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  • Home
  • Countries

    Top Destinations:

    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
    • Portugal
    • Panama
    • Belize
    • Colombia
    • Cyprus
    • Mexico
    • France
    • Montenegro
    • Browse All Countries

    Best For:

    • The Best Places To Retire
    • Health Care Abroad
    • Cost Of Living
    • Investing in Real Estate
    • Establishing Residency
    • Gun Laws In The World
    • English-Speaking Countries
    • Safest Places For Retirement
    • Best Places In Latin America
  • Budgets

    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
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    Follow Us:

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  • Real Estate

    Buying Real Estate For Cashflow

    • Discover tips and strategies used by global property investing veterans

    Explore Our Latest Posts

    • Learn how to invest and purchase property abroad…

    Go To The Overseas Property Alert Site

    • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
  • Conferences

    Upcoming Events

    • Explore Our Events Site

    Live and Invest In Spain Conference

    Offshore Wealth Summit

    Live And Invest In Mexico Online Workshop

    VALENCIA, SPAIN

    Sep. 17-19, 2025

    PANAMA CITY, PANAMA

    Oct. 15-17, 2025

    VIRTUAL

    Nov. 13, 2025

    Learn More About This Event
    Learn More About This Event
    DISCOUNT
    Learn More About This Event
    DISCOUNT
    • MORE EVENTS

    Contact Our Events Team

    Toll-Free U.S. and Canada:
    1 (888) 627 8834
    From Outside North America:
    1 (443) 599 1221
    Working Hours
    Monday – Friday 08:00 am – 17:00 pm EST.

    Reach us with your questions by email at: events@liveandinvestoverseas.com

  • Store

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    • Explore Our Store
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    overseas living letter offers affordable retirement guidance
    The Simon Letter Wealth Protection Insights
    Global Property Advisor Global Investment Opportunities

    Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

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DISCOVER BELIZE

Discover Belize: Reef, Ruins, Rivers, And Rain Forest Report

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Home In Focus: Belize

Savoring A Simple Life In Belize

My Perfect Overseas Escape. life in belize

Carmelita Gardens

Don dreamt of escaping this country for years. He couldn’t take the craziness anymore… The corruption, the political turmoil, the anger.

Finally, he’d had enough. It was time to start living the life he wanted in a new land of opportunity. He was ready to make the move from the United States to Belize.

“Buena suerte” (good luck) the immigration officer told him as he crossed the border into Mexico. A couple days’ drive on the highways of Mexico, and Don would be at his new home: Carmelita Gardens.

Don is part of a movement of North Americans who are leaving the States and Canada for other places.

He should have retired years ago, but the money was good, so he let it slide…

He spent a lot of time deciding where he would live when he finally made a break for it. He thought his dream retirement would be him on the beach in Mexico… But he realized that his Spanish wasn’t good enough to live there full-time.

A long-time Live And Invest Overseas reader, Don read about Belize—an English-speaking country with loads of Caribbean seafront and some of the best diving in the world.

Eventually he stumbled upon the Carmelita Gardens website. The community wasn’t on the beach… in fact, it was as inland as you could get. But it was on a great river, close to a cool town…

There was something about it he just couldn’t get out of his mind…

Over the next few years, he kept an eye on the website and saw how the sustainable off-grid community was developing.

He learned about the philosophy of the community—“independent together,” and thought this sounded ideal, even though he was still set on a beach retirement.

In March 2021, Don booked his first Discovery Tour to Belize. He started on Ambergris Caye, which seemed to tick a lot of his boxes… but something was nagging at him.

He decided to tour Carmelita Gardens some 80 miles away on the Belize mainland. He met Tim, the laid-back site manager from Nebraska, an eight-year veteran of Belize.

Don was stunned by Carmelita’s verdant half mile of tropical riverfront, complete with chirping parrots and howler monkeys. He hit it off with the cheerful and eclectic expats who make up the community.

Black and white, conservative and liberal, religious and non-religious… Carmelita’s residents leave ideology at the border when they move down here and respect each other’s individuality and independence.

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Some of the residents were planning a canoe trip up the river during Don’s visit and invited him along. One of the more senior residents, a former Marine named Steve, was gamely maneuvering his canoe but got caught in the current and capsized while struggling to correct himself.

