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    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
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    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

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Home Countries Montenegro

Why You Should Invest In Montenegro, Europe’s Secret Riviera

A Home Of Your Own In Europe’s “Secret Riviera” From Just 104,300 Euros

by Lief Simon
May 22, 2023
in Montenegro, Real Estate
0 0
Budva, Montenegro

Adobe Stock/SCStock

I can point you toward plenty of elite destinations where billionaires moor their super-yachts…

But this is the one they don’t want you to know about.

Forbes likens this tiny European country to Monaco…

And Robb Report claims it’s “The Mediterranean’s New Jet Set Hotspot.”

With stunning fjords and a pristine landscape overlooking the same stretch of water as Italy, the ultra-wealthy treat this place as a yachting paradise…

Montenegro views with palm trees and the ocean behind

Yet, You Can Own Here In Europe’s “Secret Riviera” From Just 104,300 Euros.

And, to be clear, I’m not talking about a fixer-upper or living miles from civilization…

The property we’re looking at today puts us just 12 minutes from an exclusive marina with waterfront residences, restaurants, luxury shopping, and hotels…

It’s just 7 minutes from an international airport.

With only a handful of units under 105,000 euros available and prices set to increase next month, the time to act is now.

Nestled just across the water from Italy, and sharing a Venetian influence, I’m talking about Montenegro.

Boats in Montenegro

Most people haven’t even heard of this little Adriatic country, which got its independence from Serbia in 2006. It joined NATO in 2017, has already adopted the euro, and is widely expected to join the EU, 2025 being the latest estimate.

The government has a vision for the future of Montenegro, and the Bay of Kotor in particular, with a focus on massive developments that target the 1%.

One such project is Porto Montenegro… which is just 8 minutes from our property.

In 2007, Canadian gold billionaire Peter Munk bought a former military base and turned it into the largest marina in Southern Europe.

Today, luxury penthouses sell for millions… the shopping center includes high-end brands Dior, Rolex, Burberry, Balenciaga… A-listers flock here to berth their super yachts.

The Saudi royal family even relocated its golden fleet of mega-yachts to here from Monaco.

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This part of Montenegro is quietly transforming itself into a luxury travel destination, ranking #15 among the world’s top destinations for billionaires…

And while we’re not looking for somewhere to park our yacht, surprisingly enough we can own here and, importantly, we stand to profit as Europe’s “Secret Rivera” takes its spot in the limelight.

All we need do is step back a few minutes from the marina to a hillside location nestled between high-end Porto Montenegro and UNESCO-protected, Old Town Kotor on the other side.

Like most European properties, the unit sizes are small with studios coming in at 29 square meters, plus a private terrace area. That works well for a short-term rental.

It also lets you get into a property starting from 104,300 euros (about US$113k), although inventory is limited, and prices range according to views and size.

Here, you (and your renters) can enjoy a laid-back coastal lifestyle, with a gym, a yoga studio, a restaurant, and infinity pool onsite…

The bad news for tourists—but good news for investors—is that short-term accommodation is not easily found around here. With its UNESCO status in the Old Town, the government is protective of the whole Kotor Bay area.

You won’t find high rise here or massive tourist resorts…

There’s the super-luxury accommodation at Porto Montenegro that goes for up to 700 euros (US$750) a night…

At the lower end, you’ll find one-off apartments on Airbnb that start at around 80 euros (US$87) a night, but you’d be without a swimming pool, restaurant, and gym on-site…

Right now, Kotor Bay is lacking that vital middle range that would appeal to most travelers. But we’re getting in early on a development, just a few minutes from the Old Town that’s in a prime position to fill the gap.

This property will offer views of the blue Adriatic Sea to the front and to the mountains behind.

As well as access to a private beach club right on the clear turquoise waters and near a charming UNESCO Heritage City steeped in old-European culture.

The ROI In The Secret Riviera

Choose to rent when you’re not around, and your “Secret Riviera” property will pay for itself and then some—handing you a 9% ROI in steady cash flow.

There will be 24-hour security, and the developer has put in place a management company to handle everything for you, should you wish.

The developer behind this project has a solid track record. They have just completed a similar project nearby, and indeed your fellow readers who already invested will be coming over for the grand opening early June.

Asli, my contact, can answer any of your questions. She also has plenty of photos of that completed project. She can walk you through the location, floor plans, pricing, and inventory.

Even better with this opportunity is that the developer will let you pay 30% down and the balance over 18 months with no interest.

Choose to pay cash, and you can knock a full 10% of the price of your home here, handing you savings of at least 10,400 euros.

If you don’t want to rent out your property here, and prefer to just have it as a European vacation home for yourself, that’s fine, too…

Whether you are looking for a prime location, overseas getaway, or a hassle-free income, this project stands out.

You are just minutes away from high-end Porto Montenegro… likewise, the culture, the food and wine, friendly people, and more relaxed lifestyle of Old Town Kotor… and an international airport.

Sophia, one of our senior scouts, went to check out this part of Montenegro just recently. She tells me she was delighted to find a safe, welcoming, and friendly community of both expats and locals.

View of the city of Kotor in Montenegro
iStock/Givaga

As I said, only a handful of those units under 105,000 euros are available, and only for a limited time.

You’re getting in early on pre-construction pricing… and with exclusive discounts worth thousands.

I expect these will sell fast.

Your fellow readers have already snapped up a number of units here when we first launched.

Larger units are also available. Just let my contact, Asli, know, and she can walk you through all the options.

Stay diversified,
Lief Simon signature
Lief Simon
Editor, Offshore Living Letter

Tags: invest in montenegroinvesting in montenegroKotorMontenegrotivat
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Lief Simon

Lief Simon

Lief Simon has lived and worked in 7 countries on 5 continents and traveled to more than 75 countries. His real estate investment career began with a $5,000 down payment on a three-flat building in Chicago. Less than three years later, Lief sold the building for a leveraged return of 3,000%—$150,000 in profit after closing costs and commissions.

From there, he turned his attention overseas and has bought property in 24 countries including France, Croatia, Portugal, Ireland, Belize, Spain, Argentina, Cyprus, Romania, and beyond. Thanks to his decades-long career as a global property investor, Lief has built a multi-million-dollar portfolio that includes rental properties, significant land holdings, and 7 personal residences.

Lief has established residency in 3 countries and acquired a second passport from Ireland.

In 2008 Lief and wife Kathleen Peddicord made the most important investment of their lives—a 215-acre oceanside finca, known as Los Islotes. There, on Panama’s largely undiscovered Veraguas coast, they’ve installed underground electricity, water, and internet and built a forever family home that sits at the heart of their ultimate vision: a gold standard private residential community for those in search of a true safe haven escape.

Lief’s latest book, “Cowboy Millionaire—The New American Pioneer,” collects all the wisdom he has learned in three decades of living and investing outside America.

He offers advice on international diversification in his twice-weekly Offshore Living Letter and monthly Simon Letter dispatches. For real estate investment opportunities, check out his monthly Global Property Advisor service.

If you’d like to meet Lief in person, join him for one of our upcoming in-country conferences. You’ll find further details here.

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