Live and Invest Overseas
live and invest in panama report
FREE REPORT: LIVE AND INVEST IN PANAMA
We Value Your Privacy! We will not share your email address with anyone else, period.
  • Home
  • Countries

    Top Destinations:

    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
    • Portugal
    • Panama
    • Belize
    • Colombia
    • Cyprus
    • Mexico
    • France
    • Montenegro
    • Browse All Countries

    Best For:

    • The Best Places To Retire
    • Health Care Abroad
    • Cost Of Living
    • Investing in Real Estate
    • Establishing Residency
    • Gun Laws In The World
    • English-Speaking Countries
    • Safest Places For Retirement
    • Best Places In Latin America
  • Budgets

    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

    Global Living

    • Living & Retiring Overseas
    • Raising A Family Abroad
    • Foreign Residency & Citizenship
    • Offshore & Diversification

    Making Money

    • International Real Estate
    • Banking
    • Employment
    • Investing

    Follow Us:

    • Meet Our Experts
  • Real Estate

    Buying Real Estate For Cashflow

    • Discover tips and strategies used by global property investing veterans

    Explore Our Latest Posts

    • Learn how to invest and purchase property abroad…

    Go To The Overseas Property Alert Site

    • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
  • Conferences

    Upcoming Events

    • Explore Our Events Site

    Offshore Wealth Summit

    Live And Invest In Ireland Online Workshop

    Live and Invest In Panama Conference

    PANAMA CITY, PANAMA

    Oct. 15-17, 2025

    VIRTUAL

    Nov. 13, 2025

    PANAMA CITY, PANAMA

    Jan. 21-23, 2026

    Learn More About This Event
    DISCOUNT
    Learn More About This Event
    PRE-REGISTER
    Learn More About This Event
    DISCOUNT
    • MORE EVENTS

    Contact Our Events Team

    Toll-Free U.S. and Canada:
    1 (888) 627 8834
    From Outside North America:
    1 (443) 599 1221
    Working Hours
    Monday – Friday 08:00 am – 17:00 pm EST.

    Reach us with your questions by email at: events@liveandinvestoverseas.com

  • Store

    Unlock The World

    • Access Your Library

    Overseas Havens Reports

    • Expats' comprehensive destination guides

    Conference Kits

    • Hours of coverage  from our latests conferences

    Lahardan Books

    • Titles on living and investing around the world
    • Explore Our Store
    Your passport to a life well-lived abroad

    Services

    overseas living letter offers affordable retirement guidance
    The Simon Letter Wealth Protection Insights
    Global Property Advisor Global Investment Opportunities

    Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

  • My Library
Live and Invest Overseas
  • Home
  • Countries

    Top Destinations:

    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
    • Portugal
    • Panama
    • Belize
    • Colombia
    • Cyprus
    • Mexico
    • France
    • Montenegro
    • Browse All Countries

    Best For:

    • The Best Places To Retire
    • Health Care Abroad
    • Cost Of Living
    • Investing in Real Estate
    • Establishing Residency
    • Gun Laws In The World
    • English-Speaking Countries
    • Safest Places For Retirement
    • Best Places In Latin America
  • Budgets

    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

    Global Living

    • Living & Retiring Overseas
    • Raising A Family Abroad
    • Foreign Residency & Citizenship
    • Offshore & Diversification

    Making Money

    • International Real Estate
    • Banking
    • Employment
    • Investing

    Follow Us:

    • Meet Our Experts
  • Real Estate

    Buying Real Estate For Cashflow

    • Discover tips and strategies used by global property investing veterans

    Explore Our Latest Posts

    • Learn how to invest and purchase property abroad…

    Go To The Overseas Property Alert Site

    • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
  • Conferences

    Upcoming Events

    • Explore Our Events Site

    Offshore Wealth Summit

    Live And Invest In Ireland Online Workshop

    Live and Invest In Panama Conference

    PANAMA CITY, PANAMA

    Oct. 15-17, 2025

    VIRTUAL

    Nov. 13, 2025

    PANAMA CITY, PANAMA

    Jan. 21-23, 2026

    Learn More About This Event
    DISCOUNT
    Learn More About This Event
    PRE-REGISTER
    Learn More About This Event
    DISCOUNT
    • MORE EVENTS

    Contact Our Events Team

    Toll-Free U.S. and Canada:
    1 (888) 627 8834
    From Outside North America:
    1 (443) 599 1221
    Working Hours
    Monday – Friday 08:00 am – 17:00 pm EST.

