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    Super Cheap

    • Chitré, Panama
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    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
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    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
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  • Home
  • Countries

    Top Destinations:

    Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

    • Spain
    • Portugal
    • Panama
    • Belize
    • Colombia
    • Cyprus
    • Mexico
    • France
    • Montenegro
    • Browse All Countries

    Best For:

    • The Best Places To Retire
    • Health Care Abroad
    • Cost Of Living
    • Investing in Real Estate
    • Establishing Residency
    • Gun Laws In The World
    • English-Speaking Countries
    • Safest Places For Retirement
    • Best Places In Latin America
  • Budgets

    How Much Will It Cost You To Live Overseas?

    The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

    Super Cheap

    • Chitré, Panama
    • Santa Marta, Colombia
    • Phuket, Thailand
    • Dumaguete, The Philippines

    Cheap

    • Medellin, Colombia
    • Boquete, Panama
    • Kyrenia, Cyprus
    • Hua Hin, Thailand
    • The Algarve, Portugal

    Affordable

    • Valencia, Spain
    • Cascais, Portugal
    • Las Terrenas, The DR
    • Pisa, Italy
    • La Rochelle, France
    • Mazatlán, Mexico

    Luxury

    • Ambergris Caye, Belize
    • Kotor, Montenegro
    • The Panama City Beaches
    • Paris, France
  • Resources

    Global Living

    • Living & Retiring Overseas
    • Raising A Family Abroad
    • Foreign Residency & Citizenship
    • Offshore & Diversification

    Making Money

    • International Real Estate
    • Banking
    • Employment
    • Investing

    Follow Us:

    • Meet Our Experts
  • Real Estate

    Buying Real Estate For Cashflow

    • Discover tips and strategies used by global property investing veterans

    Explore Our Latest Posts

    • Learn how to invest and purchase property abroad…

    Go To The Overseas Property Alert Site

    • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
  • Conferences

    Upcoming Events

    • Explore Our Events Site

    Live and Invest In Spain Conference

    Offshore Wealth Summit

    Greece Workshop

    VALENCIA, SPAIN

    Sep. 17-19, 2025

    PANAMA CITY, PANAMA

    Oct. 15-17, 2025

    VIRTUAL

    Nov. 13, 2025

    LEARN MORE
    DISCOUNT
    LEARN MORE
    PRE-REGISTER
    LEARN MORE
    PRE-REGISTER
    • MORE EVENTS

    Contact Our Events Team

    Toll-Free U.S. and Canada:
    1 (888) 627 8834
    From Outside North America:
    1 (443) 599 1221
    Working Hours
    Monday – Friday 08:00 am – 17:00 pm EST.

    Reach us with your questions by email at: events@liveandinvestoverseas.com

  • Store

    Unlock The World

    • Access Your Library

    Overseas Havens Reports

    • Expats' comprehensive destination guides

    Conference Kits

    • Hours of coverage  from our latests conferences

    Lahardan Books

    • Titles on living and investing around the world
    • Explore Our Store
    Your passport to a life well-lived abroad

    Services

    overseas living letter offers affordable retirement guidance
    The Simon Letter Wealth Protection Insights
    Global Property Advisor Global Investment Opportunities

    Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

  • My Library
Live and Invest Overseas
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Home Retirement/Living

Top Tips For Settling Into Expat Life

by Kathleen Peddicord
Sep 01, 2024
in Retirement/Living
0 0
Top view of Kaputas Beach between Kas and Kalkan, Turkey.

AdobeStock/Birol

On Tuesday, Lief and I arrived in Izmir on a mission to explore Turkey’s Turquoise Coast… From there we drove to Ephesus, on to Bodrum, and ahead of us is Kalkan.

We believe this stretch of the Mediterranean is Europe’s next unsung, undervalued, under-appreciated, and poised-for-boom riviera. I’m looking forward to updating you on our findings.

For now, I wanted to share an excerpt from an article by Portugal expat Caitlin on settling into your new life overseas taken from the latest issue of our flagship publication, Overseas Living Letter. If you’re not already a subscriber, you can become one in our Labor Day Weekend Sale for just $17. Full details here.

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It’s simultaneously the easiest and the most difficult thing you’ll do—moving abroad and settling into your new life.

You’ll find yourself sipping a glass of vinho verde on a Wednesday afternoon with the winter sun shining on your face.

You won’t think twice about the snow, the politics, or whatever else you left behind (or maybe you might think of it intensely as you find yourself deeply appreciating this new stage in your life).

Those will be the easy moments.

But then, you’ll find yourself crawling out of bed at 4 a.m. to secure yourself a spot in line at the local health center, which won’t open for four hours, in hopes of registering for a health number so that you can access the public system in your new home, and you’ll wonder if maybe you do miss the snow and the politics.

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And those will be the hard moments.

For the past three years, I’ve been living in Portugal—the sixth country where I have held residency.

With all this experience under my belt, even the hard moments have begun to feel routine and straight-forward.

And if there is one thing that I can say with confidence that you must do when you move abroad, it is to be intentional and active in the way you settle into this new life you are building for yourself.

