Live and Invest Overseas
FREE REPORT: The  World Cheapest Real Estate Investments In 2025

THE WORLDS CHEAPEST REAL ESTATE INVESTMENTS IN 2025






    We Value Your Privacy! We will not share your email address with anyone else, period.
    • Home
    • Countries

      Top Destinations:

      Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

      • Spain
      • Portugal
      • Panama
      • Belize
      • Colombia
      • Cyprus
      • Mexico
      • France
      • Montenegro
      • Browse All Countries

      Best For:

      • The Best Places To Retire
      • Health Care Abroad
      • Cost Of Living
      • Investing in Real Estate
      • Establishing Residency
      • Gun Laws In The World
      • English-Speaking Countries
      • Safest Places For Retirement
      • Best Places In Latin America
    • Budgets

      How Much Will It Cost You To Live Overseas?

      The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

      Super Cheap

      • Chitré, Panama
      • Santa Marta, Colombia
      • Phuket, Thailand
      • Dumaguete, The Philippines

      Cheap

      • Medellin, Colombia
      • Boquete, Panama
      • Kyrenia, Cyprus
      • Hua Hin, Thailand
      • The Algarve, Portugal

      Affordable

      • Valencia, Spain
      • Cascais, Portugal
      • Las Terrenas, The DR
      • Pisa, Italy
      • La Rochelle, France
      • Mazatlán, Mexico

      Luxury

      • Ambergris Caye, Belize
      • Kotor, Montenegro
      • The Panama City Beaches
      • Paris, France
    • Resources

      Global Living

      • Living & Retiring Overseas
      • Raising A Family Abroad
      • Foreign Residency & Citizenship
      • Offshore & Diversification

      Making Money

      • International Real Estate
      • Banking
      • Employment
      • Investing

      Follow Us:

      • Meet Our Experts
    • Real Estate

      Join our Weekly Newsletter
      Overseas Property Alert

      Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






        We Value Your Privacy! We will not share your email address with anyone else, period.

        Buying Real Estate For Cashflow

        • Discover tips and strategies used by global property investing veterans

        Explore Our Latest Posts

        • Learn how to invest and purchase property abroad…

        Go To The Overseas Property Alert Site

        • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
      • Conferences

        Upcoming Events

        • Explore Our Events Site

        International Property Summit

        Caribbean Virtual Conference

        Live and Invest In Spain Conference

        PANAMA CITY, PANAMA

        June 18-20, 2025

        VIRTUAL

        July 17-19, 2025

        Valencia, Spain

        Sep. 17-19, 2025

        LEARN MORE
        LEARN MORE
        PRE-REGISTER
        LEARN MORE
        PRE-REGISTER
        • MORE EVENTS

        Contact Our Events Team

        Toll-Free U.S. and Canada:
        1 (888) 627 8834
        From Outside North America:
        1 (443) 599 1221
        Working Hours
        Monday – Friday 08:00 am – 17:00 pm EST.

        Reach us with your questions by email at: events@liveandinvestoverseas.com

      • Store

        Unlock The World

        • Access Your Library

        Overseas Havens Reports

        • Expats' comprehensive destination guides

        Conference Kits

        • Hours of coverage  from our latests conferences

        Lahardan Books

        • Titles on living and investing around the world
        • Explore Our Store
        Your passport to a life well-lived abroad

        Services

        overseas living letter offers affordable retirement guidance
        The Simon Letter Wealth Protection Insights
        Global Property Advisor Global Investment Opportunities

        Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

      • My Library
      Live and Invest Overseas
      • Home
      • Countries

        Top Destinations:

        Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

        • Spain
        • Portugal
        • Panama
        • Belize
        • Colombia
        • Cyprus
        • Mexico
        • France
        • Montenegro
        • Browse All Countries

        Best For:

        • The Best Places To Retire
        • Health Care Abroad
        • Cost Of Living
        • Investing in Real Estate
        • Establishing Residency
        • Gun Laws In The World
        • English-Speaking Countries
        • Safest Places For Retirement
        • Best Places In Latin America
      • Budgets

        How Much Will It Cost You To Live Overseas?

