Move To Montenegro

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How To Move To Montenegro

Reviewed by Kathleen Peddicord

Kathleen is the Live and Invest Overseas Founding Publisher. She has more than 30 years of hands-on experience traveling, living, and buying property around the world.


Picturesque sea view of Boka Kotor Bay, Montenegro
iStock/Givaga

Montenegro is a tiny Balkan country in Eastern Europe, sandwiched between Serbia, Bosnia and Herzegovina, Kosovo, Albania, and Croatia.

It’s about the size of Connecticut, with a population of just 620,000 people.

Kotor Bay is in southwestern Montenegro. It has a unique geography, full of nooks and crannies that together make up one of the most indented areas of the Adriatic Sea.

Gorgeous views of the sea and mountains are a given regardless of where you are in the bay.

Kotor Bay is made up of three main towns: Kotor, Tivat, and Hercig Novi.

Kotor is in the southeastern corner of the bay. The jewel in its crown is Kotor Old Town, a three-sided walled city of great historical significance that’s widely regarded as the best-preserved medieval town in the Mediterranean.

The Good Life

Cost Of Living In Montenegro

Boasting 57 miles (107 kilometers) of sparkling coastline backed by towering mountains and dotted with a charming mix of medieval towns and luxe modern developments.

Montenegro has a unique geography, full of nooks and crannies that together make up one of the most indented areas of the Adriatic Sea.

Gorgeous views of the sea and mountains are a given regardless of where you are in the bay.

Montenegro’s government values foreign investment and wants to attract more foreign residents. So, it makes it easy for expats to set up life here with its turn-key residency policies.

Also, it continues to invest in tourism and construction… more hotel chains are establishing themselves here… cruise ships sail up to Kotor’s harbor on the daily…

Most importantly, it’s only a matter of time before word about Montenegro spreads as far as North America, and Canadian and American tourists and expats start to arrive.

The biggest objective on Montenegro’s agenda right now is joining the European Union, which it’s poised to do in the next couple of years (some say by 2025; some say by 2030).

It became an EU candidate in 2010 and adopted theeuroas its currency in 2002.

Considering all that’s on offer, and unlike comparable destinations like Croatia, the cost of living in Montenegrois low. A couple can live comfortably here on a budget of 1,500 to 2,000 euros per month.

Not many people have heard of this country; to move to Montenegro, you’ve got to be a little adventurous, a little bold, and a little open-minded to be able to come to terms with the realities of living in a country that’s still in development.

But you’ll be rewarded for that boldness with stunning sea and mountain vistas every day… a lower cost of living… mild temperatures year-round as well as access to untouched nature…

And you’ll be making a smart move, as property and rent are still cheap and it gets you residency and potentially a backdoor to the EU…

Reasons To Move To Montenegro

Kotor Old Town, the best-preserved medieval town on the Med.

The Secret Riviera Is Waiting…

A lot of people haven’t even heard of Montenegro, much less know why it makes a great place to vacation, live in, or retire to. But it does.

Here’s 9 reasons why you should move to Montenegro:

1. Stunning Scenery

Picture towering mountains that plunge down into crystalline Adriatic waters and white-stone historical villages. Jaw-dropping vistas are available from almost every vantage point.

2. Sea Access

The Adriatic is the same body of water that laps the shores of southeastern Italy. It’s a part of the Mediterranean. The waters are clear and warm, perfect for swimming, boating, any water-based recreation… or just for providing a beautiful backdrop for daily life.

If you’re arriving here on your own yacht or sailboat you can moor in one of the many prestigious marinas… In Kotor, there is Marina Prcanj and Marina Kotor; in Tivat, Porto Montenegro and Marina Bonici; and in Hercig Novi, Portonovi Marina.

3. A Mix Of Old And New

There are charming historical villages dotted around the bay (Kotor Old Town and Perast), normal neighborhoods (Kotor and Tivat’s main areas), as well as modern luxury developments where everything is new, high-end, and flashy (Porto Montenegro).

