Live and Invest Overseas
FREE REPORT: THE BEST PLACES TO RETIRE IN 2025
We Value Your Privacy! We will not share your email address with anyone else, period.
  • Home
  • Countries

    Top Destinations:

    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
    • Portugal
    • Panama
    • Belize
    • Colombia
    • Cyprus
    • Mexico
    • France
    • Montenegro
    • Browse All Countries

    Best For:

    • The Best Places To Retire
    • Health Care Abroad
    • Cost Of Living
    • Investing in Real Estate
    • Establishing Residency
    • Gun Laws In The World
    • English-Speaking Countries
    • Safest Places For Retirement
    • Best Places In Latin America
  • Budgets

    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

    Global Living

    • Living & Retiring Overseas
    • Raising A Family Abroad
    • Foreign Residency & Citizenship
    • Offshore & Diversification

    Making Money

    • International Real Estate
    • Banking
    • Employment
    • Investing

    Follow Us:

    • Meet Our Experts
  • Real Estate

    Join our Weekly Newsletter
    Overseas Property Alert

    Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






      We Value Your Privacy! We will not share your email address with anyone else, period.

      Buying Real Estate For Cashflow

      • Discover tips and strategies used by global property investing veterans

      Explore Our Latest Posts

      • Learn how to invest and purchase property abroad…

      Go To The Overseas Property Alert Site

      • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
    • Conferences

      Upcoming Events

      • Explore Our Events Site

      Live and Invest In Spain Conference

      Offshore Wealth Summit

      Greece Workshop

      VALENCIA, SPAIN

      Sep. 17-19, 2025

      PANAMA CITY, PANAMA

      Oct. 15-17, 2025

      VIRTUAL

      Nov. 13, 2025

      LEARN MORE
      DISCOUNT
      LEARN MORE
      PRE-REGISTER
      LEARN MORE
      PRE-REGISTER
      • MORE EVENTS

      Contact Our Events Team

      Toll-Free U.S. and Canada:
      1 (888) 627 8834
      From Outside North America:
      1 (443) 599 1221
      Working Hours
      Monday – Friday 08:00 am – 17:00 pm EST.

      Reach us with your questions by email at: events@liveandinvestoverseas.com

    • Store

      Unlock The World

      • Access Your Library

      Overseas Havens Reports

      • Expats' comprehensive destination guides

      Conference Kits

      • Hours of coverage  from our latests conferences

      Lahardan Books

      • Titles on living and investing around the world
      • Explore Our Store
      Your passport to a life well-lived abroad

      Services

      overseas living letter offers affordable retirement guidance
      The Simon Letter Wealth Protection Insights
      Global Property Advisor Global Investment Opportunities

      Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

    • My Library
    Live and Invest Overseas
    • Home
    • Countries

      Top Destinations:

      Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

      • Spain
      • Portugal
      • Panama
      • Belize
      • Colombia
      • Cyprus
      • Mexico
      • France
      • Montenegro
      • Browse All Countries

      Best For:

      • The Best Places To Retire
      • Health Care Abroad
      • Cost Of Living
      • Investing in Real Estate
      • Establishing Residency
      • Gun Laws In The World
      • English-Speaking Countries
      • Safest Places For Retirement
      • Best Places In Latin America
    • Budgets

      How Much Will It Cost You To Live Overseas?

      The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

      Super Cheap

      • Chitré, Panama
      • Santa Marta, Colombia
      • Phuket, Thailand
      • Dumaguete, The Philippines

      Cheap

      • Medellin, Colombia
      • Boquete, Panama
      • Kyrenia, Cyprus
      • Hua Hin, Thailand
      • The Algarve, Portugal

      Affordable

      • Valencia, Spain
      • Cascais, Portugal
      • Las Terrenas, The DR
      • Pisa, Italy
      • La Rochelle, France
      • Mazatlán, Mexico

      Luxury

      • Ambergris Caye, Belize
      • Kotor, Montenegro
      • The Panama City Beaches
      • Paris, France
    • Resources

      Global Living

      • Living & Retiring Overseas
      • Raising A Family Abroad
      • Foreign Residency & Citizenship
      • Offshore & Diversification

      Making Money

      • International Real Estate
      • Banking
      • Employment
      • Investing

      Follow Us:

      • Meet Our Experts
    • Real Estate

      Join our Weekly Newsletter
      Overseas Property Alert

      Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






        We Value Your Privacy! We will not share your email address with anyone else, period.