        The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

        Super Cheap

        • Chitré, Panama
        • Santa Marta, Colombia
        • Phuket, Thailand
        • Dumaguete, The Philippines

        Cheap

        • Medellin, Colombia
        • Boquete, Panama
        • Kyrenia, Cyprus
        • Hua Hin, Thailand
        • The Algarve, Portugal

        Affordable

        • Valencia, Spain
        • Cascais, Portugal
        • Las Terrenas, The DR
        • Pisa, Italy
        • La Rochelle, France
        • Mazatlán, Mexico

        Luxury

        • Ambergris Caye, Belize
        • Kotor, Montenegro
        • The Panama City Beaches
        • Paris, France
      • Resources

        Global Living

        • Living & Retiring Overseas
        • Raising A Family Abroad
        • Foreign Residency & Citizenship
        • Offshore & Diversification

        Making Money

        • International Real Estate
        • Banking
        • Employment
        • Investing

        Follow Us:

        • Meet Our Experts
      • Real Estate

        Join our Weekly Newsletter
        Overseas Property Alert

        Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






          We Value Your Privacy! We will not share your email address with anyone else, period.

          Buying Real Estate For Cashflow

          • Discover tips and strategies used by global property investing veterans

          Explore Our Latest Posts

          • Learn how to invest and purchase property abroad…

          Go To The Overseas Property Alert Site

          • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
        • Conferences

          Upcoming Events

          • Explore Our Events Site

          International Property Summit

          Caribbean Virtual Conference

          Live and Invest In Spain Conference

          PANAMA CITY, PANAMA

          June 18-20, 2025

          VIRTUAL

          July 17-19, 2025

          Valencia, Spain

          Sep. 17-19, 2025

          LEARN MORE
          LEARN MORE
          PRE-REGISTER
          LEARN MORE
          PRE-REGISTER
          • MORE EVENTS

          Contact Our Events Team

          Toll-Free U.S. and Canada:
          1 (888) 627 8834
          From Outside North America:
          1 (443) 599 1221
          Working Hours
          Monday – Friday 08:00 am – 17:00 pm EST.

          Reach us with your questions by email at: events@liveandinvestoverseas.com

        • Store

          Unlock The World

          • Access Your Library

          Overseas Havens Reports

          • Expats' comprehensive destination guides

          Conference Kits

          • Hours of coverage  from our latests conferences

          Lahardan Books

          • Titles on living and investing around the world
          • Explore Our Store
          Your passport to a life well-lived abroad

          Services

          overseas living letter offers affordable retirement guidance
          The Simon Letter Wealth Protection Insights
          Global Property Advisor Global Investment Opportunities

          Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

        • My Library
        Live and Invest Overseas
         Homes Under $100k
        The World’s Cheapest Real Estate Investments In 2025 Revealed
        FREE REPORT: The World Cheapest Real Estate Investments In 2025
        Simply sign up to receive the FREE daily e-letter, Overseas Opportunity Letter, and our FREE weekly E-Letter Overseas Property Alert and we’ll immediately email you our editors’ latest research report… absolutely FREE






          We Value Your Privacy! We will not share your email address with anyone else, period.

          Home Countries Montenegro

          Retirement, Real Estate, And Visa Options In Montenegro

          Montenegro Q&A

          by Kathleen Peddicord
          Oct 11, 2024
          in Montenegro, Retirement/Living
          0 0
          Picturesque summer view of Adriatic sea coast in Budva Riviera. Przno village with buildings on the rock, Montenegro

          AdobeStock/O.Farion

          I first visited Montenegro in the early 2000’s. Back then, it was a new state—freshly split from neighboring Serbia and fighting to assert itself.

          Today, it’s a playground for A-listers, billionaires, and savvy expats.

          Despite its popularity with the jet-set, you don’t need a bulging bank balance to make your home here.

          In fact, a couple can live the good life here on as little as $1,700 a month… which makes it one of the most affordable places to spend time on the Continent.