    Reach us with your questions by email at: events@liveandinvestoverseas.com

  • Store

    Unlock The World

    • Access Your Library

    Overseas Havens Reports

    • Expats' comprehensive destination guides

    Conference Kits

    • Hours of coverage  from our latests conferences

    Lahardan Books

    • Titles on living and investing around the world
    • Explore Our Store
    Your passport to a life well-lived abroad

    Services

    overseas living letter offers affordable retirement guidance
    The Simon Letter Wealth Protection Insights
    Global Property Advisor Global Investment Opportunities

    Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

  • My Library
Live and Invest Overseas
FREE Report

LIVE AND INVEST IN PANAMA

live and invest in panama report

Simply sign up to receive the FREE daily e-letter, Overseas Opportunity Letter, plus our In Focus: Panama newsletter and we’ll immediately email you our editors’ latest research report… absolutely FREE

We Value Your Privacy! We will not share your email address with anyone else, period.
Home Countries Panama

A Fresh Start In Panama

by Mónica Linares
Oct 02, 2025
in Panama
0 0
view of balboa avenue in panama city panama central america with the skyline of skyscrapers in the background

Adobestock/Walter

Aisha Niang is an expat living in Panama City, Panama. She was born in the Big Apple, and at age 46 quit her career as a utility director. Two years later, she moved to the Isthmus.

She also has cerebral palsy. This is just another fact, one that hasn’t stopped her from traveling to 27 countries (and counting!). Aisha has a dream of being awarded a Guinness World Record for a person with a disability traveling to every country in the world.

She has Senegalese, Jamaican, and Panamanian descent. Of this, she says, “I actually want to be an international spy… I’m working on getting different passports.” 

With such a varied background and innate wanderlust, how come she decided to settle in Panama?

“Every time I visited Panama, I just felt comfortable here,” says Aisha. “It felt like home.” Aisha’s grandmother is Panamanian, born in 1911, and she is the first person in her family to return to these roots.

For her, the country’s use of the U.S. dollar is convenient, and checked one of her boxes. It’s the currency she’s used to, and didn’t want to spend time calculating exchange rates.

Panama is also an international hub, which didn’t hurt. As she loves to travel, she can get to almost everywhere from the Hub of the Americas.

As a U.S.-born citizen, the visa process was easy. At the time of her move, the Friendly Nations visa rules hadn’t changed to include a $200,000 investment requirement, and she just paid a $5,000 visa fee.

If you’re thinking about moving to a specific country that has favorable visa options for you, don’t spend too much time dwelling on your decision. She recommends jumping ship sooner rather than later, as visa rules and fees can change at any time. Think too hard and you might just miss the chance.

“I love that Panama has so many different cultures,” she adds about what helped her made the decision to move here. “I also love living in a place where people vacation.” She used to run away to Panama to escape the hustle and bustle… so she decided to make it her permanent home.

Aisha feels happier and more relaxed here. She attributes part of it to quitting her job, but it helps that the culture in Panama is much more laid back, which rubbed off on her.

Get Your Free Panama Report Today!
Simply enter your email address below and we'll send you our FREE REPORT – Live And Invest In Panama: The #1 Retirement Haven In The Americas.
We Value Your Privacy! We will not share your email address with anyone else, period.


“I feel like I can breathe… like I can just take my time. I used to be so concerned about being on time and rushing everywhere. Now I’m just like, I will get there when I get there (but I’m still on time).”

The truth is that she just doesn’t feel that pressure anymore. It’s part of the Panamanian culture she has embraced. The feeling of belonging that she gets here is unmatched.

Aisha has also let go of being a “control freak.” She lives by the saying “This is Panama,” which to her means that sometimes things just happen here, like struggling to open your bank account because they require you to sign exactly like your passport signature of eight years ago. That’s just Panama.

Becoming a healthier version of herself has also only brought positivity into her life. She feels healthier physically, mentally, and emotionally. In Panama’s health care system, she feels more like a human, not just a cog in the machine, like it can often feel in the States.

“At every appointment I’ve had in Panama, the doctors have sat down with me for about 20 to 30 minutes just to learn about me and listen to me. Learn about my history, my habits, to get an understanding of who they are trying to treat. Even the dentist. The dentist! Imagine that.”

Even though she is from New York City and was living in Houston, Texas, before moving, by relocating to Panama her lifestyle upgraded, and it happened with less money than she was spending back in the United States.

She’s now living in Avenida Balboa, which is one of Panama City’s most high-end and coveted addresses. She wakes up with the sun, not an alarm clock. She has direct ocean views, something that she couldn’t have afforded in Houston.

Aisha feels safer in Panama. Even though you have to exercise a degree of caution anywhere, she doesn’t feel like she has to look over her shoulder here.

For Aisha, it’s a beautiful feeling.

Sincerely,

Monica Linares
Managing Editor, Panama Letter

Share83Tweet52
Mónica Linares

Mónica Linares

Mónica was born and raised in Panama and has a passion for stories and storytelling, in any and all formats. Reading, writing, traveling, and her cat are a few of her favorite things. She’s a Florida State University alumna with a Bachelor of Science in Communications and Digital Media. Mónica is currently learning the ropes of the global real estate investing world. She’s the managing editor of our own Global Property Advisor.