Don noticed he wasn’t wearing his life jacket and seemed to be floundering. He realized Steve was drowning and burst into action. He paddled furiously across the river to Steve, and with help from the other canoers, managed to rescue Steve just in the nick of time.

Talk about an emotional moment among strangers.

Just like that, Don knew where he needed to be… he had found his community and his new home. He bought a lot then and there but wonders if in that moment his own life wasn’t saved as well…

Later he joked to Phil, Carmelita Gardens’ developer,

“That was the oddest sales pitch ever. You wanted me to buy a lot, and I ended up saving a life.”

Don went back to States, handed in his notice at work, and started his move to Belize.

I asked Don if he had any apprehensions about making such a quick decision to move to Carmelita Gardens…

“Nope,” he says. “Each mile that clicked off the odometer was a mile closer to home. It wasn’t fun when the wheels came off the trailer axle in central Mexico, though.”

He got through the rest of Mexico without too much incident… though it was great to get over the border and into Belize.

Belize highways are better than Mexican ones these days. The drive to Carmelita with the trailers was less than three hours after crossing the Belize-Mexico border.

As Don passed through the gates of Carmelita Gardens, the residents came out to wave and welcome him. He felt like a conquering hero or king of the parade float.

Everyone volunteered to help him unload the trailer and told him to stay in one of the other resident’s empty house for a while.

“After hauling my butt across Mexico for two days I’m delighted with my decision to not move to Mexico. Belize is much better for me… Different people, different language… better plumbing.”

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Overseas Escape

What Don loves about Carmelita, aside from the sense of community, is the simplicity of life. There’s no materialism or “keeping up with the Jones’” here.

He has shed a lot of possessions, reducing his belongings down to four suitcases. One thing he didn’t get rid of was his woodworking equipment, knowing that retirement was an opportunity to take up the hobbies that he had neglected over the years.

It also gives him the chance to help out with the design details of the houses being built in Carmelita.

Of course, there are some things that can’t be downsized. Don misses his three grandchildren, but they can come visit anytime… and in fact, they’re more likely to visit him here than where he was in the States.

Don is building a modest-sized but luxuriously finished custom tropical hardwood home and workshop, fully off-grid and self-sufficient. He may have a garden or hire someone to take care of that for him.

He wants to take up beekeeping and is considering keeping Melipona—a rare breed of stingless bee that produces honey infused with healing properties and unique flavors.

He’s also thinking about some sort of CBD venture. Belize’s new legalization of the cannabis industry has created a market for hemp by-products.

As Don says, “I’ll have a blank canvas to paint the next chapter of my life any way I want. I don’t know what colors are in my box, but I know I’m about to make a masterpiece.”

Sincerely,

Con Murphy

Contributor, Global Property Advisor

Tags: 'Belize''Expats Overseas''Global Property Investing'
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Con Murphy

Con Murphy

Con was born in Limerick, Ireland in 1981. After Studying Business and Legal Studies at the University College Dublin he worked as a real estate researcher in the U.K and South Africa. In 2006 Con decided to make the move to Belize. During his time in Belize, Con has worked as an owner’s representative in the redevelopment of an award winning Boutique Resort and Spa in the Cayo district, a founding member of a Real Estate Development Company and a founding Director of a Start-up Oil and Gas Exploration company.

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BROWSE ALL COUNTRIES

Budgets

How Much Will It Cost
To Live Overseas?

Super Cheap

  • Chitré, Panama
  • Santa Marta, Colombia
  • Phuket, Thailand
  • Dumaguete, The Philippines

Cheap

  • Medellin, Colombia
  • Boquete, Panama
  • Kyrenia, Cyprus
  • Hua Hin, Thailand
  • The Algarve, Portugal

Affordable

  • Valencia, Spain
  • Cascais, Portugal
  • Las Terrenas, The DR
  • Pisa, Italy
  • La Rochelle, France
  • Mazatlán, Mexico

Luxury

  • Ambergris Caye, Belize
  • Kotor, Montenegro
  • The Panama City Beaches
  • Paris, France

Resources

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MORE EVENTS

Contact Our Events Team:

Toll-Free U.S. and Canada:
1 (888) 627 8834

From Outside North America:
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Working Hours
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Reach us with your questions by email at: events@liveandinvestoverseas.com

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