          Get In The Overseas Property Game






            We Value Your Privacy! We will not share your email address with anyone else, period.
            With These Ready-To-Rent Properties Around the World at Pre-Construction Prices, a world full of fun, adventure, and profit awaits! Sign up to receive our free daily e-letter, Overseas Opportunity Letter, and our weekly e-letter, Overseas Property Alert, and we'll send you our Expert Report—absolutely FREE!

            We’ve been extolling the virtues of this little haven for years now… and the mainstream is beginning to catch on… but there’s still time to stake your claim in this up-and-coming corner of Europe.

            Here’s some of the recent questions we’ve had from your fellow readers on Montenegro and our answers to them…

            Q. Is Montenegro a good place for overseas retirement?

            A. Montenegro is a great place to vacation, live in, or retire to. It offers stunning scenery, rich history, warm waters, prestigious marinas, and diverse recreation opportunities—you can ski the slopes in the morning and swim in the Mediterranean in the afternoon.

            Get In The Overseas Property Game






              We Value Your Privacy! We will not share your email address with anyone else, period.
              With These Ready-To-Rent Properties Around the World at Pre-Construction Prices, a world full of fun, adventure, and profit awaits! Sign up to receive our free daily e-letter, Overseas Opportunity Letter, and our weekly e-letter, Overseas Property Alert, and we'll send you our Expert Report—absolutely FREE!

              The small population means it’s also an incredibly safe destination and right now, setting up a life in Montenegro is simple, with easy residency policies and even a direct path to citizenship.

              The expat community is welcoming and climate-wise, you’ll enjoy mild temperatures year-round.

              In addition, property, rent, utilities, meals, and more are affordable in Montenegro. You can almost certainly lower your current cost of living by moving here—a budget of 1,500 to 2,000 euros per month will see a couple living comfortably here. You can rent a small, one- or two-bed apartment in Kotor Old Town for about 800 euros per month.

              Other expenses, like utilities, are low, too… think 40 euros per month for electric and water… and meals out for two for as little as 20 euros.

              It’s also a great place to invest. You could own your own luxury condo here for under 155k euros. It’s a 100% turn-key, fully managed opportunity offering hassle-free annual rental returns of 9% net… and there’s a 10% discount available.

              Kotor is in the southeastern corner of the bay. The jewel in its crown is Kotor Old Town, a three-sided walled city of great historical significance that’s widely regarded as the best-preserved medieval town in the Mediterranean.

              Q. Is it correct that one cannot obtain a visa in Montenegro unless you start a business or purchase real estate?

              A. Montenegro does not offer a specific retirement visa… a work permit or property purchase are the primary routes to residency.

              Americans and Canadians can come to Montenegro and stay for 90 days within a 180-day period—without the need for a visa. For longer stays… you’ll need to apply for a temporary residence permit.

              Get In The Overseas Property Game






                We Value Your Privacy! We will not share your email address with anyone else, period.
                With These Ready-To-Rent Properties Around the World at Pre-Construction Prices, a world full of fun, adventure, and profit awaits! Sign up to receive our free daily e-letter, Overseas Opportunity Letter, and our weekly e-letter, Overseas Property Alert, and we'll send you our Expert Report—absolutely FREE!

                You can buy real estate worth any value and be granted temporary residency. This is the best way to get residency in Montenegro. It can be pretty affordable. Real estate can cost as little as 50,000 euros.

                Remember: This is a one-off purchase. For comparison—a country such as Ireland requires you to prove income of 50,000 euros per year (and deposit 250,000 euros in a bank) for their retirement visa…

                Aside from the real estate purchase, you’ll have to show a clean criminal record, and provide a birth cert and proof of health insurance.

                The temporary residence permit is valid for one year and can be renewed. After five years, you can apply for permanent residency.

                Q. Can an expat from the U.S. work in Montenegro?

                A. Yes, U.S. citizens can obtain work permits for Montenegro. The first step is usually to obtain a residence permit. Visit your local Montenegrin embassy to make this application and ask for advice on the work permit process depending on your situation.