Get Your Free Panama Report Today!
Simply enter your email address below and we'll send you our FREE REPORT – Live And Invest In Panama: The #1 Retirement Haven In The Americas.

We Value Your Privacy! We will not share your email address with anyone else, period.
Our Expertise Unlocks The World

quick links

  • Best Places To Live
  • Best Places To Retire
  • Finding A Job Overseas
  • Real Estate

LIOS Resources

  • New To LIOS
  • Ask An Expert
  • Media Center
  • Contact Us
  • FAQs
the 10 best places to retire in 2025
Sign up for our free daily e-letter, Overseas Opportunity Letter, and get your FREE REPORT: The 10 Best Places To Retire Overseas In 2025

We Value Your Privacy! We will not share your email address with anyone else, period.

As seen in

US Media Logos
© 2025 – Live and Invest Overseas™ – All Rights Reserved.
About Us / Contact Us / Privacy Policy / Terms / Unsubscribe
Facebook-f X-twitter Youtube Linkedin-in Instagram

Welcome Back!

Login to your account below

Forgotten Password?

Retrieve your password

Please enter your username or email address to reset your password.

Log In

RETIRE OVERSEAS AND
LIVE LIKE ROYALTY

Sign up for FREE and learn how to live the good life on a modest budget, find bargain property, and more. Plus, check out our FREE report on the 10 BEST PLACES TO RETIRE.

We Value Your Privacy! We will not share your email address with anyone else, period.
HOME

Top Countries

  • Spain
  • Portugal
  • Panama
  • Belize
  • Colombia
  • Cyprus
  • Mexico
  • France
  • Montenegro

Best For:

  • Health Care Abroad
  • Retirement Living
  • Cost Of Living
  • Investing in Real Estate
  • Establishing Residency
  • Gun Ownership
  • English Speakers
  • Safety
BROWSE ALL COUNTRIES

Budgets

How Much Will It Cost
To Live Overseas?

Super Cheap

  • Chitré, Panama
  • Santa Marta, Colombia
  • Phuket, Thailand
  • Dumaguete, The Philippines

Cheap

  • Medellin, Colombia
  • Boquete, Panama
  • Kyrenia, Cyprus
  • Hua Hin, Thailand
  • The Algarve, Portugal

Affordable

  • Valencia, Spain
  • Cascais, Portugal
  • Las Terrenas, The DR
  • Pisa, Italy
  • La Rochelle, France
  • Mazatlán, Mexico

Luxury

  • Ambergris Caye, Belize
  • Kotor, Montenegro
  • The Panama City Beaches
  • Paris, France

Resources

Global Living

  • Living & Retiring Overseas
  • Raising A Family Abroad
  • Foreign Residency & Citizenship
  • Offshore & Diversification

Making Money

  • International Real Estate
  • Banking
  • Employment
  • Investing
Meet Our Experts

Real Estate

Overseas Property Alert 

 

How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams

VISIT SITE

Buying Real Estate For Cashflow

 

Discover tips and strategies used by global property investing veterans

READ MORE

Explore Our Latest Posts

 

Learn how to invest and purchase property abroad…

EXPLORE

Conferences

Offshore Wealth Summit

PANAMA CITY, PANAMA Oct. 15-17, 2025
Learn More About This Event
DISCOUNT

Live And Invest In Ireland Online Workshop

VIRTUAL Nov. 13, 2025
Learn More About This Event
PRE-REGISTER

Live and Invest In Panama Conference

PANAMA CITY, PANAMA Jan. 21-23, 2026
Learn More About This Event
DISCOUNT
MORE EVENTS

Contact Our Events Team:

Toll-Free U.S. and Canada:
1 (888) 627 8834

From Outside North America:
1 (443) 599 1221

Working Hours
Monday – Friday 08:00 am – 17:00 pm EST.

Reach us with your questions by email at: events@liveandinvestoverseas.com

Store

Overseas Havens Reports

  • Expats' comprehensive destination guides

Conference Kits

  • Hours of coverage  from our latests conferences

Lahardan Books

  • Titles on living and investing around the world

Services

  • Overseas Living Letter: Affordable Retirement Guidance
  • The Simon Letter: Wealth Protection Insights
  • Global Property Advisor: Global Investment Opportunitites
VISIT OUR STORE

Free Report

THE 10 BEST PLACES TO RETIRE IN 2025

FREE REPORT: The 10 Best Places To retire in 2025

Sign up to receive the FREE daily e-letter, Overseas Opportunity Letter and we’ll immediately email you our editors’ latest research report…

We Value Your Privacy! We will not share your email address with anyone else, period.

LIBRARY

Follow Us:

© 2008 - Live and Invest Overseas - All Rights Reserved.

RETIRE OVERSEAS AND LIVE LIKE ROYALTY
Sign up for FREE to learn how. Plus, check out our FREE report on THE 10 BEST PLACES TO RETIRE

We Value Your Privacy! We will not share your email address with anyone else, period.