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The Best Places To Retire Report
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  • Home
  • Countries

    Top Destinations:

    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
    • Portugal
    • Panama
    • Belize
    • Colombia
    • Cyprus
    • Mexico
    • France
    • Montenegro
    • Browse All Countries

    Best For:

    • The Best Places To Retire
    • Health Care Abroad
    • Cost Of Living
    • Investing in Real Estate
    • Establishing Residency
    • Gun Laws In The World
    • English-Speaking Countries
    • Safest Places For Retirement
    • Best Places In Latin America
  • Budgets

    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

    Global Living

    • Living & Retiring Overseas
    • Raising A Family Abroad
    • Foreign Residency & Citizenship
    • Offshore & Diversification

    Making Money

    • International Real Estate
    • Banking
    • Employment
    • Investing

    Follow Us:

    • Meet Our Experts
  • Real Estate

    Buying Real Estate For Cashflow

    • Discover tips and strategies used by global property investing veterans

    Explore Our Latest Posts

    • Learn how to invest and purchase property abroad…

    Go To The Overseas Property Alert Site

    • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
  • Conferences

    Upcoming Events

    • Explore Our Events Site

    Live and Invest In Panama Conference

    Live And Invest In Greece Workshop

    Live And Invest In Portugal Conference

    PANAMA CITY, PANAMA

    Jan. 21-23, 2026

    VIRTUAL

    Feb. 19, 2026

    LISBON, PORTUGAL

    Mar. 25-27, 2026

    Learn More About This Event
    DISCOUNT
    Learn More About This Event
    PRE-REGISTER
    Learn More About This Event
    • MORE EVENTS

    Contact Our Events Team

    Toll-Free U.S. and Canada:
    1 (888) 627 8834
    From Outside North America:
    1 (443) 599 1221
    Working Hours
    Monday – Friday 08:00 am – 17:00 pm EST.

    Reach us with your questions by email at: events@liveandinvestoverseas.com

  • Store

    Unlock The World

    • Access Your Library

    Overseas Havens Reports

    • Expats' comprehensive destination guides

    Conference Kits

    • Hours of coverage  from our latests conferences

    Lahardan Books

    • Titles on living and investing around the world
    • Explore Our Store
    Your passport to a life well-lived abroad

    Services

    overseas living letter offers affordable retirement guidance
    The Simon Letter Wealth Protection Insights
    Global Property Advisor Global Investment Opportunities

    Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

  • My Library
Live and Invest Overseas
  • Home
  • Countries

    Top Destinations:

    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
    • Portugal
    • Panama
    • Belize
    • Colombia
    • Cyprus
    • Mexico
    • France
    • Montenegro
    • Browse All Countries

    Best For:

    • The Best Places To Retire
    • Health Care Abroad
    • Cost Of Living
    • Investing in Real Estate
    • Establishing Residency
    • Gun Laws In The World
    • English-Speaking Countries
    • Safest Places For Retirement
    • Best Places In Latin America
  • Budgets

    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

    Global Living

    • Living & Retiring Overseas
    • Raising A Family Abroad
    • Foreign Residency & Citizenship
    • Offshore & Diversification

    Making Money

    • International Real Estate
    • Banking
    • Employment
    • Investing

    Follow Us:

    • Meet Our Experts
  • Real Estate

    Buying Real Estate For Cashflow

    • Discover tips and strategies used by global property investing veterans

    Explore Our Latest Posts

    • Learn how to invest and purchase property abroad…

    Go To The Overseas Property Alert Site

    • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
  • Conferences

    Upcoming Events

    • Explore Our Events Site

    Live and Invest In Panama Conference

    Live And Invest In Greece Workshop

    Live And Invest In Portugal Conference

    PANAMA CITY, PANAMA

    Jan. 21-23, 2026

    VIRTUAL

    Feb. 19, 2026

    LISBON, PORTUGAL

    Mar. 25-27, 2026

    Learn More About This Event
    DISCOUNT
    Learn More About This Event
    PRE-REGISTER
    Learn More About This Event
    • MORE EVENTS

    Contact Our Events Team

    Toll-Free U.S. and Canada:
    1 (888) 627 8834
    From Outside North America:
    1 (443) 599 1221
    Working Hours
    Monday – Friday 08:00 am – 17:00 pm EST.