                For some visas you will need a letter showing an offer of employment in Montenegro. Alternatively, if you’re looking to work in Montenegro as a digital nomad, you will need to show proof that your employer(s) are not based within the country. You will also need to show a monthly income of around $1,500. This visa allows you to stay in Montenegro for two years and is renewable for a further two years.

                Until next time,

                Kathleen Peddicord signature

                Kathleen Peddicord
                Founding Publisher, Overseas Opportunity Letter

                Get In The Overseas Property Game






                  We Value Your Privacy! We will not share your email address with anyone else, period.
                  With These Ready-To-Rent Properties Around the World at Pre-Construction Prices, a world full of fun, adventure, and profit awaits! Sign up to receive our free daily e-letter, Overseas Opportunity Letter, and our weekly e-letter, Overseas Property Alert, and we'll send you our Expert Report—absolutely FREE!
                  Tags: 'best places to retire in the world'best foreign residencyEuropean Unionexpat abroadMontenegro
                  Share154Tweet96
                  Kathleen Peddicord

                  Kathleen Peddicord

                  Kathleen Peddicord has reported on opportunities for Americans to live, retire, and do business overseas for 40 years. She has traveled to more than 75 countries, invested in real estate in 24, established businesses in 7, renovated and built properties in 6, and educated her children in 5.

                  Kathleen has moved children, staff, enterprises, household goods, and pets from the east coast of the United States to Waterford, Ireland, then to Paris, France, and finally to Panama City, Panama, where she has based her Live And Invest Overseas business. Peddicord and her husband, Lief Simon, now divide their time between Panama and Paris.

                  Peddicord was a partner with Agora Publishing’s International Living group for 23 years. She opened, staffed, and operated International Living publishing and real estate marketing offices in Waterford, Ireland; Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France. Peddicord launched Live And Invest Overseas group in 2008 and has built it into a successful multimillion-dollar business. Today, she shares her firsthand experience of expat life with more than 500,000 readers of her publications, including Overseas Opportunity Letter and Overseas Living Letter.

                  Kathleen has been featured often in The New York Times, MSNBC, AARP, CNN, Bloomberg, CNBC, and more and writes monthly about expat matters, international real estate, and offshore diversification for Forbes and U.S. News.

                  Kathleen has written several books including the memoirs “At Home In Ireland” and “At Home At Los Islotes” and her latest title “At Home Abroad,” all published by Lahardan Books. Her best-selling "How To Retire Overseas: Everything You Need To Know To Live Well (For Less) Abroad” was published by Penguin Random House in 2018 and her “Buying Real Estate Overseas For Cash Flow (And A Better Life)” was published by Wiley in August 2020.

                  Get Your Free Real Estate Report Today!
                  Simply enter your email address below and we'll send you our FREE REPORT – The World's Cheapest Real Estate Investments In 2025 Revealed

                  We Value Your Privacy! We will not share your email address with anyone else, period.
                  Our Expertise Unlocks The World

                  quick links

                  • Best Places To Live
                  • Best Places To Retire
                  • Finding A Job Overseas
                  • Real Estate

                  LIOS Resources

                  • New To LIOS
                  • Ask An Expert
                  • Media Center
                  • Contact Us
                  • FAQs
                  the 10 best places to retire in 2025
                  Sign up for our free daily e-letter, Overseas Opportunity Letter, and get your FREE REPORT: The 10 Best Places To Retire Overseas In 2025






                    We Value Your Privacy! We will not share your email address with anyone else, period.

                    As seen in

                    US Media Logos

                    © 2008 – Live and Invest Overseas™ – All Rights Reserved.

                    About Us / Contact Us / Privacy Policy / Terms / Unsubscribe
                    Facebook-f X-twitter Youtube Linkedin-in Instagram

                    Welcome Back!

                    Login to your account below

                    Forgotten Password?

                    Retrieve your password

                    Please enter your username or email address to reset your password.

                    Log In

                    Sign up to receive the FREE daily e-letter, Overseas Opportunity Letter and we’ll immediately email you our editors’ latest research report…

                    BEST PLACES TO RETIRE 

                    FREE REPORT:






                      We Value Your Privacy! We will not share your email address with anyone else, period.

