

          • Expats' comprehensive destination guides

          Conference Kits

          • Hours of coverage  from our latests conferences

          Lahardan Books

          • Titles on living and investing around the world
          • Explore Our Store
          Your passport to a life well-lived abroad

          Services

          overseas living letter offers affordable retirement guidance
          The Simon Letter Wealth Protection Insights
          Global Property Advisor Global Investment Opportunities

          Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

        • My Library
        Live and Invest Overseas
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          Home Retirement/Living

          Happy Accidents, Big Adventure, And Zero Regrets

          Take The Plunge

          by Kathleen Peddicord
          Mar 31, 2024
          in Retirement/Living
          0 0
          Woman traveler watches a beautiful sunset on the rocks on the beach, Cyprus, Cape Greco

          AdobeStock/olezzo

          I made my first international move, from Baltimore, Maryland, to Waterford, Ireland, with the support of my longtime employer. He sent me off with marching orders to establish an EU base for the firm. I did not choose Waterford but the idea of an adventure in the Old World. Waterford and Ireland were happy accidents.

          I made my second international move, from Waterford to Paris, again with the support of the firm where I was now a partner. This time I chose the destination. My family and I wanted to be in Paris, and my business partner accommodated the agenda.

          The move from Paris to Panama four years later was entirely my doing.

          The year before, I’d left the company that had taken me to Ireland and France. I’d retired early but retirement didn’t suit me. I liked being in business and decided to start one of my own.

          Two minutes of discussion with my husband Lief led us to agree that, if I wanted to pursue a business agenda, we’d need to leave France, perhaps the least entrepreneur-friendly country in the world. We knew from experience that Panama is one of the best places to start and run an internet business of the kind I imagined, so we bought one-way tickets for Panama City.

          For the next 10 years, we hunkered down in Panama, raising our son and building Live And Invest Overseas. When both were mature enough to take their first independent steps, Lief and I transitioned to the long-anticipated next stage, for us the ultimate lifestyle.

          Now we live between Paris and Panama, enjoying the very different delights of both the City of Light and the Hub of the Americas while continuing to manage the growth of our publishing business, which affords us many chances to rationalize adventures elsewhere.

          As we look ahead from this pivotal point in our lives, we imagine continued hard work, which we both enjoy, punctuated by regular travel. More than anything, Lief and I appreciate discovery and the unexpected.

          We also like history, architecture, long city walks, and extended café afternoons. This world of ours hides many spots for indulging in those things. We look forward to getting to know as many of them as possible.

          I share this personal history to make the point that, while, for nearly four decades, “retire overseas” has been my beat, it’s never been my personal agenda. I’ve enjoyed a life of serial adventures overseas funded by enterprises that have allowed me to convert passions for travel and real estate into cash flow.

          I didn’t retire overseas and maybe you shouldn’t either. The opportunity we consider in these dispatches each day is greater than that.

          The retirement plan that Lief and I have embarked on has nothing to do with winding down. For us, this stage is a chance to be more engaged than ever, in the world, in life, and in giving back.

          Start Your New Life Today, Overseas






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            A world full of fun, adventure, and profit awaits! Sign up for our free daily e-letter, Overseas Opportunity Letter, and we'll send you a FREE report on the 10 Best Places To Retire In Style Overseas In .

            Our ideas for retirement are about moving around the world and settling in in each place where we land to connect with the local way of life. What’s important here, I’m always wondering about wherever in the world I happen to be. How do people do what they do, and how might I contribute?

            Fully fledged in our empty-nest stage, Lief and I are working but in control of our days and our time. We’re not tied to conventional work schedules or conventional anything.

            I’m finding that I’m more productive than ever because I’m more content and less distracted by daydreams of the life I could be living.

            Your retire overseas plan likely will look different than mine. My point is that you can benefit from the enhanced quality of life it can bring at any age and under any circumstances.

            You could embrace a conventional retirement lifestyle but in a new country, meaning a lower cost of living and days filled with adventure and the exotic.

            You could “retire” overseas and earn an income. Think laptop business.

            You could be a retired entrepreneur like me.

            You could retire for fun and profit, investing (in real estate, say) to generate cash flow to support yourself as you embrace this free and flexible lifestyle.

            You could retire with school-aged children or aging parents. You could retire to a penthouse or off-grid and self-sufficient.

            My point is that retiring overseas isn’t really about retiring. It’s about taking control of your life.

            You can’t predict how your retire-overseas adventure will play out.

            When I left Baltimore 26 years ago, bound for Waterford, Ireland, I had no idea where that single step might lead. No idea that seven years later I would swap Waterford for Paris… and then Paris for Panama City.

            Had I tried to plan for the long term, I may never have left home in the first place. Looking too far into the future can be overwhelming. Taking the all-important first step requires a leap of faith.

            The reward for mustering the courage is enormous. Spending time overseas—full-time, part-time, back and forth, now and then—will enrich your life in ways you couldn’t imagine today.

            In all the years I’ve covered this beat, I’ve not heard one person express regret for having embarked on an adventure overseas.

            The only regret I’ve heard—and I’ve heard it often—is from folks saying they wish they’d made their moves sooner than they did.

            Go now.