    Reach us with your questions by email at: events@liveandinvestoverseas.com

  • Store

    Unlock The World

    • Access Your Library

    Overseas Havens Reports

    • Expats' comprehensive destination guides

    Conference Kits

    • Hours of coverage  from our latests conferences

    Lahardan Books

    • Titles on living and investing around the world
    • Explore Our Store
    Your passport to a life well-lived abroad

    Services

    overseas living letter offers affordable retirement guidance
    The Simon Letter Wealth Protection Insights
    Global Property Advisor Global Investment Opportunities

    Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

  • My Library
Live and Invest Overseas
FREE Event

THE 12 BEST PLACES TO RETIRE IN 2026
Join us January 8. for our annual global index reveal.

Retire Overseas Index 2026

Simply sign up to receive the FREE daily e-letter, Overseas Opportunity Letter, to save your seat.

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Home Retirement/Living

Your Roadmap To A Richer, Better Life Overseas

by Victoria Harmer
Jan 06, 2026
in Retirement/Living
0 0
Stunning panoramic view from the coastal road on the Makarska Riviera, Dalmatia, Croatia.The Adriatic highway winding along the dramatic mountain coast, a scenic road trip destination in Croatia

Adobestock/Yuliko

Close to 200 countries make up the 57-and-a-half million square miles of land on planet earth—of which some 25 million square miles is habitable…

Upon that land lie millions of cities, towns, and villages which are home to billions of people…

So far, so overwhelming… especially when you’re trying to pinpoint one perfect spot for retirement.

That’s where we come in…

Here at Live And Invest Overseas, we know, better than anyone, that the world is packed with incredible destinations that can not only cut your cost of living but also hand you a lifestyle upgrade into the bargain.

FREE LIVE EVENT
THE 12 BEST PLACES TO RETIRE IN 2026
Join us January 8. for our annual global index reveal.
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We also know that, in some ways, that’s the problem. As problems go it might be the best kind to have, but there’s no escaping the fact that an entire world of choices can be an overwhelming prospect.

That’s why we don’t just point to a bunch of countries and say, ‘go there’… Instead, we narrow down, with pinpoint accuracy, specific in-country locales waiting to welcome newcomers. Places where crime is as close to non-existent as can be. Where you don’t need to learn a new language if you don’t wish to.

Where the health care is top-notch, the streets are walkable, the Wi-Fi is fast, and the living is easy. And even still, when it comes to places that fit that criteria, your options are vast.

So, each year, we drill down further still to produce a shortlist of destinations that stand out as your very best starting point when looking for a place to call home overseas in the 12 months ahead.

That list is our annual Overseas Retirement Index—the culmination of months of meetings, interviews, data gathering and number crunching, and cumulative years of scouting trips and lived expat experience.

Our Index stands apart not only for its precision in honing in on specific communities where you can best enjoy a fresh start overseas but also because of the expertise of the team behind it… Folks that have already taken the leap into a new life overseas and know how best to smooth the path for you.

Heading up the team are Live And Invest Overseas Founders Kathleen Peddicord and Lief Simon. Experts in their field, Kathleen and Lief don’t just talk the talk when it comes to expat life, they truly walk the walk.

Together, they have traveled to more than 75 countries, invested in real estate in 24, established businesses in seven, renovated historic properties in six, and educated their children in four.

Today, they divide their time between Paris and Panama. Over the decades they’ve spent living and investing overseas they’ve built up an extensive network of expat experts the world over.

That team, of which I’m proud to be a part, have traveled to, lived in, and invested in, the places we recommend.

We know them. We know the communities, the neighborhoods, the people.

Plus, we know the price of a beer and the best bar to get it in…

And we know that each place we recommend has the potential to be the ideal spot for someone seeking a richer, better life overseas.

This year, we’ve narrowed down your options to a stellar shortlist of 12 overseas havens.

Whether you’re looking for a sun-soaked beach resort, a cool-weather mountain town escape, a lively city, or a rural idyll, you’re sure to find the right spot for you among this year’s picks.

For a sneak peek at the list, join me this Thursday for a very special webinar with LIOS Founding Publishers Kathleen Peddicord and Lief Simon, Senior Europe Editor Kat Kalashian, and Senior Latin America Correspondent Lee Harrison.

As an Overseas Opportunity Letter reader this event is free for you to attend. Simply sign up here.