                      Sign up for FREE and learn how to live the good life on a modest budget, find bargain property, and more. Plus, check out our free report on the 10 BEST PLACES TO RETIRE.

                      RETIRE OVERSEAS AND LIVE LIKE ROYALTY






                        We Value Your Privacy! We will not share your email address with anyone else, period.
                        HOME

                        Top Countries

                        • Spain
                        • Portugal
                        • Panama
                        • Belize
                        • Colombia
                        • Cyprus
                        • Mexico
                        • France
                        • Montenegro

                        Best For:

                        • Health Care Abroad
                        • Retirement Living
                        • Cost Of Living
                        • Investing in Real Estate
                        • Establishing Residency
                        • Gun Ownership
                        • English Speakers
                        • Safety
                        BROWSE ALL COUNTRIES

                        Budgets

                        How Much Will It Cost
                        To Live Overseas?

                        Super Cheap

                        • Chitré, Panama
                        • Santa Marta, Colombia
                        • Phuket, Thailand
                        • Dumaguete, The Philippines

                        Cheap

                        • Medellin, Colombia
                        • Boquete, Panama
                        • Kyrenia, Cyprus
                        • Hua Hin, Thailand
                        • The Algarve, Portugal

                        Affordable

                        • Valencia, Spain
                        • Cascais, Portugal
                        • Las Terrenas, The DR
                        • Pisa, Italy
                        • La Rochelle, France
                        • Mazatlán, Mexico

                        Luxury

                        • Ambergris Caye, Belize
                        • Kotor, Montenegro
                        • The Panama City Beaches
                        • Paris, France

                        Resources

                        Global Living

                        • Living & Retiring Overseas
                        • Raising A Family Abroad
                        • Foreign Residency & Citizenship
                        • Offshore & Diversification

                        Making Money

                        • International Real Estate
                        • Banking
                        • Employment
                        • Investing
                        Meet Our Experts

                        Real Estate

                        Overseas Property Alert 

                         

                        How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams

                        VISIT SITE

                        Buying Real Estate For Cashflow

                         

                        Discover tips and strategies used by global property investing veterans

                        READ MORE

                        Explore Our Latest Posts

                         

                        Learn how to invest and purchase property abroad…

                        EXPLORE

                        Conferences

                        INTERNATIONAL PROPERTY SUMMIT

                        PANAMA CITY, PANAMA June 18-20, 2025
                        LEARN MORE

                        CARIBBEAN VIRTUAL CONFERENCE

                        VIRTUAL July 17-19, 2025
                        LEARN MORE
                        PRE-REGISTER

                        Live and Invest In Spain Conference

                        Valencia, Spain Sep. 17-19, 2025
                        LEARN MORE
                        PRE-REGISTER
                        MORE EVENTS

                        Contact Our Events Team:

                        Toll-Free U.S. and Canada:
                        1 (888) 627 8834

                        From Outside North America:
                        1 (443) 599 1221

                        Working Hours
                        Monday – Friday 08:00 am – 17:00 pm EST.

                        Reach us with your questions by email at: events@liveandinvestoverseas.com

                        Store

                        Overseas Havens Reports

                        • Expats' comprehensive destination guides

                        Conference Kits

                        • Hours of coverage  from our latests conferences

                        Lahardan Books

                        • Titles on living and investing around the world

                        Services

                        • Overseas Living Letter: Affordable Retirement Guidance
                        • The Simon Letter: Wealth Protection Insights
                        • Global Property Advisor: Global Investment Opportunitites
                        VISIT OUR STORE

                        Free Report

                        THE 10 BEST PLACES TO RETIRE IN 2025

                        FREE REPORT: The 10 Best Places To retire in 2025

                        Sign up to receive the FREE daily e-letter, Overseas Opportunity Letter and we’ll immediately email you our editors’ latest research report…






                          We Value Your Privacy! We will not share your email address with anyone else, period.

                          LIBRARY

                          Follow Us:

                          © 2008 - Live and Invest Overseas - All Rights Reserved.