Montenegro offers diverse recreation opportunities

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4. Historical Ambiance In Montenegro

Kotor Old Town is the best-preserved medieval town on the Med. It’s a compact, triangular area that you access through three gateways. It’s dense with ancient architecture, plazas, and churches. Behind it, crumbling city walls zigzag up the steep mountain; in front of it is the sea.

5. Diverse Recreation Opportunities

Montenegro is small but geographically diverse. You can ski the slopes in the morning and swim in the Mediterranean in the afternoon. Everyone points out how underrated it is for natural attractions.

In the Bay of Kotor, it’s all about the sea. You can do any type of water-based sport you like. The boating lifestyle specifically is a major draw.

Land-based attractions include hiking in the hills that surround Kotor Bay. An easy afternoon hike starts in Kotor Old Town and takes you up the mountain slope behind it, passing the old crumbling city walls and other ruins as you ascend.

Austro-Hungarian fortresses lie scattered in the hills and forests surrounding Kotor. Visiting them combines a hike and a little historical education…

Within a couple hours’ drive of Kotor Bay, there are several national parks. Lovcen National Park has peaks of 1,749 meters, which you can hike up. Durmitor National Park is UNESCO-recognized and contains Europe’s deepest gorges.

There are two main ski resorts: Ski Resort Kolasin 1450 and Ski Resort Savin Kuk, with smaller ski centers nearby. Facilities, like equipment rentals, ski-lifts, ski schools, and more, are all set up here.

Montenegro has big potential as Europe’s next ski destination.

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6. Safety When You Move To Montenegro

You can feel completely comfortable walking around at any time of day or night, without any fear of crime.

Locals tell me this is thanks to the small population. Everyone knows everyone, so it’s hard to get away with bad behavior.

7. Easy Residency And Citizenship

For now, setting up a life in Montenegro is simple, with easy residency policies and even a direct path to citizenship. Current policies are not set in stone, however…

8. EU Accession

Montenegro is likely to be the next country to enter the EU, which will bring great things to the country. And, if you can set up residency or citizenship before this happens, you’ve got your foot in the door of the EU, meaning access and the right to live in 27 other countries.

9. Move To Montenegro = Low Cost Of Living

Property, rent, utilities, meals, and more are affordable when you move to Montenegro.

You can almost certainly lower your current cost of living by moving here—a budget of US$1,580 to US$2,105 euros per month will see a couple living comfortably here.

Property prices vary from town to town, with Kotor Old Town and Tivat’s seafront drag costing the most compared to the villages scattered around the bay.

You can rent a small, one- or two-bed apartment in Kotor Old Town for about US$842 euros per month.

Other expenses, like utilities, are low, too… One expat quoted me US$43 per month for electric and water…

In terms of food and drink, for a meal for two at a nicer place, expect to spend 50 to 60 euros, including drinks, mains, and dessert. You can have hearty meals at local spots for much less than this; 20 to 40 euros for two.

The expat community in Kotor Bay is big, diverse, and active. Choose to join them and you’ll get to enjoy stunning sea and mountain vistas every day…

When you move to Montenegro you’ll lower your current cost of living…

You’ll enjoy mild temperatures year-round as well as access to untouched nature…

You’ll be able to choose the lifestyle that suits you best among a diverse array of opportunities…

Most importantly, you’ll have a friendly expat community to lean on if culture shock becomes overwhelming at any point…

And you’ll be making a smart move, as property and rent are still cheap and can get you residency and potentially a backdoor to the EU…

Sincerely,
Sophia Titley signature
Sophia Titley
Editor, Overseas Living Letter

Montenegro - FAQs

Do They Speak English In Montenegro?

English is not a widely spoken language in Montenegro. However, you will find locals who do speak English in tourist centres.

Do I Need A Visa To Visit Montenegro?

You can visit Montenegro for 90 days without a visa.

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