Sincerely,

Victoria Harmer Signature

Victoria Harmer
Editor, Overseas Opportunity Letter

Tags: Cost of LivingExpat LifeKathleen PeddicordLief SimonRetirement HavensWebinar 2026
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Victoria Harmer

Victoria Harmer

Victoria’s first stint living overseas was when she found herself studying English Literature at a 200-year-old university in the heart of rural Wales. From there, her desire to discover and explore pastures new grew, and in the intervening years have led her to Thailand, Australia, Panama, Portugal, Germany, Bali, and beyond. In her spare time, she enjoys kayaking, dragon boating, and long walks and good conversation with her boxer dog, Bella.

FREE LIVE EVENT
THE 12 BEST PLACES TO RETIRE IN 2026
Join us January 8. for our annual global index reveal.

We Value Your Privacy! We will not share your email address with anyone else, period.
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JOIN US JANUARY 8

FOR A FREE LIVE EVENT

The 12 Best Places to Retire in 2026

Our annual Global Retirement Index — revealed live

the event starts in:

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We Value Your Privacy! We will not share your email address with anyone else, period.
HOME

Top Countries

  • Spain
  • Portugal
  • Panama
  • Belize
  • Colombia
  • Cyprus
  • Mexico
  • France
  • Montenegro

Best For:

  • Health Care Abroad
  • Retirement Living
  • Cost Of Living
  • Investing in Real Estate
  • Establishing Residency
  • Gun Ownership
  • English Speakers
  • Safety
BROWSE ALL COUNTRIES

Budgets

How Much Will It Cost
To Live Overseas?

Super Cheap

  • Chitré, Panama
  • Santa Marta, Colombia
  • Phuket, Thailand
  • Dumaguete, The Philippines

Cheap

  • Medellin, Colombia
  • Boquete, Panama
  • Kyrenia, Cyprus
  • Hua Hin, Thailand
  • The Algarve, Portugal

Affordable

  • Valencia, Spain
  • Cascais, Portugal
  • Las Terrenas, The DR
  • Pisa, Italy
  • La Rochelle, France
  • Mazatlán, Mexico

Luxury

  • Ambergris Caye, Belize
  • Kotor, Montenegro
  • The Panama City Beaches
  • Paris, France

Resources

Global Living

  • Living & Retiring Overseas
  • Raising A Family Abroad
  • Foreign Residency & Citizenship
  • Offshore & Diversification

Making Money

  • International Real Estate
  • Banking
  • Employment
  • Investing
Meet Our Experts

Real Estate

Overseas Property Alert 

 

How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams

VISIT SITE

Buying Real Estate For Cashflow

 

Discover tips and strategies used by global property investing veterans

READ MORE

Explore Our Latest Posts

 

Learn how to invest and purchase property abroad…

EXPLORE

Conferences

Live and Invest In Panama Conference

PANAMA CITY, PANAMA Jan. 21-23, 2026
Learn More About This Event
DISCOUNT

Live And Invest In Greece Workshop

VIRTUAL Feb. 19, 2026​
Learn More About This Event
PRE-REGISTER

Live And Invest In Portugal Conference

LISBON, PORTUGAL Mar. 25-27, 2026
Learn More About This Event
MORE EVENTS

Contact Our Events Team:

Toll-Free U.S. and Canada:
1 (888) 627 8834

From Outside North America:
1 (443) 599 1221

Working Hours
Monday – Friday 08:00 am – 17:00 pm EST.

Reach us with your questions by email at: events@liveandinvestoverseas.com

Store

Overseas Havens Reports

  • Expats' comprehensive destination guides

Conference Kits

  • Hours of coverage  from our latests conferences

Lahardan Books

  • Titles on living and investing around the world

Services

  • Overseas Living Letter: Affordable Retirement Guidance
  • The Simon Letter: Wealth Protection Insights
  • Global Property Advisor: Global Investment Opportunitites
VISIT OUR STORE

Free Live Event

Join Us January 8 for a FREE Live Event

The 12 Best Places to Retire in 2026 — Revealed Live

Simply sign up for our FREE daily Overseas Opportunity Letter and reserve your seat.

We Value Your Privacy! We will not share your email address with anyone else, period.

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Join Us January 8 for a FREE Live Event
The 12 Best Places to Retire in 2026 — Revealed Live

We Value Your Privacy! We will not share your email address with anyone else, period.