        Buying Real Estate For Cashflow

        • Discover tips and strategies used by global property investing veterans

        Explore Our Latest Posts

        • Learn how to invest and purchase property abroad…

        Go To The Overseas Property Alert Site

        • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
      • Conferences

        Upcoming Events

        • Explore Our Events Site

        Live and Invest In Spain Conference

        Offshore Wealth Summit

        Greece Workshop

        VALENCIA, SPAIN

        Sep. 17-19, 2025

        PANAMA CITY, PANAMA

        Oct. 15-17, 2025

        VIRTUAL

        Nov. 13, 2025

        LEARN MORE
        DISCOUNT
        LEARN MORE
        PRE-REGISTER
        LEARN MORE
        PRE-REGISTER
        • MORE EVENTS

        Contact Our Events Team

        Toll-Free U.S. and Canada:
        1 (888) 627 8834
        From Outside North America:
        1 (443) 599 1221
        Working Hours
        Monday – Friday 08:00 am – 17:00 pm EST.

        Reach us with your questions by email at: events@liveandinvestoverseas.com

      • Store

        Unlock The World

        • Access Your Library

        Overseas Havens Reports

        • Expats' comprehensive destination guides

        Conference Kits

        • Hours of coverage  from our latests conferences

        Lahardan Books

        • Titles on living and investing around the world
        • Explore Our Store
        Your passport to a life well-lived abroad

        Services

        overseas living letter offers affordable retirement guidance
        The Simon Letter Wealth Protection Insights
        Global Property Advisor Global Investment Opportunities

        Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

      • My Library
      Live and Invest Overseas
       Moving Out Of The U.S?

      THE 10 BEST PLACES TO RETIRE IN 2025

      the 10 best places to retire in 2025

      PLUS: A SPECIAL BONUS DESTINATION

      Simply sign up to receive the FREE daily e-letter, Overseas Opportunity Letter, and we’ll immediately email you our editors’ latest research report… absolutely FREE






        We Value Your Privacy! We will not share your email address with anyone else, period.

        Home Lifestyle

        Snakes, Machetes, And Unfriendly Locals

        by Kathleen Peddicord
        Oct 27, 2024
        in Lifestyle, Retirement/Living
        0 0
        Los Islotes, Azuero. trouble at the gate

        Live And Invest Overseas

        It was my third machete.

        My first was in Santiago where I watched a man use one to shave his chest.

        He sat in a wooden rocking chair on his front porch at about 10:00 o’clock in the morning, his red checkered shirt unbuttoned and open as he scraped the blade across his belly.

        My second machete was at Panama Jack’s, the tiki bar on our property at Los Islotes. My husband, Lief, used one to cut the head off a snake.

        It was late and most of the staff of our publishing business we’d invited to enjoy themselves at our beach were good and drunk.

        We were sunburned and tired and the evening was winding down when Valentine, our marketing director, pulled a cooler over to a table to sit on. Underneath was a long black snake coiled around itself. Exposed, it stretched out and darted across the floor.

        Everyone screamed.

        We were all in swimsuits and barefoot. We jumped up on chairs, onto the bar. Lief ran to the Prado and returned with the machete he keeps in the back. In a stroke, he decapitated the intruder.

        He picked up the severed head with his blade and flung it as far as he could into the darkness. He knew better than to leave it where it lay. Even separated from its body, the head can still bite.

        Now our neighbor Roberta was swinging machete number three above her head while shouting in Spanish I couldn’t follow.

        From the cab of our project manager Dalys’ pick-up truck, Lief, Dalys, and I watched as five guys from our construction crew huddled together a meter away.

        They stood rigid and straight, whispering to each other but never taking their eyes off Roberta. Every one of them had a good three inches and fifty pounds on the woman losing her mind in the middle of our dirt road, but they were clearly afraid.