Here are my top tips for “actively settling” into your new community overseas.

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  1. Make Friends

This important. At any age, with any relationship status, with or without kids, whatever your personal circumstances may be, get out there and make friends.

You need a community. You need people from your home country who understand exactly what you are going through—the language struggles, the immigration process.

And you need people from your new home country who have no idea what you’re going through but who know the city, the country, and the language you are learning like the backs of their hands.

It’s on you to go find these people. You need to put yourself out there, attend events, walk up to strangers, smile, shake hands, and then follow up and invite that person whose number you got to have a coffee.

It’s on you to build your community. It’s not going to find you; you need to find it.

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  1. Keep It Simple

Absolutely go and have that Wednesday afternoon vinho verde in the sunshine, go on a sunrise hike on a Monday morning, jump in the ocean at lunchtime, but also just do the boring stuff.

The thing about life abroad is that it is still just… life.

You can (and will) glamorize it.

But ultimately, you still need to go to the grocery store and post office, get your teeth cleaned and your blood pressure checked, you still need to pick up prescriptions and update your driver’s license…

So allow yourself to live a boring life. It’s OK to skip a Wednesday afternoon vinho verde occasionally. Because, remember, you are not on holiday, and though you are somewhere new and exciting and beautiful and glamorous, this is not the sprint of a one-week getaway. This is your life now.

Take it slow; let it be dull, boring, and simple. In my experience, those who glamorize this move so much that they forget that they’re still simply living life are the ones who crash, burn, and ultimately head back to where they started.

I think the honeymoon phase, as many like to call it, is actually a very dangerous period. So right from the start, remember that it’s only your backdrop that has changed. Get into the mundane and allow the routine to remain.

  1. Make Time For Your Hobbies

If there is something that you loved doing before, you’re going to love it just as much in your new home. And having that passion, whatever it is, continue to be a part of your life is going to ensure that you feel more settled and at ease.

If you love pottery, find classes. If you have a newfound love for padel, goodness knows you can find a myriad of padel clubs anywhere in the world these days!

I’m a horseback rider, and wherever I go, I find a place to ride—even when I lived in Ho Chi Minh City, Vietnam.

You know that Full Metal Jacket quote: “There’s not one horse in this whole country. There’s not one horse in Vietnam”? Well, I managed to find a few, because anywhere I live wouldn’t be home with them.

And, as much as it is important for you just to have your creative or physical outlet, being a part of the community that surrounds your hobby is going to help you integrate, and who knows, you just may make friends while you’re at it!

Sincerely,
Caitlin Boylan
Contributor, Overseas Living Letter

Tags: ' Expat Communities Overseas''Expat Life''living in vietnam'life abroadPortugal
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Kathleen Peddicord

Kathleen Peddicord

Kathleen Peddicord has reported on opportunities for Americans to live, retire, and do business overseas for 40 years. She has traveled to more than 75 countries, invested in real estate in 24, established businesses in 7, renovated and built properties in 6, and educated her children in 5.

Kathleen has moved children, staff, enterprises, household goods, and pets from the east coast of the United States to Waterford, Ireland, then to Paris, France, and finally to Panama City, Panama, where she has based her Live And Invest Overseas business. Peddicord and her husband, Lief Simon, now divide their time between Panama and Paris.

Peddicord was a partner with Agora Publishing’s International Living group for 23 years. She opened, staffed, and operated International Living publishing and real estate marketing offices in Waterford, Ireland; Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France. Peddicord launched Live And Invest Overseas group in 2008 and has built it into a successful multimillion-dollar business. Today, she shares her firsthand experience of expat life with more than 500,000 readers of her publications, including Overseas Opportunity Letter and Overseas Living Letter.

Kathleen has been featured often in The New York Times, MSNBC, AARP, CNN, Bloomberg, CNBC, and more and writes monthly about expat matters, international real estate, and offshore diversification for Forbes and U.S. News.

Kathleen has written several books including the memoirs “At Home In Ireland” and “At Home At Los Islotes” and her latest title “At Home Abroad,” all published by Lahardan Books. Her best-selling "How To Retire Overseas: Everything You Need To Know To Live Well (For Less) Abroad” was published by Penguin Random House in 2018 and her “Buying Real Estate Overseas For Cash Flow (And A Better Life)” was published by Wiley in August 2020.

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Best For:

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To Live Overseas?

Super Cheap

  • Chitré, Panama
  • Santa Marta, Colombia
  • Phuket, Thailand
  • Dumaguete, The Philippines

Cheap

  • Medellin, Colombia
  • Boquete, Panama
  • Kyrenia, Cyprus
  • Hua Hin, Thailand
  • The Algarve, Portugal

Affordable

  • Valencia, Spain
  • Cascais, Portugal
  • Las Terrenas, The DR
  • Pisa, Italy
  • La Rochelle, France
  • Mazatlán, Mexico

Luxury

  • Ambergris Caye, Belize
  • Kotor, Montenegro
  • The Panama City Beaches
  • Paris, France

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  • Hours of coverage  from our latests conferences

Lahardan Books

  • Titles on living and investing around the world

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