            Until next time,
            Kathleen Peddicord signature
            Kathleen Peddicord
            Founding Publisher, Overseas Opportunity Letter

            Tags: Life OverseasLive abroadliving overseasmove overseas
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            Kathleen Peddicord

            Kathleen Peddicord

            Kathleen Peddicord has reported on opportunities for Americans to live, retire, and do business overseas for 40 years. She has traveled to more than 75 countries, invested in real estate in 24, established businesses in 7, renovated and built properties in 6, and educated her children in 5.

            Kathleen has moved children, staff, enterprises, household goods, and pets from the east coast of the United States to Waterford, Ireland, then to Paris, France, and finally to Panama City, Panama, where she has based her Live And Invest Overseas business. Peddicord and her husband, Lief Simon, now divide their time between Panama and Paris.

            Peddicord was a partner with Agora Publishing’s International Living group for 23 years. She opened, staffed, and operated International Living publishing and real estate marketing offices in Waterford, Ireland; Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France. Peddicord launched Live And Invest Overseas group in 2008 and has built it into a successful multimillion-dollar business. Today, she shares her firsthand experience of expat life with more than 500,000 readers of her publications, including Overseas Opportunity Letter and Overseas Living Letter.

            Kathleen has been featured often in The New York Times, MSNBC, AARP, CNN, Bloomberg, CNBC, and more and writes monthly about expat matters, international real estate, and offshore diversification for Forbes and U.S. News.

            Kathleen has written several books including the memoirs “At Home In Ireland” and “At Home At Los Islotes” and her latest title “At Home Abroad,” all published by Lahardan Books. Her best-selling "How To Retire Overseas: Everything You Need To Know To Live Well (For Less) Abroad” was published by Penguin Random House in 2018 and her “Buying Real Estate Overseas For Cash Flow (And A Better Life)” was published by Wiley in August 2020.

            Start Your New Life Overseas Today!
            Sign up for our free daily e-letter, Overseas Opportunity Letter, and we'll send you a FREE report on The 10 Best Places To Retire In 2025.

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                  HOME

                  Top Countries

                  • Spain
                  • Portugal
                  • Panama
                  • Belize
                  • Colombia
                  • Cyprus
                  • Mexico
                  • France
                  • Montenegro

                  Best For:

                  • Health Care Abroad
                  • Retirement Living
                  • Cost Of Living
                  • Investing in Real Estate
                  • Establishing Residency
                  • Gun Ownership
                  • English Speakers
                  • Safety
                  BROWSE ALL COUNTRIES

                  Budgets

                  How Much Will It Cost
                  To Live Overseas?

                  Super Cheap

                  • Chitré, Panama
                  • Santa Marta, Colombia
                  • Phuket, Thailand
                  • Dumaguete, The Philippines

                  Cheap

                  • Medellin, Colombia
                  • Boquete, Panama
                  • Kyrenia, Cyprus
                  • Hua Hin, Thailand
                  • The Algarve, Portugal

                  Affordable

                  • Valencia, Spain
                  • Cascais, Portugal
                  • Las Terrenas, The DR
                  • Pisa, Italy
                  • La Rochelle, France
                  • Mazatlán, Mexico

                  Luxury

                  • Ambergris Caye, Belize
                  • Kotor, Montenegro
                  • The Panama City Beaches
                  • Paris, France

                  Resources

                  Global Living

                  • Living & Retiring Overseas
                  • Raising A Family Abroad
                  • Foreign Residency & Citizenship
                  • Offshore & Diversification

                  Making Money

                  • International Real Estate
                  • Banking
                  • Employment
                  • Investing
                  Meet Our Experts

                  Real Estate

                  Overseas Property Alert 

                   

                  How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams

                  VISIT SITE

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                  Discover tips and strategies used by global property investing veterans

                  READ MORE

                  Explore Our Latest Posts

                   

                  Learn how to invest and purchase property abroad…

                  EXPLORE

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                  INTERNATIONAL PROPERTY SUMMIT

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                  CARIBBEAN VIRTUAL CONFERENCE

                  VIRTUAL July 17-19, 2025
                  LEARN MORE
                  PRE-REGISTER

                  Live and Invest In Spain Conference

                  Valencia, Spain Sep. 17-19, 2025
                  LEARN MORE
                  PRE-REGISTER
                  MORE EVENTS

                  Contact Our Events Team:

                  Toll-Free U.S. and Canada:
                  1 (888) 627 8834

                  From Outside North America:
                  1 (443) 599 1221

                  Working Hours
                  Monday – Friday 08:00 am – 17:00 pm EST.

                  Reach us with your questions by email at: events@liveandinvestoverseas.com

                  Store

                  Overseas Havens Reports

                  • Expats' comprehensive destination guides

                  Conference Kits

                  • Hours of coverage  from our latests conferences

                  Lahardan Books

                  • Titles on living and investing around the world

                  Services

                  • Overseas Living Letter: Affordable Retirement Guidance
                  • The Simon Letter: Wealth Protection Insights
                  • Global Property Advisor: Global Investment Opportunitites
                  VISIT OUR STORE

                  Free Report

                  THE 10 BEST PLACES TO RETIRE IN 2025

                  FREE REPORT: The 10 Best Places To retire in 2025

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