        “What is she saying?” I asked Dalys.

        I’ve been spending time in Latin America for four decades and have lived in Panama for fifteen years. I should speak better Spanish than I do. Dalys is a local. I’ve let her become a crutch.

        “She’s yelling at them to get off her land, Señora Kathleen. She’s saying that if they don’t stop work on this fence, they will regret it.”

        We’ve been feuding with Roberta over this fence for two years. We believe it’s our right to build it on land we own. She disagrees. I knew the situation was coming to a head, but I never imagined it would escalate to physical violence.

        Start Your New Life Overseas Today!
        Sign up for our free daily e-letter, Overseas Opportunity Letter, and we'll send you a FREE report on the 10 Best Places To Retire In 2025.
        We Value Your Privacy! We will not share your email address with anyone else, period.
        What could the woman be thinking?

        Roberta moved toward our men, holding her machete straight out in front of her.

        Roberta is a small woman but strong. I’ve seen her carry stacks of concrete blocks and big tree trunks. Behind her was the two-room concrete structure that is both her house and her restaurant. A few yards behind it stood her wooden outhouse with its rusty tin roof. Roberta and her husband, Mateo, sleep in hammocks strung from trees in between.

        The contrast between Roberta’s homestead and our five-star community next door is jarring. Just outside our property line, chickens scratch in the dirt and feral dogs dart among piles of sand, broken car parts, and garbage. It doesn’t say Welcome to Paradise.

        Passing by every day, I feel a twinge of shame although I shouldn’t. The gap between the haves and the have-nots on display is undeniable. Roberta and Mateo resent us for being the big, bad, rich foreigners but we’ve tried every way we can think of to help them see that we respect them and their world and intend only good. Our project provides jobs and pumps money into the local economy. We hope they’ll benefit along with everyone else.

        Roberta stopped two inches from one of our guys, leaned back, looked up, and brought the tip of her blade within inches of his face. She stared at him a long second. Then she stepped to the next man. She assumed the same bent-backward posture with her arm straight out so her machete nearly touched the second man’s cheek.

        She’d stopped shouting.

        All her energy was going into that stare. She moved to the third man in line and placed the tip of her blade a hair away from his throat.

        “Lief, we need to do something. Someone’s going to get hurt.”

        Start Your New Life Overseas Today!
        Sign up for our free daily e-letter, Overseas Opportunity Letter, and we'll send you a FREE report on the 10 Best Places To Retire In 2025.
        We Value Your Privacy! We will not share your email address with anyone else, period.
        “We’re building this fence,” Lief said flatly. My husband is stubborn, and he can be contentious. But I’m too agreeable. I want everyone to be happy all the time and will twist myself into knots to try to make it so. Lief was right. Roberta had pushed us around long enough. Still, I didn’t want bloodshed.

        “I agree,” I said, “but this is getting out of hand. I think we need to tell the men to come back inside the gate. Dalys can give them other work for today.”

        We’ll come out the other side of this wiser and stronger, like we’ve done so many times before, I told myself, as I have about so many other things on so many

        sleepless nights since we embarked on this adventure fourteen years ago. But I’m finding it harder and harder to believe myself.

        We’ve tried diplomacy. We’ve enlisted help from the authorities. We’ve hired two sets of attorneys, one in Santiago and another in Panama City. Yet here we are. No one has been able to help.

        Our surveyor maps the area. Roberta’s sons remove the boundary points. Our crew digs post holes. Roberta’s sons fill them in overnight. Some of our men have quit rather than face Mateo’s ceaseless taunts. Who needs the aggravation when you’re breaking your back under the tropical sun for eight hours a day.

        I’ve never felt more frustrated or more vulnerable.

        “If we back down again now, it’ll only be harder to start up again later,” Lief said. “I’m done backing down. I don’t care what Roberta wants. I want a fence.”

        I glanced over at Dalys. She was sitting calmly, with her head lowered slightly, listening to our debate. Dalys recognizes the role she’s grown into. She is often the voice of compromise between Lief ’s position and mine. I wanted to know what she was thinking.

        “I understand, Señor Lief,” Dalys said in answer to my unspoken question. “But this woman is crazy.”

        Thank you, Dalys. She’d said what needed saying, and I knew it was better for Lief to hear it from her than from me. My contrarian husband can be counted on to take the opposing view to mine. I sometimes adopt positions I don’t believe so he’ll respond conversely. This situation was too serious for those games.

        Roberta’s machete was in the face of the final man in the huddle. Her screaming had resumed, now incoherent in any language.

        Then, suddenly, she stopped, dropped her machete to her side, and turned in our direction.

        She stood still and silent for a moment then raised her weapon again. She was pointing her machete at us.

        We’d turned off the engine in Dalys’ truck when we’d parked. With no air conditioning, it was better than ninety degrees inside the cab, but as Roberta stared at the wall separating us from her, I shivered…

        Until next time,

        Kathleen Peddicord signature

        Kathleen Peddicord

        Founding Publisher, Overseas Opportunity Letter

        P.S. So begins my book, “At Home At Los Islotes”, the behind-the-scenes story of Lief and my experiences in Panama these past two-and-a-half decades.

        Start Your New Life Overseas Today!
        Sign up for our free daily e-letter, Overseas Opportunity Letter, and we'll send you a FREE report on the 10 Best Places To Retire In 2025.
        We Value Your Privacy! We will not share your email address with anyone else, period.

        Tags: 'living in panama''Los Islotes''moving overseas'
        Share83Tweet52
        Kathleen Peddicord

        Kathleen Peddicord

        Kathleen Peddicord has reported on opportunities for Americans to live, retire, and do business overseas for 40 years. She has traveled to more than 75 countries, invested in real estate in 24, established businesses in 7, renovated and built properties in 6, and educated her children in 5.

        Kathleen has moved children, staff, enterprises, household goods, and pets from the east coast of the United States to Waterford, Ireland, then to Paris, France, and finally to Panama City, Panama, where she has based her Live And Invest Overseas business. Peddicord and her husband, Lief Simon, now divide their time between Panama and Paris.

        Peddicord was a partner with Agora Publishing’s International Living group for 23 years. She opened, staffed, and operated International Living publishing and real estate marketing offices in Waterford, Ireland; Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France. Peddicord launched Live And Invest Overseas group in 2008 and has built it into a successful multimillion-dollar business. Today, she shares her firsthand experience of expat life with more than 500,000 readers of her publications, including Overseas Opportunity Letter and Overseas Living Letter.

        Kathleen has been featured often in The New York Times, MSNBC, AARP, CNN, Bloomberg, CNBC, and more and writes monthly about expat matters, international real estate, and offshore diversification for Forbes and U.S. News.

        Kathleen has written several books including the memoirs “At Home In Ireland” and “At Home At Los Islotes” and her latest title “At Home Abroad,” all published by Lahardan Books. Her best-selling "How To Retire Overseas: Everything You Need To Know To Live Well (For Less) Abroad” was published by Penguin Random House in 2018 and her “Buying Real Estate Overseas For Cash Flow (And A Better Life)” was published by Wiley in August 2020.

        Start Your New Life Overseas Today!
        Sign up for our free daily e-letter, Overseas Opportunity Letter, and we'll send you a FREE report on The 10 Best Places To Retire In 2025.

        We Value Your Privacy! We will not share your email address with anyone else, period.
        Our Expertise Unlocks The World

        quick links

        • Best Places To Live
        • Best Places To Retire
        • Finding A Job Overseas
        • Real Estate

        LIOS Resources

        • New To LIOS
        • Ask An Expert
        • Media Center
        • Contact Us
        • FAQs
        the 10 best places to retire in 2025
        Sign up for our free daily e-letter, Overseas Opportunity Letter, and get your FREE REPORT: The 10 Best Places To Retire Overseas In 2025






          We Value Your Privacy! We will not share your email address with anyone else, period.

          As seen in

          US Media Logos

          © 2008 – Live and Invest Overseas™ – All Rights Reserved.

          About Us / Contact Us / Privacy Policy / Terms / Unsubscribe
          Facebook-f X-twitter Youtube Linkedin-in Instagram

          Welcome Back!

          Login to your account below

          Forgotten Password?

          Retrieve your password

          Please enter your username or email address to reset your password.

          Log In
          HOME

          Top Countries

          • Spain
          • Portugal
          • Panama
          • Belize
          • Colombia
          • Cyprus
          • Mexico
          • France
          • Montenegro

          Best For:

          • Health Care Abroad
          • Retirement Living
          • Cost Of Living
          • Investing in Real Estate
          • Establishing Residency
          • Gun Ownership
          • English Speakers
          • Safety
          BROWSE ALL COUNTRIES

          Budgets

          How Much Will It Cost
          To Live Overseas?

          Super Cheap

          • Chitré, Panama
          • Santa Marta, Colombia
          • Phuket, Thailand
          • Dumaguete, The Philippines

          Cheap

          • Medellin, Colombia
          • Boquete, Panama
          • Kyrenia, Cyprus
          • Hua Hin, Thailand
          • The Algarve, Portugal

          Affordable

          • Valencia, Spain
          • Cascais, Portugal
          • Las Terrenas, The DR
          • Pisa, Italy
          • La Rochelle, France
          • Mazatlán, Mexico

          Luxury

          • Ambergris Caye, Belize
          • Kotor, Montenegro
          • The Panama City Beaches
          • Paris, France

          Resources

          Global Living

          • Living & Retiring Overseas
          • Raising A Family Abroad
          • Foreign Residency & Citizenship
          • Offshore & Diversification

          Making Money

          • International Real Estate
          • Banking
          • Employment
          • Investing
          Meet Our Experts

          Real Estate

          Overseas Property Alert 

           

          How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams

          VISIT SITE

          Buying Real Estate For Cashflow

           

          Discover tips and strategies used by global property investing veterans

          READ MORE

          Explore Our Latest Posts

           

          Learn how to invest and purchase property abroad…

          EXPLORE

          Conferences

          Live and Invest In Spain Conference

          VALENCIA, SPAIN Sep. 17-19, 2025
          LEARN MORE
          DISCOUNT

          Offshore Wealth Summit

          PANAMA CITY, PANAMA Oct. 15-17, 2025
          LEARN MORE
          PRE-REGISTER

          GREECE WORKSHOP

          VIRTUAL Nov. 13, 2025
          LEARN MORE
          PRE-REGISTER
          MORE EVENTS

          Contact Our Events Team:

          Toll-Free U.S. and Canada:
          1 (888) 627 8834

          From Outside North America:
          1 (443) 599 1221

          Working Hours
          Monday – Friday 08:00 am – 17:00 pm EST.

          Reach us with your questions by email at: events@liveandinvestoverseas.com

          Store

          Overseas Havens Reports

          • Expats' comprehensive destination guides

          Conference Kits

          • Hours of coverage  from our latests conferences

          Lahardan Books

          • Titles on living and investing around the world

          Services

          • Overseas Living Letter: Affordable Retirement Guidance
          • The Simon Letter: Wealth Protection Insights
          • Global Property Advisor: Global Investment Opportunitites
          VISIT OUR STORE

          Free Report

          THE 10 BEST PLACES TO RETIRE IN 2025

          FREE REPORT: The 10 Best Places To retire in 2025

          Sign up to receive the FREE daily e-letter, Overseas Opportunity Letter and we’ll immediately email you our editors’ latest research report…






            We Value Your Privacy! We will not share your email address with anyone else, period.

            LIBRARY

            Follow Us:

            © 2008 - Live and Invest Overseas - All Rights Reserved.

            RETIRE OVERSEAS AND LIVE LIKE ROYALTY

            Sign up for FREE to learn how. Plus, check out our FREE report on THE 10 BEST PLACES TO RETIRE


            We Value Your Privacy! We will not share your email address with anyone else, period.

            RETIRE OVERSEAS AND LIVE LIKE ROYALTY

            Sign up for FREE and learn how to live the good life on a modest budget, find bargain property, and more. Plus, check out our free report on the 10 BEST PLACES TO RETIRE.

            We Value Your Privacy! We will not share your email address with anyone else, period.